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Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Repair Your Credit with Sky Blue Today Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs. A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores?
  • Cost.  How do their fees compare with other credit repair services?
  • Guarantee.  Do they back up their service with a refund policy? has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Credit Repair Reviews

5 stars
Sky Blue Credit

SKY BLUE Best-In-Class Blue Ribbon Award

Sky Blue Credit Repair has been assisting individuals with their credit repair needs for over 20 years. They offer a comprehensive package to dispute issues and rebuild your credit. If you aren't satisfied, they'll even refund your money - no questions asked. They earn our highest rating. Read More... Visit

4.5 stars
Lexington Law


With a long history of restoring good credit, Lexington Law is a professional credit repair service that has satisfied more than 500,000 customers. Lexington hires lawyers and paralegals that are experts in the area of credit repair laws nationwide and is successful at removing over 2.5 million inaccuracies each year. Read More... Visit

4.5 stars
Ovation Credit Report Repair


With free credit consultation available even before you enroll, and 37 years of experience in consumer credit repair, Ovation Credit Report Repair offers customized credit repair service with easy online access to your credit repair information. Read More... Visit

4 stars
Credit Repair


Credit Repair is a full service credit repair and financial improvement center without contracts or hidden fees. A professional credit repair option from experts in the business. Customer friendly tools and education are added benefits at Credit Repair. This company is a strong choice for anyone wanting to improve their financial picture. Read More... Visit

4 stars
The Credit People


The Credit People offers unlimited credit repair for one set fee. The Credit People earns high marks for providing straightforward credit repair services with a generous 6-month full-refund policy. Read More... Visit

3.5 stars
Credit Firm


Credit Firm has been in the credit repair business for over 25 years. They have created a professional service that is committed to customer service as well as saving you money. Their monthly fee is all encompassing of any credit repair actions needed to improve your credit score. Credit Firms strong Better Business Bureau proves their success. Read More... Visit

3.5 stars
Academy Credit


Academy Credit provides great resources for understanding and evaluating your credit report rights. Their promise is to fight for your credit rights regarding your credit reports so that you don't have to. Read More... Visit

3 stars
Credit Assistance Network


Credit Assistance Network is a credit improvement company that uses legal credit dispute methods to remove inaccurate credit report items. Unfortunately, customers can't anticipate the startup or monthly charges without first speaking to a representative, and their fees can be quite excessive in comparison to other companies. Read More... Visit

3 stars
Veracity Credit


Veracity Credit asks where you want your credit rating to take you before determining what kind of service they will perform. Read More... Visit

2 stars
My Credit Group


My Credit Group aims to provide quality, customized credit repair service with results that you can see. Their pricing offers a discount rate for couples that sign up together. Read More... Visit

2 stars
E Credit Attorney


E Credit Attorney does a good job explaining your credit report and describing your options. Their service pricing is relatively low, and they offer a refund evaluation after 1 year. Read More... Visit

1 star
Credit Repair Consultants


Credit Repair Consultants provides very good information on your credit report and credit score. However, their prices are relatively high and service language contradictory. Read More... Visit

Choosing a Credit Repair Company

If your credit score needs some professional help here's how to search for a quality credit repair company.

Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:

  • If you do your credit repair research online you avoid the annoying sales pitch from a pushy salesman that is most concerned about their next commission check.
  • Perform your research when itís most convenient for you, in the quiet of your home and without children playing or co-workers nearby.
  • The internet allows you to quickly identify the services of several credit repair companies at once. If you are looking for credit dispute offerings plus advice on how to improve your credit score long term you can easily identify what companies offer this level of service.
  • Knowing what several companies charge for their repair services provides you the knowledge to make an educated decision. Feel confident that you are improving your financial outlook and doing so while saving money over other providers.
  • The internet will allow you to read and educate yourself on the Fair Credit Reporting Act that governs credit agencies, promotes accuracy in reporting and regulates how negative information is reported and disputed.

Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:

  • Make sure you identify a credit repair company with a solid reputation before considering it a worthy contender. Look for red flags like promises to wipe your credit clean with little effort, a request for a large payment upfront to cover costs, or discussions of creating a new identifier to fool the credit agencies.
  • Make sure you understand what you're signing up for. Will you be obligated to use the service for a specified period of time? Do they identify rules on how many disputes they will file in a specific period? Make sure you read the fine print and understand their policies before moving forward.
  • When you're working closely with your credit repair service you'll appreciate the convenience of companies that offer an online account for you to monitor the status of their efforts. Companies that require a lot of hand holding, phone calls, and emails are not going to be efficient.
  • You'll want credit repair company that puts the customer first. Companies that fail to return calls timely or are unprofessional on the phone are going to wear thin over time. Make sure you identify if your credit repair company of choice prioritizes the customer.




Credit Repair Companies are Reviewed in Depth on New Website Provides Helpful Reviews of Some of the Top Credit Repair Companies, as Well as Educational Articles about Credit Repair
Publication Date: Thu, 05 Mar 2015 06:12:27 -0800

The industry that charges low-income Americans to fix credit errors they can fix themselves for free
Fixing your credit score is free, but there's a booming industry that will charge to help you do it.
Publication Date: Fri, 06 Feb 2015 09:13:00 -0800

Building Envelope Code and Regulation Sessions at MED-Ed Facilities
MED-Ed Facilities Boston, the healthcare and educational facilities design and construction event for New England, April 7+8, 2015 at the Seaport Hotel Boston Massachusetts announced key building envelope related workshops Most sessions offer LUs and several have HSW credits.
Publication Date: March 04, 2015

Credit Repair Organizations Act (CROA)
A federal law passed in 1996 that requires companies offering credit repair services to advertise and communicate honestly with consumers.
Publication Date: Mon, 16 Feb 2015 15:47:18 -0800

Landings Credit Union in Arizona Turns its ATMs over to Dolphin Debit
Credit unions are opting out of the ATM business, selling their ATM fleets to Dolphin Debit.
Publication Date: March 03, 2015

Easy, Free Ways To Clean Up Your Credit Record
They are companies that claim to clean up your credit -- for a price. But the growing industry of credit repair is surrounded by controversy. WCCO-TV looked into one such business under fire for its business practices in Burnsville.
Publication Date: Wed, 11 Feb 2015 20:10:05 -0800

Credit-repair client testifies at trial
Several people from Arkansas and beyond testified Wednesday before a federal jury that they sent money between 2004 and 2011 to a woman in Southaven, Miss., to pay for credit-repair services or federal grant money that never materialized, and then found they couldn't get their money back.
Publication Date: Thu, 26 Feb 2015 01:18:56 -0800

NORWESCAP offering workshop titled 'Secrets of Financially Independent Women' on March 12
This workshop will include the following topics: Financial Myths & Misunderstanding, Goal Setting Strategies, Finances 101, Credit Repair and Bankruptcy, Social Security, and NORWESCAP's Family Loan Program.
Publication Date: Wed, 25 Feb 2015 10:12:52 -0800

Concerns Surround Twin Cities Credit Repair Company
To buy your dream house or land a better job, you need a good credit score, but 20 percent of us don't have one. That's where companies like United Credit Consultants offer to help.
Publication Date: Tue, 10 Feb 2015 20:17:16 -0800

Riordan-McKenna Institute of Regenerative Orthopedics and Stem Cell Therapy Announces Open House in Southlake, Texas on Friday, March 6th from 5:30 pm to 7:30 pm.
We cordially invite everyone to attend a special open house event at the Riordan-McKenna Institute of Regenerative Orthopedics and Stem Cell Therapy (RMI) at 801 E. Southlake Blvd. in Southlake, Texas 76092 on Friday, March 6th from 5:30 pm to 7:30 pm. There will be plenty of food, drink and engaging conversation with world-renowned stem cell scientist, Neil H.Riordan, PhD and board-certified orthopedic surgeon, R. Wade McKenna, DO.
Publication Date: March 05, 2015

Advanced Credit Technologies, Inc. Enters into Partnership with Capstone Data for Prepaid Card Platform and Processing ...
MINNEAPOLIS-ST PAUL, MN / ACCESSWIRE / February 25, 2015 / Advanced Credit Technologies, Inc. (OTCQB-ACRT) has issued the following update on the Company's business and objectives going forward in 2015. ...
Publication Date: Wed, 25 Feb 2015 05:00:00 -0800

Women and Money: Addresses Concerns of Keeping Quiet in 2015
Recent information shows that women would rather not talk about money matters because it is 'too personal.' offers a new solution that makes it easy for women to improve their skills without saying a word.
Publication Date: March 04, 2015 - Chattanooga's source for breaking local news
A credit repair workshop will be offered on Thursday from 11:30 a.m.-1 p.m. at the Urban League of Greater Chattanooga, 730 East M. L. King Blvd., Chattanooga, TN 37402.
Publication Date: Tue, 24 Feb 2015 17:21:36 -0800

GovBeat: Many states have cracked down on payday loans. Heres how lenders still get away with it.
The Consumer Finance Protection Bureau wants to better regulate payday lending. It can start with some of these loopholes.
Publication Date: Mon, 09 Feb 2015 14:08:22 -0800




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