October 25, 2016
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Dental Discount Plans Versus Traditional Dental Plans

Dental Insurance Pros and Cons

How Can Dental Insurance Protect You?

Should Children Have Dental Insurance?

What Kinds Of Things Does Dental Insurance Cover?






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Dental Insurance
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Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

Affordable Discount Dental Plans One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs. Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Services.  Does the website offer dental insurance or dental plans that meet your needs?
  • Best Dental Insurance Plans
  • Support.  If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision? has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!


Dental Insurance Reviews

5 stars
Dental Plans

DENTAL Best-In-Class Blue Ribbon Award

Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen.
Read More... Visit

4 stars
Dental Insurance


Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate. Read More... Visit

3.5 stars
eHealth Insurance


eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services. Read More... Visit

Why Has Dental Insurance Become So Popular?

A personís smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But letís face it Ė dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populationsí growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.




Is dental insurance worth the cost?

You need medical insurance, if only to protect against the cost of an accident or illness so expensive that you could be ruined financially. But do you really need dental insurance? It's an interesting question, because you can avoid the most likely ...

Published:  Tue, 18 Oct 2016 02:00:00 GMT

10 ways to self-contain dental costs

Just the headline is enough to set dentists' teeth grinding: "Is dental insurance worth the cost?"Ě Still, CBS reporter Marilyn Lewis poses a fair question, and offers an equally fair answer. She dives in with an opener that quickly summarizes the ...

Published:  Fri, 21 Oct 2016 09:17:00 GMT

A.M. Best Special Report: Affordable Care Act Provides Inroads to Growth for U.S. Dental Insurance Market

OLDWICK, N.J.--(BUSINESS WIRE)--Dental benefit coverage offerings have seen an uptick over the last few years as the Patient Protection and Affordable Care Act (ACA) has become more ingrained within the U.S. health care system, according to a new A.M. Best ...

Published:  Fri, 21 Oct 2016 06:00:00 GMT

For Seniors, Teeth Need Care - But Insurance Coverage Is Rare

Even trying to purchase private dental insurance, which typically covers a few thousand dollars worth of dental care, may not provide good value, said Marko Vujicic, vice president of the American Dental Association's Health Policy Institute.

Published:  Tue, 25 Oct 2016 02:50:00 GMT

The Times recommends: Approve advisory votes for dental insurance, electric cars

THE Legislature made two financial decisions during 2016 that citizens should endorse with advisory votes on the November ballot. One continues sales-tax exemptions for some alternative-fuel vehicles, and the other would extend the insurance-premium tax to ...

Published:  Fri, 21 Oct 2016 18:13:00 GMT

Helpful Information On Individual Dental Insurance

Getting your dental health secured is one of the greatest things which you can do for yourself. However, it is your task to know more about this set up and get the most out of it. In that way, your resources would be maximized properly and you get to ...

Published:  Thu, 20 Oct 2016 01:17:00 GMT

How to save money on dental care

As we move closer to open enrollment, it's time to give some thought to your dental plan. Some 64% of Americans have dental insurance, according to the National Association of Dental Plans. But that means more than a third of us don't have coverage.

Published:  Wed, 19 Oct 2016 14:41:00 GMT

The Importance of Teeth Care To Overall Body Health

Acquiring dental protection from a decent dental insurance agency eases the stresses of the general exorbitant cost of keeping your oral pit sound. With dental protection you can pick a particular dental arrangement that is a good fit for you ...

Published:  Wed, 19 Oct 2016 01:40:00 GMT

Executive sees ACA helping individual dental sales

Another challenge is arguments from financial analysts who say many consumers would be better off using the cash they could spend on dental insurance to pump up health savings account or flexible spending account totals. Sternberg said she tells agents ...

Published:  Thu, 20 Oct 2016 15:01:00 GMT

Fabulous Fridays: Extra Protection Through Travel Insurance During Personal- & Business Travel

Basic Travel insurance usually includes: Emergency Medical & Dental Insurance Baggage Insurance Missed Connection Coverage Trip Cancellation Insurance Financial Default Insurance These products are offered either per trip or for an entire year and it's ...

Published:  Fri, 21 Oct 2016 01:00:00 GMT




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