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How Fast Can Your Credit Be Repaired?

How Repairing Your Credit Can Save You Money

Improving Your Credit Score

Quality Credit Repair Companies

The Basics of Credit Repair

What is a Credit Score and Why is it Important?

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Credit Repair Services
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Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Repair Your Credit with Sky Blue Today Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs. A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores?
  • Cost.  How do their fees compare with other credit repair services?
  • Guarantee.  Do they back up their service with a refund policy? has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Credit Repair Reviews

5 stars
Sky Blue Credit

SKY BLUE Best-In-Class Blue Ribbon Award

Sky Blue Credit Repair has been assisting individuals with their credit repair needs for over 20 years. They offer a comprehensive package to dispute issues and rebuild your credit. If you aren't satisfied, they'll even refund your money - no questions asked. They earn our highest rating. Read More... Visit

4.5 stars
Lexington Law


With a long history of restoring good credit, Lexington Law is a professional credit repair service that has satisfied more than 500,000 customers. Lexington hires lawyers and paralegals that are experts in the area of credit repair laws nationwide and is successful at removing over 2.5 million inaccuracies each year. Read More... Visit

4.5 stars
Ovation Credit Report Repair


With free credit consultation available even before you enroll, and 37 years of experience in consumer credit repair, Ovation Credit Report Repair offers customized credit repair service with easy online access to your credit repair information. Read More... Visit

4 stars
The Credit People


The Credit People offers unlimited credit repair for one set fee. The Credit People earns high marks for providing straightforward credit repair services with a generous 6-month full-refund policy. Read More... Visit

4 stars
Credit Repair


Credit Repair is a full service credit repair and financial improvement center without contracts or hidden fees. A professional credit repair option from experts in the business. Customer friendly tools and education are added benefits at Credit Repair. This company is a strong choice for anyone wanting to improve their financial picture. Read More... Visit

3.5 stars
Credit Firm


Credit Firm has been in the credit repair business for over 25 years. They have created a professional service that is committed to customer service as well as saving you money. Their monthly fee is all encompassing of any credit repair actions needed to improve your credit score. Credit Firms strong Better Business Bureau proves their success. Read More... Visit

3.5 stars
Academy Credit


Academy Credit provides great resources for understanding and evaluating your credit report rights. Their promise is to fight for your credit rights regarding your credit reports so that you don't have to. Read More... Visit

3 stars
Credit Assistance Network


Credit Assistance Network is a credit improvement company that uses legal credit dispute methods to remove inaccurate credit report items. Unfortunately, customers can't anticipate the startup or monthly charges without first speaking to a representative, and their fees can be quite excessive in comparison to other companies. Read More... Visit

3 stars
Veracity Credit


Veracity Credit asks where you want your credit rating to take you before determining what kind of service they will perform. Read More... Visit

2 stars
My Credit Group


My Credit Group aims to provide quality, customized credit repair service with results that you can see. Their pricing offers a discount rate for couples that sign up together. Read More... Visit

2 stars
E Credit Attorney


E Credit Attorney does a good job explaining your credit report and describing your options. Their service pricing is relatively low, and they offer a refund evaluation after 1 year. Read More... Visit

1 star
Credit Repair Consultants


Credit Repair Consultants provides very good information on your credit report and credit score. However, their prices are relatively high and service language contradictory. Read More... Visit

Choosing a Credit Repair Company

If your credit score needs some professional help here's how to search for a quality credit repair company.

Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:

  • If you do your credit repair research online you avoid the annoying sales pitch from a pushy salesman that is most concerned about their next commission check.
  • Perform your research when itís most convenient for you, in the quiet of your home and without children playing or co-workers nearby.
  • The internet allows you to quickly identify the services of several credit repair companies at once. If you are looking for credit dispute offerings plus advice on how to improve your credit score long term you can easily identify what companies offer this level of service.
  • Knowing what several companies charge for their repair services provides you the knowledge to make an educated decision. Feel confident that you are improving your financial outlook and doing so while saving money over other providers.
  • The internet will allow you to read and educate yourself on the Fair Credit Reporting Act that governs credit agencies, promotes accuracy in reporting and regulates how negative information is reported and disputed.

Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:

  • Make sure you identify a credit repair company with a solid reputation before considering it a worthy contender. Look for red flags like promises to wipe your credit clean with little effort, a request for a large payment upfront to cover costs, or discussions of creating a new identifier to fool the credit agencies.
  • Make sure you understand what you're signing up for. Will you be obligated to use the service for a specified period of time? Do they identify rules on how many disputes they will file in a specific period? Make sure you read the fine print and understand their policies before moving forward.
  • When you're working closely with your credit repair service you'll appreciate the convenience of companies that offer an online account for you to monitor the status of their efforts. Companies that require a lot of hand holding, phone calls, and emails are not going to be efficient.
  • You'll want credit repair company that puts the customer first. Companies that fail to return calls timely or are unprofessional on the phone are going to wear thin over time. Make sure you identify if your credit repair company of choice prioritizes the customer.




Members Advantage Credit Union Selects VSofts OnView Mobile Deposit Solution
Credit union leverages VSofts data center to offer members convenient banking services.
Publication Date: June 23, 2015

QCMI Wins #1 Healthiest Companies Award Second Consecutive Year
Precision machining, Quality Controlled Manufacturing Inc. is pleased to announce it was named the 2015 #1 Healthiest Company in the Small-business category by the San Diego Business Journal for the second consecutive year.
Publication Date: May 28, 2015

Save Energy: MSP Plumbing, Heating & Air Endorses Efficiency
Twin Cities HVAC and plumbing company offers money-saving tactics for summer energy bills
Publication Date: June 29, 2015 is introducing ScreenMend, Helping People Repair Window Screens
ScreenMend Screen Repair Patch Kit From Shark Tank on QVC 6-7-14
Publication Date: June 22, 2015

American Consumer Credit Counseling has Five Tips to Help Americans to Declare Financial Independence
This 4th of July, national nonprofit ACCC offers five critical steps to becoming financially free.
Publication Date: July 01, 2015

Announcing CMC Rescues New Inflatable RIT-Craft A Compact Multipurpose Craft That Can Save Lives
CMC Rescues RIT-Craft by 2Tinga is a versatile, all-season workhorse for almost any terrain or water type and can be used in many applications, including swift water, flat water, ice and snow.
Publication Date: June 18, 2015

From Gartner Security & Risk Management Summit 2015, Onapsis Announces Oil and Gas Companies at Risk from SAP Vulnerabilities
Findings to be presented in webcast: Cyber-Attacks on SAP Systems: Securing the Oil and Gas Crown Jewels
Publication Date: June 10, 2015

Guys Who Fling Before the Ring at The W Hotel Scottsdale Can Fix Before the Kiss with MENAJI Men's Skincare Products at The W Boutique
Menaji Now Available at The W Scottsdale
Publication Date: June 18, 2015

Per Wickstrom and A Forever Recovery Pledge $5K Grant Match for Battle Creek Police K9 Unit Fundraiser
Founder of local substance abuse rehabilitation center A Forever Recovery helps in community efforts to raise money for Battle Creeks new police dog.
Publication Date: June 11, 2015

Scottsdale Resident Named $12,000 Prize Winner- Arizona Central and KTVK 3TV Phoenix Partner in Mortgage Giveaway Contest
That old adage the early bird catches the worm couldnt be more true for one lucky Scottsdale resident who just won $1,000 a month for a full year towards her mortgage for being an early bird.
Publication Date: June 02, 2015

On National Dump the Pump Day, American Consumer Credit Counseling Offers Five Creative Ways to Travel without a Car
With increased summer travel expected in 2015, national financial education nonprofit provides tips for how consumers can live without a car.
Publication Date: June 19, 2015

Rinse Raises $3.5 Million to Bring High-Quality Clothing Care to Closets in SF and Beyond
The first service to offer the highest quality clothing care for your entire wardrobe is poised to expand to additional markets and add new services
Publication Date: June 10, 2015

Ahoy Matey! El Galen Headlines The Festival of Tall Ships Sailing into Pier 15 at the South Street Seaport This Summer
Hornblower Cruises & Events Presents Once-in-a-Lifetime Experience Aboard a 16th Century Replica Ship. El Galeón Also Joined By LHermione and Lettie G. Howard; Galeón Available for Private Events
Publication Date: June 10, 2015

Neil Kelly Company Installs Solar Photovoltaic System for Best Western Inn at the Meadows - One of Portlands First Solar Hotels
North Portland Green Hotel Lowers Long-term Operating Costs While Powering 30 Percent of Electrical Needs Using Sustainable Sun Light
Publication Date: June 01, 2015

ASAP AIR Air Conditioning and Heating Offering $40 Off on Air Conditioner Repair
ASAP Air Conditioning and Heating is an award winning AC & Heating service company located in Houston. They are currently offering up to $40 off on air conditioner repair.
Publication Date: June 05, 2015




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