TopConsumerReviews.com
Home About Us Terms Privacy Policy Contact Us Disclosure

Home  >  Auto Loans

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Latest Reviews

Diamonds

Depression

Living Trusts

Living Wills

Name Change Services

Scabies

Sell Diamonds

Shingles

Skin Tags

 

Related Articles

Are Auto Loans Through A Car Dealer A Good Idea?

Auto Loans Versus Auto Leases

How Much Car Can You Afford?

How Your Auto Loan Can Be Affected By Your Credit Rating

What To Look For When Shopping For An Auto Loan

 

 

 

 

 

Create A Free Profile & Start Searching Match.com

 

 

 

 

Lose Weight Today

Auto Loans Better Business Bureau Reliability Seal Privacy Guarantee Seal

Like us on FB

Finding an auto loan is no longer limited to what your current bank will offer or what the dealer brings to the table. You can take control of your next auto loan terms by shopping online for the best deal available. Several auto loan companies post the most competitive auto loan rates online to attract your business.

Get Your Auto Loan With CARCHEX Today! In today's economy, may people have less than perfect credit. Many companies offer car loans to those who have suffered bankruptcy, late payments or a low credit score. By researching and finding the best auto loan, you'll potentially save hundreds to thousands of dollars each year in payments and interest over other auto loans.

However, not all auto loan companies are the same. Before you apply for your next auto loan, consider the following important factors:

  • History. Does the auto loan company have a history of pleasing the customer and using quality business practices? How do they rank at the Better Business Bureau?
  • Focus. What type of auto loans do they offer? Are their auto loans geared for all levels of credit?
  • Application Process. What is the process of applying for the auto loan?

TopConsumerReviews.com has reviewed and ranked the best Auto Loans available today. We hope these reviews help you find the most affordable loan available for you!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Auto Loans Reviews

5 stars
CARCHEX

CARCHEXTopConsumerReviews.com Best-In-Class Blue Ribbon Award

CARCHEX provides excellent options for borrowers looking to finance or refinance their auto loan. In addition to auto financing and refinancing, CARCHEX also offers vehicle inspection services, auto warranties, car buying tips, and more. Their website is easy to use and they've earned a strong BBB rating for their services. They earn our highest rating. Read More... Visit
Site

4.5 stars
Road Loans

ROAD LOANS

Road Loans has built a top-notch website that streamlines the car loan process. They've been in business over 10 years and support flexible financing for a full range of credit scores. If you're in the market for a car loan, Road Loans is an option you should consider. Read More... Visit
Site

4 stars
Automotive

AUTOMOTIVE

The Automotive.com website is well organized, educational and informative for anyone in the market for a new car. During your search for also apply for a loan online - to be matched with a number of available lenders. Read More... Visit
Site

3.5 stars
Auto Credit Express

AUTO CREDIT EXPRESS

Auto Credit Express specializes in bad credit car financing. The easy application process and available tools make Auto Credit Express the go-to website for those with damaged credit. Read More... Visit
Site

3 stars
Prosper

PROSPER

Prosper offers personal loans for cars via bank and individual lenders. For those needing a non-traditional car loan or prefer that flexibility of a personal loan option this is one option to consider. Read More... Visit
Site

3 stars
USAA

USAA

USAA provides auto loans to military personnel and their families. Issues with the website layout and customer complaints at the BBB brought some concern. Read More... Visit
Site

1.5 stars
Web 2 Carz

WEB 2 CARZ

Web2Carz is a busy and unappealing website. Many of the car loan navigation buttons were not functioning during our review. We recommend you use a higher ranked auto loan company for your needs. Read More... Visit
Site

What You Should Know Before Getting An Auto Loan

Buying a new vehicle can either be an exciting experience, or one that stresses you to the max. For some people, it can even be a combination of the two. Sometimes people get caught up in the excitement of buying another vehicle, and find themselves being talked into more than they can reasonably afford. And once the deal is done, it’s hard to undo it.

Rushing into buying a new or used vehicle is never a good idea. Unlike other investments, such as real estate, vehicles are a very poor investment. They begin to depreciate in value the minute they are driven off the dealer’s lot, and continue to lose value for every year of ownership. However, for most people, vehicles are a necessity in order to get to work and other places they need to go. If you are lucky enough to live in an area with stellar public transportation, a vehicle is something you likely can do without. But for anyone living outside the reach of decent public modes of transport, a vehicle is a necessary evil.

Before buying any vehicle, whether new or used, shoppers should consider a few things.

First and foremost is to determine affordability. How much vehicle can you reasonably afford to own without going broke in the process? As a general rule, buyers should not spend more than 20 percent of their monthly income after taxes on a vehicle. If you are spending more than that, you risk overextending yourself financially and running the risk of ruining your credit report.

To estimate how much of a monthly payment you can afford, be sure to look at more than the purchase price of the vehicle. You must also factor in the interest rate, maintenance fees and insurance for the vehicle. All of these things should be considered under the 20-percent umbrella rule.

Consumers also should do some hefty research on the best way to secure financing if they are unable to cover the full cost of the vehicle’s purchase price in cash. One of the best places to look for an auto loan is through online auto loan companies. Some of these businesses have access to a large number of loan companies and can automatically compare their auto loan rates, delivering only the best ones to you.

Some websites also provide a valuable tool when researching loans and interest rates. Consumers are able to use prediction software to plug in their local zip code and generate a list of the going interest rates in their area. Some online calculators also will take all of the factors involved in owning a vehicle – purchase price, insurance, maintenance and financing – and generate a monthly cost for you. It’s always good to make use of these kinds of resources to be certain you’re not overextending yourself financially.

Another place to look for an auto loan is with your own financial institution. Having a solid financial history with a bank can help to secure a good deal. With longstanding customers, a bank may be able to negotiate a fair interest rate for you, and certainly better than what you could find through the car dealer.

Securing a loan through the auto dealer is usually not the best idea. It usually is the most expensive option when it comes to financing. While auto dealers may have a variety of financial institutions to tap in order to get a variety of interest rates and offers, they also are permitted to add up to a 3-percent fee on to the total in order to compensate themselves for securing the loan. So as a general rule, auto dealers should be the last place you look for a loan.

 

 

 

Zero Down Bad Credit Auto Loans Now Offered to North Carolina Car Shoppers Online
Americas favorite auto lender is now offering zero down no credit check loans to people who have been turned down in the past.
Publication Date: April 14, 2015

Mercedes-Benz Of Valencia Assists Prospective Buyers Purchase Pre-Owned Cars At Competitive Prices
Based in Santa Clarita, California, Mercedes-Benz of Valencia specializes in offering pre-owned, certified, and high performance yet competitively priced Mercedes cars.
Publication Date: April 10, 2015

Bad Credit Auto Shoppers in Arizona are Now Getting New and Used Auto Loans Up to $35,000 in as Little As 60-Seconds
Top auto lender, Complete Auto Loans is offering Arizona shoppers that chance at instant approval car loans now.
Publication Date: April 15, 2015

Bad Credit, No Problem! Shoppers Who Have Been Turned Down For an Auto Loan are Now Receiving Easier than Ever Instant Approval from America's Favorite Auto Lender
The bad credit auto lender, Complete Auto Loans, is now offering easy approval auto loans to shoppers who have been turned down by other auto lenders.
Publication Date: April 11, 2015

First Associates Loan Servicing, LLC to Provide Full Servicing for Credibility Capital Inc Marketplace Lending Platform
Loan servicing from First Associates enables Credibility Capital to rapidly scale its operations while achieving industry-leading security and compliance
Publication Date: April 16, 2015

No Credit Check Auto Loan Reveals 5 Best U.S. Road Trips to Take Now in Their Newest Article
In their latest article, Complete Auto Loans gives their 5 top favorite U.S. road trip destinations for families to travel and explore.
Publication Date: April 12, 2015

220 Marketing has Announced its New Partnership with LoanTek that Unifies the Features of Mortgage Websites and Mortgage Pricing Engines
220 Marketing, an Internet-based marketing company, partners with pricing engine to offer clients full system integration
Publication Date: April 16, 2015

Gary A. Newland, a Personal Injury Attorney, Named in Nations Top One Percent
Attorney Gary A. Newland (newlandlaw.com) has been selected to the 2015 list, as a member of the Nations Top One Percent by the National Association of Distinguished Counsel, an honor for only the most accomplished attorneys throughout the United States.
Publication Date: April 12, 2015

GrooveCar Provides Resources to Grow Credit Union Automotive Portfolios with April Sales Promotion
Special automotive sale developed to drive sales to dealerships and increase auto loans with credit unions on Long Island
Publication Date: April 17, 2015

Need a Used Car Auto Loan? Top Bad Credit Auto Lender is Now Offering No Credit Check Used Car Loans Up to $35,000
Trusted Auto Lender, Complete Auto Loans is now offering instant approval used car loans to all shoppers regardless of credit score.
Publication Date: April 13, 2015

No Credit Check Auto Lender Recommends 3 Scenic Road Trips to Check Out Now in Latest Article
In their latest article, Complete Auto Loans describes the natural beauty and unique adventures along 3 of their top favorite road trip trails.
Publication Date: April 16, 2015

Bad Credit Auto Lender Lists 3 Smart Reasons to Buy a Used Car with a Tax Refund in Latest Article
The recent article from Complete Auto Loans discusses 3 benefits to buying a reliable used car with a tax refund instead of purchasing a new vehicle
Publication Date: April 18, 2015

National Debt Relief Shares The Good News For Consumers With Questionable Credit Scores
National Debt Relief recently shared in an article published April 6, 2015 how consumers who has either a very low credit score or zero credit score can finally have an easier access to credit. The article explains how FICO came up with the pilot program and who will mostly benefit from this development.
Publication Date: April 11, 2015

 

 

 

Get Your Auto Loan with CARCHEX Today!

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us