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Personal Loans
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Historically, borrowers typically had a couple of options for a personal loan. You could ask a family member, or locate a personal finance company that typically offered high, fixed-rate loans.

Get Your Personal Loan with Lending Club Today! Today, finding a personal loan brings several more options to the table. You can still ask a family member, or get a high-rate loan from a finance company. Alternatively, you can consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward? has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Personal Loan Reviews

5 stars
Lending Club

LENDING Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market. They do an excellent job of bringing together lenders and those wanting an affordable loan between $1,000 to $35,000.
Read More... Visit

4.5 stars


Avant's newer history as a personal lender may make them less attractive to some prospective customers. However, their lack of fees for application or prepayment are worth noting, and for borrowers looking for a turnaround time as little as one business day, Avant may be the ideal choice.
Read More... Visit

4.5 stars


While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.
Read More... Visit

4 stars


NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States. Read More... Visit

4 stars


Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
Read More... Visit

3.5 stars
Springleaf Financial


Springleaf Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While Springleaf is a dependable company that you can count on, you many be able to save some money with a higher ranked lender. Read More... Visit

3.5 stars
Personal Loans


Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit

3 stars
One Main Financial


One Main Financial, previously CitiFinance, provides a quickly funded personal loan but anticipate a much higher interest rate, a smaller loan range and the potential for poor customer service. Read More... Visit

2 stars
A Loan Yes


We had concerns with the lack of BBB rating available for A Loan Yes, the numerous complaints of unhappy customers, and the unfriendly website. We also didn't like paying an upfront fee before we knew if we'd be able to secure a loan or not. Read More... Visit

1 star
All World Private Funding


All World Private Funding is a company that serves as liaison between individuals seeking personal loans and individuals willing to lend. All World Private Funding is not a personal loan lender and does not work with financial institutions. The challenge with this website is that itís very clunky and confusing. Also, based on some customers reviews found online, thereís also a potential risk with identity theft for those using this website. Read More... Visit

Biotech Professionals Consider Entrepreneurial Experience Most Important Factor When Choosing Investment Partner
Connecticut biotechnology collaboration including Connecticut Innovations, Connecticut Department of Community and Economic Development and CURE releases results to pulse survey that highlights challenges and opportunities for biotech industry
Publication Date: June 26, 2015

CanAms 43rd Project Funds, Marking Continued Investment of EB-5 Capital to Redevelop the Philadelphia Navy Yard.
The funding of EB-5 capital to Rhoads follows closely on the heels of a $60 million EB-5 loan to Aker Philadelphia Shipyard, on March 17, 2015. Together, these companies are reviving the shipbuilding industry in the United States and creating thousands of jobs for the City of Philadelphia.
Publication Date: June 26, 2015

Tips To Avoid Mistakes When Selling A Home
The Federal Savings Bank offers some helpful tips on how to avoid mistakes when selling a home.
Publication Date: June 28, 2015

DICARO & ASSOCIATES Issues 6 Tips on How to Safely Invest in Discounted Mortgage Notes, Trust Deeds, and Land Contract Installment Loans
The 6 top tips on how to safely invest in notes receivables like mortgages, trust deeds, and land contracts secured by real estate are issued by nationwide mortgage buyers DICARO & ASSOCIATES, LLC.
Publication Date: June 23, 2015

Owens Realty Mortgage, Inc. Completes Sale of Three Commercial Properties for $34.6M
Owens Realty Mortgage, Inc. announced today that, during the second quarter 2015, it sold three properties previously held as Real Estate Held for Sale for $34.6 million.
Publication Date: June 23, 2015

A10 Capital Wins EY Entrepreneur Of The Year 2015 Award in the Utah Region
Middle-market commercial real estate lender recognized for innovation, financial performance, and commitment.
Publication Date: June 23, 2015

Wesley Financial Group CEO Chuck McDowell Offers Advice About Committing to a Timeshare
As with any significant purchase, consumers need to consider the implications of committing to a timeshare. CEO of Wesley Financial Group Chuck McDowell shares consumer advice for navigating a timeshare purchase.
Publication Date: June 29, 2015

NOW Corp Makes $100M Available for WBENC-Certified Small Business Suppliers
NOWaccount® Revenue Accelerator Program helps close gender gap by providing WBEs access to the capital they need to take advantage of increased corporate and government spending
Publication Date: June 23, 2015

Capital Bank N.A. Ranked Among the Top 1% of Banks in the Nation in its Asset Class
Capital Bank ranked 56 out of 5000 banks with up to $2 billion in assets.
Publication Date: June 23, 2015

San Diego Reverse Mortgage Lenders Build New Page To Deliver More Information For Senior Reverse Loans
Kevin Leonards reverse mortgage loan officers receive another online page to help seniors that are looking for reverse mortgage information in San Diego,California. The mortgage professionals want to help those looking for reverse mortgage lenders in San Diego connect with a HECM reverse mortgage specialist.
Publication Date: June 23, 2015

Pinpoint Market Research Study Shows Todays Twenty-Somethings Want To Live Debt-Free Lives
Study Shows U.S. Consumers Age 20-29 Eschew Credit Cards and Car Loans While Aggressively Pursuing Discounts, Coupons and Deals
Publication Date: June 29, 2015

Summer Weddings Lead To Choices Between Saving And Spending
National Foundation for Credit Counseling© (NFCC©) Poll Reveals Budget Preferences for Couples Tying the Knot.
Publication Date: June 23, 2015




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