January 24, 2017
Home About Us Terms Privacy Policy Contact Us Disclosure

Home  >  Life Insurance

Your Information Is Secure
The Life Insurance Guidebook Newsletter

Latest Reviews

Arabic Lessons

Car Title Loans

Christmas Ornaments

Hebrew Lessons

Hot Tubs

Japanese Lessons

Portuguese Lessons

Russian Lessons

Student Loans

Wireless Security Systems






Get Your Next Window Blinds at!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Life Insurance
Better Business Bureau Reliability Seal Share
on Twitter Share on LinkedIn Share on Google+ Share on Pinterest

Granted, life insurance is not one of the most exciting products you can buy. That may be why millions of Americans are uninsured or underinsured, and don't even know it.

Get Your Life Insurance Policy With EFinancial Today! Which is unfortunate, because life insurance premiums have dropped by 50% over the last 10 years. In fact, life insurance is more affordable now than at any other time in history. If you're somewhat healthy, you can buy a lot of life insurance without spending a lot of money. That's partly because people are living longer; those savings are passed back to you in the form of lower life insurance payments.

The most inexpensive form of life insurance, and the kind that generally gives you the most value for your dollar, is term life insurance. With this type of policy, you pay a premium each month for a certain number of years (usually 15, 20, or 30). If you live beyond that term, your coverage is ended (although you may extend under certain circumstances). If you don't live past that term, your beneficiaries receive the face amount of the life insurance policy.

How much life insurance do you need? As a rule of thumb, experts say you should have between 7 to 10 times the amount of your annual salary. And you shouldn't rely on your employer's life insurance benefits only; typically their value is much less than what you need, and is not portable should you change jobs.

There are a variety of factors to consider when looking for a life insurance policy. Some of these include:

  • Cost. Life insurance rates are very competitive. You don't want to overpay for the coverage you need.
  • Insurer. You want to be sure that you're buying life insurance from a quality company that will be around for the next 30 years.
  • Convenience. How complicated is the process to apply for a life insurance policy? Do they offer a variety of payment options? Do they give you multiple ways to contact them? has reviewed and ranked the best Life Insurance programs available today. We hope this information helps you find the right life insurance policy that meets your needs!


Life Insurance Reviews

5 stars
E Financial

E Best-In-Class Blue Ribbon Award

E Financial offers a free, quick and easy way to save up to 75% off traditional life insurance rates by comparing multiple quotes side by side. Simply enter in your personal information, answer three simple medical questions, and E Financial delivers quotes from at least four highly reputable life insurance companies. Read More... Visit

3.5 stars
US Insurance Online


US Insurance Online is not an insurance company but essentially sends your information and basic life insurance details to a list of eight insurance companies. We wanted the process to be more discerning and to have more control over who was going to call, text or email us and when. If you are in the market for the best life insurance available at affordable rates, we recommend you shop a higher ranked company within our reviews. Read More... Visit

3.5 stars
Insure Me


Insure Me is an easy site to navigate and offers the chance to get life insurance quotes from multiple companies. Rather than giving you the chance to review the quote information online, however, you are instead contacted personally by the agents representing these companies.
Read More... Visit

3 stars
Insure Lane


Insure Lane is really a "lead" site for insurance agents. While a bit misleading, the site is easy to navigate and delivers on its promise to get you in contact to receive competitive quotes. Read More... Visit

2.5 stars
Net Quote


Net Quote is a quote referral site for insurance agents. The quotes you will receive are free and they are available in all 50 states, however you will not be able to view any quotes online. Net Quote does give you some helpful information in order to be prepared when an agent calls you.
Read More... Visit

0.5 stars
Quote Whiz


Quote Whiz advertises their service as an easy way to compare life insurance rates in one convenient location. After entering a host of personal information we felt duped. They didn't provide any insurance quotes but did offer to call us to talk with a pushy salesman. Quote Whiz was a waste of our time. Read More... Visit

The Greed Report: Avoid these common life insurance traps

Nanette Johnston was the very definition of a femme fatale. Beauty. Allure. An uncanny knack for separating a man from his sense of reason, his money, perhaps ultimately his life. "This is not only a gold digger, it's a gold digger with a black heart ...

Published:  Sun, 22 Jan 2017 17:59:00 GMT

The 10 highest growth U.S. cities for life insurance in 2017

U.S. life insurance market potential growth - a prospective, forward-looking measure for a product or need that has an analytical basis - stands at -9.2 percent: the number of households that analytically "look like" those that bought or upgraded ...

Published:  Mon, 23 Jan 2017 03:14:00 GMT

6 Reasons People Don't Buy Life Insurance (and Why They're Wrong)

Let's face it. Most people put off buying life insurance for any number of reasons-if they even understand it Take a look at this list-do any of them sound like you? 1. It's too expensive. In the ever-burgeoning budget of a young family, things ...

Published:  Mon, 23 Jan 2017 03:12:00 GMT

Illinois treasurer seeks payout of unclaimed life insurance

PEORIA, Ill. " A measure backed by Illinois' treasurer could help ensure that insurance companies have paid out money properly to beneficiaries of life insurance policies. The proposed legislation would require companies to examine the past 20 years of ...

Published:  Sun, 22 Jan 2017 16:51:00 GMT

Life insurance: A dependable investment choice

India continues to show great promise. The consistent GDP growth of over 7% comes with obvious positives, including improved spending capacity and more flexibility to save and invest. Spending decisions are usually impulsive and taken easily. Savings and ...

Published:  Sun, 22 Jan 2017 12:32:00 GMT

Large Cap Life Insurance: China Life Insurance Company Limited (NYSE:LFC)

China Life Insurance Company Limited (NYSE:LFC), from Financial sector has been on the upside of the performance spectrum. China Life Insurance Company Limited stated a price of 13.73 today, indicating a positive change of -1.01%. China Life Insurance ...

Published:  Sun, 22 Jan 2017 17:33:00 GMT

EPIC Insurance Now Ranked 26 Among Largest Commercial Brokers by Finaccord

"Many thanks for participating in our research on the 150 largest global commercial non-life insurance brokers," said Claire Michaud, a London-based Finaccord Financial Services Analyst. "According to our analysis, EPIC was ranked 26th worldwide ...

Published:  Mon, 23 Jan 2017 03:02:00 GMT

China's life insurance premiums set to slow amid regulator's crackdown

The growth of life insurance premiums in the mainland is set to stall this year as regulators crack down on the aggressive sales of universal life policies, market watchers said. A decline in insurers' investment returns was also cited by analysts as a ...

Published:  Sun, 22 Jan 2017 18:19:00 GMT




Get Your Life Insurance With EFinancial Today!

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure