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Historically, borrowers typically had a couple of options for a personal loan. You could ask a family member, or locate a personal finance company that typically offered high, fixed-rate loans.

Get Your Personal Loan with Lending Club Today! Today, finding a personal loan brings several more options to the table. You can still ask a family member, or get a high-rate loan from a finance company. Alternatively, you can consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward? has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Personal Loan Reviews

5 stars
Lending Club

LENDING Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market. They do an excellent job of bringing together lenders and those wanting an affordable loan between $1,000 to $35,000.
Read More... Visit

4.5 stars


Avant's newer history as a personal lender may make them less attractive to some prospective customers. However, their lack of fees for application or prepayment are worth noting, and for borrowers looking for a turnaround time as little as one business day, Avant may be the ideal choice.
Read More... Visit

4.5 stars


While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.
Read More... Visit

4 stars


NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States. Read More... Visit

4 stars


Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
Read More... Visit

3.5 stars
Springleaf Financial


Springleaf Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While Springleaf is a dependable company that you can count on, you many be able to save some money with a higher ranked lender. Read More... Visit

3.5 stars
Personal Loans


Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit

3 stars
One Main Financial


One Main Financial, previously CitiFinance, provides a quickly funded personal loan but anticipate a much higher interest rate, a smaller loan range and the potential for poor customer service. Read More... Visit

2 stars
A Loan Yes


We had concerns with the lack of BBB rating available for A Loan Yes, the numerous complaints of unhappy customers, and the unfriendly website. We also didn't like paying an upfront fee before we knew if we'd be able to secure a loan or not. Read More... Visit

1 star
All World Private Funding


All World Private Funding is a company that serves as liaison between individuals seeking personal loans and individuals willing to lend. All World Private Funding is not a personal loan lender and does not work with financial institutions. The challenge with this website is that itís very clunky and confusing. Also, based on some customers reviews found online, thereís also a potential risk with identity theft for those using this website. Read More... Visit

San Diego Real Estate Marketing Strategies From Kevin Leonard Offered To New Realtor Relationships
The key to all successful real estate agents, is having an efficient marketing plan. Kevin Leonard and his team are now offering their San Diego Realtor partners access to the groups real estate marketing products.
Publication Date: May 28, 2015

San Diego Realtor Assists Homeowners In Need Of A Real Estate Broker Who Specializes in Helping With The Short Sales Process
The real estate and mortgage team led by Kevin Leonard just added San Diego to their list of areas helping distressed homeowners. A recent agreement between the team and a law office has the group working with clients that can benefit from short selling a home in San Diego California.
Publication Date: May 26, 2015

Morf Media Inc. Appoints Heidi Deishl as Director of Sales and Customer Account Management
Morf Media, Inc., shaping the future of compliance training for the mobile workforce with Morf Learning, today announced that mortgage industry and financial services sales veteran Heidi Deishl has joined the company as Director of Sales and Customer Accounts. She will focus on accelerating the onboarding process for new and existing mortgage banking customers for the upcoming commercial release of the new Morf Learning TILA-RESPA (TRID) compliance course.
Publication Date: May 29, 2015

Owens Realty Mortgage, Inc. Announces $7.5 Million Stock Repurchase Plan
Owens Realty Mortgage, Inc. announced today that its Board of Directors has authorized it to enter into a stock repurchase plan to repurchase up to $7,500,000 of its outstanding common stock.
Publication Date: May 27, 2015

American IRA Announces Solo 401k Owners Can Use Their Solo 401k Funds to Obtain the DownPayment Required by the FHAs Back to Work Program
According to American IRA, credit challenged individuals can use their 401k funds in combination with the New Extenuating Circumstances Mortgage to make home ownership possible. This method will expire with the approaching September 2016 end to the program.
Publication Date: May 26, 2015

Top Celebrity Guests Line-Up to Celebrate The Pentecostal Credit Unions 35th Anniversary Show on 6th June
Top artistes and special guests are lined-up to celebrate the Pentecostal Credit Unions 35th Anniversary on Saturday 6th June 2015; including founder of Ruach City Church Bishop John Francis; internationally acclaimed, multi-award winning gospel singer Muyiwa; comedienne and Choice FM presenter Angie Le Mar; MOBO award winner Lurine Cato and the nations favourite choir London Community Gospel Choir.
Publication Date: May 27, 2015

San Diego Realtor Releases New Video That Explains The Benefits Of Using A Discount Real Estate Listing Real Estate Agent
Kevin Leonard and his group are known to use the internet heavily to promote different products and services. A new video recently uploaded by the team describes the benefit of using San Diego Realtors that offer to list a home for sale at a discounted fee.
Publication Date: May 30, 2015 Announces Milestone of 2 Million Mortgage Leads Analyzed Monthly, Giving Lenders Exclusive Edge in Lead Qualification and Performance
Part of iLeads.coms Lead Analytics Suite, LeadXL RealTAG provides access to world-class banking level personal property data in real time, giving lenders the ability to qualify inbound call traffic instantly with an exclusive, up-to- the-minute snapshot of the consumers current home and loans.
Publication Date: May 27, 2015

Merrill Brink News Reviews and Opinion on May 28, 2015: The Importance of Dialect in Translating to Win Over Spanish-Speaking Consumers Around the World ( -- This summary of differences between Spanish dialects is by no means exhaustive, but it underscores the importance of tailoring your Spanish translations to match the dialectic preferences in your target market.
Publication Date: May 28, 2015

Madison Capital Goes Fully Digital with eOriginal and DocuSign to Secure Operations
Vehicle and equipment lease/financing leader simplifies its loan origination process and further safeguards its assets with end-to-end Digital Transaction Management (DTM) solution
Publication Date: May 27, 2015

USGA Museum Celebrates Opening of Jack Nicklaus Room
Permanent space joins galleries honoring Bob Jones, Ben Hogan, Arnold Palmer and Mickey Wright
Publication Date: May 27, 2015

American Consumer Credit Counseling Celebrates 529 Day by Offering Five Useful Tips on How to Save for College
529 savings plans, budgeting and limiting credit card debt are a few smart ways to save for college in honor of 529 College Savings Day.
Publication Date: May 28, 2015




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