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      April 25, 2017

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  1. CuraDebt
  2. LendingTree
  3. Lending Club
  4. Accredited Debt Relief
  5. SoFi
  6. Avant
  7. OneMain Financial
  8. Life Loans
  9. A Loan Yes

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Credit Card Consolidation Better Business Bureau Reliability Seal

Consolidate Your Credit Cards with National Debt Relief Today!Credit card consolidation - is it right for you? If youíre carrying a high interest rate across multiple cards, you may benefit from such services. With more and more Americans facing large medical bills, job loss, and other financial setbacks, credit card debt is higher than ever. And, with interest rates and late fees, itís not unusual for people to get in over their heads. Credit card consolidation helps consumers to better manage their debt and get back on solid financial footing once more.

One of the biggest benefits of credit card consolidation is a sense of relief: rather than worrying about multiple payments and due dates, customers can focus on a single payment - one that often saves them not only stress but also money, as consolidation usually results in interest rates that are much lower than the credit cards themselves.

Continue reading below reviews

2017

Credit Card Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Experienced and boasting a reputation for high standards and success, National Debt Relief is dedicated specifically toward helping clients find financial solutions. Neat and organized, new clients should have no problem finding answers to questions or a plan to meet their needs. Read More... Visit
Site

4.5 stars
Curadebt

CURADEBT

CuraDebt offers a wide range of credit card consolidation and debt counseling services. The website is organized but a bit overwhelming to read. We advise giving yourself time to carefully peruse through every paragraph so you donít miss any important detail. Overall, this is a reputable and accredited company with a high customer satisfaction rate.
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Site

4.5 stars
Lending Tree

LENDING TREE

Lending Tree offers several debt consolidation programs. The site provides step-by-step options with the goal to help you pay off your debt and stay out of debt. New clients will appreciate choosing which loan best fits their needs. Read More... Visit
Site

4 stars
Lending Club

LENDING CLUB

Lending Club instills confidence with its clients through their transparent business approach. The site is very organized and informative. Loans are clearly presented with no hidden fees, allowing those seeking financial solutions time to consider what loan might work for them. Though a younger company, Lending Club is highly praised and has received numerous service awards. New clients will be greatly impressed.
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Site

4 stars
Accredited Debt Relief

ACCREDITED DEBT RELIEF

Anyone looking for help consolidating credit cards will welcome visiting this very well-organized website. Accredited Debt Relief has a sound reputation and an A+ rating with the Better Business Bureau. You will have to find out if they serve the state you live in, but if they do, you will not be disappointed.
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Site

4 stars
SoFi

SOFI

SoFi is one of the newest companies on the market when it comes to "social finance" (hence the name SoFi), and scores very high marks for their customer-friendly loan products. However, they donít offer services specifically for credit card consolidation: instead, they offer personal loans for paying off credit card balances. If youíre looking to just pay off your cards without an actual consolidation process, SoFi might be the right choice for you.
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Site

3.5 stars
Avant

AVANT

Utilizing a clean and sophisticated website, Avant offers financial solutions for anyone looking for consolidate debt. The company has a strong reputation for excellent customer service. However, you will have to start the application process prior to being able to speak to a customer representative.
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Site

3.5 stars
OneMain Financial

ONEMAIN FINANCIAL

One of the oldest financial institutions, One Main, formerly Citi Financial, offers experience and excellent customer service to meet your needs. The company is large and credit card consolidation is only one of many services they offer.
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Site

3 stars
Life Loans

LIFE LOANS

Life Loans is not a lender or a credit card consolidation negotiator. Their service is free, but their primary focus is to offer personal loans. If you're looking to apply for a single loan to replace your existing loans, they may be a good choice; however those looking for help with credit card debt will not find specific information on this site for their situation.
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Site

1 star
A Loan Yes

A LOAN YES

Free Service that connects you to the right lender. They receive payments through referral fees. The cost of the actual loan depends on location and qualifications of each customer.
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Site

Continued from above

Finding the right company to work with can feel overwhelming. Therefore, it is important that the right amount of time and research be given to allow yourself the opportunity to work with a company who will recognize the wisdom behind making such a financial decision while offering professional courtesy and encouragement. Fortunately, there are multiple reputable companies that provide these services.

As you choose the credit card consolidation provider that is best for your situation, you should keep in mind the following criteria:

  • Reputation. How long as the company been helping consumers with their credit card debt? Do they have a solid score with the Better Business Bureau and/or positive feedback from current and previous clients?
  • Cost. What should you expect to pay, if anything, for the service? Is there a free initial consultation? What payment plan should you expect moving forward?
  • Approach. How does the company carry out your credit card consolidation? Do you have multiple options from which to choose?

TopConsumerReviews.com has reviewed and ranked the best Credit Card Consolidation programs available today. We hope these reviews help you find a credit card consolidation provider that fits your personal situation!

Video: How Credit Consolidation Improves Your Credit Score

Consolidated Credit Director of Education and Public Relations April Lewis-Parks explains how people can consolidate and pay their debts while raising their credit scores in the process. Watch the short video above.

Published:  Wed, 19 Apr 2017 13:06:00 GMT



Looking at a credit consolidation loan

If your revolving credit card debt is keeping you up at night, you may be thinking about a credit consolidation loan. While consolidation can be a beneficial tool to have in your arsenal, it can backfire drastically if you don't watch your step. Take time ...

Published:  Fri, 20 May 2011 17:00:00 GMT



Changes in Credit Consolidation System

The government and Greek banks are considering a change of rules governing the operation of the Tiresias Credit Consolidation System, by introducing a more ... the resurgence of the banking market. The changes of the Tiresias regulations does not mean ...

Published:  Mon, 14 Jul 2014 17:00:00 GMT



My Two Cents: I Used A Credit Consolidation Agency To Crush My Debt

Photo: iStockphoto The Money section and all articles within it are sponsored by Free Credit Score; however, the articles are all independently produced by The Frisky and the opinions and views expressed by the writers and experts are their own.

Published:  Thu, 12 Aug 2010 11:00:00 GMT



How to Choose a Credit Consolidation Loan

Debt consolidation loans can be used to pay off your credit card debt. But, these loans vary in amount, repayment period, and interest rates. When you're ready to get a new credit consolidation loan, make sure you shop around for the best loan. What is ...

Published:  Sat, 23 Jul 2016 17:00:00 GMT



Bad Credit Consolidation Loan

I have bad credit and I want to know if I can get a loan to consolidate all my credit problems. I have bad credit and I want to know if I can get a loan to consolidate all my credit problems. Also, I would like to pay a lower interest rate to cut my ...

Published:  Thu, 27 Mar 2008 17:00:00 GMT



How to Compare Debt Consolidation Lenders

According to Credit Consolidation, experts teaching people how to consolidate credit card debt with a loan, "It is also a good choice to consolidate your debt if you can go from a variable interest rate to a fixed one."Ě At the end of the day ...

Published:  Fri, 21 Apr 2017 09:03:00 GMT



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