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Thanks to modern medicine, veterinarians can perform once unheard-of operations and procedures to suffering dogs and cats, significantly increasing both their life expectancy and their owner's happiness. However, these latest procedures can come with an expensive price tag.

Protect Your Pet with Embrace Pet Insurance Today! Tests, examinations, and procedures can cost hundreds to thousands of dollars. Even a routine examination with vaccinations and preventative tests can cost from $200 to $400 or more. If that hasn't busted your budget, you can only imagine the reality of chemotherapy and hip replacement for a pet in bad shape.

Pet Insurance allows a caring master to continue to enjoy their pet for years to come without facing the financial burden and difficult decision between helping their loved one, or putting it to sleep as a result of cost. A number of pet insurance companies exist today that can greatly relieve the burden of life saving procedures and care. However, these companies all vary in services covered, cost, customer service, and claim reimbursement.

Before selecting a pet insurance provider you should consider the following:

  • Coverage.  What procedures and services does the plan cover? Is their flexibility in selecting the plan that meets your needs? What services are excluded?
  • Customer Service.  Will someone answer the phone if you call in an emergency? When is the company open for assistance?
  • Insurance Premiums.  How much will your premium be for the pet insurance that best meets your needs?

TopConsumerReviews.com has reviewed and ranked the best Pet Insurance providers available today. We hope this information helps you select the right pet insurance for you and your pet!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Pet Insurance Reviews

5 stars
Embrace Pet Insurance

EMBRACE PET INSURANCETopConsumerReviews.com Best-In-Class Blue Ribbon Award

Embrace leads the show in pet insurance providers. This truly customizable pet insurance can meet everyone's needs. The website is easy to maneuver and full of great information. Claims are paid quickly and with no hassle - Embrace is an excellent choice. Read More... Visit
Site

4.5 stars
Pets Best

PETS BEST

Pets Best pet insurance provides an easy to use website with an instant quote option. We liked the comprehensive nature of Pets Best and the procedures included within the policies. We also liked how they outline exactly what is covered or not covered with their insurance. Affordable prices and customer friendly policies make Pets Best a very good choice. Read More... Visit
Site

4.5 stars
Pet Premium

PET PREMIUM

Pet Premium is a pet insurance website that is both professional and informative. This company offers several different pet insurance policies to meet your specific financial needs. The downside to Pet Premium is that it's new to the industry and does not yet have a long track record. Read More... Visit
Site

4 stars
Healthy Paws

HEALTHY PAWS

Healthy Paws Insurance provides a straightforward plan with some flexibility to fit your needs. We really liked their quote process and high level of customer satisfaction. Healthy Paws is a top contender for your dog and cat insurance. Read More... Visit
Site

4 stars
Trupanion Pet Insurance

TRUPANION

Trupanion provides solid pet insurance with no gimmicks. This straightforward pet insurance provider covers 90% of the veterinarian's bill and does not increase premiums as your pet ages. Trupanion also allows you to select the amount of deductible you'd like associated with your plan. Read More... Visit
Site

3.5 stars
Veterinary Pet Insurance (VPI)

VPI PET INSURANCE

Veterinary Pet Insurance (VPI) has been in business for over 25 years. VPI allows for a lot flexibility in the coverage your seeking but we found some concerns with the claim process. Read More... Visit
Site

3 stars
Pet Assure

PET ASSURE

This is a program that is best for an older pet or one with a pre-existing condition that would not be covered under the other plans. It is less expensive but your overall savings would be less should your pet need a major operation that was covered by one of the other plans. Read More... Visit
Site

2 stars
24 Pet Watch

24 PET WATCH

24 Pet Watch provides a cumbersome online quote process. Missing details and descriptions,along with poor page layout made the online shopping experience unimpressive. The cost of the insurance was much higher than many other companies and didn't appear to be a good value in comparison to those companies ranked higher. Read More... Visit
Site

How Pet Insurance Can Save You Money

If you asked every pet lover you encountered in a day how they feel about their pets, they’d likely tell you they view them as family members, not pets. As such, most pet owners want their furry family members to live long and healthy lives.

One of the best ways to make sure that happens is by investing in a pet insurance policy.

Like their human counterparts, animals can get sick or be involved in accidents which can cause severe injury. They also need routine preventative healthcare in order to stay healthy – all of which can cost a pretty penny. Pet insurance plans are designed to help shoulder the burden of these costs, helping pet owners to have the choice in caring for their pet, versus euthanasia due to insufficient funding to pay for necessary medical procedures.

Currently, only one percent of the U.S. pet population – just under 3 million animals – is insured. However, industry trends indicate that pet health insurance policies are growing in popularity in the U.S., with an anticipated increase of up to 10 percent within the next five years.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

Most pet owners understand that cost for care, as well as the likelihood that the pet will suffer from certain diseases and conditions, significantly increases as the pet ages. However, not many pet owners have stopped to ask themselves what they would do if their pet suffered a serious or unexpected injury. Average cost for mending a broken leg, for instance, can run between $2,000 and $5,000 without insurance coverage. Dogs, which are known for eating and swallowing items which can be harmful, may need emergency surgery to remove the item and repair any internal damage that may have been caused. That kind of procedure can cost up to $3,000. Many pet owners cannot afford such high up-front costs and most veterinarians require payment in full at the time of the procedure. That leaves many pet owners struggling with what to do for their pet when they can’t afford the procedure that could help them.

Other conditions, such as diabetes mellitus, are on the rise in the pet population. One out of every 400 dogs and cats will be diagnosed with diabetes at some point in their lives. With the advent of medical procedures and interventions not previously available to our pets, many are living longer, which increases their chances of developing age-related conditions and injuries. Take for instance, a pet which develops diabetes. That animal would require insulin injections, much as its human counterpart diagnosed with the same condition would need. Monthly costs between insulin and the syringes needed to administer it can cost a couple hundred dollars. Then there is the glucose monitoring system required to keep track of your pet’s insulin levels. Animal-specific monitors such as AlphaTrak can cost $200 by the time you purchase the monitor, the lancets and the testing strips.

Most pet policies cover these issues and many more, making them a good investment for pet owners. With a variety of plans from which to choose, pet owners can find one that is not only affordable to them, but which also covers their pet’s annual medical needs.

 

 

 

Mid-summer exclusion madness highlights pet insurance market opportunities
Those who take their dogs abroad can face sky-high veterinary bills if they jet off without checking their insurance. This could herald radical changes in the pet insurance market, says Aquarium Software.
Publication Date: June 24, 2015

Attorney Jason Waechter: Its 10PM on July 4th Do You Know Where Your Pets Are?
July 5this the busiest day of the year for animal shelters across the country, as many pets become frightened and run away during Fourth of July fireworks displays. Dog Bite Lawyer Jason Waechter is urging pet owners to do their part to prevent lost pets as well as potential injuries from animal bites by keeping their pets indoors during Fourth of July celebrations.
Publication Date: July 03, 2015

Trish Hannings New Book If You Could See What I See Is A Prolific Work That Sheds A Light On The Face That The Bible, God, And Jesus Are Not Outdated Or Boring
Recent release If You Could See What I See from Page Publishing author Trish Hanning is a religious work that tries to make the Bible parables and the teachings easier to understand.
Publication Date: June 24, 2015

Healthy Paws Pet Insurance Earns the Best Pet Insurance Award from CanineJournal.com
Continued focus on superior coverage and enhancing the customer experience earns Healthy Paws Pet Insurance® the top spot in 2015.
Publication Date: June 29, 2015

Rock Island County Celebrates Saving Over $6,000,000 on Prescriptions in Past Six Years with the Coast2Coast Rx Card
Rock Island County residents continue to save on their prescriptions with the Coast2Coast Rx program
Publication Date: June 29, 2015

Nueces County Celebrates Saving Over $2,000,000 on Prescriptions in Past Four Years with the Coast2Coast Rx Card
Nueces County residents continue to save on their prescriptions with the Coast2coast Rx program
Publication Date: June 29, 2015

Opening July 2015: Golden Health Pharmacy is Dedicated to Customers' Total Health
With the opening of its flagship location in Sterling, VA, Golden Health Pharmacy demonstrates how pharmacies can be so much more than places to get medications; they can be holistic wellness destinations in sickness and in health.
Publication Date: June 25, 2015

Brand-New Luxury 14-Unit Residence Hits Market in Scarsdale, For Sale with Julia B. Fee Sothebys International Realty
New residential project is first of its kind in Scarsdale in over 60 years
Publication Date: June 26, 2015

Young Asset Protection and Animal Friends of Pittsburgh Launch Charity Drive to Rescue and Shelter Abandoned Animals
Young Asset Protection, a locally owned full service insurance provider, has banded together with Animal Friends of Pittsburgh to rescue, shelter, and find new and loving homes for the growing population of abandoned animals in Contra Costa County.
Publication Date: June 26, 2015

To Keep Pets Safe During Fourth of July Road Trips, Make Sure they are Properly Secured with Crash Tested Safety Devices
4x4 North America explains the dangers of traveling with unrestrained pets and the important qualities to look for in pet travel products
Publication Date: June 29, 2015

Melanie Monteiro, Author of The Safe Dog Handbook, Announces Online Dog CPR, First Aid, and Safety Course for Dedicated Dog Owners and Pet Professionals
Dog CPR, First Aid & Safety for Pet Pros & Dedicated Owners is a web-based dog safety course that provides dog owners and pet pros with skills to prevent and respond to emergencies.
Publication Date: June 30, 2015

Charlotte County Celebrates Saving Over $3,000,000 on Prescriptions in Past Six Years with the Coast2Coast Rx Card
Charlotte County residents continue to save on their prescriptions with the Coast2Coast Rx program
Publication Date: June 29, 2015

 

 

 

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