Credit Repair Reviews

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SKY BLUE CREDIT

Sky Blue Credit Repair has been assisting individuals with their credit repair needs for over 20 years. They offer a comprehensive package to dispute issues and rebuild your credit. If you aren't satisfied, they'll even refund your money - no questions asked. They earn our highest rating.

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OVATION CREDIT REPORT REPAIR

With free credit consultation available even before you enroll, and 37 years of experience in consumer credit repair, Ovation Credit Report Repair offers customized credit repair service with easy online access to your credit repair information.

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LEXINGTON LAW

With a long history of restoring good credit, Lexington Law is a professional credit repair service that has satisfied more than 500,000 customers. Lexington hires lawyers and paralegals that are experts in the area of credit repair laws nationwide and is successful at removing over 2.5 million inaccuracies each year.

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THE CREDIT PEOPLE

The Credit People offers unlimited credit repair for one set fee. The Credit People earns high marks for providing straightforward credit repair services with a generous 6-month full-refund policy.

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CREDIT REPAIR

Credit Repair is a full service credit repair and financial improvement center without contracts or hidden fees. A professional credit repair option from experts in the business. Customer friendly tools and education are added benefits at Credit Repair. This company is a strong choice for anyone wanting to improve their financial picture.

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CREDIT FIRM

Credit Firm has been in the credit repair business for over 25 years. They have created a professional service that is committed to customer service as well as saving you money. Their monthly fee is all encompassing of any credit repair actions needed to improve your credit score. Credit Firms strong Better Business Bureau proves their success.

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THE CREDIT PROS

The Credit Pros have a unique, "pay for what you use" approach to credit repair, and customer reviews seem overwhelmingly positive. However, because of its shorter business history compared with other credit repair companies and a lack of easy-to-find statistical evidence as to their effectiveness, The Credit Pros rank as a mid-tier provider of credit repair services.

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CREDIT ASSISTANCE NETWORK

Credit Assistance Network is a credit improvement company that uses legal credit dispute methods to remove inaccurate credit report items. Unfortunately, customers can't anticipate the startup or monthly charges without first speaking to a representative, and their fees can be quite excessive in comparison to other companies.

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VERACITY CREDIT

Veracity Credit asks where you want your credit rating to take you before determining what kind of service they will perform.

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E CREDIT ATTORNEY

E Credit Attorney does a good job explaining your credit report and describing your options. Their service pricing is relatively low, and they offer a refund evaluation after 1 year.

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CREDIT REPAIR CONSULTANTS

Credit Repair Consultants provides very good information on your credit report and credit score. However, their prices are relatively high and service language contradictory.

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Credit Repair Services

Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you'll pay for auto insurance.

Many times, however, people find their credit history contains negative information. This can range from late payments or too many credit inquiries, to collection agencies or inaccuracies. This negative information can restrict your purchase options and drive up your costs.

A good credit repair service will take on these negative items in your credit history and work to remove them or reduce their severity. They can work directly with the credit bureaus, your creditors, and collection agencies, and use a variety of tactics to get them to stop reporting negative information.

Unfortunately, there seems to be just as many fraudulent credit repair firms running scams as there are legitimate credit repair services. There are a number of features to consider when comparing credit repair services. Some of these include:

  • Effectiveness.  Do they have a successful track record of improving credit scores
  • Cost.  How do their fees compare with other credit repair services
  • Guarantee.  Do they back up their service with a refund policy

TopConsumerReviews.com has reviewed and ranked the best credit repair programs available today. We hope this information helps you reestablish your good credit right away!



Choosing a Credit Repair Company

If your credit score needs some professional help here's how to search for a quality credit repair company.

Start at the Computer
Searching online for a credit repair company provides many benefits in finding and choosing the right service provider for you and here's why:

  • If you do your credit repair research online you avoid the annoying sales pitch from a pushy salesman that is most concerned about their next commission check.
  • Perform your research when it's most convenient for you, in the quiet of your home and without children playing or co-workers nearby.
  • The internet allows you to quickly identify the services of several credit repair companies at once. If you are looking for credit dispute offerings plus advice on how to improve your credit score long term you can easily identify what companies offer this level of service.
  • Knowing what several companies charge for their repair services provides you the knowledge to make an educated decision. Feel confident that you are improving your financial outlook and doing so while saving money over other providers.
  • The internet will allow you to read and educate yourself on the Fair Credit Reporting Act that governs credit agencies, promotes accuracy in reporting and regulates how negative information is reported and disputed.

Look for These Characteristics
When searching for the best credit repair company look for the following characteristics in a quality company before making your selection:

  • Make sure you identify a credit repair company with a solid reputation before considering it a worthy contender. Look for red flags like promises to wipe your credit clean with little effort, a request for a large payment upfront to cover costs, or discussions of creating a new identifier to fool the credit agencies.
  • Make sure you understand what you're signing up for. Will you be obligated to use the service for a specified period of time Do they identify rules on how many disputes they will file in a specific period Make sure you read the fine print and understand their policies before moving forward.
  • When you're working closely with your credit repair service you'll appreciate the convenience of companies that offer an online account for you to monitor the status of their efforts. Companies that require a lot of hand holding, phone calls, and emails are not going to be efficient.
  • You'll want credit repair company that puts the customer first. Companies that fail to return calls timely or are unprofessional on the phone are going to wear thin over time. Make sure you identify if your credit repair company of choice prioritizes the customer.

 



Credit Repair In The News

3 Reasons That You Need Use a Credit Repair Company

The biggest reason that you need to be using a professional credit repair company is that they have more resources than you do. They will be able to get your credit disputes in check and allow you to get some relief form the harassment that you are getting ...

Published:  Sat, 21 Oct 2017 10:50:00 GMT



Credit Repair and Credit Reporting

LOS ANGELES, October 12, 2017 (Newswire.com) - Many Americans are recently becoming aware of the significance of responsible credit reporting. As our world embraces technology, we accept that more and more of our personal data is being stored digitally.

Published:  Thu, 12 Oct 2017 13:22:00 GMT



Quality Credit Repair Grants Clients Second Chances

Philadelphia, PA -- (SBWIRE) -- 10/09/2017 -- Debt prevents many people from being able to move ahead with significant purchases like buying a piece of property or an automobile. The bad credit that is normally associated with debt makes it more difficult ...

Published:  Mon, 09 Oct 2017 08:20:00 GMT



Credit Repair: How to Improve Your Credit Score

If you're strapped for cash and having trouble making ends meet, improving your credit score may be the last thing on your mind. Millions of Americans are suffering from dinged-up credit: the lingering result of the recession, the lack (until recently) of ...

Published:  Mon, 09 Oct 2017 21:00:00 GMT



Debt.com Maps U.S. Credit Card Debt and Income Showing Where it is the Most Difficult to be Debt-Free

About: Debt.com is the consumer website helping people with credit card debt, student loans, tax debt, credit repair, bankruptcy, debt collector harassment and more. Debt.com works with only vetted and certified providers that give the best advice and ...

Published:  Wed, 18 Oct 2017 04:55:00 GMT



State issues guide on credit reports, scores

... the internet is full of scammers posing as legitimate credit repair organizations with two intentions: to steal the victim's identify and steal money. To get a free copy, call the Bureau of Consumer Credit Protection at 207-624-8527, or 1-800-332-8529.

Published:  Tue, 10 Oct 2017 16:23:00 GMT



Americans Have More In Savings Than They Owe on Credit Cards

"When I ask people how much they have in savings, they usually include their retirement accounts," said Neal Frankle, a certified financial planner and founder of credit repair website Credit Pilgrim. "So that might skew the results." The survey ...

Published:  Thu, 19 Oct 2017 09:22:00 GMT




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