July 25, 2016
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Historically, borrowers typically had a couple of options for a personal loan. You could ask a family member, or locate a personal finance company that typically offered high, fixed-rate loans.

Get Your Personal Loan with Lending Club Today! Today, finding a personal loan brings several more options to the table. You can still ask a family member, or get a high-rate loan from a finance company. Alternatively, you can consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward? has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Personal Loan Reviews

5 stars
Lending Club

LENDING Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market. They do an excellent job of bringing together lenders and those wanting an affordable loan between $1,000 to $40,000.
Read More... Visit

4.5 stars


While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.
Read More... Visit

4.5 stars


Avant's newer history as a personal lender may make them less attractive to some prospective customers. However, their lack of fees for application or prepayment are worth noting, and for borrowers looking for a turnaround time as little as one business day, Avant may be the ideal choice.
Read More... Visit

4 stars


NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States. Read More... Visit

4 stars


Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
Read More... Visit

3.5 stars
Personal Loans


Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit

3.5 stars
Springleaf Financial


Springleaf Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While Springleaf is a dependable company that you can count on, you many be able to save some money with a higher ranked lender. Read More... Visit

3 stars
One Main Financial


One Main Financial, previously CitiFinance, provides a quickly funded personal loan but anticipate a much higher interest rate, a smaller loan range and the potential for poor customer service. Read More... Visit

2 stars
A Loan Yes


We had concerns with the lack of BBB rating available for A Loan Yes, the numerous complaints of unhappy customers, and the unfriendly website. We also didn't like paying an upfront fee before we knew if we'd be able to secure a loan or not. Read More... Visit

1 star
All World Private Funding


All World Private Funding is a company that serves as liaison between individuals seeking personal loans and individuals willing to lend. All World Private Funding is not a personal loan lender and does not work with financial institutions. The challenge with this website is that itís very clunky and confusing. Also, based on some customers reviews found online, thereís also a potential risk with identity theft for those using this website. Read More... Visit

Personal loans are a fast-cash option for borrowers with the best credit

Ahead of your next big-ticket expense, it may be time to reconsider the personal loan. Personal loans have increasingly become an attractive option for borrowers with good credit. During the first three quarters of 2015, lenders issued $30.24 billion in ...

Published:  Mon, 11 Jul 2016 08:59:00 GMT

Personal loans are cheap, but can I get one?

Personal loans are as inexpensive today as they have been all year. Whether you can get a lender to give you one is another question entirely. Several of the big online lenders have cut back on the number of loans they issue as they struggle to attract ...

Published:  Thu, 14 Jul 2016 05:21:00 GMT

Personal Loans: Disadvantages Outweigh The Advantages

Personal loan is a type of loan which can be availed for any purpose, unlike home loan which can be used for a purchase of house or vehicle loans which can be used for purchasing vehicle only. Personal loans can be availed for needs like a purchase of home ...

Published:  Wed, 13 Jul 2016 01:04:00 GMT

Forgiving Campaign Loans, Trump Fulfills His Pledge to Self-Fund Primary

Donald Trump forgave all of the personal loans he made to his presidential campaign on Wednesday, formally confirming for the first time that he did actually self-fund his primary effort. Trump finalized his self-funding, which he has touted since he began ...

Published:  Fri, 22 Jul 2016 05:14:00 GMT

Yes, credit card debt is growing, but it is nowhere close to the levels of 2008

But the one area which has been driving growth in recent times is personal loans. This category grew 19% from a year ago in May, the latest month for which granular data is available. Within personal loans, the fastest growing has been credit card debt ...

Published:  Thu, 21 Jul 2016 23:45:00 GMT

Things to know about personal loans

A personal loan is one of the many types of loans you can borrow from a bank. This loan is typically a general purpose loan that you can use at your discretion for things such as consolidating debt, pay for an unexpected expense, or paying for a small home ...

Published:  Mon, 11 Jul 2016 16:59:00 GMT

Personal loans are surging for the best borrowers

Ahead of your next big-ticket expense, it may be time to reconsider the personal loan. Personal loans have increasingly become an attractive option for borrowers with good credit. During the first three quarters of 2015, lenders issued $30.24 billion in ...

Published:  Mon, 11 Jul 2016 02:00:00 GMT




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