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Student Credit Cards
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Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

2016

Student Credit Card Reviews

Home-buying Tips: How to Handle a Car Lease When you Want to Apply For A Mortgage Loan

This is a simple way of finding out if you have the capacity to buy a new home. Compute all your expenses which includes "including credit cards, student loans, personal loans, car debts, and other mortgages." Clearly, if you see that your income only goes ...

Published:  Wed, 03 Feb 2016 03:55:00 GMT



Families Urged To Plan Early To Handle Cost Of College

KMUW's Sean Sandefur reports on how families can best prepare for the cost of college. Forget car payments or even credit cards: Student loans are the highest form of consumer debt outside of mortgages. According to the financial website MarketWatch ...

Published:  Fri, 05 Feb 2016 05:25:00 GMT



Don't Make This Mortgage Mistake in 2016

To illustrate this, if your salary is $100,000 per year, and your other debt payments (car, credit cards, student loans, etc.) are $800 per month, you could potentially buy a $558,700 home at a 45% total debt-to-income ratio, assuming 20% down. If you ...

Published:  Sun, 31 Jan 2016 05:22:00 GMT



Is your car lease keeping you from buying a home?

What's Your Debt-to-Income Ratio? When you apply for a mortgage, a broker is going tally up all of the monthly payments you make on existing obligations, including credit cards, student loans, personal loans, car debts and other mortgages. That number ...

Published:  Wed, 27 Jan 2016 00:00:00 GMT



Debt Serfdom in America: Spiralling Household Debts, Mortgages, Credit Cards, Student Loans

As of October 2015, American consumers owe $8.17 trillion in mortgages, $900 billion in credit cards, and $1.19 trillion in student loans. Home mortgages, credit cards, and student loans occupy the most of the consumer credit market. The consumer credit ...

Published:  Wed, 11 Nov 2015 00:00:00 GMT



Comerica Incorporated (CMA) Upgraded to "Market Perform" at BMO Capital Markets

The Retail Bank segment offers deposit accounts, installment loans, credit cards, student loans, home equity lines of credit and residential mortgage loans. The Wealth Management segment offers fiduciary services, private banking, retirement services ...

Published:  Wed, 03 Feb 2016 07:14:00 GMT



Infographic: Millennials swap credit cards for student loans

Young consumers are turning their backs on credit cards and piling on student loans, according to June 2013 data from FICO. FICO tracked a dramatic shift in debt weight among 18- to 29-year-olds between 2007 and 2012. As the charts below show, the average ...

Published:  Tue, 17 Feb 2015 09:24:00 GMT



BMO Capital Markets Upgrades Comerica Incorporated (CMA) to Market Perform

The Retail Bank segment offers deposit accounts, installment loans, credit cards, student loans, home equity lines of credit and residential mortgage loans. The Wealth Management segment offers fiduciary services, private banking, retirement services ...

Published:  Mon, 01 Feb 2016 16:41:00 GMT



Ask the Experts: Credit Cards, Student Debt and More

June 30, 2011, 3:30 AM |MoneyWatch blogger Ray Martin joins editors Jill Schlesinger and Jack Otter to help viewers reach their financial goals of paying down debt, investing wisely, and more. GO

Published:  Wed, 29 Jun 2011 17:00:00 GMT



Comerica Incorporated (CMA) Raised to Hold at Zacks Investment Research

The Retail Bank segment offers deposit accounts, installment loans, credit cards, student loans, home equity lines of credit and residential mortgage loans. The Wealth Management segment offers fiduciary services, private banking, retirement services ...

Published:  Fri, 29 Jan 2016 15:52:00 GMT



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