TopConsumerReviews.com
      November 24, 2017

Home  >  Dental Insurance  >  Articles

Your Information Is Secure
Your Guide to Good Health Insurance Newsletter

Latest Reviews

Baby Cribs

Credit Card Consolidation

Graduation Invitations

Gutter Guards

Hair Care Products

Installment Loans

Makeup

Reverse Mortgages

Tickets

Web Hosting

 

Related Articles

Dental Discount Plans Versus Traditional Dental Plans

Dental Insurance Pros and Cons

How Can Dental Insurance Protect You?

Should Children Have Dental Insurance?

What Kinds Of Things Does Dental Insurance Cover?

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Should Children Have Dental Insurance?

Many people are under the assumption that because children have primary teeth, that dental care for those teeth is not important. After all, the first set of teeth will eventually fall out, making way for the secondary – or permanent – set of teeth. Those are the teeth that should receive the utmost care, right?

Wrong.

The American Dental Association stresses the importance of taking care of “baby” teeth. Most children begin to grow their primary teeth at around 6 months of age. Primary teeth play a vital role in not only helping the child to chew and eat more solid food, but to also help the child to speak properly. Primary teeth also serve as a means of holding a spot for the more permanent teeth, helping to provide adequate spacing when the secondary teeth arrive. By the time a child reaches age 3, he or she should have a full set of 20 primary teeth.

Failure to properly care for primary teeth can lead to a slew of problems for children as they get older, including speech impediments, tooth decay and improper spacing/alignment.

Within six months of a child’s first tooth appearing, the ADA recommends that a professional dentist examine the child’s mouth and existing baby teeth. A dentist will check for cavities, as well as other dental issues that could be occurring. It is a lot easier to fix problems before they develop into more serious issues – and a lot less costly.

Children, like adults, should have their teeth examined and cleaned at least twice annually. Because children are more prone to dental disease such as cavities, items such as dental sealants also may be applied to their teeth to help prevent tooth decay. A routine exam and cleaning generally costs around $100. If it is the child’s first visit, or the dentist has reason to suspect underlying issues, a full set of x-rays also may be taken during the visit. This can cost anywhere from $25 to $80 depending on the service area. Sealants, which are applied to help prevent cavities from forming, run between $30 and $60 per application.

It is easy to rack up a large bill at the dentist for your child, which is a solid reason to consider purchasing dental insurance for them. If an employer does not currently provide dental as part of a comprehensive healthcare package, individuals have the opportunity to purchase their own. Cost ranges from $7 to $50 or more a month, depending on the type and scope of services covered.

Most insurance plans for children cover two to three annual exams and cleanings per year, as well as the tooth sealant to protect the teeth from decay. Fillings, root canals and other routine dental procedures generally are covered anywhere from 50 to 80 percent. Whether the individual must meet a deductible or is responsible for a co-payment depends on the type of dental insurance plan purchased. Cosmetic procedures such as orthodontics and teeth whitening are not covered by most dental insurance plans.

Still not sold on the idea of purchasing dental insurance for your child(ren)? Consider this: a provision within the 2010 Affordable Care Act may not give you a choice. According to the act, all children will be required to have dental insurance by 2014. At this time, it is unclear whether that coverage will be provided through state-sponsored dental insurance plans, or if individuals will be required to purchase it for their children out-of-pocket.

Four States Dental Care - Get into the dentist & use your insurance before the end of the year (1115

At Four States Dental Care, we want you to know that you are more than just teeth! Dr. Dale Kunkel works hard to build quality and lifelong relationships with his patients while offering the latest advances in reconstructive and implant dental technology ...

Published:  Wed, 22 Nov 2017 10:11:00 GMT



NCD Highlights Scarce Dental Care for Patients With I/DD in Latest Policy Brief

75% of dental students reported little to no preparation in providing care to people with I/DD. * Approximately 60 percent of people in the United States with I/DD rely on Medicaid for their health insurance coverage and Medicaid's low reimbursement rates ...

Published:  Wed, 22 Nov 2017 23:02:00 GMT



Downloadable dental forms: Provider relations letter

Accepting insurance can be a burden due to its nature of providing low fees for the procedures your dental practice performs. As practices grow each year, so do their overhead costs. Although we feel that insurance fees should sometimes be higher ...

Published:  Mon, 20 Nov 2017 10:04:00 GMT



Dental Insurance Market 2017 Global Industry Key Players, Share, Trend, Segmentation and Forecast to 2022

Wiseguyreports.Com adds "Dental Insurance Market -Market Demand, Growth, Opportunities, Analysis of Top Key Players and Forecast to 2022" To Its Research Database. Report Details: This report provides in depth study of "Dental Insurance Market ...

Published:  Wed, 15 Nov 2017 03:39:00 GMT



ProphetCare: A look at health insurance in the Covenant

Why is this A couple of reasons. Firstly, there is a never-ending debate as to whether this should fall under medical or dental insurance. Honestly, I think it's absurd that medical, dental, and sometimes optical are not all covered together. They're all ...

Published:  Sun, 19 Nov 2017 09:00:00 GMT



Delta Dental aims to deliver good oral health, not red tape

... Jim Dwyer is president and CEO of Washington Dental Service and Delta Dental of Washington. Adding an independent review board, administered by the Insurance Commissioner's Office, to deal with disputed claims, as suggested by Dr. Neal, won't ...

Published:  Sun, 19 Nov 2017 11:01:00 GMT



Walton County HR director charged with insurance fraud

Documents collected indicated Walters' insurance coverage from United Concordia Dental listed a dependent, Christopher C. Byrd. Based on Byrd's the date of birth and additional documents provided, Byrd did not qualify as a dependent. With the assistance ...

Published:  Fri, 17 Nov 2017 16:52:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure