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Every day, more and more people find themselves struggling with outstanding debt. Rising home mortgage payments, unpaid credit card charges, and escalating late fees all conspire to make it difficult just to get by.
There are a number of debt solution programs, and a variety of companies, that you can turn to for help in overcoming your debt problems. TopConsumerReviews.com finds and ranks the best debt relief programs available today.

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DEBT RELIEF PROGRAMS

Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.

Thankfully, there are a number of options available if you find yourself in this situation. Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the opportunities you can pursue. Of course, you need to find the right solution, and just as importantly, the right company to work with to address your financial needs.

When looking at debt relief programs, there are a number of factors you should consider. Some of these include:

•  Solutions.  Does the company only offer one debt relief solution? Or are they well-versed in a number of options? Having a variety of choices means they can find the right debt relief program that fits your specific needs.

•  Cost.  How does the debt relief company get paid? The best ones will earn their money from a percentage of what they save you; that way, they only get paid if you save money.

•  Dependability.  There are many fly-by-night debt relief organizations out there. How long has the company been in business? Are they affiliated with the BBB (Better Business Bureau)? Is this a company you can trust?

TopConsumerReviews.com has reviewed and ranked the best debt relief programs that are available today. We hope you find these reviews helpful in your quest to become debt-free!

 

 

 

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Curadebt

2009 Best-in-class Blue Ribbon award 5 stars

CURADEBT

This is the best debt relief company in our review. Targeted for individuals with $10,000 or more in unsecured debt, Curadebt offers many options, from the start to the debt free end. More...

Careone Credit Affiliates

4 stars

CAREONE CREDIT AFFILIATES

The CareOne Credit Debt Management Program is a professionally run, quality program. If you have total unsecured debt between $2,500 and $10,000, this is a good option to pursue. More...

Debt Options

3.5 stars

DEBT OPTIONS

This is a comprehensive website for anyone shopping for a debt reduction program. Specializing in debt loads of $10,000 or greater, Debt Options prides themselves on offering a superior level of service. More...

Net Debt

3 stars

NET DEBT

Net Debt caters to those too embarrassed or too busy to discuss their finances with debt settlement providers. Net Debt essentially serves as a referral service and matches you with the proper provider to best resolve your debt issues. More...

Credit and Debt

3 stars

CREDIT & DEBT

Credit & Debt is a very informative and resourceful website. If you have a minimum of $5,000 in unsecured debt, you can easily fill out on online form for a free debt analysis. More...

Credit Solutions

2.5 stars

CREDIT SOLUTIONS

Credit Solutions has been in business for over six years. The website is easy to maneuver and fairly impressive. However they do not give clear, upfront information on their charges associated with debt relief. More...

Debt Consolidation America

2 stars

DEBT CONSOLIDATION AMERICA

Debt Consolidation America operates as a not for profit broker for financial resources, to those looking for help finding a debt reduction plan. however their offering is limited. More...

Compete 4 Me

1 star

COMPETE 4 ME

The Compete 4 Me website is an extremely limited debt relief offering. Your only option is to complete on online form that reveals confidential information about you and your financial situation. They offer no information about themselves or the services they provide. More...

Pro White teeth whitening

 

 

 

 

 

 

Debt Relief in the News

Kern personal bankruptcy filings up 92 percent - Bakersfield Californian
Faced with crushing debt from various sources, more and more Kern residents are throwing in the towel and declaring bankruptcy. Nearly twice as many people in the county filed for personal bankruptcy protection in the 12 months ended March 31 as ...
Publ.Date : Sat, 04 Jul 2009 19:02:00 GMT

Debt has grip on London - The London Free Press
Reeling from job losses in the manufacturing sector, Londoners are falling behind on their credit card payments at a faster rate than most Canadians. A study by Equifax Canada -- which provides financial information to business and consumers -- shows ...
Publ.Date : Sat, 04 Jul 2009 10:27:00 GMT

Dungeons of Debt - American Reporter
bradenton, 10, 2009 -- Somewhere in the godforsaken waters off Somalia, a rowboat with four pirates and a brave hostage aboard is holding off an American destroyer. A rowboat is a launch that has run out of gas, which is why it no longer merits the ...
Publ.Date : Sat, 04 Jul 2009 06:02:00 GMT

Debt chasers accused of bullying calls and threats - The Guardian
Debt agencies use unethical or even illegal methods to hound debtors, and are increasingly targeting the wrong people, according to consumer groups and the Office of Fair Trading. This year debt collection agencies are chasing more than £20bn of ...
Publ.Date : Sat, 27 Jun 2009 23:14:00 GMT

Canadians late on debt payments - CNEWS
Equifax Canada is raising the red alert on the sad state of Canadian credit consumers. The company says it is alarmed at the rising number of Canucks falling behind on their payments. (Sun Media file photo) The number of Canadians falling behind on ...
Publ.Date : Sat, 04 Jul 2009 11:24:00 GMT

Canadians drowning in a deep sea of debt - Winnipeg Free Press
TORONTO -- More than half a million Canadians have fallen behind on their credit payments as economic conditions deteriorate, a survey has found. The average delinquency rate for Canada reached 1.52 per cent in May, data compiled by Equifax Canada ...
Publ.Date : Sat, 04 Jul 2009 13:26:00 GMT