August 29, 2015
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Dental Insurance
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Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan? According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

Affordable Discount Dental Plans One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs. Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Support.  If you have questions, can you contact someone to get assistance? Does the website provide information that can help you make informed decisions?
  • Services.  Does the website offer dental insurance or dental plans that meet your needs?
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision? has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Dental Insurance Reviews

5 stars
Dental Plans



Varies by type of plan

Individual plans start at $79.95/year Best-In-Class Blue Ribbon Award Discount Dental Plans are an affordable alternative to dental insurance for individuals, families, and businesses (group plans). Dental Plans has been a leading online marketer of discount dental plans since 1999 and offers over 30 top rated discount dental plans from quality carriers like Aetna Dental Access, Preferred Network Access, and GE Wellness Plan.

The discount dental plans offered by Dental Plans include an impressive savings from 10% to 60% on various dental procedures including routine six-month check-ups, full mouth x-rays, braces, fillings, root canals, adult and child teeth cleanings, and other dental care procedures. Individual plans are affordably priced from $79.95 to $154.95 per year, depending on the company you choose. Family plans starts as low as $129.95 per year.

The Dental Plans website is professional and very easy to use. You just enter your zip code to see all the featured plans available in your area. Each plan is conveniently presented along with its savings and benefits, allowing you to quickly compare and choose the plan that's right for you.


You can also search Dental Plans by zip code to find participating dentists in your area. If you don't see a particular dentist that you're interested in, you can do an advanced search to see if that dentist is available in any of the other plans offered.

Dental Plans also features additional information, such as:

  • a comparison between discount dental plans and dental insurance
  • customer service professionals that can help you determine the most suitable plan for you and your family
  • customer testimonials from some of their thousands of satisfied customers

Dental Plans offers a top-quality service that delivers real cost savings to its customers. Based on their professionalism, value, and ease of use, Dental Plans is our top-rated choice.

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4 stars
Dental Insurance



Varies based on plan

Individual plans start at $7.95/month

Dental Insurance offers multiple discount dental plans on their website. Once you enter your ZIP code, the plans that are available in your area appear. Dental insurance carriers include Patriot Dental Plan, Careington 500 Series, Aetna Dental Access, CompBenefits, Security Life, Symetra Financial, and Ameritas Group. The nice thing about Dental Insurance is that you can see side-by-side comparisons of all their carriers with plan information and pricing. This is very helpful as you look for the plan that best meets your needs.

The plans list monthly pricing for individuals, individuals + 1, and families. Pricing is based on ZIP code, so the costs will vary based on your location. In our testing, we found the ranges for Individual pricing went from $7.95 per month to $40.68 per month; Individual + 1 pricing ranged from $11.95 per month to $81.47 per month; and Family pricing ranged from $15.95 per month to $122.05 per month.

Dental Insurance's discount dental plans can save participants 10% - 40% on dental visits. Products and services covered include adult and child teeth cleanings, routine check-ups, four bitewing x-rays, composite (white) filing, crowns, upper dentures, molar root canals, and tooth extractions. You can also search to see if your dentist is in the network for each of the plans.

The Dental Insurance website provides a number of plans to choose from and a list of FAQ's. If you have additional questions, you can call a toll-free number for further assistance. Dental Insurance earns high marks for the quality information they provide.

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3.5 stars
eHealth Insurance



Varies based on plan

eHealthInsurance offers dental insurance plans from several reputable companies including Bay Dental Plan, Security Life, Blue Cross Blue Shield, and First Ameritas Life. Plans and pricing vary based on your ZIP code.

eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Primary benefits include teeth cleanings, fillings, extractions, oral surgery, x-rays, crowns, bridges, root canals, and so on. All quoted plans include an online dental directory, A.M. Best rating, and a list of exclusions and limitations. Individual plans are priced anywhere from $17.10 to $40.68.

eHealthInsurance offers a number of ways that you can get assistance. You can call a toll-free number to speak to a representative, use their online help, or use their online insurance tutorial. They also offer answers to "common questions" regarding dental insurance plans to help you choose the plan that best meets your needs.

Overall, the eHealth Insurance website is professional, easy to navigate, and we appreciated the amount of help provided. However, this website is not as comprehensive as the higher-rated services.

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Why Has Dental Insurance Become So Popular?

A personís smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But letís face it Ė dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populationsí growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.




Live Very Well Launches Individual Vision Insurance Plans
Live Very Well is excited to announce the launch of individual vision insurance plans on The multi-carrier insurance exchange platform offers individual vision and dental insurance with the unique ability to rate and review products, allowing consumers to compare, quote and match plans to meet their needs.
Publication Date: August 13, 2015

Wick Phillips Secures Appellate Victory in Case Involving Allegations of Fraud and Breach of Fiduciary Duty
The Fifth District Court of Appeals in Dallas, Texas affirmed the trial courts prior ruling in favor of Wick Phillips client, a dentist and owner of a business condominium unit in Plano, Texas. The case originated with the owner of another unit in the condominium who filed suit against the builder and owners of the other units, alleging fraud, breach of fiduciary duty and conspiracy.
Publication Date: August 13, 2015

Horizon BCBSNJ Teams Up with Pro Golfer and NJ Native Morgan Hoffmann for the Horizon Healthy Steps Challenge to Benefit the NJ Golf Foundation
Morgans walk along the course at The Barclays PGA TOUR event will add to the $5,000 donation by Horizon BCBSNJ.
Publication Date: August 26, 2015

E-Complish Partners with Dominion Dental of Blue Cross Blue Shield to Better Serve Its Customers
Partnership Brings Dominion Dental HIPPA and PCI Compliant IVR, WEB, and Text System Needs
Publication Date: August 21, 2015

New Charity Campaign Inaugurated by Nations Insurance Solutions in Miami, FL Raises Funds in Support of Operation Gratitude
As part of Nations Insurance Solutions' ongoing Community Program, a new charity campaign is now active in support of fueling Operation Gratitude. Understanding the challenges in the lives of millions of families, the business insurance agency joins efforts with the Operation Gratitude to drive the necessary resources for funding over 150,000 men and women serving in our nation's military by sending them care packages.
Publication Date: August 26, 2015

Gentle Dental Opens New Dental Office in New Castle, WA
Gentle Dental opens its 22nd state-of-the-art dental practice in the Seattle area.
Publication Date: August 20, 2015

Summer Health Fair Hosted by North County Health Services to Take Place on Friday, August 21
The Health Fair, which will be Held in San Marcos, California, will Feature Health Screenings, Food, Kids Activities and More
Publication Date: August 20, 2015

Delta Dental Releases 2014 Corporate Sustainability Report
The web-based report highlights company-wide environmental efforts in conservation, procurement and waste reduction
Publication Date: August 24, 2015

U.S. Army Medicine Civilian Corps Attending Upcoming Nurse Anesthesia Annual Conference in Salt Lake City
The U.S. Army Medicine Civilian Corps will be exhibiting at the 2015 AANA Nurse Anesthesia Annual Congress in Salt Lake City, taking place from August 29th September 1st.
Publication Date: August 27, 2015

LISI Launches Their New Business Platform, YouBenefit
YouBenefit features online census collection, enhanced quoting, and packaged or customized reports, including side-by-side and multi-option comparisons, employee worksheets, ACA calculators, personalized output and much more.
Publication Date: August 22, 2015

Frank N. Darras, Americas Top Disability Lawyer, Named To 2016 Best Lawyers in America
The founder of DarrasLaw, Americas top disability insurance litigation firm, celebrates 11 years of inclusion in the elite Best Lawyers list.
Publication Date: August 25, 2015

Coast Dental Welcomes Fort Lauderdale and Port St. Lucie Orthodontist Arghavan Welch
Dr. Welch offers braces, clear aligners, and more orthodontic treatment options to straighten teeth and create confident smiles. Call 1-800-32-SMILE to schedule a complimentary consultation.
Publication Date: August 12, 2015

Tampa Orthodontist Robert Nick Reynolds, DMD, Joins Coast Dental & Orthodontics in Lakeland, New Tampa, and Plant City
Dr. Reynolds offers braces, Invisalign®, ClearCorrect aligners, and more options to straighten teeth and create confident smiles for people of all ages in Lakeland, New Tampa, and Plant City, FL.
Publication Date: August 17, 2015

Beam Launches Group Insurance Plan to Create a Fundamentally Better Experience of Dental Care
Beam rethinks dental benefits from the ground up with the most advanced group dental insurance on the market
Publication Date: August 25, 2015

Smiles Today Dental Is Now Accepting All Major Insurance Plans
Smiles Today Dental is proud to announce that it now accepts all of the major dental insurance plans as well as Medicaid offered in the Las Vegas area.
Publication Date: August 12, 2015




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