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Historically, borrowers typically had a couple of options for a personal loan. You could ask a family member, or locate a personal finance company that typically offered high, fixed-rate loans.

Get Your Personal Loan with Lending Club Today! Today, finding a personal loan brings several more options to the table. You can still ask a family member, or get a high-rate loan from a finance company. Alternatively, you can consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward? has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Personal Loan Reviews

5 stars
Lending Club

LENDING Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market. They do an excellent job of bringing together lenders and those wanting an affordable loan between $1,000 to $35,000.
Read More... Visit

4 stars


Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
Read More... Visit

4 stars


NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States. Read More... Visit

3.5 stars
Springleaf Financial


Springleaf Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While Springleaf is a dependable company that you can count on, you many be able to save some money with a higher ranked lender. Read More... Visit

3.5 stars
Personal Loans


Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit

3 stars
One Main Financial


One Main Financial, previously CitiFinance, provides a quickly funded personal loan but anticipate a much higher interest rate, a smaller loan range and the potential for poor customer service. Read More... Visit

2 stars
A Loan Yes


We had concerns with the lack of BBB rating available for A Loan Yes, the numerous complaints of unhappy customers, and the unfriendly website. We also didn't like paying an upfront fee before we knew if we'd be able to secure a loan or not. Read More... Visit

Hamilton Bancorp and Fairmount Bancorp to Merge
Hamilton Expands Community Bank Focus
Publication Date: April 16, 2015

Gary A. Newland, a Personal Injury Attorney, Named in Nations Top One Percent
Attorney Gary A. Newland ( has been selected to the 2015 list, as a member of the Nations Top One Percent by the National Association of Distinguished Counsel, an honor for only the most accomplished attorneys throughout the United States.
Publication Date: April 12, 2015

Mortgage Underwriting Loan Expert Announces The Loan Modification Blueprint
New course is designed to release proven insider tips and advice to stop foreclosure, provide mortgage relief and help educate homeowners on what the bank actually needs to see and the reasons why in order to apply successfully for mortgage help and regain hope.
Publication Date: April 14, 2015

Temecula Flat Fee Broker Aligns With Fast Growing Mortgage And Real Estate Group Headed by Kevin Leonard
Kevin Leonard and his team continue to partner with Temecula real estate agents that offer discount realty fees. The group just wrapped up another flat fee Realtor in Temecula to work alongside with to provide financing for new home purchases.
Publication Date: April 16, 2015

American Consumer Credit Counseling Offers the Five Most Important Money Lessons for Kids
Starting young, learning about budgeting, saving and the value of a dollar are key to making sound financial decisions in the future
Publication Date: April 15, 2015

Justin Keener and JMJ Financial Commit Millions to US Growth Companies
Leading investment fund to provide $20 million in unsecured working capital to developing microcap companies in the United States this year.
Publication Date: April 13, 2015

iCare Financial Tackles the Epidemic of Financial Euthanasia and Pets
Veterinarians are now reporting that clients that use iCare financial are often brought to tears by the fact that they have a way to save their animals. Veterinarians benefit, as they are able to offer their pet owners a way to save their beloved animal friends.
Publication Date: April 16, 2015

Debt Consolidation USA Talks About Emotionally Charged Financial Judgements
Debt Consolidation USA shared in a recently published article how most consumers are challenged by emotionally charged financial decisions. The article explains some of the most common instances that focuses consumers to face this tough situation.
Publication Date: April 13, 2015

Temecula Discount Realtor Now Working With Home Loans Expert Kevin Leonard and His Team
The busy season has begun for real estate agents in Temecula, and Kevin Leonard and his group keep adding new affiliates. A Temecula discount Realtoris working the group providing listings for 1 percent commissions for sellers to the agent, and 1% rebate for buyers.
Publication Date: April 14, 2015

The National Foundation for Credit Counseling Welcomes New Members
Take Charge America and NeighborWorks® Umpqua Join The Longest Serving Network of Nonprofit Financial Counseling Centers in the Nation.
Publication Date: April 14, 2015

Fryar Law Firm Announces: Jury Awards Houston-Area Businesswoman $1.2 Million Punitive Damages for Wrongful Foreclosure
Fryar Law Firm, P.C. Announces: Jury Awards Kingwood Businesswoman $1.2 Million Punitive Damages for Wrongful Foreclosure
Publication Date: April 13, 2015

Women in Diversified Services adds Peak Corporate Networks Donna Kreisler as panelist to Default Servicing Panel as part of its 6th Annual National Conference
Targeting the real estate, mortgage, finance and legal services sectors with relevant topics to benefit professionals, the 2015 WinDS Conference taps Kreislers expertise to enhance their discussion on default servicing.
Publication Date: April 17, 2015

Foundation Capital Identifies Whats Driving The Next Big Ideas in Financial Technology
New Technologies, Consumer Trends and Non-Bank Competitors Aim to Disrupt Industry Dynamics
Publication Date: April 13, 2015




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