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Improving Your Credit Score

Improving your credit score is imperative to your financial future. Not only do home loan, car loans and credit card companies use your credit score to determine your worthiness but employers, insurance providers and apartment building owners so as well. If you have a low credit score - improving your credit is imperative.

There are a variety of ways to improve your credit score. Some of these include:

  • Order a credit report from all three credit reporting agencies, or preferably a combined report. You'll be surprised that not all three reports will match identically and you might even find bad information. Pulling your credit reports should be done at least quarterly to continuously keep an eye on your credit and any potential problems that might creep up.
  • Consider hiring a credit repair company to help resolve credit reporting issues. These are professionals who are experts at working with credit agencies to improve your credit score. They will manage all efforts to identify reporting issues, file effective disputes with agencies, and follow through to completion. They are also experienced with credit legalities and the Fair Credit Reporting Act which takes the stress and burden off of you. Before you decide to hire a credit repair company do your research.
  • Start paying your bills on time. Even if you're only a few days late creditors don't hesitate to report these events to credit agencies which can have a major impact on your score. If you're simply in a place where you can't make your payments on time and there's not enough incoming cash flow to cover your payments it's time to contact your creditors and ask for help.
  • Be careful when you close credit cards. Generally speaking an unused card is not a negative factor to your credit unless you have too much open credit. If you do decide to close a few cards make sure you choose those that have been open the shortest period of time so that you don't impact your credit history. Also make sure you request that they are closed with the indicator "closed at consumers request". Credit agencies don't take kindly to credit cards that are closed by a lender.
  • If you're just now getting back on your feet with creditors attempt to re-establish new credit cards slowly yet responsibly. Pay them off on time each month and watch your credit score rise.

If you're troubled with a low credit score it's important to take immediate action to avoid issues with employers, landlords, banks and more. A credit score will not magically improve overnight but will make slow steady progress with your positive efforts.

The Ultimate Guide to Starting to a Profitable Credit Repair Business at Home

If you want to start your credit repair business from the comfort of your home, here is a guide that will help you to get started. Why Should You Start This Type of Business Starting a credit repair business is quite easy and this is the best time to do ...

Published:  Fri, 10 Nov 2017 03:11:00 GMT



Quality Credit Repair Helps Clients Practice Smart Spending

Philadelphia, PA -- (SBWIRE) -- 11/08/2017 -- With the holiday season soon approaching, Quality Credit Repair, one of the elite credit counseling agencies serving Bucks County, PA and the surrounding areas, urges everyone to practice intelligent spending ...

Published:  Wed, 08 Nov 2017 05:06:00 GMT



Quick Tips to Repair Damaged Credit

Once your credit score falls, it can feel a bit disheartening and many people do not know where to start to fix it. Begin the process by getting your scores from a reputable website, such as freecreditreport. Once you have a starting point it will be ...

Published:  Mon, 13 Nov 2017 12:47:00 GMT



Jimarcus Blandin releases new financial literacy book, "GOOD CREDIT IS COOL, GREAT CREDIT IS SEXY"

GREAT CREDIT IS SEXY" where he teaches the art of financial literacy and credit repair Jimarcus Blandinis the CEO of a couple of companies with the list including FYI Business and Financial Solutions Inc, J. Blandin Enterprises, and Conversion Real ...

Published:  Fri, 17 Nov 2017 07:44:00 GMT



Why Having Good Credit Is Important If You Want to Invest

Not only do they engage credit repair services to eliminate negative trade lines and improve their credit scores, they're also interested in building investments for retirement, becoming homeowners, and balancing their debt to income ratios. If you are ...

Published:  Tue, 14 Nov 2017 06:59:00 GMT



Credit Repair: The Ultimate Guide to Increase Your Credit Score, Decrease Your Debt, and Manage Your Finances

Is your credit score and debt making you life difficult Improving your credit will improve your quality of life allowing you to get the things that you have always want. A bad credit score can stop you from buying a house for your family, buying your ...

Published:  Sun, 19 Nov 2017 08:16:00 GMT



How Poor Credit Could Affect Your Business

A credit repair company can give you tailored advice on what to do to improve your credit rating, and the best way to start is by paying off as much debt as you can.

Published:  Sun, 12 Nov 2017 02:40:00 GMT



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