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Student Credit Cards
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Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

2017

Student Credit Card Reviews

5 stars
AccountNow® Gold Visa® Prepaid Card

AccountNow® Gold Visa® Prepaid Card TopConsumerReviews.com Best-In-Class Blue Ribbon Award

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars
USAA Secured Card® American Express® Card

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
USAA Secured Card® Platinum Visa®

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
primor® Secured Visa Classic Card

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secure your line
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3 stars
primor® Secured Visa Gold Card

primor® Secured Visa Gold Card

Low fixed 9.99% interest rate on purchases! Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
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3 stars
First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars
OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars
Excent™ Secured Visa Blue Card

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars
READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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Noah Smith: The American debt trap limits options for the young

"Just finance it!" This has been the advice that the United States has given to young people for decades now. We borrow money to go to college, to buy houses, to buy cars and even to make everyday purchases. We're bombarded by internet ads and junk mail ...

Published:  Mon, 23 Jan 2017 00:04:00 GMT



LendingTree Announces Top Customer-Rated Lenders for Q3 2016

LendingTree provides free monthly credit scores through My LendingTree and access to its network of over 400 lenders offering home loans, personal loans, credit cards, student loans, personal loans, business loans, home equity loans/lines of credit ...

Published:  Mon, 23 Jan 2017 12:23:00 GMT



Durham police investigate after 2 Duke students robbed

One of the women suffered a minor injury during the robbery. According to a police incident report several items including a laptop, cellphones, credit cards, student ID, headphones and scarves were taken. The suspect was last seen fleeing toward Ninth Street.

Published:  Wed, 18 Jan 2017 10:09:00 GMT



Guide To Buying A Home: Young Families

The DTI equals your proposed mortgage payment (principal, interest, property taxes and homeowners insurance) plus the minimum payments for your other accounts like credit cards, student loans and auto financing, divided by your gross (before tax ...

Published:  Mon, 16 Jan 2017 10:36:00 GMT



The American Debt Trap

Noah Smith is a Bloomberg View columnist. He was an assistant professor of finance at Stony Brook University, and he blogs at Noahpinion. "Just finance it!" This has been the advice that the U.S. has given to young people for decades now. We borrow ...

Published:  Fri, 20 Jan 2017 08:05:00 GMT



U.S. top court rejects banks over Libor antitrust lawsuits

Libor, or the London Interbank Offered Rate, underpins hundreds of trillions of dollars of transactions and is used to set rates on credit cards, student loans and mortgages. It is calculated based on submissions by banks that sit on panels. Investors ...

Published:  Tue, 17 Jan 2017 07:30:00 GMT



GOP Senators Demand Dismissal of Top Consumer Bureau Director

The purpose of the agency was to oversee mortgages, credit cards, student loans, and other consumer financial products. Ben Sasse; Image Courtesy of Notey, http://www.notey.com/blogs/ben-sasse?page=2 It remains to be seen how this situation will play out ...

Published:  Wed, 11 Jan 2017 00:00:00 GMT



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