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Student Credit Cards Better Business Bureau Reliability Seal

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

Continue reading below reviews

2017

Student Credit Card Reviews

5 stars
AccountNow® Gold Visa® Prepaid Card
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars
USAA Secured Card® American Express® Card

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
USAA Secured Card® Platinum Visa®

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars
primor® Secured Visa Classic Card

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! You decide where you want to start and open your Personal Savings Deposit Account to secure your line
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3 stars
primor® Secured Visa Gold Card

primor® Secured Visa Gold Card

Low fixed 9.99% interest rate on purchases! Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more!*
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3 stars
First Progress Platinum Prestige MasterCard® Secured Credit Card

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars
UNITY® Visa Secured Credit Card

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars
OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars
Excent™ Secured Visa Blue Card

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars
READYdebit® Visa Prepaid Card

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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Continued from above

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Smart Ways Confident Women Manage Their Money

The point is to make your own money. You make smart choices about their money. You pay off debt (credit cards, student loans), avoid impulsive spending and make financial goals - save a certain amount. You don't compare yourself to others and think ...

Published:  Tue, 28 Mar 2017 06:31:00 GMT



The creator of Broadway hit 'Hamilton' shares the money advice he wishes he'd known in his 20s

You build credit by borrowing money, whether through credit cards, student loans, or other avenues, and then responsibly paying it back. The longer and more responsibly you engage with credit, the higher your score. It sounds like something you don't need ...

Published:  Tue, 21 Mar 2017 07:01:00 GMT



Savers Rejoice! You're About to Earn More Interest

It's also a bad news for debtors as the higher benchmark interest rate will push up the costs for credit cards, student loans and mortgages. As the economy improves and the labor market strenghtens, Federal Reserve Board Chairman Janet Yellen decided it ...

Published:  Wed, 15 Mar 2017 21:19:00 GMT



8 money problems financial education could have avoided

And what's really scary is that between credit cards, student loans, and car payments, the bills mount at an alarming rate. The median household income in the U.S., by the way, is just over $55,000, which means that household debt is almost twice the ...

Published:  Tue, 21 Mar 2017 06:04:00 GMT



10 financial steps to take the minute you lose your job (or quit)

Don't forget to take into account any debts you owe, through your credit cards, student loans, or otherwise. (2) What could you get? If you were laid off, you may be eligible for a severance package from your former employer, and this might be something ...

Published:  Wed, 22 Mar 2017 16:18:00 GMT



'How I Paid Off Credit Cards, Student Loans And Saved $150K For A New Home'

This story originally appeared on LearnVest. In today's economy it's harder than ever for Millennials and even Gen Xers to save up a down payment for their first home. But Jake Hawkins*, a 39-year-old media production company owner, did just that.

Published:  Fri, 27 May 2016 06:09:05 GMT



Portraits Chronicle Americans' Struggle with Credit Cards, Student Loans, Other Debt

San-Francisco based photographer Brittany Powell owed about $30,000 in credit card loans she accumulated trying to make ends meet after losing work six years ago. Powell filed for bankruptcy in 2012. Now, she has spearheaded a multimedia photography ...

Published:  Sat, 22 Nov 2014 18:34:18 GMT



Centennial students learn about money

The high school course offers more than six hours of programming, with 10 units on a variety of financial topics including credit scores, insurance, credit cards, student loans, mortgages, taxes, stocks, savings, 401k's and other key concepts. "The videos ...

Published:  Fri, 24 Mar 2017 10:29:00 GMT



Where Are the Nation's Young Homebuyers Now? Pittsburgh, DC and Des Moines

LendingTree provides free monthly credit scores through My LendingTree and access to its network of over 450 lenders offering home loans, personal loans, credit cards, student loans, business loans, home equity loans/lines of credit, auto loans and more.

Published:  Thu, 16 Mar 2017 06:09:00 GMT



The Average American Has This Much Debt -- How Do You Compare?

Many benefits have come from innovation, but the creation of cashless society may not be one of them. After a brief respite following the Great Recession, shoppers are increasingly embracing credit again, and monthly debt payments are piling up. Heading ...

Published:  Sun, 18 Jan 2015 00:04:00 GMT



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