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Student Credit Cards
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Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

2016

Student Credit Card Reviews

Five ways to manage student loans and credit card debt

Those are just a few stats; our key findings point to a strong relationship between credit cards, student loans, debt, and stress. Read on as we explore this relationship, share other important survey findings, and offer five tips for managing your own ...

Published:  Fri, 24 Jun 2016 01:00:00 GMT



Ask an Expert: All About Dealing With Debt

Whether it's through credit cards, student loans, or your home mortgage, it's pretty likely that you owe money to someone. How do you prioritize which debts you should pay off first? What can you do if you can't afford your minimum payments? Here to offer ...

Published:  Mon, 13 Jun 2016 12:29:00 GMT



Americans Work Too Long for Too Little

The magic of postwar American life was debt. Secured installment loans, including mortgages and car loans, predated the war; unsecured loans, including credit cards, student loans, paydays loans and lines of credit, followed. And debt skyrocketed by ...

Published:  Fri, 24 Jun 2016 02:01:00 GMT



'How I Paid Off Credit Cards, Student Loans And Saved $150K For A New Home'

This story originally appeared on LearnVest. In today's economy it's harder than ever for Millennials and even Gen Xers to save up a down payment for their first home. But Jake Hawkins*, a 39-year-old media production company owner, did just that. Here ...

Published:  Fri, 27 May 2016 06:09:05 GMT



Shilling: World Facing High Probability Of Panic Deflation

Now that's just putting a ruler on trend. I think, for example, consumer debt in this country-household debts from credit cards, student loans, auto loans (almost anything that's legal) in relation to assets to after-tax income, which is normally how you ...

Published:  Sat, 25 Jun 2016 08:29:00 GMT



The Average American Has This Much Debt -- How Do You Compare?

Many benefits have come from innovation, but the creation of cashless society may not be one of them. After a brief respite following the Great Recession, shoppers are increasingly embracing credit again, and monthly debt payments are piling up. Heading ...

Published:  Sun, 18 Jan 2015 17:07:38 GMT



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