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Student Credit Cards Better Business Bureau Reliability Seal

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

Continue reading below reviews

2018

Student Credit Card Reviews

5 stars
AccountNow® Gold Visa® Prepaid Card
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars
USAA Secured Card® American Express® Card

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
USAA Secured Card® Platinum Visa®

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
primor® Secured Visa Classic Card

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
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3 stars
primor® Secured Visa Gold Card

primor® Secured Visa Gold Card

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
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3 stars
UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars
OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars
First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
Excent™ Secured Visa Blue Card

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars
READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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Continued from above

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Julie Jason's Your Money: Students need to learn credit card lessons before going to college

Do you have children in college Have you talked with them about how to handle credit When I wrote about this topic in 2008, students were inundated with credit card offers. According to Benjamin Lawsky, who, as a special assistant to the New York state ...

Published:  Fri, 19 Jan 2018 00:00:00 GMT



5 Ways Millennials Can Raise Their Credit Scores In 2018

Even if you're building a payment history by paying off student loan debt, it might not be enough. Your "credit mix" accounts for 10% of your FICO score - having a revolving credit account such as a credit card is particularly important.

Published:  Mon, 22 Jan 2018 17:01:00 GMT



How to Use Personal Loans to Refinance Student Loans

Refinancing that debt is a move that can help to alleviate the financial pressure of student debt. Just like we've seen people use personal loans to great effect to refinance their credit cards and consolidate other types of debt, you can use one to ...

Published:  Wed, 17 Jan 2018 09:16:00 GMT



Tips for Choosing the Best Debit Card for Your College Student

With many companies and restaurants taking most payments via credit and debit cards, it's no surprise that teenagers prefer plastic over cash. According to a study conducted by Javelin Strategy & Research in 2014, 1 in 4 college students had a reloadable ...

Published:  Sat, 20 Jan 2018 13:12:00 GMT



What Type of Credit Card Should I Get

The Citi Simplicity Card, for example, offers a 0 percent balance transfer rate for a full 21 months, along with no annual fee, no late fees and no penalty rates. But the rate jumps to as high as 25.24 percent after the grace period ends. Student credit ...

Published:  Sat, 20 Jan 2018 14:00:22 GMT



Resolutions to pay off debt Consumers owe more than ever on credit cards

New reports indicate that consumer credit card debt is now about $1 trillion. Of course, people have others kinds of debt, such as mortgages and an alarming number of young people are facing huge amounts of student loan debt. Still, for many people ...

Published:  Tue, 16 Jan 2018 15:15:00 GMT



Soderbergh, Credit Card Debt & An Unreleased Movie: Joe & Anthony Russo Recall Slamdance Debut Pic "˜Pieces'

Anthony was in law school at the time and I was an acting student. We were both in Cleveland and Robert Rodriguez had just made El Mariachi and that inspired us. We were film buffs growing up, and his experience inspired us to make our own credit card film.

Published:  Sat, 20 Jan 2018 12:25:00 GMT



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