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Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

Affordable Discount Dental Plans One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs. Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Support.  If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
  • Services.  Does the website offer dental insurance or dental plans that meet your needs?
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision?

TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Dental Insurance Reviews

5 stars
Dental Plans

DENTAL PLANSTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen. Read More... Visit
Site

4 stars
Dental Insurance

DENTAL INSURANCE

Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate. Read More... Visit
Site

3.5 stars
eHealth Insurance

EHEALTH INSURANCE

eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services. Read More... Visit
Site

Why Has Dental Insurance Become So Popular?

A personís smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But letís face it Ė dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populationsí growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.

 

 

 

Horizon Blue Cross Blue Shield of New Jersey named among the 2015 InformationWeek Elite 100
Horizon BCBSNJs ranking among the InformationWeek Elite 100 was made on the strength of the companys implementation of the Managed Long-Term Services and Supports program.
Publication Date: May 01, 2015

Pew Study Shows Little Progress on Proven Oral Health Strategy
States are slow to adopt policies to expand dental sealant programs in schools
Publication Date: April 23, 2015

Los Angeles Dental Implants Doctor, Kevin Sands DDS, Now Offers a More Comfortable and Aesthetically-Pleasing Solution to Denture-Wearers
Dentures have long been the solution for replacing lost teeth. Dr. Sands is now offering a more comfortable option to denture-wearers.
Publication Date: May 04, 2015

Treating Oral Health Disparities Among Latino Children Informed by Research in Washington State, Presented at NOHC
Latina Creative Agency, Washington Dental Service Foundation and Yakima Valley Farm Workers Clinic Will Present Latino Childrens Oral Health Opinion Research & Model Program at National Oral Health Conference in Kansas City
Publication Date: April 22, 2015

Aquarium Believes Pet Insurance Industry Could Profit from Employee Benefits
As more British based companies follow Americas lead in offering health and dental insurance as part of their employee benefits packages, pet insurance technology thought leader Aquarium Software believes that such a strategy might be the perfect way for the pet insurance market to boost its popularity and profitability in the UK. Mark Colonnese of Aquarium Software believes the issue is likely to prove one of the hot topics at the forthcoming North American Pet Health Insurance Association (NAPHIA) Summit on 26-28 May 2015.
Publication Date: April 27, 2015

ZendyBeauty Is Pleased to Announce the Expansion and Rebranding of the Company as ZendyHealth.com
ZendyHealth increases their selection of procedures into dental and medical spaces while continuing to offer their clients pricing options on popular cosmetic procedures. ZendyHealth.com is now a medical and dental marketplace where patients can get healthcare at an affordable price with top healthcare professionals.
Publication Date: April 27, 2015

The Golseth Agency Community Program Introduces A New Charity Campaign In Texas To Help Support Gills Children Services, Providing Last Resort Funding For Children
Trailing its social responsibility and acting on its mission to become agents of change in the community, The Golseth Agency selects another individual to benefit from their established Community Program in Tarrant County, TX.
Publication Date: May 01, 2015

Dental Services in Australia Industry Market Research Report Now Updated by IBISWorld
The ageing and growth of Australia's population has benefited industry operators, as more older Australians have needed dental work on their natural teeth. For this reason, industry research firm IBISWorld has updated its report on the Dental Services industry in Australia.
Publication Date: April 22, 2015

No-Cost Dental Club Now Available in San Francisco Area
Dentegra Smile Club, now available in six Bay Area counties, offers discounts at participating dentists and a chance to earn cleanings and exams
Publication Date: April 25, 2015

New Data for Group Health Insurance Procurement Category Market Research Report from IBISWorld
The buyer power score for group health insurance is 2.9 out of 5, indicating a medium level of buyer power in the market; the availability of substitutes and low price volatility work in favor of buyers, whereas product specialization and vendor financial risk dampen buyer power. For these reasons and to help procurement professionals make better buying decisions faster, business intelligence firm IBISWorld has updated a report on the procurement of Group Health Insurance in its growing collection of procurement category market research reports.
Publication Date: April 28, 2015

Country Fundraising Dance Fights Friends Skeletal Bone Degeneration
On May 2nd, Good to the Bone Productions will be sponsoring a dance benefiting Christine Marr at Superstition Sunrise RV Resort, 702 Meridian, Apache Junction, AZ 85120. Chris has Skeletal Bone Degeneration and Multiple Sclerosis which weaken the structure of her body; her friends have teamed together to change her predictable future and raise $100,000 for life altering surgery.
Publication Date: April 29, 2015

5 Ways to Instantly Maximize Your Precious Metals Return on Dental Scrap
Pease & Curren Refiners/Recyclers shares tips on getting the most for your precious metals dental scrap.
Publication Date: April 27, 2015

Veatch Dental Consulting Services Welcomes New Team Members
Veatch Consulting Services continues to grow its team of dental professionals with the addition of Neida Miranda and Alex Shields.
Publication Date: May 02, 2015

 

 

 

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