In today's business market, getting ahead means strict attention to the bottom line. Cutting costs at and financial know-how is often the difference between success and failure. That's where business credit cards come in. They provide necessary credit, while offering perks and benefits as a reward for hard work. Simply charging the expenses for travel, client dinners, inventory, and more to your business credit card
is an excellent way to manage monthly cash flow and and watch expenses.
When you use a business credit card you can also quickly rake up reward points which equate to free travel, cash back, and other gifts depending on the perks available with your business card. You can use those perks to reward yourself or motivate your employees for a job well done. Many small businesses also appreciate the larger line of credit that a business card provides, which lets them better manage their expenditures.
When looking for the right business credit card, there are a number of factors you should consider. Some of these include:
Line of credit. Having an appropriate line of credit for your business expenses is necessary to make sure the business credit card works for you.
Interest rates, penalties and annual fees. If you plan on carrying a balance, you'll want to make sure you have the best interest rate possible on your business credit card. Also you need to understand what annual fees and penalties exist with any business credit card you consider.
Perks. Not all business credit cards offer the same rewards programs. If you're looking for cash back or free travel, make sure you understand how the rewards are calculated, if they expire, and how they can be used.
TopConsumerReviews.com has reviewed and ranked the best business credit cards available today. We hope these reviews help you find the right business credit card to benefit you and your company!
Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.
Two New Credit Cards from American Express Put More Cash in Canadians' Wallets MARKHAM, ON, Sept. 2, 2014 /CNW/ - Today American Express Canada launches a major push into the cash back sector of the credit card market with the introduction of the SimplyCash and SimplyCash Preferred cards. These two products offer very rich welcome rates of up to 5% cash back on eligible purchases for the first 6 months and after that, great rates of 1.25% on the no annual fee SimplyCash ... Publ.Date : Tue, 02 Sep 2014 03:00:00 -0700
How PCI DSS 3.0 impacts business owners If your business processes, transmits, or stores credit card data, you are subject to the Payment Card Industry Data Security Standards (PCI DSS). PCI DSS 3.0 went into effect in 2014, and introduced ... Publ.Date : Tue, 02 Sep 2014 00:18:57 -0700
Young adults prefer plastic CHEYENNE - When millennials hit the convenience store for a soda or pack of gum, the question from the cashier ought to be "Credit or debit?," rather than "Cash or charge?" Publ.Date : Sun, 31 Aug 2014 06:07:24 -0700
Credit card & commercial real estate business improves Banks are showing an uptick in credit card and commercial real estate business. The growth, registered in both the segments, has been significantly higher in July this year as compared to the growth registered a year ago. Publ.Date : Thu, 28 Aug 2014 12:32:12 -0700
Canstar releases business credit card and deposits ratings Each year CANSTAR researches both the deposit and credit card products available for New Zealand businesses and rates those products from one to five stars in accordance with the value that the product represents for business owners. "There are almost 460,000 small businesses in New Zealand and the government?s recent Small Business Sector Report found that collectively, they?re doing well ... Publ.Date : Wed, 27 Aug 2014 18:44:24 -0700
RBL Bank firms up plan to rapidly expand credit card base At a time when the uncertain macro-economic environment and fear of delinquencies have persuaded most lenders to decelerate the growth in their credit card base, RBL Bank (previously known as Ratnakar Bank) is rapidly expanding this business. Publ.Date : Fri, 29 Aug 2014 06:32:27 -0700
EBT Or Savings: NZ Business Each year CANSTAR researches both the deposit and credit card products available for New Zealand businesses and rates those products from one to five stars in accordance with the value that the product represents for business owners. Publ.Date : Fri, 29 Aug 2014 16:59:14 -0700