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      December 16, 2017

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Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

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The Benefits of Cash Advances

Applying for Cash Advances Online

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Cash Advances and Your Credit

Tips for Getting and Repaying a Cash Advance

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

The Benefits Of Cash Advances

Although there are a number of benefits to being able to get fast cash when you need it, the most obvious reason for cash advances is to help out when unexpected emergencies arise. As their name implies, cash advances grant borrowers a certain amount of money secured by their next paycheck. When one of lifeís unexpected events occur, you can use cash advances to make sure that the unexpected isnít the unaffordable.

If you are in a temporary slump resulting from unforeseen expenses, such as a car repair, doctor bill or perhaps even a higher heating bill during the winter, you may find that itís difficult to squeak by with your finances until the next payday arrives. Perhaps you took a vacation, which not only costs money but may also involve days missed of work, and you need some extra money for the necessities until payday or maybe you need to take care of some necessary home repairs. Whatever the case, one of the main benefits of cash advances is to be able to get quick cash when and if you need it.

Many people may not realize this but obtaining a loan, even a very small one, can be a task if you have bad credit. Cash advances do not typically require credit checks, which means that your credit history may have little or no bearing on whether or not your loan is approved. When it comes to payday lenders, they are more concerned with your current ability to repay than your past. In order to apply and be approved for payday loans, you must have a steady job and enough income to repay the debt. As such, the ability to obtain fast cash with less than perfect credit is another benefit of cash advances.

With credit cards or traditional bank loans, even when requested in small amounts, the approval process can be lengthy. With a credit card, you have to apply and wait for days before your card arrives in the mail. If you apply for a traditional loan, you may have to wait for several days before getting an approval. Cash advances, on the other hand, are fast and convenient. Because they are designed to provide fast cash, the application process is nothing short of the same.

If you are able to repay cash advances quickly, you will enjoy not being inundated with finance charges and fees. If a cash advance continues to roll over, or remains unpaid, additional fees may occur. As is the case with any type of loan, the faster you pay it off, the less money you will pay in the long run. If you are in a situation where you cannot repay cash advances on the date of your next paycheck, you will need to check with your lender to see if they will extend the loan for a longer term.

These advances are a costly way to raise holiday cash

Companies that advance funds to individual plaintiffs get a boost around the holidays as consumers seek to free up cash. Annual interest rates may run as high as 98 percent on advances, which are unregulated in most states. The CFPB could back off attempts ...

Published:  Fri, 15 Dec 2017 05:30:00 GMT



What's the Difference Between a Term Loan and a Merchant Cash Advance

Both financing options offer much-needed capital to businesses, but each has pros and cons. The search for business funding can be a complicated process full of fine print and confusing jargon. Some of this lingo is superfluous and unnecessary. Other terms ...

Published:  Mon, 11 Dec 2017 13:29:00 GMT



Will US companies put overseas cash to work Don't bet on it

The companies seem likely to direct their money mainly to shareholders through dividends and stock buybacks, just as large U.S. corporations have already been doing with the ample cash they have in hand. At an industry conference last week, Amy Hood ...

Published:  Tue, 12 Dec 2017 20:00:00 GMT



Moody's: Japan credit card ABS performance to show limited short-term negative effects from bank tightening of cash advances

SEE ALSO: The Treasury released a bizarre one-page report on the GOP tax bill, and it's already getting shredded ¬Ľ

Published:  Thu, 14 Dec 2017 21:03:00 GMT



Apple's Rumored 2018 iPhones and iPads Should Let It Cash in on 2017's Advances

After launching a phone this fall that's promised to "set the path" for smartphone technology for the next decade, it's not realistic to expect Apple Inc. (AAPL) to follow up with something equally headline-grabbing in 2018. And based on what's been ...

Published:  Sun, 10 Dec 2017 06:45:00 GMT



Cardless ATM Use Advances With Bank's Deployment of Mastercard's Cash Pick-Up Service

The evolution of ATMs away from strictly card-based usage and toward mobile devices advanced Thursday when Fort Lee, N.J.-based Cross River Bank reported that it is the first bank to offer Mastercard Inc.'s Cash Pick-Up service. The service, which ...

Published:  Thu, 07 Dec 2017 14:14:00 GMT



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