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      November 20, 2017

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Business Credit Cards Better Business Bureau Reliability Seal

In today's business market, getting ahead means strict attention to the bottom line. Cutting costs at and financial know-how is often the difference between success and failure. That's where business credit cards come in. They provide necessary credit, while offering perks and benefits as a reward for hard work. Simply charging the expenses for travel, client dinners, inventory, and more to your business credit card is an excellent way to manage monthly cash flow and and watch expenses.

When you use a business credit card you can also quickly rake up reward points which equate to free travel, cash back, and other gifts depending on the perks available with your business card. You can use those perks to reward yourself or motivate your employees for a job well done. Many small businesses also appreciate the larger line of credit that a business card provides, which lets them better manage their expenditures.

Continue reading below reviews

2017

Business Credit Card Reviews

5 stars
USAA Cash Rewards® Visa Signature® Card

Visit Site USAA Cash Rewards® Visa Signature® Card

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Earn rebates up to 1.25% on your everyday purchases. There's no limit to the amount you can earn.
  • Enjoy variable rates as low as 10.40% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

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4 stars
USAA Cash Rewards® American Express® Card

Visit Site USAA Cash Rewards® American Express® Card

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
  • No caps or limits on the amount you can earn.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • Enjoy variable rates as low as 10.40% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

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4 stars
USAA Rewards™ Visa Signature®

Visit Site USAA Rewards™ Visa Signature®

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Free Travel and Retail Benefits: Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
  • Enjoy variable rates as low as 10.40% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

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4 stars
USAA Rewards™ American Express® Card

Visit Site USAA Rewards™ American Express® Card

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Earn 2,500 Bonus Points after your first purchase and earn 2X points per dollar spent on gas and grocery purchases all the time.
  • No caps or limits on the amount you can earn.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Redeem your points anytime on USAA's website or from your mobile device - with no redemption fee.
  • Enjoy variable rates as low as 10.40% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

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3 stars
USAA Preferred Cash Rewards Visa Signature®

Visit Site USAA Preferred Cash Rewards Visa Signature®

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Earn 1.5% cash back on every purchase.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

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3 stars
USAA Cashback Rewards Plus American Express® Card

Visit Site USAA Cashback Rewards Plus American Express® Card

  • USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
  • Earn 5% cash back at gas stations & qualifying commissaries on up to 3,000 in annual purchases.
  • Earn 2% cash back on groceries from supermarkets on up to 3,000 in annual purchases.
  • Earn 1% cash back on all other purchases.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Special rates are available for military members during deployment or PCS. See terms for additional information.
  • No annual fee and no minimum finance charge.
  • Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

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2 stars
READYdebit® Visa Prepaid Card

Visit Site READYdebit® Visa Prepaid Card

  • Instant Account Number - A Great Card for your Money.
  • Free† Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Risk of Overdraft Fees or Balance Minimums
  • Withdraw Cash at ATMs or Get Cash Back with Purchases
  • Use it Everywhere Visa Debit Cards are Accepted
  • Choose Your Card Color - Blue or Pink

Most Attractive Features:
  • No credit check
Least Attractive Features:
  • Fees and usage limits

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Continued from above

When looking for the right business credit card, there are a number of factors you should consider. Some of these include:

  • Line of credit. Having an appropriate line of credit for your business expenses is necessary to make sure the business credit card works for you.
  • Interest rates, penalties and annual fees. If you plan on carrying a balance, you'll want to make sure you have the best interest rate possible on your business credit card. Also you need to understand what annual fees and penalties exist with any business credit card you consider.
  • Perks. Not all business credit cards offer the same rewards programs. If you're looking for cash back or free travel, make sure you understand how the rewards are calculated, if they expire, and how they can be used.

TopConsumerReviews.com has reviewed and ranked the best business credit cards available today. We hope these reviews help you find the right business credit card to benefit you and your company!

Best Small Business Credit Cards to Maximize Your Business Card Spending

Small business credit cards come in many shapes and sizes. Do you want cash back or travel rewards On which purchases do you want to earn bonus rewards points There is an ocean of small business credit cards for travel to choose from, but, you shouldn ...

Published:  Wed, 15 Nov 2017 11:21:00 GMT



Do Business Credit Cards Affect My Credit Score

Business credit cards are a great way for small business owners to keep their business expenses separate from their personal expenses. They can also provide an easy way to give employees the ability to make business expenses without requiring you to ...

Published:  Mon, 13 Nov 2017 05:03:00 GMT



Forever 21 says that customers' credit-card info may have been stolen

Forever 21 announced that credit-card data may have been stolen from in-store shoppers ... The company did not immediately return Business Insider's request for comment.

Published:  Tue, 14 Nov 2017 15:19:00 GMT



Should You Use a Business Credit Card for Your Freelance Business

Getting my first credit card was a very exciting moment. I finally got to start building credit and take advantage of some pretty cool rewards. Business credit cards can be even more exciting. Since credit card issuers typically assume you'll be spending ...

Published:  Thu, 16 Nov 2017 18:34:00 GMT



What happens to your store credit card when the store goes out of business

Team Clark is adamant that we will never write content influenced by or paid for by an advertiser. To support our work, we do make money from some links to companies and deals on our site. Learn more about our guarantee here. With the holiday season in ...

Published:  Mon, 13 Nov 2017 11:55:00 GMT



What happens to your store credit card when the store closes

But just because a store turns out its lights doesn't mean the end is also nigh for your store credit card. Its fate depends on the retailer's business plans and decisions made by the bank that issues the card. The better you understand the process ...

Published:  Sun, 12 Nov 2017 04:18:00 GMT



Will your store credit card survive

But just because a store closes doesn't mean the end is also nigh for your store credit card. Its fate depends on the retailer's business plans and decisions made by the bank that issues the card. The better you understand the process, the better you can ...

Published:  Sat, 11 Nov 2017 13:17:00 GMT



Why Every Entrepreneur Should Get a Business Credit Card Right Now

One of the most common financial mistakes you can make as an entrepreneur is putting your business spending on a personal credit card. It might be convenient at the time, but, this habit can actually cost you money and maybe more important time. Here are ...

Published:  Wed, 15 Nov 2017 04:15:00 GMT



Best Business Credit Cards

Whether you're a one-person company or the head of a Fortune 500 empire, it's likely you'll need to pay business-related expenses. That's where business credit cards come in handy. These cards can help manage company expenses and keep business and personal ...

Published:  Fri, 17 Nov 2017 18:38:00 GMT



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