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Student Credit Cards
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Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

2017

Student Credit Card Reviews

5 stars
AccountNow® Gold Visa® Prepaid Card

AccountNow® Gold Visa® Prepaid Card TopConsumerReviews.com Best-In-Class Blue Ribbon Award

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars
USAA Secured Card® American Express® Card

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
USAA Secured Card® Platinum Visa®

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
primor® Secured Visa Classic Card

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secure your line
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3 stars
primor® Secured Visa Gold Card

primor® Secured Visa Gold Card

Low fixed 9.99% interest rate on purchases! Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
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3 stars
First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars
OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars
Excent™ Secured Visa Blue Card

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars
READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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U.S. judge dismisses most of Euribor-rigging lawsuit

Euribor is the euro-denominated equivalent of Libor, a benchmark for setting rates on hundreds of trillions of dollars of debt, including for credit cards, student loans and mortgages. The defendants were accused of violating the Sherman Act, a U.S ...

Published:  Tue, 21 Feb 2017 15:23:00 GMT



Can Refinancing to a Higher Mortgage Rate Actually Lower Your Debts?

The nuts and bolts of a good financial plan includes having "preferred debt," which includes debt that is tax-deductible (a mortgage) and has no consumer obligations that are non-preferred (i.e. credit cards, student loans, car payments, etc.). Non ...

Published:  Tue, 21 Feb 2017 03:09:00 GMT



Household debt to hit new record in 2017

From the article: February's 33-page "Quarterly Report of Household Debt and Credit" shows that every category of debt measured -- including mortgages, credit cards, student loans and auto loans -- saw an increase. The total increase of $460 billion in ...

Published:  Mon, 20 Feb 2017 12:37:00 GMT



U.S. hоusehоld debt near recоrd levels, Federal Reserve repоrt saуs

Februarу's 33-page "Quarterlу Report оf Household Debt аnd Credit" shows that everу categorу оf debt measured - including mortgages, credit cards, student loans аnd auto loans - saw an increase. Thе total increase оf $460 billion in ...

Published:  Fri, 17 Feb 2017 04:19:00 GMT



Climate change ahead for US consumer watchdog

Its jurisdiction includes mortgages, credit cards, student loans and payday loans. With Donald Trump in the White House, promising to make America more business-friendly, critics of the agency see an opening to weaken the new regulator. The case against ...

Published:  Tue, 21 Feb 2017 03:26:00 GMT



Household debt is dangerously close to 2008 levels

February's 33-page "Quarterly Report of Household Debt and Credit" shows that every category of debt measured - including mortgages, credit cards, student loans and auto loans - saw an increase. Niegan que el precio del pan aumente un 15% El dirigente ...

Published:  Tue, 21 Feb 2017 04:53:00 GMT



Before you look for a home, get your financial house in order

Most recent federal tax return, and possibly the last two tax returns. A complete list of your debts, such as credit cards, student loans, car loans and child support payments, along with minimum monthly payments and balances. List of assets ...

Published:  Fri, 10 Feb 2017 15:06:00 GMT



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