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Student Credit Cards
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Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

2016

Student Credit Card Reviews

Do You Start With a Credit Score of "0'?

Thin-to-no credit can certainly make it harder to secure a loan, but there are lines of credit specifically designed to help people in that demographic (see secured credit cards, student credit cards or credit-builder loans) establish a credit history.

Published:  Tue, 26 Jul 2016 21:50:00 GMT



Lower Mainland families more in debt than ever, study warns

"They're acquiring the greatest amount of debt as mortgage debt, unsurprisingly." Researchers also examined lines of credit, credit cards, student loans and car loans. From 2007 to 2012, the study found that median consumer debt increased by roughly ...

Published:  Tue, 26 Jul 2016 17:38:00 GMT



6 Tips to Dig Your Way Out of Credit Card Debt

To gain that awareness, you need a budget. Matt Kelly, owner of Momentum Personal Finance Coaching in Durango, Colorado, says he and his wife paid off $165,000 in debt from credit cards, student loans and a mortgage in 15 months using the snowball method ...

Published:  Tue, 26 Jul 2016 05:53:00 GMT



Clinton a consumer advocate? Not always

"Mandatory arbitration clauses buried deep in contracts for credit cards, student loans, and more prevent American consumers from having their day in court when they've been harmed," Clinton said in a statement.

Published:  Mon, 25 Jul 2016 17:00:00 GMT



'How I Paid Off Credit Cards, Student Loans And Saved $150K For A New Home'

This story originally appeared on LearnVest. In today's economy it's harder than ever for Millennials and even Gen Xers to save up a down payment for their first home. But Jake Hawkins*, a 39-year-old media production company owner, did just that. Here ...

Published:  Fri, 27 May 2016 06:09:05 GMT



Goldman continues mediocre run in Q2

Unsecured loans are funds without collateral, like credit cards, student loans, and personal loans. The move into consumer loans comes after Goldman opened its doors to the 99 percent through GS Bank - a move that helped ease regulatory pressure by ...

Published:  Tue, 19 Jul 2016 14:17:00 GMT



The Average American Has This Much Debt -- How Do You Compare?

Many benefits have come from innovation, but the creation of cashless society may not be one of them. After a brief respite following the Great Recession, shoppers are increasingly embracing credit again, and monthly debt payments are piling up. Heading ...

Published:  Sun, 18 Jan 2015 17:07:38 GMT



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