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Every day, more and more people find themselves struggling with outstanding debt. Rising home mortgage payments, unpaid credit card charges, and escalating late fees all conspire to make it difficult just to get by.
There are a number of debt solution programs, and a variety of companies, that you can turn to for help in overcoming your debt problems. TopConsumerReviews.com finds and ranks the best debt relief programs available today.

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DEBT RELIEF PROGRAMS

Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.

Thankfully, there are a number of options available if you find yourself in this situation. Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the opportunities you can pursue. Of course, you need to find the right solution, and just as importantly, the right company to work with to address your financial needs.

When looking at debt relief programs, there are a number of factors you should consider. Some of these include:

•  Solutions.  Does the company only offer one debt relief solution? Or are they well-versed in a number of options? Having a variety of choices means they can find the right debt relief program that fits your specific needs.

•  Cost.  How does the debt relief company get paid? The best ones will earn their money from a percentage of what they save you; that way, they only get paid if you save money.

•  Dependability.  There are many fly-by-night debt relief organizations out there. How long has the company been in business? Are they affiliated with the BBB (Better Business Bureau)? Is this a company you can trust?

TopConsumerReviews.com has reviewed and ranked the best debt relief programs that are available today. We hope you find these reviews helpful in your quest to become debt-free!

 

 

 

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Curadebt

2009 Best-in-class Blue Ribbon award 5 stars

CURADEBT

This is the best debt relief company in our review. Targeted for individuals with $10,000 or more in unsecured debt, Curadebt offers many options, from the start to the debt free end. More...

Careone Credit Affiliates

4 stars

CAREONE CREDIT AFFILIATES

The CareOne Credit Debt Management Program is a professionally run, quality program. If you have total unsecured debt between $2,500 and $10,000, this is a good option to pursue. More...

Debt Options

3.5 stars

DEBT OPTIONS

This is a comprehensive website for anyone shopping for a debt reduction program. Specializing in debt loads of $10,000 or greater, Debt Options prides themselves on offering a superior level of service. More...

Net Debt

3 stars

NET DEBT

Net Debt caters to those too embarrassed or too busy to discuss their finances with debt settlement providers. Net Debt essentially serves as a referral service and matches you with the proper provider to best resolve your debt issues. More...

Credit Solutions

2.5 stars

CREDIT SOLUTIONS

Credit Solutions has been in business for over six years. The website is easy to maneuver and fairly impressive. However they do not give clear, upfront information on their charges associated with debt relief. More...

Debt Consolidation America

2 stars

DEBT CONSOLIDATION AMERICA

Debt Consolidation America operates as a not for profit broker for financial resources, to those looking for help finding a debt reduction plan. however their offering is limited. More...

Compete 4 Me

1 star

COMPETE 4 ME

The Compete 4 Me website is an extremely limited debt relief offering. Your only option is to complete on online form that reveals confidential information about you and your financial situation. They offer no information about themselves or the services they provide. More...

Match.com

 

 

 

 

 

 

Debt Relief in the News

Seeing the Glass Half Full Despite the Day’s Reports - Star News Online
In the morning, they were hit with a dreary jobs report. In the afternoon, they learned that consumers had again scaled back on borrowing. But even in the face of grim economic news on Friday, investors seemed content just to shrug it all off. Stocks ...
Publ.Date : Sat, 07 Nov 2009 12:08:00 GMT

U.S. consumer credit drops again - Cincinnati.com
WASHINGTON - U.S. consumer credit fell in September for an eighth straight month, the longest series of declines on record, as thousands of Americans lost their jobs and banks tightened access to loans. Borrowing fell more than economists predicted ...
Publ.Date : Sat, 07 Nov 2009 10:35:00 GMT

Norwell woman victim of credit card scam - Enterprise
The Norwell woman learned her account was being used when a debt collection agency contacted her, police said. A credit check found the suspected credit-card user had the victim’s address changed from Norwell to Gilbert, they added.
Publ.Date : Sat, 07 Nov 2009 13:19:00 GMT

Consumer Borrowing Dropped In September - OfficialWire
Revolving credit, including credit card loans, fell at an annual rate of 13.3 percent, contracting for the 12th consecutive month. Non-revolving credit fell 3.7 percent on an annual basis compared to August. Total outstanding debt among U.
Publ.Date : Sat, 07 Nov 2009 13:05:00 GMT