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      July 28, 2015
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Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

Affordable Discount Dental Plans One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs. Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Support.  If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
  • Services.  Does the website offer dental insurance or dental plans that meet your needs?
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision?

TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

2015

Dental Insurance Reviews

5 stars
Dental Plans

DENTAL PLANSTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen. Read More... Visit
Site

4 stars
Dental Insurance

DENTAL INSURANCE

Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate. Read More... Visit
Site

3.5 stars
eHealth Insurance

EHEALTH INSURANCE

eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services. Read More... Visit
Site

Why Has Dental Insurance Become So Popular?

A personís smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But letís face it Ė dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populationsí growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.

 

 

 

P & C Environmental Services Now Offers Non-Organic Waste Recycling, Furthering the P & C Environmental Commitment
P & C Environmental is not a scrap dealer. The P & C recycling facility specializes in handling post-cremation remains in a safe, legal, and ethically sound manner.
Publication Date: July 16, 2015

Kissimmee, FL Gets its First Bright Now! Dental Office
New Office is the 27th in Florida
Publication Date: July 13, 2015

Instrument Chooses ZOOM+ Performance Health Insurance
Instrument employees will have unlimited access to all ZOOM+ services, including expanded access to telemedicine through ZOOM+Video, ZOOM+Smile three-in-one dental exam, and soon-to-launch services in advanced, specialist, emergency and surgical care.
Publication Date: July 23, 2015

Northwestern Medicine and Ann & Robert H. Lurie Childrens Hospital of Chicago Co-Host The Marfan Foundations 31st Annual Family Conference, August 6-9, 2015
Isaiah Austin, NBAs 2014 Ceremonial Draft Pick, Austin Carlile, Of Mice and Men Lead Singer, and Tony Award Winner Ann Reinking to be Featured
Publication Date: July 20, 2015

Supplemental Life Insurance Now Quoted Online Through Consumer Insurance Portal
Supplemental life insurance is now being quoted through the agencies provided at the Insurance Pros company website online at http://insuranceprosusa.com/life-insurance.html (http://insuranceprosusa.com/life-insurance.html).
Publication Date: July 22, 2015

Thinking about a Dental Check-up? Check out Horizon Blue Cross Blue Shield of New Jerseys Enhanced Website for a Dental Download of Helpful Information
Horizon BCBSNJ has enhanced its Dental webpage with new materials, including user-friendly, educational videos, to help members better understand how to take care of their teeth.
Publication Date: July 27, 2015

FMLA Administrative Support Now Available to Employers
LifeMap recently launched a bundled short term disability and FMLA solution for employers.
Publication Date: July 15, 2015

Benton Gets its First Monarch Dental Office
New Office is the 9th in Arkansas
Publication Date: July 17, 2015

Nations Insurance Solutions Announces Auto, Motorcycle, and Commercial Business Insurance Quotes.
Nations Insurance Solutions offers to compare motorcycle and auto insurance rates. Commercial business insurance quotes are highly competitive.
Publication Date: July 28, 2015

Dr. Mitul R. Patel, DDS, Is Hosting a Complimentary Day of Dentistry with Dentistry From The Heart
Dr. Mitul R. Patel, DDS, Is Hosting a Free Day of Dentistry with Dentistry From The Heart, Spreading Complimentary Smiles Across North Georgia
Publication Date: July 17, 2015

Hannah the Pet Society Chooses ZOOM+ Performance Health Insurance
Hannah the Pet Society employees will have unlimited access to all ZOOM+ services, including expanded access to telemedicine through ZOOM+Video, ZOOM+Smile, and soon-to-launch services in advanced, specialist, emergency and surgical care.
Publication Date: July 16, 2015

AIS Data Reveal Anthem/Cigna Deal Would Solidify BCBS Dominance, Enhance Exchange Position
The combined entity of Anthem, Inc. and Cigna Corp. would surpass UnitedHealthcare to become the largest health insurer nationally, according to Atlantic Information Services analysis.
Publication Date: July 27, 2015

 

 

 

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