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Every day, more and more people find themselves struggling with outstanding debt. Rising home mortgage payments, unpaid credit card charges, and escalating late fees all conspire to make it difficult just to get by.
There are a number of debt solution programs, and a variety of companies, that you can turn to for help in overcoming your debt problems. TopConsumerReviews.com finds and ranks the best debt relief programs available today.

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DEBT RELIEF PROGRAMS

Across the country, millions of people are finding it more and more difficult to meet their financial obligations. As mortgage interest rates rise, Adjustable Rate Mortgage (ARM) payments skyrocket. Credit card late fees continue to climb higher. Lenders keep offering credit to people who are in desperate need of help, but this only prolongs the problem, and often ends up simply increasing the total debt owed by a person.

Thankfully, there are a number of options available if you find yourself in this situation. Debt Negotiation, Debt Settlement, Repayment plans, and Debt Consolidation are just some of the opportunities you can pursue. Of course, you need to find the right solution, and just as importantly, the right company to work with to address your financial needs.

When looking at debt relief programs, there are a number of factors you should consider. Some of these include:

•  Solutions.  Does the company only offer one debt relief solution? Or are they well-versed in a number of options? Having a variety of choices means they can find the right debt relief program that fits your specific needs.

•  Cost.  How does the debt relief company get paid? The best ones will earn their money from a percentage of what they save you; that way, they only get paid if you save money.

•  Dependability.  There are many fly-by-night debt relief organizations out there. How long has the company been in business? Are they affiliated with the BBB (Better Business Bureau)? Is this a company you can trust?

TopConsumerReviews.com has reviewed and ranked the best debt relief programs that are available today. We hope you find these reviews helpful in your quest to become debt-free!

 

 

 

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Curadebt

2009 Best-in-class Blue Ribbon award 5 stars

CURADEBT

This is the best debt relief company in our review. Targeted for individuals with $10,000 or more in unsecured debt, Curadebt offers many options, from the start to the debt free end. More...

Careone Credit Affiliates

4 stars

CAREONE CREDIT AFFILIATES

The CareOne Credit Debt Management Program is a professionally run, quality program. If you have total unsecured debt between $2,500 and $10,000, this is a good option to pursue. More...

Debt Options

3.5 stars

DEBT OPTIONS

This is a comprehensive website for anyone shopping for a debt reduction program. Specializing in debt loads of $10,000 or greater, Debt Options prides themselves on offering a superior level of service. More...

Net Debt

3 stars

NET DEBT

Net Debt caters to those too embarrassed or too busy to discuss their finances with debt settlement providers. Net Debt essentially serves as a referral service and matches you with the proper provider to best resolve your debt issues. More...

Credit Solutions

2.5 stars

CREDIT SOLUTIONS

Credit Solutions has been in business for over six years. The website is easy to maneuver and fairly impressive. However they do not give clear, upfront information on their charges associated with debt relief. More...

Debt Consolidation America

2 stars

DEBT CONSOLIDATION AMERICA

Debt Consolidation America operates as a not for profit broker for financial resources, to those looking for help finding a debt reduction plan. however their offering is limited. More...

Compete 4 Me

1 star

COMPETE 4 ME

The Compete 4 Me website is an extremely limited debt relief offering. Your only option is to complete on online form that reveals confidential information about you and your financial situation. They offer no information about themselves or the services they provide. More...

Match.com

 

 

 

 

 

 

Debt Relief in the News

American Credit Card Debt Consolidation Loans Service - Where To Find The Best ... - TMCnet

BigNews.biz (press release)

American Credit Card Debt Consolidation Loans Service - Where To Find The Best ...
TMCnet
However, while credit card consolidation often can provide you with better interest rates, it is important for you to recognize that your principal debt ...
Debt Settlement: Eliminate 50% of Debt or MoreBigNews.biz (press release)
Credit Card Debt Relief Programs More Effective Than EverPR-USA.net (press release)
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Publ.Date : Mon, 15 Mar 2010 11:22:48 GMT+00:00

Australian Consumers Becoming More Credit Card Savvy - PR Web (press release)

PR Web (press release)

Australian Consumers Becoming More Credit Card Savvy
PR Web (press release)
But while Australian consumers left more outstanding debt on their credit cards in December, they are more likely to pay off credit card debt without ...
Aussie consumers no longer put consumptions on credit cardsInternational Business Times Australia

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Publ.Date : Fri, 19 Mar 2010 19:08:31 GMT+00:00

MBNA set to end credit card cheques - FinancialAdvice.co.uk

Money High Street

MBNA set to end credit card cheques
FinancialAdvice.co.uk
... remains to be seen, but there is no doubt that UK credit card debt is now a major problem for consumers, businesses and the government.
IVAs could see off credit card cheque debtMy IVA Adviser
MNBA announces end of unsolicited credit card chequesMirror.co.uk
MBNA drops credit card chequesThe Guardian
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Publ.Date : Sat, 20 Mar 2010 14:58:09 GMT+00:00

Lower credit card debt traced mainly to charge-offs - USA Today

PRLog.Org (press release)

Lower credit card debt traced mainly to charge-offs
USA Today
Charge-offs occur when consumers declare bankruptcy or when their credit card debt is 180 days past due. The study found that 90% of the $93.2 billion ...
Hawaii credit card debt downBizjournals.com
Credit card users: Not so responsible after all?The Associated Press
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Publ.Date : Wed, 10 Mar 2010 02:36:45 GMT+00:00

Family Finance: Credit Cards Part of College Plans - New York Times

KVAL

Family Finance: Credit Cards Part of College Plans
New York Times
What's more, the study found half of college students had four or more cards, and seniors graduated with average card debt of $4100, up from $2900 in 2004. ...
Obama Credit Card Debt Relief Plan – Bad Credit Debt Problems Hurting Your ...Subprime Blogger (blog)
Using credit card debt may lead to rewards from lendersDebt Consolidation Connection
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Publ.Date : Fri, 19 Mar 2010 16:43:29 GMT+00:00

Obama Credit Card Debt Relief Program – Reduce Unwanted Debts Starting Today - Subprime Blogger (blog)

BigNews.biz (press release)

Obama Credit Card Debt Relief Program – Reduce Unwanted Debts Starting Today
Subprime Blogger (blog)
The Obama credit card debt relief program was created to help Americans reduce unwanted debts starting today. The easiest way to get out of debt it to ...
How Credit Card Debt Can Be EliminatedBigNews.biz (press release)
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Publ.Date : Sat, 20 Mar 2010 15:23:22 GMT+00:00

Prices remain level though debt consolidation could help those who relied on ... - Debt Consolidation Connection

Debt Consolidation Connection

Prices remain level though debt consolidation could help those who relied on ...
Debt Consolidation Connection
... credit cards for their basic needs may consider debt consolidation. Doing so could reduce the amount consumers pay on interest for their credit card debt.

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Publ.Date : Fri, 19 Mar 2010 18:03:25 GMT+00:00

Credit Card Debt Solutions: 50% Debt Elimination - BigNews.biz (press release)

The Guardian

Credit Card Debt Solutions: 50% Debt Elimination
BigNews.biz (press release)
Credit card debt solutions are very much needed and very much sought after these days. The reasons are clear: the global recession has not left the US ...
Debt Settlement Company Report Warns of Credit Card Company Fee Schemes ...PR Web (press release)
Little Known Steps On How To Pay Off Credit Card DebtUS Money Talk News
Credit card holders given better repayment dealThe Guardian
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Publ.Date : Thu, 18 Mar 2010 00:09:26 GMT+00:00

Credit Card Debt: How To Eliminate 50% or More - BigNews.biz (press release)

BigNews.biz (press release)

Credit Card Debt: How To Eliminate 50% or More
BigNews.biz (press release)
Credit card debt continues to be a serious issue for individuals, families and businesses across America. Many continue to suffer financial hardships as a ...
A Credit Card Debt Consolidation Loans Enables Quicker Debt Relief ...TMCnet
Online Credit Card Debt Consolidation Loans - Important Aspects of Credit Card ...PR-inside.com (press release)
Debt Consolidation Loans – A Life Sentence for Students?Loans and Credit
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Publ.Date : Fri, 19 Mar 2010 15:42:38 GMT+00:00