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Do you have clean, healthy teeth? The first thing many people notice is a person's smile. It's very important to get good dental care - but what happens if you don't have any dental insurance?
There are many websites available that claim to help you select a good dental plan. However, many of these offer little to no real value. TopConsumerReviews.com reviews and ranks the best dental insurance solutions available.
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Nobody wants to get plaque, gingivitis, or cavities, but what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is the situation that over half of the American public faces.
One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based
benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs. Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating
providers agree
to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.
There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:
• Support. If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
• Services. Does the website offer dental insurance or dental plans that meet your needs?
• Upfront Pricing. Can you compare dental insurance costs and benefits to make an educated decision?
TopConsumerReviews.com has reviewed and ranked
the best dental insurance services available today. We hope you find these reviews helpful in finding the right dental plan for you.
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Cost:
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Varies by type of plan - individual plans start at $79.95
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Discount Dental Plans are an affordable alternative to dental insurance for individuals, families, and businesses (group plans). DentalPlans.com has been a leading online marketer of discount dental plans since 1999 and offers over 30 top rated discount dental plans from quality carriers like Aetna Dental Access, Preferred Network Access, and GE Wellness Plan.
The discount dental plans offered by DentalPlans.com include an impressive savings from 10% to 60% on various dental procedures including routine six-month check-ups, full mouth x-rays, braces, fillings, root canals, adult and child teeth cleanings, and other dental care procedures. Individual plans are affordably priced from $79.95 to $154.95 per year,
depending on the company you choose. Family plans starts as low as $129.95 per year.
The DentalPlans.com website is professional and very easy to use. You just enter your zip code to see all the featured plans available in your area. Each plan is conveniently presented along with its savings and benefits, allowing you to quickly compare and choose the plan that's right for you.
You can also search DentalPlans.com by zip code to find participating dentists in your area. If you don't see a particular dentist that you're interested in, you can do an advanced search to see if that dentist is available in any of the other plans offered.
DentalPlans.com also features additional information, such as:
• a comparison between discount dental plans and dental insurance
• customer service professionals that can help you determine the most suitable plan for you and your family
• customer testimonials from some of their thousands of satisfied customers
DentalPlans.com offers a top-quality service that delivers real cost savings to its customers. Based on their professionalism, value, and ease of use, DentalPlans.com is our top-rated choice.
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Cost:
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Varies based on plan - individual plans start at $7.95/month
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Dental Insurance offers multiple discount dental plans on their website. Once you enter your ZIP code, the plans that are available in your area appear. Dental insurance carriers include Patriot Dental Plan, Careington 500 Series, Aetna Dental Access, CompBenefits, Security Life, Symetra Financial, and Ameritas Group. The nice thing about Dental Insurance is that you
can see
side-by-side comparisons of all their carriers with plan information and pricing. This is very helpful as you look for the plan that best meets your needs.
The plans list monthly pricing for individuals, individuals + 1, and families. Pricing is based on ZIP code, so the costs will vary based on your location. In our testing, we found the ranges for Individual pricing went from $7.95 per month to $40.68 per month; Individual + 1 pricing ranged from $11.95 per month to $81.47 per month; and Family pricing ranged from $15.95 per month
to $122.05 per month.
Dental Insurance's discount dental plans can save participants 10% - 40% on dental visits. Products and services covered include adult and child teeth cleanings, routine check-ups, four bitewing x-rays, composite (white) filing, crowns, upper dentures, molar root canals, and tooth extractions. You can also search to see if your dentist is in the network for each of the plans.
The website provides a number of plans to choose from and a list of FAQ's. If you have additional questions, you can call a toll-free number for further assistance. Dental Insurance earns high marks for the quality information they provide.
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Cost:
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Varies based on plan
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eHealthInsurance offers dental insurance plans from several reputable companies including Bay Dental Plan, Security Life, Blue Cross Blue Shield, and First Ameritas Life. Plans and pricing vary based on your ZIP code.
eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Primary benefits include teeth cleanings, fillings, extractions, oral surgery, x-rays, crowns, bridges, root canals, and so on. All quoted plans include an online dental
directory, A.M. Best rating, and a list of exclusions and limitations. Individual plans are priced anywhere from $17.10 to $40.68.
eHealthInsurance offers a number of ways that you can get assistance. You can call a toll-free number to speak to a representative, use their online help, or use their online insurance tutorial. They also offer answers to "common questions" regarding dental insurance plans to help you choose the plan that best meets your needs.
Overall the website is professional, easy to navigate, and we appreciated the amount of help provided. However, this website is not as comprehensive as the higher-rated services.
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Dental Insurance in the News
Drs. Listopad and Finder, cosmetic dentists in Coral Springs, help make dental care more affordable through new patient specials. CORAL SPRINGS, FL, May 13, 2012 /24-7PressRelease/-- In order to provide patients with exceptional dental health care, Drs.
Publ.Date : 2012-05-13T07:21:22Z
Let's face it we do not enjoy going to the dentists yet it is part of our general health care and frequent dentist appointments in reality suggests less treatments in the end. Sir John Tomes really helped bring about an Act of Parliament which constrained ...
Publ.Date : 2012-05-16T08:29:24Z
Excellent professional liability and business insurance coverage, knowledgeable agents, a financially strong insurance company, superior claims service and an expert risk management program, which includes continuing education courses are all qualities to ...
Publ.Date : 2012-05-14T05:54:17Z
"By continuing our expanded customer access to care, we believe members will make better use of their benefits today, which can help prevent health concerns later," said Dan Fishbein, Senior Vice President, Head of Group Insurance, Dental ...
Publ.Date : 2012-05-15T13:16:55Z
"We're excited to be a leader in the dental insurance industry offering a mobile app that will dramatically enhance member service communications," said Dr. Amir Neshat, Liberty's Founder, President and CEO. "I am particularly excited that ...
Publ.Date : 2012-05-16T07:39:17Z
"We're excited to be a leader in the dental insurance industry offering a mobile app that will dramatically enhance member service communications," said Dr. Amir Neshat, LIBERTY's Founder, Presient and CEO. "I am particularly excited that ...
Publ.Date : 2012-05-14T21:32:01Z
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