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Every day, more and more people find themselves struggling with outstanding debt. Rising home mortgage payments, unpaid credit card charges, and escalating late fees all conspire to make it difficult just to get by.
There are a number of debt solution programs, and a variety of companies, that you can turn to for help in overcoming your debt problems. TopConsumerReviews.com finds and ranks the best debt relief programs available today.

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DEBT RELIEF PROGRAMS

Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.

Thankfully, there are a number of options available if you find yourself in this situation. Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the opportunities you can pursue. Of course, you need to find the right solution, and just as importantly, the right company to work with to address your financial needs.

When looking at debt relief programs, there are a number of factors you should consider. Some of these include:

•  Solutions.  Does the company only offer one debt relief solution? Or are they well-versed in a number of options? Having a variety of choices means they can find the right debt relief program that fits your specific needs.

•  Cost.  How does the debt relief company get paid? The best ones will earn their money from a percentage of what they save you; that way, they only get paid if you save money.

•  Dependability.  There are many fly-by-night debt relief organizations out there. How long has the company been in business? Are they affiliated with the BBB (Better Business Bureau)? Is this a company you can trust?

TopConsumerReviews.com has reviewed and ranked the best debt relief programs that are available today. We hope you find these reviews helpful in your quest to become debt-free!

 

 

 

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Curadebt

2009 Best-in-class Blue Ribbon award 5 stars

CURADEBT

This is the best debt relief company in our review. Targeted for individuals with $10,000 or more in unsecured debt, Curadebt offers many options, from the start to the debt free end. More...

Careone Credit Affiliates

4 stars

CAREONE DEBT RELIEF SERVICESSM

CareOne Debt Relief ServicesSM offer professionally run, quality programs. If you have total unsecured debt between $2,500 and $10,000, this is a good option to pursue. More...

Debt Options

3.5 stars

DEBT OPTIONS

This is a comprehensive website for anyone shopping for a debt reduction program. Specializing in debt loads of $10,000 or greater, Debt Options prides themselves on offering a superior level of service. More...

Net Debt

3 stars

NET DEBT

Net Debt caters to those too embarrassed or too busy to discuss their finances with debt settlement providers. Net Debt essentially serves as a referral service and matches you with the proper provider to best resolve your debt issues. More...

Credit Solutions

2.5 stars

CREDIT SOLUTIONS

Credit Solutions has been in business for over six years. The website is easy to maneuver and fairly impressive. However they do not give clear, upfront information on their charges associated with debt relief. More...

Debt Consolidation America

2 stars

DEBT CONSOLIDATION AMERICA

Debt Consolidation America operates as a not for profit broker for financial resources, to those looking for help finding a debt reduction plan. however their offering is limited. More...

Compete 4 Me

1 star

COMPETE 4 ME

The Compete 4 Me website is an extremely limited debt relief offering. Your only option is to complete on online form that reveals confidential information about you and your financial situation. They offer no information about themselves or the services they provide. More...

Foreclosure.com

 

 

 

 

 

 

Debt Relief in the News

Simply Money: Melting a debt snowball - Cincinnati.com

Simply Money: Melting a debt snowball
Cincinnati.com
Q: Should I take a loan against my 401(k) to pay off credit card debt? My plan is to refinance my home and use the extra money to re-pay the 401(k) loan, ...

and more »

Publ.Date : Thu, 02 Sep 2010 23:37:10 GMT+00:00

Who Is Going To Pay Back The $55 Trillion Of Debt? - Motley Fool (blog)

Who Is Going To Pay Back The $55 Trillion Of Debt?
Motley Fool (blog)
Federal Debt, State Debt, Municipal Debt, Mortgage Debt, Commerical Debt, Credit Card Debt etc........ $55 Trillion accuring about $3 Trillion dollars of ...

and more »

Publ.Date : Thu, 02 Sep 2010 14:55:44 GMT+00:00

Credit card debt falls to 8-year low; Alaskans carry highest balances - USA Today

Forbes (blog)

Credit card debt falls to 8-year low; Alaskans carry highest balances
USA Today
It's the first time card balances fell below $5000 since the same period in 2002. Alaskans continued to carry the highest average credit card debt — $7148 ...
Moody's: Credit card performance improves in JulyBusinessWeek
Americans cut down on credit card debtChicago Sun-Times
Credit Card Debt, Double Dip: Hot TrendsTheStreet.com
Newsweek -The Associated Press -The Hill (blog)
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Publ.Date : Wed, 25 Aug 2010 19:56:19 GMT+00:00

Credit card debt is hitting banks - BBC News

MSN Money UK

Credit card debt is hitting banks
BBC News
Banks have written off a record amount of credit card debt despite charities reporting a fall in the proportion of calls from worried borrowers. ...
Banks hit by credit card debtOne Face In A Million News (blog)
Soaring bad debt hits credit card lendersFinance Markets (blog)
Banks forced to write off £40m a day in family debtDaily Mail
Credit Card Comparison
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Publ.Date : Wed, 01 Sep 2010 12:41:26 GMT+00:00

New York investigating college credit card offers - Debtmerica Relief (blog)

NY1

New York investigating college credit card offers
Debtmerica Relief (blog)
New federal regulations may have been designed to prevent young adults from piling up credit card debt, but some lenders may be circumventing those rules. ...
Cuomo Investigating Credit-Card Marketing Through CollegesAutomated Trader
Credit Card Marketers Targeting Students Get New ScrutinyConsumer Affairs
Cuomo Opens Probe of Credit-Card Marketing to New York College StudentsBloomberg
WIVB
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Publ.Date : Fri, 03 Sep 2010 16:13:35 GMT+00:00

Obama Credit Card Debt Relief – Plans, Programs, Services and Companies See ... - Subprime Blogger (blog)

News Quench

Obama Credit Card Debt Relief – Plans, Programs, Services and Companies See ...
Subprime Blogger (blog)
Many Americans continue to search for an Obama credit card debt relief plan or program but it is very important to understand that no such program exists. ...
Erasing Credit Card Debt By Using Cash-Out Refinancing–Is Using A Home A Good ...Red, White, and Blue Press (blog)
Tips for using mortgage loans to pay off credit cardsHelium
What to know about debt consolidationBankrate.com
Bristol Press -WebWire (press release) -News Quench
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Publ.Date : Tue, 31 Aug 2010 17:04:37 GMT+00:00

 

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