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      September 25, 2016
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Dental Insurance
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Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

Affordable Discount Dental Plans One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs. Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Services.  Does the website offer dental insurance or dental plans that meet your needs?
  • Best Dental Insurance Plans
  • Support.  If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision?

TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!

2016

Dental Insurance Reviews

5 stars
Dental Plans

DENTAL PLANS Visit Site

Cost:

Varies by type of plan

Individual plans start at $79.95/year

TopConsumerReviews.com Best-In-Class Blue Ribbon Award Discount Dental Plans are an affordable alternative to dental insurance for individuals, families, and businesses (group plans). Dental Plans has been a leading online marketer of discount dental plans since 1999 and offers over 30 top rated discount dental plans from quality carriers like Aetna Dental Access, Preferred Network Access, and GE Wellness Plan.

The discount dental plans offered by Dental Plans include an impressive savings from 10% to 60% on various dental procedures including routine six-month check-ups, full mouth x-rays, braces, fillings, root canals, adult and child teeth cleanings, and other dental care procedures. Individual plans are affordably priced from $79.95 to $154.95 per year, depending on the company you choose. Family plans starts as low as $129.95 per year.

The Dental Plans website is professional and very easy to use. You just enter your zip code to see all the featured plans available in your area. Each plan is conveniently presented along with its savings and benefits, allowing you to quickly compare and choose the plan that's right for you.

You can also search Dental Plans by zip code to find participating dentists in your area. If you don't see a particular dentist that you're interested in, you can do an advanced search to see if that dentist is available in any of the other plans offered.

Dental Plans also features additional information, such as:

  • a comparison between discount dental plans and dental insurance
  • customer service professionals that can help you determine the most suitable plan for you and your family
  • customer testimonials from some of their thousands of satisfied customers

Dental Plans offers a top-quality service that delivers real cost savings to its customers. Based on their professionalism, value, and ease of use, Dental Plans is our top-rated choice.

Visit Site

4 stars
Dental Insurance

DENTAL INSURANCE Visit Site

Cost:

Varies based on plan

Individual plans start at $7.95/month

Dental Insurance offers multiple discount dental plans on their website. Once you enter your ZIP code, the plans that are available in your area appear. Dental insurance carriers include Patriot Dental Plan, Careington 500 Series, Aetna Dental Access, CompBenefits, Security Life, Symetra Financial, and Ameritas Group. The nice thing about Dental Insurance is that you can see side-by-side comparisons of all their carriers with plan information and pricing. This is very helpful as you look for the plan that best meets your needs.

The plans list monthly pricing for individuals, individuals + 1, and families. Pricing is based on ZIP code, so the costs will vary based on your location. In our testing, we found the ranges for Individual pricing went from $7.95 per month to $40.68 per month; Individual + 1 pricing ranged from $11.95 per month to $81.47 per month; and Family pricing ranged from $15.95 per month to $122.05 per month.

Dental Insurance's discount dental plans can save participants 10% - 40% on dental visits. Products and services covered include adult and child teeth cleanings, routine check-ups, four bitewing x-rays, composite (white) filing, crowns, upper dentures, molar root canals, and tooth extractions. You can also search to see if your dentist is in the network for each of the plans.

The Dental Insurance website provides a number of plans to choose from and a list of FAQ's. If you have additional questions, you can call a toll-free number for further assistance. Dental Insurance earns high marks for the quality information they provide.

Visit Site

3.5 stars
eHealth Insurance

EHEALTH INSURANCE Visit Site

Cost:

Varies based on plan

eHealthInsurance offers dental insurance plans from several reputable companies including Bay Dental Plan, Security Life, Blue Cross Blue Shield, and First Ameritas Life. Plans and pricing vary based on your ZIP code.

eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Primary benefits include teeth cleanings, fillings, extractions, oral surgery, x-rays, crowns, bridges, root canals, and so on. All quoted plans include an online dental directory, A.M. Best rating, and a list of exclusions and limitations. Individual plans are priced anywhere from $17.10 to $40.68.

eHealthInsurance offers a number of ways that you can get assistance. You can call a toll-free number to speak to a representative, use their online help, or use their online insurance tutorial. They also offer answers to "common questions" regarding dental insurance plans to help you choose the plan that best meets your needs.

Overall, the eHealth Insurance website is professional, easy to navigate, and we appreciated the amount of help provided. However, this website is not as comprehensive as the higher-rated services.

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Why Has Dental Insurance Become So Popular?

A person’s smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But let’s face it – dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populations’ growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.

 

 

 

High Noble Yellow Gold Dental Insurance Implants safe and health Ultra-hard

Packaging Details: plastic box(10*9*5 cm) with foam in it, and a big carton box for the outside. CLINICAL STEPS FOR SCREW-RETAINED CROWN RESTORATION OF SINGLE IMPLANT The two main procedures needed for getting a crown restoration are taking an accurate ...

Published:  Thu, 22 Sep 2016 21:29:00 GMT



State rep files right-to-know request on county dental insurance

OSSIPEE - N.H. State Representative Ed Comeau has filed a lengthy right-to-know request that one county commissioner says will be expensive and will take "an ungodly amount of time" to answer. It is well known, that for several years, county taxpayers ...

Published:  Wed, 21 Sep 2016 22:33:00 GMT



Ronald McDonald Care Mobile offering dental care today

Please see details below: NVHC's mission is to provide access to quality healthcare services throughout Nevada. We accept most dental insurance plans, Medicaid, and Nevada Check-up. A sliding fee scale is available for uninsured patients.

Published:  Sat, 24 Sep 2016 10:18:00 GMT



Napa Valley Dentistry notifies patients after theft of server from storage facility

The information reportedly included names, addresses, dates of birth, Social Security numbers and dental insurance information. The total number of patients was not disclosed in the notification letter, a copy of which was submitted to the California ...

Published:  Fri, 23 Sep 2016 10:52:00 GMT



4 Money-Saving Supplemental Health Coverage Options

Includes an additional 15 percent discount on eyewear at Walmart Vision Centers. REALTORS® Dental Insurance plans provide coverage for preventive, basic and major dental expenses with the dentist of your choice. There are four plans to choose from ...

Published:  Wed, 21 Sep 2016 13:48:00 GMT



Rubenstein Partners Acquires Sanctuary Park in Atlanta for $265 Million

The property is currently 96% leased with prominent tenants that include Delta Dental Insurance, Coca-Cola, Ernst & Young, Ciena Corporation and LeasePlan. However, the anticipated near term departure of Verizon Wireless will lower occupancy to ...

Published:  Wed, 21 Sep 2016 06:43:00 GMT



Johnson Elementary students learn benefits of dental care

The two characters were visiting the school from Delta Dental Insurance providers. Johnson Elementary Principal Cheryl Gomez said the dental program has been in the works for awhile. "They inquired with us last spring, so this has been set up since then ...

Published:  Tue, 20 Sep 2016 01:00:00 GMT



Veterans can receive free dental care Sunday

Central Oregon veterans without dental insurance can receive free dental care Sunday at Cascade Adventist Church in Bend. The nonprofit Caring Hands Worldwide will offer free exams, digital X-rays, fillings, cleaning and extractions from its mobile clinic.

Published:  Tue, 20 Sep 2016 13:33:00 GMT



 

 

 

Affordable, Quality Discount Dental Plans

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