Home Equity Loan Reviews

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LendingTree has built a website that caters to the home equity loan customer. You can quickly find several lenders that offer the most competitive home equity loan rates for your needs. The number of home equity lender relationships, the helpful tools, the professionalism, and additional services all make LendingTree stand ahead of the competition.

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Smart Quote is newer to the home equity loan market. They provide generalized home equity loan option information to visitors, but they also require more time and additional steps than some of the other companies.

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The Easy Loan Site matches prospective clients with various home equity loan lenders. Searching for a home equity loan is rather straightforward at The Easy Loan Site but, the website lacks the resources and education of those companies ranked higher.

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Lower My Bills doesn't provide as promised. After taking the time to share rather personal information we received four links to more websites where we had to start the inquiry process all over. Lower My Bills left us in the dark and wondering what they did with our personal information.

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Home Equity Loans

A home equity loan is a popular strategy for home owners that want to use the equity in their homes to create cash in their pockets. Home equity loans are typically used for home improvements, to pay off debt, make a large purchase, send a child to college, and much more.

A home equity loan can mean your existing loan is refinanced or a second loan can be assumed. Determining which move makes better financial sense, refinancing or a second loan, is dependent on several factors such as your current mortgage loan terms and which banks are willing to offer you a home equity loan given your creditworthiness. Before you call your current mortgage lender to discuss a home equity loan, you should consider shopping around for the best home equity loan rates. This can mean saving several thousands of dollars in interest and mortgage payments over the life of the loan.

The best home equity loans may be found online from mortgage companies and banks that offer the most competitive rates available in the market. A few home equity loan companies even offer a mortgage broker like service that helps customers find the best loan, with the lowest interest rates terms.

Before jumping on the internet to search for your next home equity loan you should consider the following:

  • Loan Application. What are the steps required to begin the home equity loan search
  • Selection. How many banks does the company work with to find you the best home equity loan rate
  • History. Does the home equity loan company have a solid reputation that you can feel good about

TopConsumerReviews.com has reviewed and ranked the best Home Equity Loan providers available today. We hope these reviews help you find the right home equity loan for your needs!

Home Equity Loans In The News

HELOCs Vs. Home Equity Loans: Which Option Is Better

From time to time, households or individuals would need to shoulder some major expenditures that are not included in the monthly budget. These could include medical bills, home renovations, cars, and college education costs, among others. Some don't want ...

Published:  Tue, 17 Oct 2017 01:00:00 GMT

345,000 Aussie mortgage holders have no real equity

It's Official: Overall some 8% (345,000) of mortgage holders in Australia in the year to August 2017 have been identified as having little or no real equity in their home, an increase from 7.1% twelve months ago. This is based on the fact that the value ...

Published:  Sun, 15 Oct 2017 20:27:00 GMT

Proposition 2: Home Equity Loans (SJR 60)

The constitutional amendment to establish a lower amount for expenses that can be charged to a borrower and removing certain financing expense limitations for a home equity loan, establishing certain authorized lenders to make a home equity loan, changing ...

Published:  Mon, 16 Oct 2017 16:45:00 GMT

Pros, Cons of Paying Down a Mortgage to Fund College

This helps you build up equity - or even pay off your mortgage in full - to pay for college. "People who are diligent savers and understand something about personal finance might keep home equity back of mind as a payment strategy," says Judith Ward ...

Published:  Tue, 17 Oct 2017 21:18:00 GMT

Prop. 2 will make loans available, protect consumers

Across the state, homeowners are counting on taking out a home equity loan to finance major expenses such as college tuition and medical bills. Unfortunately, many homeowners are relying on antiquated rules in the Texas Constitution that will prevent them ...

Published:  Sun, 15 Oct 2017 05:20:00 GMT

Does it make sense to use a reverse mortgage to delay Social Security

The CFPB also found that using a reverse loan to delay Social Security was likely to diminish the amount of home equity available to borrowers later in their lives, which can limit their options to move to new homes or handle a financial shock. Reverse ...

Published:  Sun, 15 Oct 2017 02:03:00 GMT

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