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Background Checks: The New Dating Trend

How Background Checks Protect the Individual

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How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

Businesses have a vested interest in protecting themselves and their employees, which is a major reason why 69 percent of all employers in the United States now require a background check as a pre-requisite for employment. An increase in negligent-hiring lawsuits has prompted the increase in the use of background checks by employers, who are legally responsible if an employee harms himself or someone else due to past issues which would have been revealed through a background check. By thoroughly reviewing the histories of all employees, employers are not only protecting themselves, but also others who work for them.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

Obama EPA did not do background checks on hundreds of cyber-contractors, watchdog warns

EXCLUSIVE: Hundreds of contractors holding important information security jobs at the U.S. Environmental Protection Agency have for years been working as high-level operators of its computer systems without the appropriate security background checks - a ...

Published:  Wed, 18 Oct 2017 00:57:00 GMT



Trump's Quiet Campaign to Undermine Background Checks

From 2008 to 2014, according to the U.S. Department of Justice, background checks prevented 556,496 gun purchases. In the last six months, about that many people have been removed from the national database and are newly eligible to buy a gun. The FBI's ...

Published:  Fri, 20 Oct 2017 05:30:00 GMT



Evidence That Universal Background Checks Are A Universal Failure

A handful of states have implemented universal background checks. Anti-gun researcher Garen Wintemute took a look at three states-Washington, Colorado and Delaware-and conducted a study to see what the impact of the new universal background check laws ...

Published:  Wed, 18 Oct 2017 15:26:00 GMT



Jackson looks at background checks after Zoning Board resignations

Jackson looks at background checks after Zoning Board resignations All it takes to get on a Jackson board or commission is a name, address and resume. Check out this story on app.com: http://on.app.com/2yydpc8

Published:  Sat, 21 Oct 2017 19:48:00 GMT



Top Democrat vows tougher background checks after convicted murderer got group home job

TRENTON -- Senate President Stephen Sweeney is vowing to crack down on enforcing criminal background checks for workers hired to care for people with developmental disabilities. An audit released earlier this week found that with the help of group home and ...

Published:  Fri, 20 Oct 2017 15:39:00 GMT



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