January 20, 2018

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Background Checks: The New Dating Trend

How Background Checks Protect the Individual

How Employers Use Background Checks

The Importance of Background Checks


Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

Businesses have a vested interest in protecting themselves and their employees, which is a major reason why 69 percent of all employers in the United States now require a background check as a pre-requisite for employment. An increase in negligent-hiring lawsuits has prompted the increase in the use of background checks by employers, who are legally responsible if an employee harms himself or someone else due to past issues which would have been revealed through a background check. By thoroughly reviewing the histories of all employees, employers are not only protecting themselves, but also others who work for them.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

Before You Run an Employee Background Check You Need to Know These 6 Things

It sounds simple. Run a background check on a job applicant. But, the practice is getting more complicated than ever. Employers and background screening companies must continue to stay up-to-speed on the latest laws and new guidelines in order to stay ...

Published:  Fri, 19 Jan 2018 10:17:00 GMT

U of Illinois withdrew 35 job offers after background checks

New data from the University of Illinois' expanded background-checks policy show that the school withdrew 35 job offers across three campuses last year. The (Champaign) News-Gazette reports that the data was shared with trustees Wednesday. The 2017 number ...

Published:  Thu, 18 Jan 2018 09:36:00 GMT

Hearing to be held on universal background check bill

Sen. Phil Baruth, D-Chittenden. File photo by Anne Galloway/VTDigger Vermont has a traditional hunting culture and is counted among a small group of states with liberal gun laws. Residents can conceal and carry a gun without a permit, for example, and ...

Published:  Mon, 15 Jan 2018 02:09:00 GMT

Hearing In Vermont To Be Held On Universal Background Checks

It's easy for many people to look at the northeastern United States as a hotbed of anti-gun activism. After all, two of the most anti-gun states-New York and Massachusetts-are right there and it's not unusual to figure the smaller states ...

Published:  Tue, 16 Jan 2018 10:43:00 GMT

Michael McKeever Provides the Most Accurate Employment Background Checks in New York and New York City

There are quite a few job descriptions that may involve various sensitive activities. To ensure the trustworthiness of their prospective employees, one may contact Michael McKeever to conduct a detailed background check on them. New York, NY ...

Published:  Fri, 19 Jan 2018 05:35:00 GMT

Obama gun boom ends: Background checks fall from record-breaking 2016

Background checks for gun purchases fell last year after a record-breaking 2016, in what analysts are calling the official end of the Obama-era gun boom. The National Instant Criminal Background Check System ran 25.2 million checks in 2017 - down from ...

Published:  Sat, 13 Jan 2018 22:26:00 GMT

2017 was Alabama's fifth busiest for background checks

With the dust settled on another unpredictable year for the gun industry, is taking a deeper look at state-level federal background check data. First up is Alabama, where 2017 just cracked the state's top five busiest for background checks since ...

Published:  Tue, 16 Jan 2018 06:30:00 GMT

Universal Background Checks For Gun Sales Priority For Northam

RICHMOND, MD - As a priority for the legislative session that begins Wednesday, Gov. Terry McAuliffe and Gov.-elect Ralph Northam are calling for universal background checks for gun sales. "These measures are crucial for the safety of our communities ...

Published:  Thu, 11 Jan 2018 04:15:00 GMT

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