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Low Interest Rate Credit Cards
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Low interest credit cards are particularly well suited for people who carry a balance from month to month. Typically these companies look for people with good to strong credit and a solid payment history. With a low interest credit card you can save significant money each month on your payment - which can equate to a lower minimum payment and a faster rate of paying off the initial principal if so desired.

Low interest credit cards typically charge a rate similar to what banks are charged to borrow funds. This can provide you with significant savings over other credit cards. However, if your payment is late or you go over your minimum you can anticipate a potential for the rate to be increased. Careful management of charges and monthly payments are necessary to take continued advantage of lower interest rate credit cards.

The benefits of low interest credit cards can vary from one company to another. When looking for the best low interest credit card, you should consider the following factors:

  • Interest rate. How low of an interest rate comes with the credit card? Is the rate fixed or adjustable?
  • Penalties. What are the charges and penalties if you make a late payment or go over your low interest credit card limit? Will the rate automatically go up? If so, how soon will the rate come back down?
  • Annual fees. Some low interest credit cards charge annual fees. Make sure you know any costs for your low interest credit card upfront. has reviewed and ranked the best low APR credit cards available today. We hope these reviews help you find the right low interest credit card to meet your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Low Interest Rate Credit Card Reviews

Low Interest Rate Credit Cards Versus 0% Introductory APR Offers: Which Eliminates Debt Faster?

What happens after the two-year introductory period? These are questions that ensure you don't make a counterproductive move when looking to low-interest rate credit cards to pay off debt. Consolidating debt is a good idea, but don't get caught paying ...

Published:  Wed, 01 Aug 2012 10:41:00 GMT

Where to Invest Money in 2016: 5 Great Ideas

But we wouldn't argue with the approach. A 2015 Business Insider article titled, "11 websites to bookmark if you want to get rich" rated The Motley Fool as the #1 place online to get smarter about investing. "The Motley Fool aims to build a strong ...

Published:  Sun, 20 Dec 2015 03:50:00 GMT

Low Interest Rate Credit Cards - Find the Best Rates

Why not Compare low interest rate credit cards now. The MoneySmart website from ASIC encourages Australians who are only able to pay the minimum monthly repayment on their credit cards to transfer the debt to a low interest rate credit card and pay off ...

Published:  Wed, 03 Feb 2016 20:58:11 GMT

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