TopConsumerReviews.com
Better Business Bureau Reliability Seal      Privacy Guarantee Seal

Every day, people find themselves struggling with outstanding debt. Rising home mortgage payments, unpaid credit card charges, and high late fees all make it difficult just to get by.
There are a number of debt solution programs, and a variety of companies, that you can turn to for help in overcoming your debt problems. TopConsumerReviews.com finds and ranks the best debt relief programs available today.

Join our Newsletter!

Email:

First Name:

Read more about our Newsletter

 

 

 

 

Join Today

and receive your copy of

60+ Ways to

Save Money

FREE with your

welcome newsletter!

 

 

 

Join our newsletter and receive your FREE copy of the informative ebook "60+ Ways to Save Money" today!

DEBT RELIEF PROGRAMS

Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.

Thankfully, there are a number of options available if you find yourself in this situation. Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the opportunities you can pursue. Of course, you need to find the right solution, and just as importantly, the right company to work with to address your financial needs.

When looking at debt relief programs, there are a number of factors you should consider. Some of these include:

•  Solutions.  Does the company only offer one debt relief solution? Or are they well-versed in a number of options? Having a variety of choices means they can find the right debt relief program that fits your specific needs.

•  Cost.  How does the debt relief company get paid? The best ones will earn their money from a percentage of what they save you; that way, they only get paid if you save money.

•  Dependability.  There are many fly-by-night debt relief organizations out there. How long has the company been in business? Are they affiliated with the BBB (Better Business Bureau)? Is this a company you can trust?

TopConsumerReviews.com has reviewed and ranked the best debt relief programs that are available today. We hope you find these reviews helpful in your quest to become debt-free!

 

 

 

 

 

 

 

 

CURRENT LOCATION

Home

Debt Relief Programs

> Detailed Reviews

 

RELATED REVIEWS

Credit Repair Services

Credit Reports

Government Grants

Mystery Shopping

Paid Surveys

Payday Loans

Stress Relief

 

RELATED ARTICLES

Reasons for Debt Consolidation

Debt Consolidation vs Debt Settlement

Debt Relief vs Bankruptcy

Benefits of Debt Settlement

What To Do If You're In Debt

 

ADVERTISEMENTS

 

 

Curadebt

TopConsumerReviews.com Best-in-class Blue Ribbon award 5 stars

CURADEBT

This is the best debt relief company in our review. Targeted for individuals with $10,000 or more in unsecured debt, CuraDebt offers many options, from the start to the debt free end.

Visit Site | Read More...

Careone Credit Affiliates

4.5 stars

CAREONE DEBT RELIEF SERVICESSM

CareOne Debt Relief ServicesSM offer professionally run, quality programs. If you have total unsecured debt between $2,500 and $10,000, this is an excellent option to pursue.

Visit Site | Read More...

American Debt Enders

4 stars

AMERICAN DEBT ENDERS

American Debt Enders educates as well as provides viable, upfront, solutions to reducing your debt. Their free credit counseling service is informative even if you decide not to go with them. We liked the speed at which they work to negotiate and pay off your outstanding debt.

Visit Site | Read More...

Debt Options

3.5 stars

DEBT OPTIONS

This is a comprehensive website for anyone shopping for a debt reduction program. Specializing in debt loads of $10,000 or greater, Debt Options prides themselves on offering a superior level of service.

Visit Site | Read More...

Savvy Money

3 stars

SAVVY MONEY

Savvy Money has a unique approach for improving your finances without damaging your credit. The online calculator is interesting to use, but the advice given is pretty simple. Is it worth the monthly fee?

Visit Site | Read More...

Net Debt

3 stars

NET DEBT

Net Debt caters to those too embarrassed or too busy to discuss their finances with debt settlement providers. Net Debt essentially serves as a referral service and matches you with the proper provider to best resolve your debt issues.

Visit Site | Read More...

Credit Solutions

2.5 stars

CREDIT SOLUTIONS

Credit Solutions has been in business for over six years. The website is easy to maneuver and fairly impressive. However they do not give clear, upfront information on their charges associated with debt relief.

Visit Site | Read More...

Debt Experts USA

2 stars

DEBT EXPERTS USA

The Debt Experts USA website was a turnoff for us - it lacked professionalism, cost disclosures, and program highlights. We would recommend you choose a higher ranked company that is more educational, informative and offers customer friendly features.

Visit Site | Read More...

Debt Consolidation America

2 stars

DEBT CONSOLIDATION AMERICA

Debt Consolidation America operates as a not for profit broker for financial resources, to those looking for help finding a debt reduction plan. however their offering is limited.

Visit Site | Read More...

Fast Track Debt Relief

1.5 stars

FAST TRACK DEBT RELIEF

Fast Track Debt Relief offers one debt settlement service for both business and personal debt. While the website was bright and attractive, it lacked the transparency we like to see related to fees and program specifics. We found several customer complaints related to Fast Tracks inability to successfully negotiate down debt but still taking fees, leaving the customer worse off than before.

Visit Site | Read More...

Compete 4 Me

1 star

COMPETE 4 ME

The Compete 4 Me website is an extremely limited debt relief offering. Your only option is to complete on online form that reveals confidential information about you and your financial situation. They offer no information about themselves or the services they provide.

Visit Site | Read More...

 

Sky Blue Credit Repair

 

 

 

 

Debt Relief in the News

What happens when you're sued for a credit card debt
If a court summons over an unpaid debt arrives, the worst thing you can do is ignore it because if you don't show up, they'll win by default
Publ.Date : Wed, 25 Jan 2012 05:00:00 -0800

7 Costly Credit Card Mistakes
Using credit cards is a lot like investing in the stock market. They can be very rewarding, but there are a lot of pitfalls to avoid. Those who use credit cards wisely enjoy the convenience, security, and rewards that many cards offer. Those who don't use plastic responsibly end up with a mountain of debt.
Publ.Date : Fri, 03 Feb 2012 06:28:51 -0800

Local credit card debt falls 2.5%, survey shows
Although total credit card debt surged at the end of last year, a survey of individual debt suggests that cardholders continued to pare down their bills in 2011 — including in San Diego.
Publ.Date : Mon, 23 Jan 2012 00:01:00 -0800

Break credit-card addiction
Keeping yourself from racking up new charges is a good place to start if you want to get your credit card debt under control. Here's how.
Publ.Date : Tue, 31 Jan 2012 16:58:09 -0800

States with the most, and least, credit card debt
One of the driving factors for states whose residents owe the most in credit card debt is that they are wealthy states. Nine out of the 10 states with the most in credit card debt have among the highest median household incomes.
Publ.Date : Fri, 27 Jan 2012 04:53:55 -0800

15 years to repay my credit card: No way!
If you currently hold a credit card balance and continue to use credit you are handing over your future income to the credit card companies for years to come.
Publ.Date : Wed, 01 Feb 2012 11:36:08 -0800

Take A Look At How Much You'd Make If You Invested All The Money You Pay In Credit Card Interest
Is your January credit card statement staring you in the face, and looking eerily similar to your December one? You know that unpaid holiday shopping, and everything else you're putting on your plastic in the mean time, is costing you.
Publ.Date : Fri, 03 Feb 2012 15:22:29 -0800

 

Stop Acne Today

 

Licenses and Disclosures