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      October 20, 2017

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Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

Cash Advance FAQ

The Benefits of Cash Advances

Applying for Cash Advances Online

How to Find Lenders Specializing in Cash Advances

Reasons Why You May Need a Cash Advance

Cash Advances and Your Credit

Tips for Getting and Repaying a Cash Advance

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Fast Cash Cash Advances vs. Traditional Loans

Although cash advances are somewhat like traditional loans in certain respects, there are many differences than similarities between the two. Like conventional loans, cash advances must be repaid according to the agreed upon terms but, seemingly, this is where the likeness ends.

When you think about a conventional loan, you probably think about a lengthy and detailed application, along with a complete review of your financial status and credit history. Following that, a lender will review the application and decide whether or not to approve the loan within several days. Cash advances, on the other hand, offer applications that typically take less than 5 minutes of your time, offer fast results and equally fast cash. In addition, the majority of payday lenders do not review your credit file, which means that an absent, limited or poor credit history will not likely hinder your ability to qualify for cash advances. In most cases, the funds from cash advances are transferred into your bank account within 24 hours.

When it comes to fees, the costs associated with cash advances are often more expensive than conventional loans. Cash advances often include the actual loan amount plus a fee based on the same. Most lenders charge anywhere from $10.00 to $30.00 per $100.00 loaned. In most cases, cash advances are available in amounts up to and including $1,500.00. Conventional loans, on the other hand, are issued with a preset interest rate and no additional fees. Without a maximum loan amount, conventional loans often provide for larger funding.

If you are trying to choose between a conventional loan and cash advances, your first consideration should be the amount of money that you need to borrow. If you need $1,500.00 or less and need this amount on a temporary basis and you have the ability to repay it quickly, cash advances may be the answer you need. If you need fast cash, payday lenders specialize in these types of loan requests.

When applying for cash advances, you will need a checking account, a regular job with steady income and you must be at least 18 years of age. When you apply for a conventional loan, you will still need a job with regular income and be at least 18 years of age, but you may also need collateral for the loan. Depending on the amount requested, you may be asked to provide tax returns, proof of assets and a host of information relating to your current net worth. When it comes to cash advances, your paycheck is your credit and no other collateral is needed to secure the loan.

The type of loan that you ultimately request will depend on a number of factors, including the desired loan amount, current income, ability to repay and the desire to repay it quickly or in payments. Most borrowers request cash advances for emergency purposes, including car and home repairs, doctor visits or simply when they need additional cash to carry them over until the next paycheck.

How a merchant cash advance can give your business a boost

It is not unusual for even the savviest business owner to find themselves in need of a quick cash injection. When we think of a business loan, most of us imagine dealing with a big bank and trying to secure relatively large amounts of money. This is fine ...

Published:  Wed, 18 Oct 2017 03:49:00 GMT



Dividend seekers target cash-rich companies

One simple reason for Saizeriya's advance is the strong earnings report it released last ... had a stash of close to 40 billion yen as of the end of August -- with its net cash, or cash and cash equivalents less debt, making up 36% of total assets.

Published:  Thu, 19 Oct 2017 13:26:00 GMT



Sound cash rental decisions for landowners

Arriving at a fair cash rental rate in advance of each crop year may be difficult because of uncertainties in yield and grain prices. Another option may be to use flexible lease agreements in which the rent is determined after the crop is harvested.

Published:  Thu, 19 Oct 2017 09:30:00 GMT



Belleville West advances to regional title game by beating O'Fallon in penalty kicks

The Belleville West boys soccer team defeated O'Fallon 3-2 in penalty kicks Tuesday at District 7 Sports Complex to advance to the Class 3A Edwardsville ... on throughout the second half but couldn't cash in. The Panthers had six corner kicks in the ...

Published:  Thu, 19 Oct 2017 03:38:00 GMT



You're Still Paying Credit Card Fees Even If You Use Cash

On top of that, you need to ensure you use the credit card properly, the way it was intended, or you could get hit with any number of fees: foreign-transaction fees, cash advance fees, and late payment fees, to name a few. Banks will try to find a way to ...

Published:  Sun, 15 Oct 2017 19:22:00 GMT



Cash 5 Jackpot of $325,000 Won in Westmoreland County

Players also win prizes for matching two, three or four winning numbers. Cash 5 is drawn each evening and tickets can be purchased up to seven draws (one week) in advance. Chances of winning the jackpot prize are 1 in 962,598; the overall chances of ...

Published:  Thu, 19 Oct 2017 07:13:00 GMT



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