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Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Repair Your Credit with Sky Blue Today Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs. A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores?
  • Cost.  How do their fees compare with other credit repair services?
  • Guarantee.  Do they back up their service with a refund policy? has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Credit Repair Reviews

5 stars
Sky Blue Credit

SKY BLUE Best-In-Class Blue Ribbon Award

Sky Blue Credit Repair has been assisting individuals with their credit repair needs for over 20 years. They offer a comprehensive package to dispute issues and rebuild your credit. If you aren't satisfied, they'll even refund your money - no questions asked. They earn our highest rating. Read More... Visit

4.5 stars
Lexington Law


With a long history of restoring good credit, Lexington Law is a professional credit repair service that has satisfied more than 500,000 customers. Lexington hires lawyers and paralegals that are experts in the area of credit repair laws nationwide and is successful at removing over 2.5 million inaccuracies each year. Read More... Visit

4.5 stars
Ovation Credit Report Repair


With free credit consultation available even before you enroll, and 37 years of experience in consumer credit repair, Ovation Credit Report Repair offers customized credit repair service with easy online access to your credit repair information. Read More... Visit

4 stars
The Credit People


The Credit People offers unlimited credit repair for one set fee. The Credit People earns high marks for providing straightforward credit repair services with a generous 6-month full-refund policy. Read More... Visit

4 stars
Credit Repair


Credit Repair is a full service credit repair and financial improvement center without contracts or hidden fees. A professional credit repair option from experts in the business. Customer friendly tools and education are added benefits at Credit Repair. This company is a strong choice for anyone wanting to improve their financial picture. Read More... Visit

3.5 stars
Credit Firm


Credit Firm has been in the credit repair business for over 25 years. They have created a professional service that is committed to customer service as well as saving you money. Their monthly fee is all encompassing of any credit repair actions needed to improve your credit score. Credit Firms strong Better Business Bureau proves their success. Read More... Visit

3.5 stars
Academy Credit


Academy Credit provides great resources for understanding and evaluating your credit report rights. Their promise is to fight for your credit rights regarding your credit reports so that you don't have to. Read More... Visit

3 stars
Credit Assistance Network


Credit Assistance Network is a credit improvement company that uses legal credit dispute methods to remove inaccurate credit report items. Unfortunately, customers can't anticipate the startup or monthly charges without first speaking to a representative, and their fees can be quite excessive in comparison to other companies. Read More... Visit

3 stars
Veracity Credit


Veracity Credit asks where you want your credit rating to take you before determining what kind of service they will perform. Read More... Visit

2 stars
My Credit Group


My Credit Group aims to provide quality, customized credit repair service with results that you can see. Their pricing offers a discount rate for couples that sign up together. Read More... Visit

2 stars
E Credit Attorney


E Credit Attorney does a good job explaining your credit report and describing your options. Their service pricing is relatively low, and they offer a refund evaluation after 1 year. Read More... Visit

1 star
Credit Repair Consultants


Credit Repair Consultants provides very good information on your credit report and credit score. However, their prices are relatively high and service language contradictory. Read More... Visit

Choosing a Credit Repair Company

If your credit score needs some professional help here's how to search for a quality credit repair company.

Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:

  • If you do your credit repair research online you avoid the annoying sales pitch from a pushy salesman that is most concerned about their next commission check.
  • Perform your research when itís most convenient for you, in the quiet of your home and without children playing or co-workers nearby.
  • The internet allows you to quickly identify the services of several credit repair companies at once. If you are looking for credit dispute offerings plus advice on how to improve your credit score long term you can easily identify what companies offer this level of service.
  • Knowing what several companies charge for their repair services provides you the knowledge to make an educated decision. Feel confident that you are improving your financial outlook and doing so while saving money over other providers.
  • The internet will allow you to read and educate yourself on the Fair Credit Reporting Act that governs credit agencies, promotes accuracy in reporting and regulates how negative information is reported and disputed.

Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:

  • Make sure you identify a credit repair company with a solid reputation before considering it a worthy contender. Look for red flags like promises to wipe your credit clean with little effort, a request for a large payment upfront to cover costs, or discussions of creating a new identifier to fool the credit agencies.
  • Make sure you understand what you're signing up for. Will you be obligated to use the service for a specified period of time? Do they identify rules on how many disputes they will file in a specific period? Make sure you read the fine print and understand their policies before moving forward.
  • When you're working closely with your credit repair service you'll appreciate the convenience of companies that offer an online account for you to monitor the status of their efforts. Companies that require a lot of hand holding, phone calls, and emails are not going to be efficient.
  • You'll want credit repair company that puts the customer first. Companies that fail to return calls timely or are unprofessional on the phone are going to wear thin over time. Make sure you identify if your credit repair company of choice prioritizes the customer.




Ziegler Closes $7.7 Million Refinancing of Three Section 202 Affordable Housing Properties for Catholic Charities of Kansas City-St. Joseph
Ziegler, a specialty investment bank, is pleased to announce the successful closing of the $7,710,800 refinancing of three Section 202 affordable housing properties, by Zieglers Financing Corporation (ZFC), the FHA-insured mortgage lending arm of Ziegler. The three projects, all located in the Kansas City area, are owned by Catholic Charities of Kansas City-St. Joseph (Catholic Charities) and are managed by Yarco Company, Inc. (Yarco).
Publication Date: May 06, 2015

Kickstarter Launched for Crying Bobblehead of Villanova Piccolo Girl, Roxanne Chalifoux
Limited Edition Roxanne Chalifoux bobbleheads are now available exclusively through the 30 day Kickstarter Campaign at
Publication Date: May 07, 2015

Improve My Credit USA in Media Spotlight for Debt Solutions
Improve My Credit USA, a Texas credit repair services company, has gained prominent media attention for helping consumers improve their credit scores by more than 150 points.
Publication Date: May 08, 2015

New DuPont Modifiers Can Help Achieve Longer-Lasting Road Performance
Advanced Material Solution Based on Unique Polymer Chemistry
Publication Date: May 11, 2015

Tips To Prepare For A Remodeling project
Peoples Home Equity offers homeowners a few tips on how to properly prepare for a remodeling project.
Publication Date: May 04, 2015

United Financial Counselors: First Time Home Buyers Expo And Credit Repair Seminars.
On May 16th, 2015, United Financial Counselors, a local non-profit organization, will showcase one of its most comprehensive First Time Home Buyers and Credit Restoration Expos. The expo will be held at the Sawgrass Grand Hotel at 3003 North University Drive, Sunrise, FL, 33322.
Publication Date: May 08, 2015

Buckle up and Race to Indy with the Most Famous Toy Vehicles on the Planet - Hot Wheels(TM): Race to Win(TM)
Families learn how the fastest (and safest) speed machines are built by seeing real race cars and engines along with using Hot Wheels die-cast cars to experiment and play at The Children's Museum of Indianapolis.
Publication Date: May 07, 2015

Freedom Financial Network Advises New Grads to Live Within Their Means and Dont Forget to Save
Distinguishing wants from needs is the first step to financial success
Publication Date: May 20, 2015

Growing Pride on a Roof Top at Velocity Apartment Community, Kirkland With LiveRoof Green Roof.
With a focus on forward moving healthy, sustainable lifestyles, the Velocity apartment community installs LiveRoof rooftop garden to the delight of community residents.
Publication Date: May 12, 2015 Debuts the Lela Rose Embroidered Rose Clutch
Complimentary with purchases of $150 or more*
Publication Date: May 07, 2015

Get Stuck on DIY with New HybriBond Mounting Tape, Powered by Glue Dots
Glue Dots International is excited to announce HybriBond Mounting Tape, a new adhesive technology designed for everyday DIY projects, quick repairs and home décor.
Publication Date: May 04, 2015

How an Auto Repair Center is Leveraging iCare Financial to Transform Operations
Tuffy Tire & Auto Center of Lockport celebrates The Most Improved Store as well as their 1 year anniversary with iCare Financial. Susan shares how she was able to transform her business and build lasting relationships along the way.
Publication Date: May 06, 2015

How Retail Stores Can Benefit from Cellular Solutions
Accelerated Concepts demonstrates cellular connectivity for data hungry, always on Internet of Things
Publication Date: May 21, 2015

Beverly Hills Stem Cell & Surgical Institute Now Offering Regenerative Medicine Procedure Financing
Beverly Hills Stem Cell & Surgical Institute, the top regenerative medicine clinic in Southern California, is now offering financing for procedures. Most of the stem cell procedures are partially covered by insurance, with Board Certified physicians providing the expert therapies.
Publication Date: May 14, 2015




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