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      January 19, 2018

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Top Consumer Reviews Articles

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Cash Advances Offer Fast Cash When You Need It

Often referred to as a cash advance, cash advances are designed to provide fast cash in exchange for the borrower’s promise to repay the balance upon their next payday. Whether it’s an unexpected car repair, a doctor visit or simply a time when funds are a little tight, cash advances may be a short term answer to your problem.

Because they do not typically involve a credit check, cash advances are available for those who have past credit problems. Rather than focusing on the past, payday lenders look at your current situation and your ability to repay the loan. As such, you must have a steady job and a guaranteed paycheck in order to qualify for cash advances. Generally, these types of loans are not available to those who are self-employed or otherwise have unpredictable work schedules.

Upon an approval for a cash advance, you will be given cash directly by the lender. In return, you will commonly be asked to provide a post-dated check, written for the date of your next payday, for the amount of the loan. In some cases, you will be required to consent to an automatic debit from your bank account on a specific date. Unless other arrangements are made, the lender will cash the check that you provided or debit your account on the agreed upon date. In some cases, cash advances may be extended upon approval by the lender. This means that, instead of cashing the borrower’s check, the loan would simply roll over for another specified amount of time. In exchange, the borrower would pay interest and possibly additional fees for this service.

In a world where so many families are living from one paycheck to the next, it is often life’s unexpected events that cause a financial pinch. When this occurs, it can be very difficult to wait for the next paycheck to arrive. In emergency situations like these, the ability to obtain fast cash when you need it is a blessing. Perhaps it isn’t an emergency, but maybe you have come up short on grocery money, gasoline or the electricity bill is due. Necessities, although a regular bill, often have a way of sneaking up on you.

When seeking quick cash via cash advances, you often need to provide check stubs from your current employer, along with the company’s name and address. You may also be asked to state your length of employment, which will help the lender to determine whether or not your employment is steady. Due to the fact that a credit check is not typically required, verifying your employment becomes a top priority when it comes to cash advances. If you plan to submit an application, you may also need valid photo identification and a checking account.

By their very nature, cash advances are to be used for obtaining fast cash when you need it. By that same token, you should repay the loan as quickly as possible in order to avoid additional fees and interest.

Advance America Cash Advance robbed

LIMA - Lima police are looking for a suspect who robbed the Advance America Cash Advance at 1100 N. Cable Road around 6:30 p.m. Friday. Police detective Steve Stechschulte says the suspect was a light- to medium-complected black male in his late 20's ...

Published:  Fri, 05 Jan 2018 16:19:00 GMT



Sorodo Expands Platform Beyond Merchant Cash Advances

U.K. alternative lender Sorodo says small businesses (SMBs) in the nation remain unaware of the option to access a merchant cash advance, and that's something the company plans to address this year, according to a press release the company issued Monday ...

Published:  Tue, 16 Jan 2018 05:48:00 GMT



Advance Tax Should Be Made Bi-Annual To Ease Cash flow

Despite the ruling government has taken several policy decisions ahead of Budget 2018, thereby reducing the budget's role, still its importance has not diminished. This is the first budget post GST and probably the last full budget before the 2019 ...

Published:  Wed, 17 Jan 2018 04:40:00 GMT



'Cash for Criminals' or an answer to violence Council has decision to make on Advance Peace

STOCKTON - Mayor Michael Tubbs first went public with his interest in a violence-prevention program called "Advance Peace" in early July. Tubbs' critics quickly dubbed the program "Cash for Criminals" and mocked the mayor for championing what ...

Published:  Sat, 06 Jan 2018 02:07:00 GMT



Apple's tax shift means less cash than you think - but still plenty for a big acquisition

Investors hoping that Apple will make a big megadeal in the vein of a media company or a smaller car company to advance its work in self-driving cars are likely to be disappointed. Despite Wednesday's celebrated announcement, Apple's cash is more ...

Published:  Thu, 18 Jan 2018 04:47:00 GMT



China says cross-border cash flows hit turning point in '17

HONG KONG (AP) - China's cross-border capital flows hit a turning point in 2017 as foreign currency reserve levels stabilized after two years of declines, the country's foreign exchange regulator said Thursday. The supply and demand of foreign exchange ...

Published:  Wed, 17 Jan 2018 20:27:00 GMT



Avoid these 5 common cash-management mistakes

3. Managing the company's debt profile to ensure that facilities are renewed well in advance of expiration and ensuring covenant compliance. 4. The design of a short term cash flow forecast. 5. Implementing credit control policies. 6. Implementing ...

Published:  Fri, 12 Jan 2018 04:39:00 GMT



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