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Improving Your Credit Score

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Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Repair Your Credit with Sky Blue Today Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs. A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores?
  • Cost.  How do their fees compare with other credit repair services?
  • Guarantee.  Do they back up their service with a refund policy? has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Credit Repair Reviews

5 stars
Sky Blue Credit

SKY BLUE Best-In-Class Blue Ribbon Award

Sky Blue Credit Repair has been assisting individuals with their credit repair needs for over 20 years. They offer a comprehensive package to dispute issues and rebuild your credit. If you aren't satisfied, they'll even refund your money - no questions asked. They earn our highest rating. Read More... Visit

4.5 stars
Lexington Law


With a long history of restoring good credit, Lexington Law is a professional credit repair service that has satisfied more than 500,000 customers. Lexington hires lawyers and paralegals that are experts in the area of credit repair laws nationwide and is successful at removing over 2.5 million inaccuracies each year. Read More... Visit

4.5 stars
Ovation Credit Report Repair


With free credit consultation available even before you enroll, and 37 years of experience in consumer credit repair, Ovation Credit Report Repair offers customized credit repair service with easy online access to your credit repair information. Read More... Visit

4 stars
The Credit People


The Credit People offers unlimited credit repair for one set fee. The Credit People earns high marks for providing straightforward credit repair services with a generous 6-month full-refund policy. Read More... Visit

4 stars
Credit Repair


Credit Repair is a full service credit repair and financial improvement center without contracts or hidden fees. A professional credit repair option from experts in the business. Customer friendly tools and education are added benefits at Credit Repair. This company is a strong choice for anyone wanting to improve their financial picture. Read More... Visit

3.5 stars
Credit Firm


Credit Firm has been in the credit repair business for over 25 years. They have created a professional service that is committed to customer service as well as saving you money. Their monthly fee is all encompassing of any credit repair actions needed to improve your credit score. Credit Firms strong Better Business Bureau proves their success. Read More... Visit

3.5 stars
Academy Credit


Academy Credit provides great resources for understanding and evaluating your credit report rights. Their promise is to fight for your credit rights regarding your credit reports so that you don't have to. Read More... Visit

3 stars
Credit Assistance Network


Credit Assistance Network is a credit improvement company that uses legal credit dispute methods to remove inaccurate credit report items. Unfortunately, customers can't anticipate the startup or monthly charges without first speaking to a representative, and their fees can be quite excessive in comparison to other companies. Read More... Visit

3 stars
Veracity Credit


Veracity Credit asks where you want your credit rating to take you before determining what kind of service they will perform. Read More... Visit

2 stars
My Credit Group


My Credit Group aims to provide quality, customized credit repair service with results that you can see. Their pricing offers a discount rate for couples that sign up together. Read More... Visit

2 stars
E Credit Attorney


E Credit Attorney does a good job explaining your credit report and describing your options. Their service pricing is relatively low, and they offer a refund evaluation after 1 year. Read More... Visit

1 star
Credit Repair Consultants


Credit Repair Consultants provides very good information on your credit report and credit score. However, their prices are relatively high and service language contradictory. Read More... Visit

Choosing a Credit Repair Company

If your credit score needs some professional help here's how to search for a quality credit repair company.

Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:

  • If you do your credit repair research online you avoid the annoying sales pitch from a pushy salesman that is most concerned about their next commission check.
  • Perform your research when itís most convenient for you, in the quiet of your home and without children playing or co-workers nearby.
  • The internet allows you to quickly identify the services of several credit repair companies at once. If you are looking for credit dispute offerings plus advice on how to improve your credit score long term you can easily identify what companies offer this level of service.
  • Knowing what several companies charge for their repair services provides you the knowledge to make an educated decision. Feel confident that you are improving your financial outlook and doing so while saving money over other providers.
  • The internet will allow you to read and educate yourself on the Fair Credit Reporting Act that governs credit agencies, promotes accuracy in reporting and regulates how negative information is reported and disputed.

Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:

  • Make sure you identify a credit repair company with a solid reputation before considering it a worthy contender. Look for red flags like promises to wipe your credit clean with little effort, a request for a large payment upfront to cover costs, or discussions of creating a new identifier to fool the credit agencies.
  • Make sure you understand what you're signing up for. Will you be obligated to use the service for a specified period of time? Do they identify rules on how many disputes they will file in a specific period? Make sure you read the fine print and understand their policies before moving forward.
  • When you're working closely with your credit repair service you'll appreciate the convenience of companies that offer an online account for you to monitor the status of their efforts. Companies that require a lot of hand holding, phone calls, and emails are not going to be efficient.
  • You'll want credit repair company that puts the customer first. Companies that fail to return calls timely or are unprofessional on the phone are going to wear thin over time. Make sure you identify if your credit repair company of choice prioritizes the customer.




Another South Carolina sheriff's career ends in shame, this time with 30-month fraud sentence
COLUMBIA, S.C. The eighth of nine South Carolina sheriffs charged or investigated for crimes in recent years has been sentenced to prison.
Publication Date: Wed, 25 Mar 2015 17:37:52 -0700

Credit Repair Companies are Reviewed in Depth on New Website Provides Helpful Reviews of Some of the Top Credit Repair Companies, as Well as Educational Articles about Credit Repair
Publication Date: Thu, 05 Mar 2015 06:12:27 -0800

Year Up Atlanta Announces New Executive Director and Celebrates Expansion with Ribbon Cutting Ceremony
Year Up Atlanta to serve fifty percent more young adults annually; expanded space includes new technology lab.
Publication Date: March 25, 2015

Another S.C. sheriff's career ends in shame
COLUMBIA, S.C. Yet another promising law enforcement career ended in South Carolina on Wednesday as the eighth of nine sheriffs charged or investigated for crimes in recent years was sentenced to prison. Former Williamsburg County Sheriff Michael Johnson was given two-and-a-half years for creating false police reports to help a friend who ran a credit-repair business. Nine sheriffs in the ...
Publication Date: Wed, 25 Mar 2015 23:00:12 -0700

How to Put a Tax Refund to Good Use
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Publication Date: March 26, 2015

Yet Another South Carolina Sheriff's Career Ends in Shame
Another South Carolina sheriff's career ends in shame, this time with 30-month fraud sentence
Publication Date: Wed, 25 Mar 2015 17:38:17 -0700

2015 London Consumer Choice Award-Winners
Business Listings for the 2015 Top Service Providers in London
Publication Date: March 23, 2015

Credit-repair client testifies at trial
Several people from Arkansas and beyond testified Wednesday before a federal jury that they sent money between 2004 and 2011 to a woman in Southaven, Miss., to pay for credit-repair services or federal grant money that never materialized, and then found they couldn't get their money back.
Publication Date: Thu, 26 Feb 2015 01:18:56 -0800

Former Williamsburg County Sheriff Sentenced to 30 Months in Prison
Former Williamsburg County Sheriff Michael L. Johnson was sentenced to 30 months in prison for conspiracy to commit wire fraud.
Publication Date: Thu, 26 Mar 2015 08:12:58 -0700

Former Williamsburg Co. sheriff sentenced to 30 months in prison
Former Williamsburg County Sheriff Michael L. Johnson was sentenced on Wednesday to 30 months in prison after being found guilty of conspiracy to commit wire fraud.
Publication Date: Wed, 25 Mar 2015 18:32:19 -0700

Top Debt Consolidation Companies Lauded by 10 Best Debt
10 Best Debt is a rising awards organization that ascribes rankings to the highest-performing companies in different categories within the debt management industry. They have released their latest list of top 10 candidates for the coveted title of Best Debt Consolidation Firm; this list has come to be closely-regarded within the debt management industry.
Publication Date: March 23, 2015

MoneyTV with Donald Baillargeon, 3/6
LOS ANGELES, March 6, 2015 /PRNewswire/ --NASDAQ 5000, credit repair, landfills and recycling, oil and gas, search directories, mobile payments, purchase and charity; this week on MoneyTV with Donald ...
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Credit360 Credit Repair
Nowadays is essential to have a good credit score. The status of your credit rating will have a massive effect on your future financial...
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Kyland-USA & DYMEC Release High Security Traffic and Industrial Ethernet Switch Products and Backup/Restore Dongle
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