Personal Loan Reviews

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LENDING CLUB

Lending Club is a recognized leader in the social lending market, an alternative to traditional lender-based institutions. They do an excellent job of bringing together lenders and those who want an affordable loan anywhere from $1,000 to $40,000. They earn our highest rating.

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LENDINGTREE

While LendingTree does not fund loans itself, it does connect borrowers with a wide range of potential lenders and allows customers to negotiate directly with those lenders if they wish. Many of those lenders work with those people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best loan for every kind of borrower.

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SOFI

SoFi (pronounced "SEW-fi", as in "SOcial FInance") is one of the newest sources of personal loans on the market. Their straightforward application process, user-friendly website, and lack of fees make them a very strong contender. We were especially impressed by their unemployment protection feature, which can allow members to suspend repayments on a loan when they lose their jobs. SoFi is definitely a lender to consider if you're looking for a personal loan.

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100 LENDERS

100 Lenders is a service that connects borrowers with a network of financial institutions who provide personal loans. The application process is quick and basic, and numerous customer reviews praise the service received when taking out a personal loan from a 100 Lenders partner.

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AVANT

Avant's newer history as a lending platform may make them less attractive to some prospective customers. However, this online lending platform's lack of loan prepayment fees is worth noting, as well as customer service availability 7 days a week. Loans can range from $2,000-$35,000, with funding as soon as the next business day*. For borrowers looking for a fast turnaround time, Avant may be the ideal choice.

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MONEY LION

MoneyLion provides personal loans to people who have a short-term need for quick funding. Their loan interest rates are divided along the line of a credit score of 640. Obtaining a loan from MoneyLion also depends on prior loan history and financial history. They have a range of products and services to help loan consumers manage and track their borrowing and investment activities.

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PROSPER

Prosper provides a simple lending process and a website that's easy to navigate. Loan rates can range a little higher at Prosper but, if you are in the market for a $2,000 to $25,000 loan Prosper is worth your consideration.

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NETCREDIT

NetCredit is a subsidiary of a major financial lending company and specializes in unsecured personal loans between $1000 and $10,000. The process of completing an application is online and easy to follow. NetCredit works with customers with varying credit scores and looks at more than just credit history to either accept or deny a loan. The biggest downside to working with NetCredit is that they only currently service a handful of States.

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UPSTART

Upstart is a professional and organized social lending company focused on helping people achieve their financial goals. Their loan process is quick and efficient and considers your education and job history in addition to your credit score. With a solid reputation for success, customers can find answers to many of their financial questions because the site clearly lists how their loans work. They also provide education for those seeking guidance for future financial endeavors.

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PERSONAL LOANS

Personal Loans serves as a liaison between customers wanting personal loans and available lenders willing to assist. Customers will find three different loan types at this well-organized website along with flexible payment options and the choice to borrow up to $35,000. Our only challenge with reviewing Personal Loans was finding any substantial history or reliability information.

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ONEMAIN FINANCIAL

OneMain Financial brings to the table a strong BBB rating and a long history of doing business. However, their personal loan rates can be expensive. While OneMain is a dependable company that you can count on, you many be able to save some money with a higher ranked lender.

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BETTER LOANS MUTUAL

Better Loans Mutual operates as a referral service, matching prospective auto loan customers to lenders. However, with no positive reviews and a discrepancy between the information on the site and at the provided toll-free number, we can't recommend that you provide them with your contact details. We recommend you look at our higher-ranked sources of personal loans.

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Personal Loans

Are you in need of some cash Historically, borrowers have had limited options for a personal loan. You could ask a family member, a friend, or find a personal finance company that offered fixed-rate loans, typically at exobrtantly high interest rates.

Today, however, finding a personal loan brings several more options to the table. While you can still ask a family member, or get a high-rate loan from a finance company, you can also consider using a social lending network. These networks, also called peer-to-peer loans, generally have much lower overhead and as a result can offer much lower interest rates. They're facilitated by professional companies familiar with this type of lending, to simplify things for all parties.

No matter where you borrow money from, before you get your next personal loan you should consider the following:

  • BBB rating. Does the lending company have a solid history of doing good business with its customers
  • Loan size and rate. How much will the lending company offer What interest rate do they charge their customers
  • Loan application process. When applying for your personal loan, can it be completed online Is the lending process easy and straightforward

TopConsumerReviews.com has reviewed and ranked the best online personal loan providers available today. We hope this information helps you find the best loan at an affordable rate that meets your needs!



Personal Loans In The News

6 Situations Where A Personal Loan May Be Better Than A Credit Card

When you have a relatively large expense that you can't cover with cash on hand, you generally have two choices to consider: revolving debt such as a credit card, or installment debt such as a personal loan. Which option works best for you Consider the ...

Published:  Fri, 20 Oct 2017 19:23:00 GMT



Fallen behind on student loans Here's what to do

Fallen behind on student loans Here's what to do There are options to get your loans and credit score back on track, and there are people out there who will help. Check out this story on app.com: http://on.app.com/2gzJFVb

Published:  Sun, 22 Oct 2017 02:05:00 GMT



What Is a Short-Term Personal Loan

There's no doubt about it-in life, stuff happens. Short-term loan scenarios are plenty. Think of a professional commuter whose car breaks down, and the repair costs are in the "budget-buster" category. A short-term loan could cover the fix, and get ...

Published:  Fri, 20 Oct 2017 11:25:00 GMT



Should you add a loan to your shopping cart

"Will that be cash, credit card or personal loan" The next time you shop online, you may be offered a new way to pay - a personal loan with fixed monthly payments. Instead of using cash or plastic at checkout, you would provide some personal information ...

Published:  Tue, 17 Oct 2017 13:00:00 GMT



Why banks ask for a personal guarantee before a loan

It's a common scenario: You have a thriving business, and it's doing so well that you believe it's time to expand. That expansion requires more money, and, of course, increases your risk of failure. But you have studied your options, talked with ...

Published:  Wed, 18 Oct 2017 22:09:00 GMT



Personal loans can be profitable loans with digital technology

"The personal loan is hip again"" or so says Laura Alix in her recent American Banker article, "We're not kidding: the personal loan is back." The article explains that use of unsecured personal loans is on an uptick, especially among ...

Published:  Thu, 12 Oct 2017 02:30:00 GMT




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