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      September 22, 2017

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Life Insurance

  1. Haven Life
  2. US Insurance Online
  3. Insure Me
  4. Insure Lane
  5. Net Quote
  6. Quote Whiz

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Life Insurance Better Business Bureau Reliability Seal

Get Your Life Insurance Policy With EFinancial Today! Granted, life insurance is not one of the most exciting products you can buy. That may be why millions of Americans are uninsured or underinsured, and don't even know it.

Which is unfortunate, because life insurance premiums have dropped by 50% over the last 10 years. In fact, life insurance is more affordable now than at any other time in history. If you're somewhat healthy, you can buy a lot of life insurance without spending a lot of money. That's partly because people are living longer; those savings are passed back to you in the form of lower life insurance payments.

Continue reading below reviews

2017

Life Insurance Reviews

5 stars
E Financial

E FINANCIALTopConsumerReviews.com Best-In-Class Blue Ribbon Award

E Financial offers a free, quick and easy way to save up to 75% off traditional life insurance rates by comparing multiple quotes side by side. Simply enter in your personal information, answer three simple medical questions, and E Financial delivers quotes from at least four highly reputable life insurance companies.
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Site

4 stars
Haven Life

HAVEN LIFE

Backed by Mass Mutual, an insurance company with a history spanning more than 150 years, Haven Life offers direct coverage to consumers - no referrals to other insurance agents or companies unless you choose them. Although there are some limitations, such as only being able to purchase term policies of at least $100,000 and not being available to California residents, Haven Life makes it simple and affordable to get life insurance coverage.
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Site

3.5 stars
US Insurance Online

US INSURANCE ONLINE

US Insurance Online is not an insurance company but essentially sends your information and basic life insurance details to a list of eight insurance companies. We wanted the process to be more discerning and to have more control over who was going to call, text, or email us.
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Site

3.5 stars
Insure Me

INSURE ME

Insure Me is an easy site to navigate and offers the chance to get life insurance quotes from multiple companies. Rather than giving you the chance to review the quote information online, however, you are instead contacted personally by the agents representing these companies.
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Site

3 stars
Insure Lane

INSURE LANE

Insure Lane is really a "lead" site for insurance agents. While a bit misleading, the site is easy to navigate and delivers on its promise to get you in contact to receive competitive quotes.
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Site

2.5 stars
Net Quote

NET QUOTE

Net Quote is a quote referral site for insurance agents. The quotes you will receive are free and they are available in all 50 states, however you will not be able to view any quotes online. Net Quote does give you some helpful information in order to be prepared when an agent calls you.
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Site

0.5 stars
Quote Whiz

QUOTE WHIZ

Quote Whiz advertises their service as an easy way to compare life insurance rates in one convenient location. After entering a host of personal information we felt duped. They didn't provide any insurance quotes but did offer to call us to talk with a pushy salesman. Quote Whiz was a waste of our time. Read More... Visit
Site

Continued from above

The most inexpensive form of life insurance, and the kind that generally gives you the most value for your dollar, is term life insurance. With this type of policy, you pay a premium each month for a certain number of years (usually 15, 20, or 30). If you live beyond that term, your coverage is ended (although you may extend under certain circumstances).

If you don't live past that term, your beneficiaries receive the face amount of the life insurance policy.

How much life insurance do you need? As a rule of thumb, experts say you should have between 7 to 10 times the amount of your annual salary. And you shouldn't rely on your employer's life insurance benefits only; typically their value is much less than what you need, and is not portable should you change jobs.

There are a variety of factors to consider when looking for a life insurance policy. Some of these include:

  • Cost. Life insurance rates are very competitive. You don't want to overpay for the coverage you need.
  • Insurer. You want to be sure that you're buying life insurance from a quality company that will be around for the next 30 years.
  • Convenience. How complicated is the process to apply for a life insurance policy? Do they offer a variety of payment options? Do they give you multiple ways to contact them?

TopConsumerReviews.com has reviewed and ranked the best Life Insurance programs available today. We hope this information helps you find the right life insurance policy that meets your needs!

Commonwealth Bank Upgraded Following $3 Billion Sale of Life Insurance Arm to AIA

Morgans has upgraded Commonwealth Bank of Australia (CBA.AU) after the lender agreed to sell its Australian and New Zealand life insurance units to Hong Kong-based insurer AIA Group (1299.HK) for AUD3.8 billion (USD3.04 billion). CBA said the sale price ...

Published:  Thu, 21 Sep 2017 21:18:00 GMT



SBI Life IPO subscribed fully on last day of issue

On Friday, the Rs 8,400 crore Initial Public Offering (IPO) by private insurer SBI Life Insurance Co Ltd got oversubscribed on the last day of issue. The offer had started on Wednesday. In the morning trade on Friday, the issue received bids for 10,18,08 ...

Published:  Thu, 21 Sep 2017 22:47:00 GMT



SBI Life Insurance Company IPO fully subscribed on QIB support

SBI Life Insurance Company's initial share sale offer has been fully subscribed on Friday, the last day for subscription. The 8,400-crore public issue has been oversubscribed 1.15 times, as per latest data available on exchanges. The initial public offer ...

Published:  Thu, 21 Sep 2017 22:49:00 GMT



SBI Life IPO, India's Biggest Insurance IPO, Opens. Should You Invest

SBI Life Insurance Company's Rs 8,400 crore of $1.3 billion initial public offer (IPO), the biggest insurance IPO in India, opened for subscription today. SBI Life's IPO, also the biggest in India in last 7 years after Coal India, will give a valuation of ...

Published:  Wed, 20 Sep 2017 05:00:00 GMT



WILLIAM LAKO: Life insurance needs change throughout your lifetime

No one likes to think about their own mortality, so many investors avoid the conversation about their need for life insurance. However, life is full of "what ifs," and those "what ifs" also change throughout the course of your life. The life ...

Published:  Thu, 21 Sep 2017 20:36:00 GMT



Understanding the value, and importance, of life insurance

Life insurance is one of those topics people really don't like to think about. But it's national Life Insurance Awareness Month, so now seems a good time to ponder its value. Not addressing this cornerstone of planning can leave your heirs with big ...

Published:  Wed, 20 Sep 2017 16:54:00 GMT



Which Life Insurance Policy Is Best for You

Life insurance can play an important part in your long-term financial planning. It's one of the simplest ways to protect your assets and transfer your wealth. More importantly, it supports the future financial well being of those you care about ...

Published:  Wed, 20 Sep 2017 17:15:00 GMT



Common life insurance myths debunked

This article, entitled "Common life insurance myths debunked," comes from partner site SavingsAngel.com. Life insurance is too important of a financial topic to believe the myths and not have its protection. We've all known people who've unexpectedly ...

Published:  Thu, 21 Sep 2017 20:09:00 GMT



CBA Selling Life Insurance Businesses for A$3.8 Billion

MELBOURNE, Australia--Commonwealth Bank of Australia Ltd. (CBA.AU) has agreed to sell its life insurance businesses in Australia and New Zealand for 3.8 billion Australian dollars (US$3.05 billion) and said it is considering options including a listing for ...

Published:  Wed, 20 Sep 2017 15:44:00 GMT



Video: Can I Buy Life Insurance Online

Thinking about buying life insurance online, but worried about safety Reid Tattersall, Vice President of BackNine Insurance outside of Los Angeles, CA, explains the reasons why it's safe to shop for insurance online. In fact, you can get free life ...

Published:  Wed, 20 Sep 2017 13:00:00 GMT



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