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      October 22, 2017

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Comparing Prepaid Credit Card Companies

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Comparing Prepaid Credit Card Companies

Prepaid credit cards offer the convenience of a Visa or MasterCard without interest charges and credit checks. If you are currently searching for a prepaid credit card, putting a little time and effort into comparing your options can mean a long term successful relationship that works best for you. Below are some straightforward steps to compare and contrast several companies quickly and effectively before you choose your card.

Research Online.
Start your search for a quality prepaid credit card from the convenience of your home. Gather the names of several companies to compare and contrast. Independent product review companies do a great job of listing several credit card companies and do much of the comparison work for you. They allow you to quickly identify which reputable prepaid card to use and which ones offer less of a good value.

Fees.
Prepaid credit card fees can vary greatly. Compare the fees at each credit card company you're considering. Many charge a monthly service fee, a loading fee, application fee and more. You'll want to look at all aspects of their fee structure before obtaining any card to avoid surprise and unnecessary expenses.

Balance loading.
A critical aspect of a prepaid credit card is easily and quickly getting a balance loaded. If you're looking for a prepaid credit card for yourself or your student you'll want to choose a company that allows you to easily make payment (or load) via efficient methods. You might look for loading stations near your home or work, an option to add money via another credit card, or other alternatives to quickly apply a balance to your card.

Rules.
What rules are associated with using each prepaid card? Is there a maximum or minimum amount that must be loaded each time? Make sure you know any rules associated with balances to help find a card that is a good fit.

Customer Service.
Customer Service is important especially when you're dealing with money. You'll want a credit card company that puts the customer first. A company that answers the phones quickly and your questions without hesitation. Companies that fail to work through a problem aren't worth your time. Make sure you identify if your prepaid card company of choice prioritizes the customer.

Comparing and contrasting several prepaid cards at once can be organized and effective if you utilize the internet to assist. Make sure they offer a knowledgeable customer service team by calling and asking any question you might have. Also, confirm the loading process is simple and convenient to where you live and work.

Couple wants new credit cards after accounts went delinquent: Money Matters

Multiple inquiries hurt you. 7. If you can't qualify for a "regular" unsecured credit card even in a couple of years, you can get a secured card, which is like a prepaid card using your own money. Before you would open any secured card account, you'd ...

Published:  Wed, 11 Oct 2017 02:04:00 GMT



Best Prepaid Cards

These cards allow users to make online bill payments and other purchases without worrying about cash, interest rates or late fees, and they don't require a credit check for approval. As such, prepaid cards are also a good fit for parents who want to ...

Published:  Tue, 10 Oct 2017 17:11:00 GMT



How to Apply for a Walmart Credit Card

Learn: Why the Walmart MoneyCard Is Among the Best Prepaid Cards The Walmart credit card can be ideal for individuals and families who regularly shop at Walmart and would benefit from the cash-back rewards program.

Published:  Mon, 16 Oct 2017 02:27:00 GMT



Searching Prepaid Cell Phones

credit cards, much can be learned about a subject in this manner. As there are neither credit nor identity checks when someone takes out one of these prepaid devices, they are ideal for someone seeking to remain anonymous." - John A. DeMarr PI LOS ...

Published:  Sun, 15 Oct 2017 16:52:00 GMT



Prepaid Cards: A New Way for Millennials to Get Paid

Which brings us to another key benefit: prepaid cards can help users stay debt-free. The average US household owes approximately $16,000 in credit card debt. By allowing cardholders to load the required funds prior to making a purchase, prepaid cards help ...

Published:  Mon, 09 Oct 2017 12:20:00 GMT



This executive left a great job at PayPal to run a gift card startup she thinks could help end poverty

Pierce-Gilmore, who has spent most of her career in credit divisions across the financial industry, thinks prepaid cards could be a key step in helping low-income consumers escape heavy credit debts - the type of which she saw often when working at as a ...

Published:  Wed, 18 Oct 2017 21:31:00 GMT



Siouxland Federal Credit Union

Secured credit cards are great options for those who haven't built a solid credit history yet. Secured cards aren't the same as prepaid cards. With a secured card, your cash deposit doesn't run out as you spend, as it does with a prepaid card.

Published:  Mon, 09 Oct 2017 22:00:00 GMT



Chevron Employee Cops To Credit Card Plot To Embezzle $1.8M

Darla Kay Beede, 54, formerly an administrative assistant at Chevron in Pasadena, Texas, admitted to using company credit cards issued to managers in order to purchase gift cards, prepaid debit cards, and copper wire to resell for her own personal profit ...

Published:  Wed, 18 Oct 2017 17:11:00 GMT



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