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Low Interest Rate Credit Cards
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Low interest credit cards are particularly well suited for people who carry a balance from month to month. Typically these companies look for people with good to strong credit and a solid payment history. With a low interest credit card you can save significant money each month on your payment - which can equate to a lower minimum payment and a faster rate of paying off the initial principal if so desired.

Low interest credit cards typically charge a rate similar to what banks are charged to borrow funds. This can provide you with significant savings over other credit cards. However, if your payment is late or you go over your minimum you can anticipate a potential for the rate to be increased. Careful management of charges and monthly payments are necessary to take continued advantage of lower interest rate credit cards.

The benefits of low interest credit cards can vary from one company to another. When looking for the best low interest credit card, you should consider the following factors:

  • Interest rate. How low of an interest rate comes with the credit card? Is the rate fixed or adjustable?
  • Penalties. What are the charges and penalties if you make a late payment or go over your low interest credit card limit? Will the rate automatically go up? If so, how soon will the rate come back down?
  • Annual fees. Some low interest credit cards charge annual fees. Make sure you know any costs for your low interest credit card upfront. has reviewed and ranked the best low APR credit cards available today. We hope these reviews help you find the right low interest credit card to meet your needs!


Low Interest Rate Credit Card Reviews

Low Interest Rate Credit Cards Versus 0% Introductory APR Offers: Which Eliminates Debt Faster?

Those looking for low credit card rates are wary of the too-good-to-be-true offers that end up costing more money than they promise to save. After all, most of us just want a straightforward card with simple rules. But then along comes a card offering a 0% ...

Published:  Wed, 01 Aug 2012 10:41:07 GMT

Low interest rate credit cards

That low interest rate credit card may seem like a great deal, but when does the introductory APR run out? Low interest rate credit cards are out there, but you should compare cards and find one that fits your lifestyle before you apply. For example ...

Published:  Tue, 11 May 2010 17:00:00 GMT

Where to Invest Money in 2016: 5 Great Ideas

Here are five suggestions for where to invest money in 2016 and beyond. Pay off or pay down debt Before you can think about investing in great stocks or mutual funds, you need to be free from high-interest rate debt, such as debt from credit cards.

Published:  Sat, 19 Dec 2015 22:38:00 GMT

Low Interest Rate Credit Cards - Find the Best Rates

Why not Compare low interest rate credit cards now. The MoneySmart website from ASIC encourages Australians who are only able to pay the minimum monthly repayment on their credit cards to transfer the debt to a low interest rate credit card and pay off ...

Published:  Wed, 12 Oct 2016 20:42:12 GMT

What is the difference between a fixed annual percentage rate (APR) and a variable APR?

The difference between a fixed annual percentage rate (APR) and a variable APR is the time at which the rate can be changed. Although many might think a fixed rate is a permanent rate, this is not true. A fixed APR means that the rate cannot be changed ...

Published:  Thu, 02 Oct 2014 12:32:37 GMT

Best Low Interest Credit Cards in Canada 2016

Unlike many other vanilla Canadian low interest rate credit cards, the Alterna Platinum card, comes with a pretty healthy set of insurances including car rental insurance, trip interruption insurance, accident, extended warranty and purchase assurance ...

Published:  Thu, 23 Jun 2016 17:00:00 GMT

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