TopConsumerReviews.com
      November 23, 2017

Home  >  Car Title Loans

Best Car

Title Loans

  1. Loan Mart
  2. Auto Cash USA
  3. 1 800 Car Title
  4. Loan Auto Title

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Latest Reviews

Baby Cribs

Credit Card Consolidation

Graduation Invitations

Gutter Guards

Hair Care Products

Installment Loans

Makeup

Reverse Mortgages

Tickets

Web Hosting

 

 

 

 

 

Protect Your Loved Ones With LifeStation Today!

 

 

 

 

Buy Printer Ink For Less at Carrot Ink!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Car Title Loans Better Business Bureau Reliability Seal

Best Car Title Loan Providers

Car title loans help millions of people to quickly access cash in times of need. In today's economy, not everyone is fortunate enough to have money in savings or a generous friend or relative from whom to borrow. When unexpected bills arise, such as an expensive car repair or visit to the emergency room, it can be challenging to find the funds to pay them. Car title loans use your vehicle's title as collateral for a short-term loan, while still allowing you full use of the car for all of your everyday needs. When you repay the loan, the title is returned to you, hassle-free.

Why do some people choose car title loans over other ways to borrow money? First, most car title loans are available to customers who don't have high credit scores. Also, the amount of an car title loan is based on the value of the vehicle, so some car owners can get more money than with other types of loans, if they have a car that's worth more.

Continue reading below reviews

2017

Car Title Loan Reviews

5 stars
Max Cash Title Loans

MAX CASH TITLE LOANSTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Max Cash Title Loans is a referral service that helps customers find car title loans with licensed lenders/brokers. They enjoy a solid reputation and the ability to deliver funds in as little as one business day. Max Cash can help borrowers in every state except New York, and they are our top pick for car title loans.
Read More... Visit
Site

4 stars
Loan Mart

LOAN MART

LoanMart has a respectable "A" rating with the Better Business Bureau as an auto title lender, and a website that provides a good deal of information consumers should know when getting an car title loan. However, LoanMart currently only serves customers in the states of CA, AZ, NM, UT, MO, IL, AL, SD, and WI. Read More... Visit
Site

3 stars
Auto Cash USA

AUTO CASH USA

Auto Cash USA offers title loans through a network of licensed vendors throughout the United States and Puerto Rico. Their loan process is less convenient than others, requiring you to deliver documents and bring your vehicle to one of those vendors for inspection prior to approval. Their interest rates are also extremely high. But, an A+ rating with the Better Business Bureau makes Auto Cash USA worth considering.
Read More... Visit
Site

2 stars
1 800 Car Title

1 800 CAR TITLE

In business since 2001, 1 800 Car Title has helped hundreds of thousands of customers to get fast cash through their car title loans. They are fully licensed or registered, and in good standing, in every state in which they lend. However, their C- rating with the Better Business Bureau, along with a hefty fine issued by the CFPB for illegal debt collection tactics, raise concerns with using their car title loan service. Read More... Visit
Site

1 star
Loan Auto Title

LOAN AUTO TITLE

Loan Auto Title has a visually appealing website and good information about auto titles. However, with no disclosure whatsoever regarding interest rates and questionable affiliations with other poorly-rated websites, we can't recommend that you use Loan Auto Title for your loan.
Read More... Visit
Site

Continued from above

However, car title loans have some disadvantages that you should consider. The main caveat is that if you do not repay the loan, you will lose your car as the lender will effectively be the new owner. This can jeopardize your ability to get to work, school, or other important destinations. Equally disadvantageous are the high interest rates charged by most car title lenders. Obviously, car title loans are a last-resort way to borrow money, given the high fees and the risk of losing your vehicle.

Still, being able to get the cash you need to pay overdue bills or for other pressing needs is important. When evaluating different car title loans, make sure to keep in mind the following:

  • Loan Amount. How much money do you need? A variety of loan amounts are offered by different lenders, and most have a minimum amount that you'll need to borrow.
  • Service Fees and Interest Rates. Will you be charged anything for processing the loan? What are the interest rates typically charged by the lender?
  • Convenience. Is the application process 100% online, or will you need to fax in any required documents? How quickly will the funds be transferred to your account?

TopConsumerReviews.com has reviewed and ranked the best Car Title loans available today. We hope these reviews help you find the right title loan for your short-term financial needs!

Pros and Cons of Auto Title Loans You Should Be Aware Of

I don't have a car and have no plans on getting a car in the foreseeable future. I do know, however, that for some people a car is a necessity. If it is, Dave Ramsey would suggest buying a car in cash, even if it is a bad car, and save up cash to buy a ...

Published:  Tue, 21 Nov 2017 13:54:00 GMT



CFPB final payday/auto title/high-rate installment loan rule published in Federal Register

The CFPB's final payday loan rule was published in today's Federal Register. Lenders covered by the rule include nonbank entities as well as banks and credit unions. In addition to payday loans, the rule covers auto title loans, deposit advance ...

Published:  Fri, 17 Nov 2017 13:38:00 GMT



Why Getting an Auto Title Loan is a Good Idea

Americans have always exceeded at making a plan, and compromising in order to get through a difficult situation. Title loans are one of the most innovative credit systems that citizens are at liberty to enjoy. You should know that title loans are always ...

Published:  Mon, 23 Oct 2017 13:44:00 GMT



Car Title Loan Requirements

A car title loan is a short-term loan in which the borrower's car is used as collateral against the debt. Borrowers are typically consumers who do not qualify for other financing options. The loan limit is generally 25% to 50% of the car's cash value (see ...

Published:  Fri, 07 Nov 2014 14:20:27 GMT



States That Allow Car Title Loans

A car title loan is a short-term loan for which the borrower's vehicle is used as collateral. The typical repayment term is 30 days and, unless restricted, the typical interest rate is 250% to 400%. Online lenders have quoted rates as high as 651% for car ...

Published:  Fri, 07 Nov 2014 12:00:00 GMT



Car-title loans trigger a caution light

All loans come with risks if they're not repaid on time. But a car title loan, which uses the vehicle you own as collateral for a high-interest payout, could carry an especially high risk: losing your car. While it might make sense for someone looking ...

Published:  Fri, 21 Jul 2017 02:50:17 GMT



More auto title lenders are snagging unwary borrowers in cycle of debt

Short-term lenders, seeking a detour around newly toughened restrictions on payday and other small loans, are pushing Americans to borrow more money than they often need by using their debt-free autos as collateral. So-called auto title loans - the motor ...

Published:  Sun, 07 Jun 2015 05:01:42 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure