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Every day, more and more people find themselves struggling with outstanding debt. Rising home mortgage payments, unpaid credit card charges, and escalating late fees all conspire to make it difficult just to get by.
There are a number of debt solution programs, and a variety of companies, that you can turn to for help in overcoming your debt problems. TopConsumerReviews.com finds and ranks the best debt relief programs available today.

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DEBT RELIEF PROGRAMS

Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.

Thankfully, there are a number of options available if you find yourself in this situation. Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the opportunities you can pursue. Of course, you need to find the right solution, and just as importantly, the right company to work with to address your financial needs.

When looking at debt relief programs, there are a number of factors you should consider. Some of these include:

•  Solutions.  Does the company only offer one debt relief solution? Or are they well-versed in a number of options? Having a variety of choices means they can find the right debt relief program that fits your specific needs.

•  Cost.  How does the debt relief company get paid? The best ones will earn their money from a percentage of what they save you; that way, they only get paid if you save money.

•  Dependability.  There are many fly-by-night debt relief organizations out there. How long has the company been in business? Are they affiliated with the BBB (Better Business Bureau)? Is this a company you can trust?

TopConsumerReviews.com has reviewed and ranked the best debt relief programs that are available today. We hope you find these reviews helpful in your quest to become debt-free!

 

 

 

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Curadebt

2009 Best-in-class Blue Ribbon award 5 stars

CURADEBT

This is the best debt relief company in our review. Targeted for individuals with $10,000 or more in unsecured debt, Curadebt offers many options, from the start to the debt free end. More...

Careone Credit Affiliates

4 stars

CAREONE CREDIT AFFILIATES

The CareOne Credit Debt Management Program is a professionally run, quality program. If you have total unsecured debt between $2,500 and $10,000, this is a good option to pursue. More...

Debt Options

3.5 stars

DEBT OPTIONS

This is a comprehensive website for anyone shopping for a debt reduction program. Specializing in debt loads of $10,000 or greater, Debt Options prides themselves on offering a superior level of service. More...

Net Debt

3 stars

NET DEBT

Net Debt caters to those too embarrassed or too busy to discuss their finances with debt settlement providers. Net Debt essentially serves as a referral service and matches you with the proper provider to best resolve your debt issues. More...

Credit Solutions

2.5 stars

CREDIT SOLUTIONS

Credit Solutions has been in business for over six years. The website is easy to maneuver and fairly impressive. However they do not give clear, upfront information on their charges associated with debt relief. More...

Debt Consolidation America

2 stars

DEBT CONSOLIDATION AMERICA

Debt Consolidation America operates as a not for profit broker for financial resources, to those looking for help finding a debt reduction plan. however their offering is limited. More...

Compete 4 Me

1 star

COMPETE 4 ME

The Compete 4 Me website is an extremely limited debt relief offering. Your only option is to complete on online form that reveals confidential information about you and your financial situation. They offer no information about themselves or the services they provide. More...

Match.com

 

 

 

 

 

 

Debt Relief in the News

Is Your Credit Card Debt Weighing You Down? - A Debt Settlement Company Can ... - BigNews.biz (press release)

BigNews.biz (press release)


Publ.Date : Sun, 07 Feb 2010 03:40:27 GMT+00:00

Consumer Confidential: Anthem rate hike, credit-card debt - Los Angeles Times (blog)

Consumer Confidential: Anthem rate hike, credit-card debt
Los Angeles Times (blog)
On the one hand, Americans put less debt on their plastic in December, the 11th straight month of reduced borrowing. On the other, we happily ran up the ...

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Publ.Date : Mon, 08 Feb 2010 19:11:42 GMT+00:00

Credit Card Debt Solutions - How to Eliminate Credit Card Debt With a Debt ... - BigNews.biz (press release)

BigNews.biz (press release)


Publ.Date : Mon, 08 Feb 2010 16:31:07 GMT+00:00

There are options for young people looking for access to credit cards - Credit.com News

The Money Times

There are options for young people looking for access to credit cards
Credit.com News
According to Sallie Mae, the average amount of credit card debt for graduating college seniors was $4100 in 2008, up from $2900 in 2004. Though credit card ...
More consumers just say no to credit cardsUSA Today
Credit card debt management program, Avoid using multiple credit cardsTMCnet
Bill limits credit cards for under-21UI The Daily Iowan
UPI.com -About - News & Issues (blog) -News Sentinel
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Publ.Date : Mon, 08 Feb 2010 21:36:10 GMT+00:00

Credit-Card Protester Sticks It To Banks -- With Stickers - Huffington Post (blog)

Credit-Card Protester Sticks It To Banks -- With Stickers
Huffington Post (blog)
"She was off work so we got into credit card debt," said Tuttle. "I had kids who were three years old and five years old...It was just that I was in debt ...


Publ.Date : Mon, 08 Feb 2010 19:45:48 GMT+00:00

Is Credit Card Debt Settlement Right for You? - PR-inside.com (press release)

Is Credit Card Debt Settlement Right for You?
PR-inside.com (press release)
2010-02-09 00:10:55 - Credit card debt settlement attorneys can negotiate with unsecured credits on your behalf to settle for an amount less than the ...


Publ.Date : Mon, 08 Feb 2010 23:12:34 GMT+00:00

Credit Card Reform Stymied By Myths About America's Debt: Washington Post - Huffington Post (blog)

eCreditDaily.com

Credit Card Reform Stymied By Myths About America's Debt: Washington Post
Huffington Post (blog)
Congress's effort to change that, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act signed by President Obama last spring, ...
New rules spur credit card firms to create new feesPhiladelphia Inquirer
Some Minor Changes Are Made in Reporting Credit Card CostsBloggingStocks (blog)
A question of money: RIpped-off by credit card debt clearance firmBelfast Telegraph
TMCnet -PR Newswire (press release) -TIME (blog)
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Publ.Date : Mon, 01 Feb 2010 15:23:00 GMT+00:00

Credit-card system puts health-care payments on the front end of service - Kalamazoo Gazette - MLive.com

Kalamazoo Gazette - MLive.com

Credit-card system puts health-care payments on the front end of service
Kalamazoo Gazette - MLive.com
“Because medical debt that is subsumed in overall credit card debt is lumped in with all consumer debt, it is not always properly identified as medical debt ...
Michigan Health Care Providers Select mPay Gateway's Point-of-Care Patient ...Your-Story.org (press release)

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Publ.Date : Mon, 08 Feb 2010 11:34:29 GMT+00:00