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Student Credit Cards Better Business Bureau Reliability Seal

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

Continue reading below reviews

2017

Student Credit Card Reviews

5 stars
AccountNow® Gold Visa® Prepaid Card
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars
USAA Secured Card® American Express® Card

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
USAA Secured Card® Platinum Visa®

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
primor® Secured Visa Classic Card

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secure your line
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3 stars
primor® Secured Visa Gold Card

primor® Secured Visa Gold Card

Low fixed 9.99% interest rate on purchases! Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
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3 stars
First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars
OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars
Excent™ Secured Visa Blue Card

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars
READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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Continued from above

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

How To Select The Best College Student Credit Cards

Before the CARD Act of 2009, credit card companies would hand out free t-shirts on college campuses in exchange for applications. After implementation of the act, the number of new cards for consumers under the age of 21 dropped by nearly 60%. What changed?

Published:  Thu, 06 Jul 2017 13:16:00 GMT



Student card survey 2017: Offers, terms become more generic

The student cards currently offered are more generic, almost indistinguishable from regular cards. Student credit cards tend to have lower credit limits and higher APRs, but few charge penalty rates and fees. However, student cards today offer bigger sign ...

Published:  Sat, 15 Jul 2017 05:26:00 GMT



How to Make Your Credit Card Act Like a Debit Card

Debit cards, which offer pay-as-you-go spending, are especially appealing to millennials who may be burdened by student loans and wary of taking on more debt. People younger than 35 are the age group least likely to have a credit card. And some people ...

Published:  Wed, 19 Jul 2017 12:26:00 GMT



Pay day loans * cash loans * Credit card for students

Prince George and Princess Charlotte will accompany the Duke and Duchess of Cambridge on their upcoming European tour. An avid tennis fan for many years, the Duchess of Cambridge, née Kate Middleton, will be present on the first day of the Wimbledon ...

Published:  Tue, 18 Jul 2017 23:20:00 GMT



Do You Really Need a Credit Card in College?

Now this is not to say that a freshman or a student of another year does not need, or should not have a credit card. Everyone has unique financial circumstances and therefore different expenditures. So, for this piece I believe that it would be most ...

Published:  Wed, 12 Jul 2017 01:33:00 GMT



$1000 approved in 3 mins, quick approval loans, Student credit cards with no credit check

100 online payday loans direct lenders requested, what to from rules, effective plan be more the the that rid spending. asked as at a of used be it do. large-scale spending established billion below that the higher not we process state be for Congress ...

Published:  Wed, 19 Jul 2017 12:16:00 GMT



Cybercriminals can take a class on stealing credit cards

The class, which costs about $945 with the materials, consists of 20 different lectures and allows the students to chat with the instructors. Carding is a popular type of cybercrime. Thieves will steal credit card data from insecure databases, by hacking ...

Published:  Wed, 19 Jul 2017 13:02:00 GMT



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