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      March 26, 2017

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Best

Business Loans

  1. Funding Circle
  2. Lending Club
  3. Kabbage
  4. Fundia
  5. Balboa Capital
  6. Nat Business Capital
  7. CAN Capital
  8. Advanced Comm Capital
  9. Capital Loan Hub
  10. A Loan Yes

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Best Business Loans

With all the difficulties in today's economy, many people are choosing to open their own business instead of working for a traditional employer. Whether you're just starting your business, expanding your already-established business, or even hanging out a shingle as an online company, it's likely that at some point you'll need a business loan to successfully meet your customer's needs and your business goals.

In the past, small business owners relied heavily on traditional brick-and-mortar banks in order to finance their business loans. Often that meant that borrowers had to rely on their own reputation and relationship with their local bank. Getting the lowest possible interest rate was also more challenging, since there were few lending options from which to choose.

Continue reading below reviews

2017

Business Loan Reviews

5 stars
On Deck

ON DECKTopConsumerReviews.com Best-In-Class Blue Ribbon Award

In business since 2007, OnDeck specializes in providing short- and long-term business loans and lines of credit, and has helped more than 50,000 small businesses access the funds they need to grow. For businesses looking to borrow funds with extremely competitive rates, OnDeck is an excellent choice. They earn our highest rating.
Read More... Visit
Site

4.5 stars
Funding Circle

FUNDING CIRCLE

Started by small business owners in response to their own frustrations with securing business loans to grow their company, Funding Circle uses peer-to-peer lending to fund small business loans. With no hidden fees, clear interest rates, and an A+ rating as an accredited business with the Better Business Bureau, Funding Circle is a great choice for people seeking business loans. Read More... Visit
Site

4.5 stars
Lending Club

LENDING CLUB

Lending Club is a trusted lender for those seeking business loans from $5,000 to $300,000. With very competitive interest rates and an uncomplicated application process, Lending Club is an excellent choice for business owners who need a loan to grow their company. Read More... Visit
Site

4 stars
Kabbage

KABBAGE

Kabbage uses a unique verification system for businesses looking to qualify for a business loan, making the application process incredibly quick and access to funds almost immediate. While their requirements make them unsuitable for startups, and their total loan amount is smaller than some other lenders, their low fees of 12% or less make them an attractive option for established businesses that need a business loan. Read More... Visit
Site

4 stars
Fundia

FUNDIA

Fundia is an accredited business with the Better Business Bureau since 2015 and has an A rating. As one of the few companies in our review who provide funding for startups, and with 12 months of free consulting to help their customers effectively manage their credit lines, we think Fundia is a great option among companies offering business loans. Read More... Visit
Site

3.5 stars
Balboa Capital

BALBOA CAPITAL

Serving customers since 1998, California-based Balboa Capital has funded nearly $5 billion in financing solutions since its inception. Though some borrowers have expressed frustration with fees and other fine-print items, Balboa's A+ rating with the Better Business Bureau and established history make them a company to consider when looking for a business loan. Read More... Visit
Site

3.5 stars
National Business Capital

NATIONAL BUSINESS CAPITAL

National Business Capital provides financing to businesses in a variety of industries and credit histories, specializing in helping those who have previously been turned down by banks and other lenders. They maintain an A+ rating with the Better Business Bureau and have a number of convincing testimonials on their website. Information on their loan terms is hard to come by, and we'd like to see more details with respect to loan amounts, eligibility requirements, and interest rates. Read More... Visit
Site

3 stars
CAN Capital

CAN CAPITAL

Georgia-based CAN Capital has been providing business loans for nearly 20 years and maintains a perfect A+ rating with the Better Business Bureau. However, interest rates aren't readily available, and our research indicates that they may be as high as 85%. We recommend that prospective borrowers make sure to calculate their APR before making a commitment to borrow from CAN Capital. Read More... Visit
Site

2.5 stars
Advanced Commercial Capital

ADVANCED COMMERCIAL CAPITAL

Advanced Commercial Capital is based in St. George, Utah and specializes in a particular type of business loan commonly known as factoring, in which a business sells its outstanding accounts receivable to a financial institution (a "factor") in order to get cash immediately. While this type of business loan may work for some established businesses, especially those with a physical inventory, Advanced Commercial Capital may not meet the needs of other types of businesses, including startups. Read More... Visit
Site

1 star
Capital Loan Hub

CAPITAL LOAN HUB

Most US-based businesses are likely to feel uncomfortable attempting to secure a loan through Capital Loan Hub. Based in the Caribbean and with no contact information other than an email address and online contact form, Capital Loan Hub serves merely as a referral service to other lenders and doesn't provide direct funding to businesses. We recommend that you consider one of the proven, trustworthy lenders that rank higher in our reviews.
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Site

1 star
A Loan Yes

A LOAN YES

A Loan Yes claims to offer unsecured business loans of up to $250,000 and startup loans up to $150,000. However, their "loan process" appears to begin by sending customers over to the site of a different provider of business loans. With no BBB rating and apparently no actual involvement in their customers' business loan process, A Loan Yes can't compete with the more reputable, established lenders in our review. Read More... Visit
Site

Continued from above

Fortunately, business owners today can choose among many lenders to find the best terms and interest rates available. In addition to the old local options, small business borrowers now have much more and better choices through various lenders on the Internet that specialize in small business loans.

There are many factors that you should consider before selecting a lender for your business loan. Some of these include:

  • Loan size and rate. How much will you be allowed to borrow? What interest rates do they typically offer on loans of that size?
  • Loan application process. When applying for your business loan, can it be completed online? Is the lending process easy and straightforward?
  • Requirements for business history. Can a brand-new business take out a loan, or is there a minimum time that the business must have been in operation in order to qualify? What other verification and/or collateral is required to secure the loan?
  • BBB rating. Does the lender have an established history of good business practices?

TopConsumerReviews.com has reviewed and ranked the best Business Loan programs available today. We hope this information helps you find the best loan for your small business at an affordable rate!

Dodd-Frank and The Future of Access to Business Loans

Regardless of what shape the economy is in, banks have been mistrusted by people for many years. In fact, 28 million people in the U.S. still stuff money underneath their mattress. While banks do everything they can to get these people to open bank ...

Published:  Fri, 24 Mar 2017 18:30:00 GMT



Amazon Lending doubles small business loans to $661 million

Amazon.com Inc. has for the first time revealed the scope of its five-year-old small business lending program. Amazon Lending's outstanding loans nearly doubled to $661 million last year from $337 million in 2015, the company reported in a filing with the ...

Published:  Thu, 23 Mar 2017 07:44:00 GMT



How A Short Term Business Loans Helps You?

This world of business is very unsteady and you cannot always know about the market and its temperament. There are the times, when your business faces emergency financial situations and in these emergency situations, you need short term business loans.

Published:  Sun, 12 Mar 2017 11:05:00 GMT



Trump Extends A Hand To Hispanic Businesses - But Some Are Worried About What Happens Next

They told him that small business loans would help with access to capital and she believes regulations that have already been slashed on lenders will make it easier for small businesses. Aguirre acknowledged that there is fear in Latino communities ...

Published:  Sat, 25 Mar 2017 08:24:00 GMT



The Rules of Making a Sequel Decades After the Original

That allows the characters to be put through a wringer similar to the previous movie, but with plenty of chronological updates, including Snapchat filters, video games, and small-business loans from the European Union. Naturally, some things never change ...

Published:  Fri, 24 Mar 2017 08:30:00 GMT



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