TopConsumerReviews.com
Home About Us Terms Privacy Policy Contact Us Disclosure

Home  >  Student Credit Cards

Your Information Is Secure
Credit Cards: The Lowdown Newsletter

Latest Reviews

Diamonds

Depression

Living Trusts

Living Wills

Name Change Services

Scabies

Sell Diamonds

Shingles

Skin Tags

 

 

 

 

Buy Printer Ink For Less at Carrot Ink!

 

 

 

Get Your Next Set of Luggage at Luggage Pros!

 

 

 

Stop Acne Today

Student Credit Cards
Better Business Bureau Reliability Seal Share TopConsumerReviews.com
on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Student Credit Card Reviews

5 stars
Discover® Student Card - Monogram Collection

Discover® Student Card - Monogram Collection TopConsumerReviews.com Best-In-Class Blue Ribbon Award

The Discover® Student Card - Monogram Collection is a student rewards credit card issued by Discover that gives you Cashback Bonus® and rewards you with 0% APR for nine months. Now, you can enjoy 5% Cashback Bonus® in fantastic categories such as gas, restaurants, department stores and more! In addition to the changing categories, you can enjoy up to an unlimited 1% Cashback Bonus® on all other purchases. This exceptional offer will never charge you an annual fee and will keep you safe and secure with $0 Fraud Liability along with mobile and email alerts. If any suspicious behavior occurs, you will automatically be notified via text or email to keep you always in the know. Now, college doesn't have to be a stressful experience, your new student rewards credit card you can buy all your school essentials and earn rewards at the same time! Read More... Visit Site

4 stars
Discover® Mix Tape Student Card

Discover® Mix Tape Student Card

The Discover® Mix Tape Student Card is a cash rewards credit card issued by Discover that is designed for hard-working college students who want to enjoy Cashback Bonus® on all purchases they make during their college experience. Now, students can enjoy 0% introductory APR on purchases for 9 months and 5% Cashback Bonus® in categories that change such as restaurants, department stores gas stations and more. And if you are stressed out during exams, at least you won't have to worry about your purchases - you'll earn up to 1% Cashback Bonus® on everything else you buy, all the time! You'll enjoy $0 fraud liability with email and text alerts to ensure your financial safety while you're living the dorm life. Choose the card that awards you for all your spending while you upgrade your education! Read More... Visit Site

4 stars
Discover® Student Card - $20 Cashback Bonus®

Discover® Student Card - $20 Cashback Bonus®

The Discover® Student Card - $20 Cashback Bonus® issued by Discover is an exceptional rewards card engineered specially for college students, that gives Cashback Bonus® on all purchases. Now, you can enjoy a $20 Cashback Bonus® after you make your first purchase during the first three months of card membership. Your Cashback Bonus® also come rolling in when you make purchases in rotating categories such as restaurants, gas, department stores and more - you'll enjoy 5% Cashback Bonus®. All other purchases will be rewarded with up to an unlimited 1% Cashback Bonus®. Aside from the unlimited Cashback Bonus® that you will enjoy, you can also take advantage of the 0% Introductory APR promotion on purchases for the first 6 months. There's $0 Fraud liability and you'll enjoy email/text alerts to ensure your financial safety. During your college semester, you can have assistance with all your many school expenses with your new Discover Cashbank Bonus rewards card! Read More... Visit Site

4 stars
Discover® Student Card - Clear

Discover® Student Card - Clear

The Discover® Student Card - Clear is a student credit card by Discover specifically engineered for students that love to earn Cashback Bonus® for their spending. College students can enjoy 5% on seasonal spending categories that change over time - these include gas, restaurants, department stores and more. On all other purchases, students can enjoy up to an unlimited 1% Cashback Bonus® on all other purchases. In addition to the extensive amount of exciting Cashback Bonus® that you will enjoy, students don't have to pay interest on purchases for the first nine months of card membership - so you can buy books and dorm essentials without the hassle of paying interest. Students can also enjoy Discover's top-notch customer service and protection programs with $0 Fraud Liability plus mobile and email fraud alert options. With your new student credit card, there's no annual fee, great rewards and Cashback Bonus® - it's an excellent offer for students! Read More... Visit Site

4 stars
Discover® Student Card

Discover® Student Card

The Discover® Student Card is a student rewards credit card by Discover that gives hard-working college students Cashback Bonus® rewards along with 0% Introductory APR for the first nine months. As a Discover Student Cardmember, you will enjoy 5% Cashback Bonus® in categories that change such as gasoline, restaurants, department stores and more! You'll also enjoy up to an unlimited 1% Cashback Bonus® on every purchase you make. During the first nine months of card membership, you can enjoy zero interest on all the purchases that you make. You can also be fully informed with $0 Fraud Liability along with mobile and email alerts to help you manage your finances. Along with other student benefits and perks - you can always enjoy $0 Annual Fee. Now is the time to take advantage of a student card that rewards you for spending and 0% introductory APR, the perfect credit card for college. Read More... Visit Site

4 stars
Citi Forward® Card for College Students

Citi Forward® Card for College Students

The Citi Forward® Card for College Students , issued by Citibank, is a rewards credit card for college students who want to reduce their purchase APR and enjoy savings at any chance they get. Start saving with a 0% introductory APR on purchases for the first 7 months of membership. A variable APR between 13.99% - 22.99% will apply afterward, based on your creditworthiness and the prime rate. Lower your APR on purchases over time when you use your credit wisely and no cosigner is required upon sign up. You can earn 100 ThankYou Points each billing period when you pay on time and stay below your credit line. Get another 1,000 points when you set up your account to receive paperless statements within the first three months. Read More... Visit Site

4 stars
Discover® Open Road Card for Students

Discover® Open Road Card for Students

The Discover® Open Road Card for Students is a student rewards credit card issued by Discover that has unique gas features that rewards hard working college students with Cashback Bonus®. The Open Road program by Discover gives cardholders double Cashback Bonus® at gas stations at restaurants, an offer that is one of the most unique programs in the market. Cardholders will also get 0% APR on all purchases for nine months! All other purchases you make will earn you 1% Cashback Bonus®. This exceptional offer also includes no annual fee and $0 Fraud liability with text and email alerts to keep you informed. Now you can visit family on the weekends or hit the road and go to the away football games. With your Discover card the possibilities are endless. Read More... Visit Site

4 stars
Discover® Student  Card - Tropical Beach

Discover® Student Card - Tropical Beach

The Discover® Student Card - Tropical Beach is a student rewards credit card issued by Discover that rewards hard working college students on their spending with Cashback Bonus® Rewards and 0% APR on purchases for nine months. You'll enjoy 5% Cashback Bonus® in categories that change such as restaurants, department stores and gas. Other rewards include up to an unlimited 1% Cashback Bonus® on everything you buy. In addition to the awesome rewards, you'll also enjoy $0 Fraud Liability along with mobile and email fraud alert options to notify you of suspicious account activity. Now, you can work, study and play with the assistance of your new student rewards credit card - with no annual fee and a great sandy beach card image, it's a great card with excellent perks! Read More... Visit Site

3 stars
Citi® Dividend Platinum Select® Card for College Students

Citi® Dividend Platinum Select® Card for College Students

The Citi® Dividend Platinum Select® Card for College Students , issued by Citibank, is a cash back rewards credit card for students who want to maximize their earning potential with great possibilities. Citi helps you get started with a 0% introductory APR on purchases for 7 months. Afterward, your APR will be between 13.99% - 21.99% based on your credit worthiness. Accrue 5% cash back on purchases made at supermarkets, drugstores, gas stations, convenience stores and utilities for 6 months; 1% thereafter. Accrue at least 2% cash back in quarterly rotating categories such as restaurants, apparel, hotels and more upon enrollment. You will also get 1% cash back on every other purchase. Plus, no cosigner is required upon account opening. Read More... Visit Site

First Associates Loan Servicing, LLC to Provide Primary Servicing for Promise Financial Consumer Lending Platform Dedicated to Wedding Finance
Loan servicing from First Associates enables Promise Financial to rapidly scale its operations while achieving industry-leading security and compliance
Publication Date: July 01, 2015

American School to Offer Red-Hot Courses to Counselors at ASCA Conference
American School is celebrating its 10-year anniversary of exhibiting at the American School Counselor Association Conference June 28-30 in Phoenix.
Publication Date: June 25, 2015

Jenzabar Partners with Nelnet Business Solutions to Provide Unified Payment Processing
Integrated payment solutions to enhance user satisfaction
Publication Date: June 30, 2015

Get Out of Debt Now in 5 Simple Steps: New Book Saves Time and Money
The five steps to freedom from debt are a system that works for those struggling to get out of debt and plan for their future, written by nationally known student loan lawyer, Christine A. Kingston. Save time and money by following these steps to financial freedom from debts.
Publication Date: June 09, 2015

TPSA and FACTS Pave Way for New Service Fee Option in Texas
Important new option for parents in paying tuition and fees
Publication Date: June 10, 2015

Summer Weddings Lead To Choices Between Saving And Spending
National Foundation for Credit Counseling© (NFCC©) Poll Reveals Budget Preferences for Couples Tying the Knot.
Publication Date: June 23, 2015

Debt Consolidation USA Talks About Post-College Financial Tips
Debt Consolidation USA recently shared in an article some tips that can help recent college graduates get a grip on their finances after school. The article aims to give valuable tips to fresh graduates in order to help them manage their post-college finances.
Publication Date: June 15, 2015

Dave Winfield Named Capital One Cup Ambassador
Capital One announces Baseball Hall of Famer Dave Winfield will be the Ambassador of this years Capital One Cup, at the Mens Baseball College World Series in Omaha, Nebraska at TD Ameritrade Field on Saturday, June 12 and 13th.
Publication Date: June 04, 2015

Global Debt Registry Wins an American Business Award in Banking Category
Global Debt Registry (GDR), the first independent debt repository for storing and tracking consumer debt, won a Stevie® Award in the category of banking during this years American Business Awards.
Publication Date: June 25, 2015

High School Students Design Texas Trust Debit Cards for DeSoto and Cedar Hill High Schools
Students' artwork to be featured on Texas Trust Credit Union Spirit Debit Reward Cards
Publication Date: June 18, 2015

PenFed Continues to Invest in Leaders of Tomorrow
PenFed Chairman and CEO award scholarship funds.
Publication Date: June 09, 2015

Pinpoint Market Research Study Shows Todays Twenty-Somethings Want To Live Debt-Free Lives
Study Shows U.S. Consumers Age 20-29 Eschew Credit Cards and Car Loans While Aggressively Pursuing Discounts, Coupons and Deals
Publication Date: June 29, 2015

Cedar Hill ISD Honors Texas Trust Credit Union with Community Partner Award
Cedar Hill ISD has received more than $200,000 from Texas Trust Credit Union in the past few years.
Publication Date: June 01, 2015

Debt.com's Interactive Map Tells Military Vets the Secret for Getting the Most College Cash Out of Their GI Bill
Soldiers know their GI Bill offers them a college education and housing allowance, but do they realize how to get the most money out of both?
Publication Date: June 02, 2015

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us