September 1, 2015
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Credit Repair Services
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Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Repair Your Credit with Sky Blue Today Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs. A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores?
  • Cost.  How do their fees compare with other credit repair services?
  • Guarantee.  Do they back up their service with a refund policy? has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Credit Repair Reviews

5 stars
Sky Blue Credit

SKY BLUE Best-In-Class Blue Ribbon Award

Sky Blue Credit Repair has been assisting individuals with their credit repair needs for over 20 years. They offer a comprehensive package to dispute issues and rebuild your credit. If you aren't satisfied, they'll even refund your money - no questions asked. They earn our highest rating. Read More... Visit

4.5 stars
Lexington Law


With a long history of restoring good credit, Lexington Law is a professional credit repair service that has satisfied more than 500,000 customers. Lexington hires lawyers and paralegals that are experts in the area of credit repair laws nationwide and is successful at removing over 2.5 million inaccuracies each year. Read More... Visit

4.5 stars
Ovation Credit Report Repair


With free credit consultation available even before you enroll, and 37 years of experience in consumer credit repair, Ovation Credit Report Repair offers customized credit repair service with easy online access to your credit repair information. Read More... Visit

4 stars
The Credit People


The Credit People offers unlimited credit repair for one set fee. The Credit People earns high marks for providing straightforward credit repair services with a generous 6-month full-refund policy. Read More... Visit

4 stars
Credit Repair


Credit Repair is a full service credit repair and financial improvement center without contracts or hidden fees. A professional credit repair option from experts in the business. Customer friendly tools and education are added benefits at Credit Repair. This company is a strong choice for anyone wanting to improve their financial picture. Read More... Visit

3.5 stars
Credit Firm


Credit Firm has been in the credit repair business for over 25 years. They have created a professional service that is committed to customer service as well as saving you money. Their monthly fee is all encompassing of any credit repair actions needed to improve your credit score. Credit Firms strong Better Business Bureau proves their success. Read More... Visit

3.5 stars
Academy Credit


Academy Credit provides great resources for understanding and evaluating your credit report rights. Their promise is to fight for your credit rights regarding your credit reports so that you don't have to. Read More... Visit

3 stars
Credit Assistance Network


Credit Assistance Network is a credit improvement company that uses legal credit dispute methods to remove inaccurate credit report items. Unfortunately, customers can't anticipate the startup or monthly charges without first speaking to a representative, and their fees can be quite excessive in comparison to other companies. Read More... Visit

3 stars
Veracity Credit


Veracity Credit asks where you want your credit rating to take you before determining what kind of service they will perform. Read More... Visit

2 stars
E Credit Attorney


E Credit Attorney does a good job explaining your credit report and describing your options. Their service pricing is relatively low, and they offer a refund evaluation after 1 year. Read More... Visit

1 star
Credit Repair Consultants


Credit Repair Consultants provides very good information on your credit report and credit score. However, their prices are relatively high and service language contradictory. Read More... Visit

Choosing a Credit Repair Company

If your credit score needs some professional help here's how to search for a quality credit repair company.

Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:

  • If you do your credit repair research online you avoid the annoying sales pitch from a pushy salesman that is most concerned about their next commission check.
  • Perform your research when itís most convenient for you, in the quiet of your home and without children playing or co-workers nearby.
  • The internet allows you to quickly identify the services of several credit repair companies at once. If you are looking for credit dispute offerings plus advice on how to improve your credit score long term you can easily identify what companies offer this level of service.
  • Knowing what several companies charge for their repair services provides you the knowledge to make an educated decision. Feel confident that you are improving your financial outlook and doing so while saving money over other providers.
  • The internet will allow you to read and educate yourself on the Fair Credit Reporting Act that governs credit agencies, promotes accuracy in reporting and regulates how negative information is reported and disputed.

Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:

  • Make sure you identify a credit repair company with a solid reputation before considering it a worthy contender. Look for red flags like promises to wipe your credit clean with little effort, a request for a large payment upfront to cover costs, or discussions of creating a new identifier to fool the credit agencies.
  • Make sure you understand what you're signing up for. Will you be obligated to use the service for a specified period of time? Do they identify rules on how many disputes they will file in a specific period? Make sure you read the fine print and understand their policies before moving forward.
  • When you're working closely with your credit repair service you'll appreciate the convenience of companies that offer an online account for you to monitor the status of their efforts. Companies that require a lot of hand holding, phone calls, and emails are not going to be efficient.
  • You'll want credit repair company that puts the customer first. Companies that fail to return calls timely or are unprofessional on the phone are going to wear thin over time. Make sure you identify if your credit repair company of choice prioritizes the customer.




Randolph Savings Bank Urges Awareness of Fraud
Randolph Savings Bank is advising its customers and community to take a proactive role in protecting their personal information and security.
Publication Date: August 03, 2015

MSI Credit Solutions Warns of Recent Consumer Scam
The scam involves a supposedly delinquent loan, which has reached a number of victims.
Publication Date: August 24, 2015

Lexington Law Honored With Besty Award for the Fourth Year in a Row awards Lexington Law Overall Top Rated among nations credit repair companies
Publication Date: August 05, 2015

Olum's Syracuse Location in Mattydale to Include Appliances
Independent furniture retailer Olum's will be expanding their Syracuse location to include appliances to their inventory. Local residents may select the latest in major brand names of refrigerators, stovetops, washers and dryers and air conditioners.
Publication Date: August 28, 2015

Cottman Transmission and Total Auto Care Partners With BoeFly To Help Franchisees Secure Financing
Cottman Transmission and Total Auto Care recently partnered with BoeFly, the online marketplace for small business lending, to offer its franchisees nationwide quick and simple access to financing. Most specifically, BoeFly is a new option for new and existing Cottman franchisees to efficiently and effectively secure bank financing for Cottman Transmission and Total Auto Care locations.
Publication Date: August 26, 2015

APSP University Announces Upcoming Certification Courses at 2015 International Pool | Spa | Patio Expo
The Association of Pool & Spa Professionals (APSP) APSP University, the industrys premier pool, spa, and hot tub training provider, announces certification courses for pool and spa builders, designers, and hot tub and service providers at the 2015 International Pool | Spa | Patio Expo, being held Nov. 7-12 at the Mandalay Bay Convention Center in Las Vegas, Nev.
Publication Date: September 01, 2015

Score, Inc. Announces the Addition of Author Ash Maurya to the 2015 Credit Repair Summit Speaker Lineup
Well-known author, entrepreneur and business leader Ash Maurya will be speaking at this years Credit Repair Summit presented by Score, Inc. Attendees will hear how to streamline their enterprise using Mauryas Lean Canvas business modeling technique and other innovative tools hes developed.
Publication Date: September 01, 2015

NACSO Supports New York Attorney General in Settlement with Auto Dealerships for Alleged Deceptive Practices
The National Association of Credit Service Organizations, NACSO, has announced that it is in complete support of the decision by New York Attorney General Eric Schneiderman in settling with three auto dealerships for alleged deceptive practices, including unlawful credit repair offers. The settlement includes nearly $14 million in fines and restitution that will compensate consumers who allegedly paid inflated vehicle prices.
Publication Date: August 11, 2015

Score, Inc. Announces Speaking Lineup for 2015 Credit Repair Summit
The credit repair industry services company Score, Inc. has announced the speakers and topics to be presented at their upcoming 2015 Credit Repair Summit.
Publication Date: August 26, 2015

Ageless Medical Weight Loss Center and Med Spa Gets Results with iCare Financial!
Patients are very ecstatic and thankful when they realize that now there is a patient financing option to allow them to get treatment.
Publication Date: August 12, 2015

HeatSign Outlines its Warranty Policy for its Marking Machines
An industry leader in premium quality marking solutions is providing in-depth details for its warranty policy.
Publication Date: August 04, 2015

Debt Management Company Offers Best Options for Student Loan Consolidation
Financial Conquering Solutions (FCS), Inc., a new Florida-based company has just released the best options for student loan consolidation.
Publication Date: August 01, 2015 Launches First eBook, Students Guide to Credit
Book provides students with over 50 tips on how to navigate the credit system
Publication Date: August 26, 2015




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