Cash Advance Reviews

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TRUSTED PAYDAY

Trusted Payday provides an easy, no-hassle application process with flexibility to receive your cash advance direct to your bank account as soon as tomorrow. The website is upfront with the terms of each loan, depending on the size, your location, and the length of time.

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CASH ADVANCE

With over 400 lenders in their network, Cash Advance has the largest pool of lenders competing for your business that we've seen. Combined with an easy-to-use website and over 15 years in business. Cash Advance is a strong choice for your next cash advance.

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ACE CASH EXPRESS

ACE Cash Express is the largest owner and operator of check cashing stores in the United States. With a very good cash advance website, they bring their reliable history of cash advances to the Internet. We just wish they offered online cash advances to more states.

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CASH CORNER

Cash Corner is a cash advance broker that matches applicants with lenders. There are no standard policies and rules, since that is dependent on the lender that accepts the loan. Cash Corner may be a good choice for people that have not had success at other cash advance companies.

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HONEST LOANS

Honest Loans is a loan referral service like many of the cash advance providers in our review. We like that their partners offer more money than some lenders, and that they're upfront with the fact that interest rates may be high. However, there are many states that aren't served by Honest Loans, and we were unable to find any customer reviews - positive or negative - to get an idea of the quality of the service provided.

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PAYDAY LOAN TODAY

Payday Loan Today is a direct lender that specializes in providing cash advances of $500.00. Their website makes the loan qualification process easy to understand. Applicants may complete a cash advance request online and anticipate approval in as little as a few minutes. If you are looking for more than $500 to cover short term costs, you'll need to shop elsewhere.

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HELPING HAND ADVANCES

Helping Hand Advances is a good option for your next cash advance - especially for a new customer. With a no-hassle loan application process, no credit check, and a flexible payback period, Helping Hand Advances makes it easy to help meet the needs of individuals needing short term cash assistance.

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CASH CENTRAL

Cash Central is a good upstanding lender, not just a cash advance broker. Their downfall is that they are only licensed in the western half of the U.S., and can only loan up to $500 cash.

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CASH NET USA

Cash Net USA provides cash advances for customers in 30 States. We liked the quick approval and payment turnaround with this provider, but were concerned with their low BBB rating and issues in the state of California.

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MY PAYDAY LOAN

With a no-fax, no-credit check loan application process, My Payday Loan offers an easy way to get an advance on your next paycheck. While their website may not be as professional as others in our review, it does offer helpful information to those in need of a short-term loan.

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LARGE CASH LOANS

This cash advance website offers lots of financial resources and general money related information, but is marginal when it comes to providing the best cash advances. You can borrow up to $1,000, but they don't post fee information on their website.

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Cash Advances

Cash advances provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a cash advance (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of cash advances are many. Often they don't require a credit check from the major three credit bureaus. The best cash advances offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Drawbacks Cash advances typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best cash advances are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, cash advances can provide a fast and easy solution. When evaluating different cash advances, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents How quick will the money be deposited to you

TopConsumerReviews.com has reviewed and ranked the best cash advances available today. We hope these reviews help you meet your short-term financial needs!



What to Look For in a Cash Advance

When searching for any type of loan, including cash advances, there are a number of factors to consider. Although fast cash cash advances are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for cash advances.

  • Convenience. Can you apply online If so, how long will the application process take With the internet being so popular, many lenders now allow for fast and easy online applications, which also means quicker approvals. Due to the fact that cash advances focus less on credit history and more on your current ability to repay the debt, there is often a faster response, especially if your employment and income and easily verifiable.
  • Response Time. While considering cash advances, you should look at the average length of time for an approval and an estimate on how long it will be before you receive the cash advance. Cash advances are often referred to as a cash advance because, quite simply, they are a cash advance with your next paycheck being used as collateral.
  • Loan Fees. Every lender is different, but one thing remains virtually universal when it comes to cash advances. Almost every lender will impose a fee that is based on the amount of money that you borrow. In addition to the full amount of the loan being repaid, the fee must also be paid before the loan will be satisfied. It is crucial that you know exactly how much these fees are prior to applying for cash advances.
  • Loan Amount. Most cash advances are issued for an amount up to and including $1,500.00, but some may only lend up to $500.00. Available loan options, including the maximum loan amount, may differ from one lender to another. Prior to requesting cash advances, you should think about how much money you actually need and then look for a lender who can help you.
  • Reputation. One of the most important things that a company can have is its reputation, which is why it is important to research a payday lender as thoroughly as possible. It may be a good idea to research company both with the Better Business Bureau (BBB) and through reviews produced by independent, third-party reviews.

Cash advances offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, cash advances provide a valuable service and it's important to know what to look for and how to choose the right lender for you.

 



Cash Advances In The News

What's the Difference Between a Term Loan and a Merchant Cash Advance

Both financing options offer much-needed capital to businesses, but each has pros and cons. The search for business funding can be a complicated process full of fine print and confusing jargon. Some of this lingo is superfluous and unnecessary. Other terms ...

Published:  Mon, 11 Dec 2017 13:29:00 GMT



China's debt crackdown hits cash loan providers

However, the fortunes - and share prices - of the micro-lenders have slumped in the past week as Beijing clamped down on risks in the financial system, zeroing in on the fast-growing and loosely-regulated market for unsecured "cash loans" .

Published:  Sat, 02 Dec 2017 00:22:00 GMT



Will US companies put overseas cash to work Don't bet on it

The companies seem likely to direct their money mainly to shareholders through dividends and stock buybacks, just as large U.S. corporations have already been doing with the ample cash they have in hand. At an industry conference last week, Amy Hood ...

Published:  Tue, 12 Dec 2017 20:00:00 GMT



Apple's Rumored 2018 iPhones and iPads Should Let It Cash in on 2017's Advances

After launching a phone this fall that's promised to "set the path" for smartphone technology for the next decade, it's not realistic to expect Apple Inc. (AAPL) to follow up with something equally headline-grabbing in 2018. And based on what's been ...

Published:  Sun, 10 Dec 2017 06:45:00 GMT



Cardless ATM Use Advances With Bank's Deployment of Mastercard's Cash Pick-Up Service

The evolution of ATMs away from strictly card-based usage and toward mobile devices advanced Thursday when Fort Lee, N.J.-based Cross River Bank reported that it is the first bank to offer Mastercard Inc.'s Cash Pick-Up service. The service, which ...

Published:  Thu, 07 Dec 2017 14:14:00 GMT



China to regulate unsecured cash loans market

New rules to regulate China's fast-growing and loosely-regulated market for unsecured cash loans will be released soon to rein in risks in the financial sector, the banking regulator said on Friday. Cash loans, or micro lendings, are small and ...

Published:  Fri, 01 Dec 2017 07:48:00 GMT



From solid gold to liquid cash: the alchemy of "˜gold loans'

Looking to become financially independent after a divorce, Jyotsna Naik, 27, from suburban Mumbai, wanted to set up a beauty parlour. But her entrepreneurial journey faltered at the very first hurdle because she could not get a bank loan at all. Most ...

Published:  Mon, 11 Dec 2017 10:31:00 GMT



China cracks down on cash loan firms with new rules: sources

Banks' asset management products are not allowed to invest in asset-backed securitization products backed by cash loans, campus loans or property downpayment loans, the notice said. Financial regulators are responsible for the cleanup of micro-loan ...

Published:  Fri, 01 Dec 2017 04:01:00 GMT




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