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Dental Insurance Better Business Bureau Reliability Seal

Best Dental Insurance Plans

Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs.

Continue reading below reviews

2017

Dental Insurance Reviews

5 stars
Dental Plans

DENTAL PLANSTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen. Read More... Visit
Site

4 stars
Dental Insurance

DENTAL INSURANCE

Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate. Read More... Visit
Site

3.5 stars
eHealth Insurance

EHEALTH INSURANCE

eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services.
Read More... Visit
Site

Continued from above

Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

Best Dental Insurance Plans

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Services.  Does the website offer dental insurance or dental plans that meet your needs?
  • Support.  If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision?

TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!

Why Has Dental Insurance Become So Popular?

A personís smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But letís face it Ė dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populationsí growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.

 

Dental Insurance That Will Save Your Smile

For many people, doling out the cash to get a toothache treated can hurt almost as much as the tooth itself. That's because about 40 percent of Americans lack dental insurance, and most who have a dental plan lose that coverage once they retire.

Published:  Thu, 09 Feb 2017 00:00:00 GMT



Dental benefits are a competitive advantage for employers

Although workforce trends change as older employees retire and younger ones are hired, dental insurance shows no sign of lessening in importance. While some employers may assume younger employees do not care about dental insurance as much as older ...

Published:  Tue, 21 Feb 2017 03:07:00 GMT



What no one tells you about talking to your patients

More often than not the patient says no, and then goes merrily to the financial arranger and asks what procedure their dental insurance will cover. Often whatever procedure is covered is all they commit to -- and sometimes not even that. Many dentists ...

Published:  Tue, 21 Feb 2017 23:18:00 GMT



OCare launches platform for dentists, insured patients

"While insurance has been around for many years now, dental insurance is a new concept in India," Dr. NeerajSheth, founder & CEO, OCare, said. "With low oral health in India and the growing costs of dental treatments, Dental Insurance is a must to ...

Published:  Tue, 21 Feb 2017 20:43:00 GMT



On Your Side: Free Dental For You

One of the most common requests we get on our consumer hotline is for dental care. Many people don't have dental insurance and feel they can't afford the treatment they either want or need. However, there is a way to get amazing dental care at a very ...

Published:  Tue, 21 Feb 2017 02:50:00 GMT



Capital Impact Partners Advances Its Work in Providing Access To Healthy Food, Quality Education, and Affordable Housing with Fourth-Quarter Financing

The new store will add approximately 100 new full-time and part-time staff as well as 50 construction jobs, bringing quality employment with good benefits that include medical and dental insurance, paid time off, and staff discounts. CCC also partners with ...

Published:  Wed, 22 Feb 2017 01:32:00 GMT



Is dental insurance worth it? Dentists raise concerns about plans afoot by state's largest dental insurer

Every so often, Dr. Barbara Freed sees a new patient who hasn't been to a dentist in years. The patient just landed a new job - a good job! - with dental coverage. They are excited. "They couldn't afford dentistry,"Ě Freed said, "and they didn ...

Published:  Tue, 07 Feb 2017 21:00:00 GMT



Why American dental insurance is so unspeakably awful

Wendell Potter writes in a series of posts about the poor state of dental coverage, that millions of Americans - 36 percent, according to a 2013 survey -put off visiting the dentist because of the cost of dental care. Last year, I became one of them.

Published:  Sat, 29 Mar 2014 21:00:00 GMT



The Trouble With Dental Insurance

I get asked -- all the time -- about dental insurance. And it's almost never a "good" conversation. In fact, it's usually along the line of "why is dental insurance so lousy?" And my patients have a point -- dental insurance typically is pretty lousy, for ...

Published:  Thu, 31 Mar 2011 01:17:00 GMT



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