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      May 2, 2016
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Historically, borrowers typically had a couple of options for a personal loan. You could ask a family member, or locate a personal finance company that typically offered high, fixed-rate loans.

Get Your Personal Loan with Lending Club Today! Today, finding a personal loan brings several more options to the table. You can still ask a family member, or get a high-rate loan from a finance company. Alternatively, you can consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward?

TopConsumerReviews.com has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

2016

Personal Loan Reviews

5 stars
Lending Club

LENDING CLUBTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market. They do an excellent job of bringing together lenders and those wanting an affordable loan between $1,000 to $35,000.
Read More... Visit
Site

4.5 stars
Avant

AVANT

Avant's newer history as a personal lender may make them less attractive to some prospective customers. However, their lack of fees for application or prepayment are worth noting, and for borrowers looking for a turnaround time as little as one business day, Avant may be the ideal choice.
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Site

4.5 stars
LendingTree

LENDING TREE

While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.
Read More... Visit
Site

4 stars
NetCredit

NET CREDIT

NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States. Read More... Visit
Site

4 stars
Prosper

PROSPER

Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
Read More... Visit
Site

3.5 stars
Personal Loans

PERSONAL LOANS

Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit
Site

3.5 stars
Springleaf Financial

SPRINGLEAF FINANCIAL

Springleaf Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While Springleaf is a dependable company that you can count on, you many be able to save some money with a higher ranked lender. Read More... Visit
Site

3 stars
One Main Financial

ONE MAIN FINANCIAL

One Main Financial, previously CitiFinance, provides a quickly funded personal loan but anticipate a much higher interest rate, a smaller loan range and the potential for poor customer service. Read More... Visit
Site

2 stars
A Loan Yes

A LOAN YES

We had concerns with the lack of BBB rating available for A Loan Yes, the numerous complaints of unhappy customers, and the unfriendly website. We also didn't like paying an upfront fee before we knew if we'd be able to secure a loan or not. Read More... Visit
Site

1 star
All World Private Funding

ALL WORLD PRIVATE FUNDING

All World Private Funding is a company that serves as liaison between individuals seeking personal loans and individuals willing to lend. All World Private Funding is not a personal loan lender and does not work with financial institutions. The challenge with this website is that itís very clunky and confusing. Also, based on some customers reviews found online, thereís also a potential risk with identity theft for those using this website. Read More... Visit
Site

Will Personal Loans Help Grow Business

How Can Personal Loans Deal with Growing A Business? If you have good systems in place in your business and you decide it is time to grow your business, you need to think about how to fund the growth. The fact is that your business now badly needs changes ...

Published:  Thu, 28 Apr 2016 01:00:00 GMT



Standard Chartered Said to Probe Banker Expenses, Personal Loans

(Bloomberg) -- Standard Chartered Plc has been conducting a probe into its bankers' conduct, including cases of padding expense reports and improperly lending money to colleagues, people with knowledge of the matter said. The investigation led to the ...

Published:  Sat, 30 Apr 2016 20:03:00 GMT



First home buyers: Personal loans used to bump up deposit

DESPERATE first home buyers are getting a foothold in the market by taking out a personal loan to bump up their deposit. With rising house prices putting the dream of owning a home out of reach of many buyers, lenders are allowing customers who don't ...

Published:  Sat, 30 Apr 2016 05:29:00 GMT



The Centennial Millennial: Retirement Planning For A Long Life

While you should start contributing to a retirement account as soon as possible, you should also focus on paying off any debt you have - especially credit cards, student loans, auto payments and personal loans. There are two great methods you can take to ...

Published:  Sat, 30 Apr 2016 20:19:00 GMT



Personal loans inflate campaign earnings for this Congressional candidate

NASHVILLE - While 4th Congressional District candidate Grant Starrett is touting the $313,000 he's raised this year for his GOP primary bid to unseat U.S. Rep. Scott DesJarlais, his latest finance report shows nearly 80 percent of that sum came from a ...

Published:  Sun, 17 Apr 2016 21:33:00 GMT



Topic matches for personal loans

BOSTON (AP) - Once a rarity on campuses, semi-automatic rifles are becoming a standard part of the arsenal for college security forces - firepower they say could make a difference the next time a gunman goes on a rampage. Feds: Payday lender charged ...

Published:  Wed, 27 Apr 2016 12:07:00 GMT



Personal loans, credit card limits severely impacting borrowing capacity

The desire for a new car or lavish holiday is seriously jeopardising the ability of many Australians to break into the property market. According to recent analysis by Finder.com.au, the average personal loan balance in Australia currently sits at $12,643 ...

Published:  Tue, 19 Apr 2016 13:17:00 GMT



Equity-Financed Banking

It... has since expanded to student loans more generally and added mortgages, personal loans and wealth management. Mr. Cagney says SoFi has done 150,000 loans totaling $10 billion and is currently at a $1 billion monthly loan-origination rate. Instead of ...

Published:  Sat, 30 Apr 2016 17:08:00 GMT



Elon Musk makes some strange financial decisions

Elon Musk secures personal loans using shares in his companies He has bought bonds issued by one company using funds from another, and even taken out $475 million in personal credit lines to buy shares in SolarCity and Tesla when they needed capital.

Published:  Sat, 30 Apr 2016 06:10:00 GMT



Everyone must take debt seriously

When fully operational, the bureau will help banks identify poor candidates for personal loans and lines of credit. Used correctly, the bureau will curb bad debt before it begins by weeding out loans that will probably go unpaid. The bulk of the ...

Published:  Sat, 30 Apr 2016 18:00:00 GMT



 

 

 

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