October 28, 2016

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Payday Loans Offer Fast Cash When You Need It

Fast Cash Payday Loans vs Traditional Loans

Payday Loans FAQ

The Benefits of Payday Loans

Applying for Payday Loans Online

How to Find Lenders Specializing in Payday Loans

Reasons Why You May Need a Payday Loan

Payday Loans and Your Credit

Tips for Getting and Repaying a Payday Loan






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Payday Loans Better Business Bureau Reliability Seal

Payday loans provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a payday loan (a loan against a future paycheck) can provide the cash necessary to meet those needs.

Get Your Payday Loan Today With Trusted Payday! The advantages of payday loans are many. Often they don't require a credit check from the major three credit bureaus. The best payday loans offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Drawbacks? Payday loans typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best payday loans are meant to address quick cash needs, and should not be used as a long-term solution.

Best Payday Loan Companies

Still, in order to meet short-term obligations, payday loans can provide a fast and easy solution. When evaluating different payday loans, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you? has reviewed and ranked the best payday loans available today. We hope these reviews help you meet your short-term financial needs!


Payday Loan Reviews

5 stars
Trusted Payday

TRUSTED PAYDAY Best-In-Class Blue Ribbon Award

Trusted Payday provides an easy, no-hassle application process with flexibility to receive your payday loan direct to your bank account as soon as tomorrow. The website is upfront with the terms of each loan, depending on the size, your location, and the length of time. Read More... Visit

4.5 stars
Cash Advance


With over 400 lenders in their network, Cash Advance has the largest pool of lenders competing for your business that we've seen. Combined with an easy-to-use website and over 15 years in business. Cash Advance is a strong choice for your next payday loan. Read More... Visit

4 stars
ACE Cash Express


ACE Cash Express is the largest owner and operator of check cashing stores in the United States. With a very good payday loan website, they bring their reliable history of payday loans to the Internet. We just wish they offered online payday loans to more states. Read More... Visit

3.5 stars
Cash Corner


Cash Corner is a payday loan broker that matches applicants with lenders. Customers can not anticipate standard policies and rules, as they are dependent on which lender accepts the loan. Cash Corner may be a good option for those that have not had luck at other payday loan websites.
Read More... Visit

3.5 stars
Honest Loans


Honest Loans is a loan referral service like many of the payday loans providers in our review. We like that their partners offer more cash than some lenders, and that they’re upfront with the fact that interest rates may be high. However, there are many states that aren’t served by Honest Loans, and we were unable to find any customer reviews - positive or negative - to get an idea of the quality of the service provided. Read More... Visit

3 stars
Payday Loan Today


Payday Loan Today is a direct lender that specializes in providing payday loans of $500.00. Their website makes the loan qualification process easy to understand. Applicants can complete a payday loan request online, and approval can come in as little as a few minutes. If you're looking for more than $500 to cover short term costs, however, you'll need to look elsewhere. Read More... Visit

3 stars
Helping Hand Advances


Helping Hand Advances is a decent option for your next payday loan - especially for a new customer. With a no-hassle loan application process, no credit check, and a flexible payback period, Helping Hand Advances makes it easy to help meet the needs of individuals needing short term cash assistance. Read More... Visit

2.5 stars
Cash Central


Cash Central is a good upstanding lender, not just a payday loan broker. Their downfall is that they are only licensed in the western half of the U.S., and can only loan up to $500 cash.
Read More... Visit

2 stars
Cash Net USA


Cash Net USA provides payday loans and lines of credit for customers in 30 States. We liked the quick approval and payment turnaround with this provider but were concerned with their low BBB rating and citations from the state of California. Read More... Visit

2 stars
My Payday Loan


With a no-fax, no-credit check loan application process, My Payday Loan offers an easy way to get an advance on your next paycheck. While their website may not be as professional as others in our review, it does offer helpful information to those in need of a short-term loan.
Read More... Visit

1.5 stars
Large Cash Loans


This cash advance website offers lots of financial resources and general money related information, but is marginal when it comes to providing the best payday loans. You can borrow up to $1,000, but they don't post fee information on their website. Read More... Visit

1 star
100 Day Loans


100 Day Loans is a service that matches borrowers in need of fast cash with a network of lenders. Their posted interest rates are among the lowest we found in our review. However, we also found a significant number of complaints from customers who said that they never got a response to their application, or the lenders referred by 100 Day Loans had questionable practices after the application was accepted. For these reasons, we recommend that you choose one of the more reputable sources of payday loans.
Read More... Visit

What to Look For in a Payday Loan

When searching for any type of loan, including payday loans, there are a number of factors to consider. Although fast cash payday loans are different in some respects, they are very much like any other loan in that convenience, cost and quick replies are essential. With that in mind, this article is designed to give you an accurate and detailed look at some of the factors to look for when choosing where to submit your application for payday loans.

  • Convenience. Can you apply online? If so, how long will the application process take? With the internet being so popular, many lenders now allow for fast and easy online applications, which also means quicker approvals. Due to the fact that payday loans focus less on credit history and more on your current ability to repay the debt, there is often no credit check. This means a faster response may be possible, especially if your employment and income and easily verifiable.
  • Response Time. While considering payday loans, you should look at the average length of time for an approval and an estimate on how long it will be before you receive the cash advance. Payday loans are often referred to as a cash advance because, quite simply, they are a cash advance with your next paycheck being used as collateral.
  • Loan Fees. Every lender is different, but one thing remains virtually universal when it comes to payday loans. Almost every lender will impose a fee that is based on the amount of money that you borrow. In addition to the full amount of the loan being repaid, the fee must also be paid before the loan will be satisfied. It is crucial that you know exactly how much these fees are prior to applying for payday loans.
  • Loan Amount. Most payday loans are issued for an amount up to and including $1,500.00, but some may only lend up to $500.00. Available loan options, including the maximum loan amount, may differ from one lender to another. Prior to requesting payday loans, you should think about how much money you actually need and then look for a lender who can help you.
  • Reputation. One of the most important things that a company can have is its reputation, which is why it is important to research a payday lender as thoroughly as possible. It may be a good idea to research company both with the Better Business Bureau (BBB) and through reviews produced by independent, third-party reviews.

Payday loans offer quick cash for those who need it and, best of all, they are available almost immediately. These types of loans help those who may be faced with life's unexpected events, expenses or are just running short on cash and need a helping hand until the next paycheck rolls in. Whatever the reason, payday loans provide a valuable service and it's important to know what to look for and how to choose the right lender for you.


Payday Loans are the Worst!

With the cost of a loan being so much, why do people even bother with them at all? Well, there might be an unexpected expense or a loss of income where you need a quick fix. But it appears that many people don't realize how much it's costing them.

Published:  Wed, 26 Oct 2016 21:48:00 GMT

NHS nurses forced to go to food banks and take out payday loans to make ends meet

NHS workers are flogging their belongings, regularly visiting foodbanks and taking out payday loans as they struggle to make ends meet, new research has found. Unison said its study showed how years of pay freezes had taken a toll on NHS staff, many of ...

Published:  Wed, 26 Oct 2016 17:47:00 GMT

FCAC study points to worrisome trends in consumers' use of payday loans

Payday loans are an expensive way to borrow money and should be the focus of greater consumer awareness OTTAWA, Oct. 25, 2016 /CNW/ - The Financial Consumer Agency of Canada (FCAC) today released Payday loans: Market trends, a research report highlighting ...

Published:  Tue, 25 Oct 2016 07:08:00 GMT

UPDATE 1-Canada watchdog says use of payday loans has doubled

* Annual interest rates can be as high as 500 percent (Adds further details on results of study) By Matt Scuffham TORONTO, Oct 25 The number of Canadians turning to high-cost payday loans has more than doubled since 2009 to 4 percent of households, the ...

Published:  Tue, 25 Oct 2016 07:53:00 GMT

Health staff 'taking out payday loans and pawning possessions to make ends meet'

Health workers are pawning their belongings, regularly visiting foodbanks and taking out high-rate loans as they struggle to make ends meet, new research has found. As we get ready to put our clocks back by an hour, we find out everything you need to know ...

Published:  Wed, 26 Oct 2016 17:20:00 GMT

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