October 27, 2016
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Personal Loans
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Historically, borrowers typically had a couple of options for a personal loan. You could ask a family member, or locate a personal finance company that typically offered high, fixed-rate loans.

Get Your Personal Loan with Lending Club Today! Today, finding a personal loan brings several more options to the table. You can still ask a family member, or get a high-rate loan from a finance company. Alternatively, you can consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers?
  • Loan size and rate. How much will the lending company offer? What interest rate do they charge their customers?
  • Best Personal Loans
  • Loan application process. When applying for your personal loan, can it be completed online? Is the lending process easy and straightforward? has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!


Personal Loan Reviews

5 stars
Lending Club

LENDING Best-In-Class Blue Ribbon Award

Lending Club is a recognized leader in the social lending market, an alternative to traditional lender-based institutions. They do an excellent job of bringing together lenders and those who want an affordable loan anywhere from $1,000 to $40,000. They earn our highest rating. Read More... Visit

4.5 stars


SoFi (pronounced "SEW-fi", as in "SOcial FInance") is one of the newest sources of personal loans on the market. Their straightforward application process, user-friendly website, and lack of fees make them a very strong contender. We were especially impressed by their unemployment protection feature, which can allow members to suspend repayments on a loan when they lose their jobs. SoFi is definitely a lender to consider if you're looking for a personal loan.
Read More... Visit

4.5 stars


While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.
Read More... Visit

4 stars


NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States. Read More... Visit

4 stars


Avant's newer history as a personal lender may make them less attractive to some prospective customers. However, their lack of fees for application or prepayment are worth noting, and for borrowers looking for a turnaround time as soon as the next business day, Avant may be the ideal choice.
Read More... Visit

3.5 stars


Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.
Read More... Visit

3.5 stars
Personal Loans


Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information. Read More... Visit

3.5 stars
OneMain Financial


OneMain Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While OneMain is a dependable company that you can count on, you many be able to save some money with a higher ranked lender.
Read More... Visit

2 stars
A Loan Yes


We had concerns with the lack of BBB rating available for A Loan Yes, the numerous complaints of unhappy customers, and the unfriendly website. We also didn't like paying an upfront fee before we knew if we'd be able to secure a loan or not. Read More... Visit

1 star
All World Private Funding


All World Private Funding is a company that serves as liaison between individuals seeking personal loans and individuals willing to lend. All World Private Funding is not a personal loan lender and does not work with financial institutions. The challenge with this website is that itís very clunky and confusing. Also, based on some customers reviews found online, thereís also a potential risk with identity theft for those using this website. Read More... Visit

Record low interest rates help fuel demand for personal loans and credit cards

Record low interest rates are helping to fuel a strong demand for personal loans and credit cards, as consumer credit grows at its fastest levels in nearly a decade, banks have reported. The British Bankers' Association (BBA) said consumer credit grew by 6 ...

Published:  Wed, 26 Oct 2016 04:01:00 GMT

You're Not Limited to Bank Loans Anymore: Finding the Best Personal Loans Online

In the days of yore, most people who borrowed money did so from their primary bank. This is still the way lots of people do their borrowing. Of course, credit cards are another type of borrowing that has become very familiar for most of us. But we're ...

Published:  Wed, 26 Oct 2016 07:50:00 GMT

New research reveals interesting personal loan trends

Take personal loans for example: instead of requiring a visit to your local bank or credit union branch and an extensive application process, securing affordable financing for life's known or unexpected expenses can be as simple as sitting down in front ...

Published:  Tue, 25 Oct 2016 22:37:00 GMT

Few Fast Personal Loans at Swift Loans

When we are in need of money and think of taking a loan, we want it to be fast. But because of the long procedures and rules, it takes quite some time to get a loan from any bank. Even if we want fast personal loans of just few hundred bucks, the banks ...

Published:  Wed, 26 Oct 2016 10:57:00 GMT

Types of Personal Loans, Secured Or Unsecured

LOS ANGELES - Oct. 22, 2016 - PRLog-- There are two types of personal loans, secured and unsecured. It can be hard to decide which one is best for you. Secured loans come with a lower interest rate than unsecured loans. However to get that lower interest ...

Published:  Sat, 22 Oct 2016 15:52:00 GMT

Upstart Personal Loans: 2016 Review

.article__image { visibility: hidden; display: none; } Upstart lends to college-educated borrowers who have thin credit files. Upstart is a good fit for those who: To review Upstart, NerdWallet collected more than 30 data points from the lender ...

Published:  Mon, 17 Oct 2016 19:39:00 GMT




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