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      September 22, 2017

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Personal Loans

  1. LendingTree
  2. SoFi
  3. 100 Lenders
  4. Avant
  5. Prosper
  6. NetCredit
  7. Upstart
  8. Personal Loans
  9. OneMain Financial
  10. Better Loans Mutual

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Best Personal Loans

Are you in need of some cash? Historically, borrowers have had limited options for a personal loan. You could ask a family member, a friend, or find a personal finance company that offered fixed-rate loans, typically at exobrtantly high interest rates.

Today, however, finding a personal loan brings several more options to the table. While you can still ask a family member, or get a high-rate loan from a finance company, you can also consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

Continue reading below reviews

2017

Personal Loan Reviews

5 stars
Lending Club

LENDING CLUBTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market, an alternative to traditional lender-based institutions. They do an excellent job of bringing together lenders and those who want an affordable loan anywhere from $1,000 to $40,000. They earn our highest rating.
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Site

4.5 stars
LendingTree

LENDINGTREE

While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.
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Site

4.5 stars
SoFi

SO FI

SoFi (pronounced "SEW-fi", as in "SOcial FInance") is one of the newest sources of personal loans on the market. Their straightforward application process, user-friendly website, and lack of fees make them a very strong contender. We were especially impressed by their unemployment protection feature, which can allow members to suspend repayments on a loan when they lose their jobs. SoFi is definitely a lender to consider if you're looking for a personal loan. Read More... Visit
Site

4 stars
100 Lenders

100 LENDERS

100 Lenders is a service that connects borrowers with a network of financial institutions who provide personal loans. The application process is quick and basic, and numerous customer reviews praise the service received when taking out a personal loan from a 100 Lenders partner.
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Site

4 stars
Avant

AVANT

Avant's newer history as a lending platform may make them less attractive to some prospective customers. However, this online lending platform's lack of loan prepayment fees is worth noting, as well as customer service availability 7 days a week. Loans can range from $1,000-$35,000, with funding as soon as the next business day*. For borrowers looking for a fast turnaround time, Avant may be the ideal choice.
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Site

3.5 stars
Prosper

PROSPER

Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
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Site

3.5 stars
NetCredit

NET CREDIT

NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States.
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Site

3.5 stars
Upstart

UPSTART

Upstart is a professional and organized social lending company focused on helping people achieve their financial goals. Their loan process is quick and efficient and considers your education and job history in addition to your credit score. With a solid reputation for success, customers can find answers to many of their financial questions because the site clearly lists how their loans work. They also provide education for those seeking guidance for future financial endeavors. Read More... Visit
Site

3.5 stars
Personal Loans

PERSONAL LOANS

Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit
Site

3.5 stars
OneMain Financial

ONEMAIN FINANCIAL

OneMain Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While OneMain is a dependable company that you can count on, you many be able to save some money with a higher ranked lender.
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Site

1 star
Better Loans Mutual

BETTER LOANS MUTUAL

Better Loans Mutual operates as a referral service, matching prospective auto loan customers to lenders. However, with no positive reviews and a discrepancy between the information on the site and at the provided toll-free number, we canít recommend that you provide them with your contact details. We recommend you look at our higher-ranked sources of personal loans.
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Site

Continued from above

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward?

TopConsumerReviews.com has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

Fifth Third expects personal loans to quintuple

GreenSky is bringing a lot of green into the coffers at Fifth Third Bank. Fifth Third Bancorp is forecasting that its personal loans will more than quintuple in the next couple of years, CEO Greg Carmichael told analysts and investors at the Barclays 2017 ...

Published:  Mon, 18 Sep 2017 09:08:00 GMT



Millennials choose personal loans over credit card to fund travel

Qbera finds that majority of these applications come from metro cities which include Bangalore, Mumbai, Gurgaon and Delhi.Sanghamitra Kar | ETtech | September 18, 2017, 14:49 IST With more than 50% of India's population below the age of 25, it is ...

Published:  Mon, 18 Sep 2017 03:04:00 GMT



How and Which FinTech Startups Are Making Personal Loans More Accessible in Brazil

Read the full story here. The very high-interest rates in Brazil are a problem that several startups are helping to solve. For example, Caixa"ės payroll-deductible personal loan charges an average of 3% interest per month. Meanwhile, secured loan FinTech ...

Published:  Tue, 19 Sep 2017 18:15:00 GMT



Lenders approving fewer loans to riskier borrowers

Personal loans and credit card originations are leading the decline, with drops over the last three quarters of one-third and one-quarter, respectively. Auto loan originations are an exception - they are still down year-over-year, but are showing the ...

Published:  Wed, 20 Sep 2017 09:20:00 GMT



Tell us more about your other debts to get a loan, banks tell borrowers

Major lenders are from this week demanding much more information from borrowers about their personal finances and potential property purchases to qualify for lucrative new loan offers. It follows the storm about "loan liars" providing inaccurate ...

Published:  Thu, 21 Sep 2017 17:30:00 GMT



Liz Weston: The astonishingly high risk of 401(k) loan

A reckless 401(k) loan could turn out to be the most expensive money you'll ever borrow. Liz Weston is a certified financial planner and columnist at NerdWallet, a personal finance website, and author of "Your Credit Score." Email: lweston@nerdwallet.com

Published:  Sun, 17 Sep 2017 16:37:00 GMT



Investment Adviser Representative Pays Restitution After Soliciting Elderly Client for Personal Loan

JEFFERSON CITY, Mo., Sept. 14-- Missouri Secretary of State Jay R. Ashcroft issued the following news release: Secretary of State Jay Ashcroft's Securities Division issued a Consent Order with a registered investment adviser representative who solicited an ...

Published:  Fri, 15 Sep 2017 07:03:00 GMT



I did a personal loan when wil the money be in my account

Complement of the season to you all, Do you need an urgent loan to pay off your bills and debts Do you need funds/capital to manage ... read more Contact your bank and ask them if they do international bank transfers. If so, they can set this up for you ...

Published:  Tue, 19 Sep 2017 07:40:00 GMT



Student Loans and Your Credit Score

Along with your personal information (like your name, recent addresses, Social Security number, and birth date), the report contains details about your various accounts, such as mortgage, credit card, car loan, and student loan accounts. For each account ...

Published:  Tue, 19 Sep 2017 17:56:00 GMT



Help parents, or pay off loans

Dave Ramsey is America's trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including "The Total Money Makeover." "The Dave Ramsey Show" is heard by more than 12 million listeners each week on 575 ...

Published:  Thu, 21 Sep 2017 16:30:00 GMT



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