Dental Insurance Reviews

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DENTAL PLANS

Dental Plans offers excellent discount dental plans for individuals, families, and businesses (group plans). They provide a quick and easy way to find the dental coverage you need. Simply enter your ZIP code, and the discount dental plans that are available in your area appear on your screen.

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DENTAL INSURANCE

Dental Insurance offers multiple discount dental plans that can save participants 10% to 40% on dental visits. Additionally, they easily enable you to compare various plans and their pricing. Dental Insurance's website is very easy to navigate.

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EHEALTH INSURANCE

eHealthInsurance's dental plans are predominately indemnity plans or PPO plans. Benefits vary accordingly, but most include a yearly deductible between $50 and $200. Coinsurance levels vary between 10% and 50%. Overall the website is professional and easy to navigate, however this website is not as comprehensive as the higher-rated services.

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Dental Insurance

Nobody wants to get plaque, gingivitis, or cavities. But what can you do if you are not covered by a dental insurance plan According to the American Dental Association, this is exactly the situation that over half of the American public faces today.

One alternative is to subscribe to a non-insurance dental plan, also known as a discount dental plan. These types of plans have been around since the early 1990's and offer a fee-based benefit program that gives members discounts on various dental services including fillings, exams, routine cleanings, and so on. These plans are designed for individuals, families, and groups looking to save money on their dental care needs.

Unlike traditional insurance plans, discount dental plans do not have annual limits, health restrictions, or messy paperwork to wade through. Subscribers pay monthly or yearly membership fees, and, in turn, receive discounts on dental services. Participating providers agree to accept this discounted fee from plan members as payment for services performed. However, keep in mind that in most cases this fee is due at the time of service.

There are many Internet services available to provide both dental insurance and discount dental plans. When looking at different dental insurance services, there are certain factors you need to consider. Some of these include:

  • Services.  Does the website offer dental insurance or dental plans that meet your needs
  • Support.  If you have questions, can you contact someone to get assistance Does the website provide information that can help you make informed decisions
  • Upfront Pricing.  Can you compare dental insurance costs and benefits to make an educated decision

TopConsumerReviews.com has reviewed and ranked the best dental insurance providers available today. We hope this information helps you find the right dental plan for your needs!



Why Has Dental Insurance Become So Popular

A person's smile often is the first thing others notice about them. A beautiful set of pearly whites can make or break that first impression.

Keeping our teeth, gums and mouth healthy goes a long way in improving our appearance. As we age, our teeth develop numerous issues which should be monitored and treated by a dental professional. But let's face it - dental procedures can be expensive. Even a routine exam and cleaning can cost over $100 in most areas. Costs can be even higher for those without dental insurance.

Recent figures indicate that 42 percent of all Americans go without dental insurance, which in turn results in a lack of regular visits to the dentist.

However, studies in recent years have linked improper dental care and health to everything from heart disease to diabetes and even cancer. A healthy mouth is the first step toward a healthy body.

Some people are lucky and have dental insurance included as part of their regular health insurance package through an employer. For those people, espousing the benefits of proper dental hygiene and care are unnecessary. They have the benefits in place and are happy to use them.

For those who are not lucky enough to have dental insurance through an employer, the benefits of purchasing your own plan through an insurance broker or directly from a dental insurance company are numerous.

Dental insurance plans have seen an increase in popularity in recent years due to the general populations' growing knowledge about the important of proper dental hygiene. This includes a twice-annual exam and cleaning by a dental professional. A recent spate of television ads promoting dental insurance plans has helped to spur that growth, accounting for roughly a 7 percent increase in the number of people who sought out and purchased dental insurance plans.

Another reason dental insurance plans have become so popular is that they are easier to navigate than a traditional health insurance plan. Because there are only so many dental procedures a person can undergo, plans are very clear as to what they cover and how much coverage is included.

Dental insurance plans also tend to be more affordable than traditional healthcare coverage plans, and the cost remains stable from year to year, whereas healthcare insurance costs are less predictable and often skyrocket from year to year.

Employers also are taking notice of the rise in popularity in dental insurance plans and are considering them as part of a comprehensive healthcare package to help attract the best employees. Next to annual salary, benefits are the next most important factor for many individuals when considering employment. Companies which offer healthcare and dental plans are more likely to not only attract the best people for the job, but retain them from one year to the next.

If you are among the people who are not lucky enough to have dental insurance through your employee benefits package, but would like to secure your own coverage, be sure to review the best plans for your area before making a decision.

 



Dental Insurance In The News

Metlife Selected as a Provider for the U.S. Department of Veterans Affairs Dental Insurance Program

NEW YORK, Sept. 28-- MetLife, a provider of insurance, annuities and employee benefit programs, issued the following news release: MetLife, which has been administering oral health benefits for U.S. workers and their families for more than 55 years, today ...

Published:  Sat, 14 Oct 2017 22:38:00 GMT



Premiums for health, dental and vision available for 2018

This year employees also may choose a premier plan option - similar to basic and comprehensive coverage in dental insurance - that includes new replacement frames every year. Refer to the chart for rates based on tier selection and plan option.

Published:  Mon, 16 Oct 2017 06:25:00 GMT



P&R Dental Strategies' Data Used in Crowns and Restorations Study

The data for the study included 12 years of nationwide paid private dental insurance data claims from DentaBase®, P&R Dental Strategies' multi-payer dental data warehouse, for May 2004 through June 2016. The data set was de-identified in compliance with ...

Published:  Tue, 17 Oct 2017 08:08:00 GMT



Two Aspen Dental Practices Opening in Tampa Will Make Access to Care Easier in Florida

Affordable dental care. Aspen Dental practices are committed to keeping prices fair so that patients can get the care they need. The two practices will work with insurance providers and handle the paperwork to save patients time and hassle, and offer free ...

Published:  Thu, 12 Oct 2017 06:45:00 GMT



Spartanburg dentistry to offer free dental care to veterans in need

some of whom are without dental insurance. "We understand that many veterans in our community and across the nation haven't been to the dentist for a long period of time. Some veterans don't have the financial means," Cox said in a statement.

Published:  Mon, 16 Oct 2017 10:11:00 GMT



New Dental Blog Launches With Content Exclusively Dedicated To Improving The Financial Performance of Practices!

In addition, dental insurance companies like Delta Dental are introducing dental plans that reduce treatment reimbursements. To stay in network, dentists are forced to accept the new plan or risk losing new patients. These and other factors have created a ...

Published:  Thu, 12 Oct 2017 13:27:00 GMT



Special Promotional: A lifetime of dental health

... lower-income children get access to dental care and finding ways to make care more affordable for families without dental insurance. One solution for people without insurance is First Choice Dental's Smart Choice Dental Plan, which offers an annual ...

Published:  Mon, 16 Oct 2017 16:20:00 GMT



This ICO Aims To Disrupt The Dental Industry

People dislike even more paying the high cost of jaw-jarring oral procedures that amount to $129 billion each year in the U.S. Without insurance, a root canal can ... nearly 70 percent of older Americans have no dental coverage, according to Oral Health ...

Published:  Tue, 17 Oct 2017 13:05:00 GMT



Keeping it local: Dental Depot gives back to the community

"We need to take care of everyone and that includes those who don't have insurance or who have insurance but still can't afford to pay for dental care. Poor oral health can affect so many more things than your teeth. It can affect your overall health ...

Published:  Sun, 15 Oct 2017 22:00:00 GMT




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