Home About Us Terms Privacy Policy Contact Us Disclosure

Home  >  Pet Insurance

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Latest Reviews



Living Trusts

Living Wills

Name Change Services


Sell Diamonds


Skin Tags


Related Articles

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance






Stop hair loss now with Provillus!





Get Your Next Gift Basket at Gift Tree Today!





Buy Printer Ink For Less at Carrot Ink!

Pet Insurance Better Business Bureau Reliability Seal Privacy Guarantee Seal

Like us on FB

Thanks to modern medicine, veterinarians can perform once unheard-of operations and procedures to suffering dogs and cats, significantly increasing both their life expectancy and their owner's happiness. However, these latest procedures can come with an expensive price tag.

Protect Your Pet with Embrace Pet Insurance Today! Tests, examinations, and procedures can cost hundreds to thousands of dollars. Even a routine examination with vaccinations and preventative tests can cost from $200 to $400 or more. If that hasn't busted your budget, you can only imagine the reality of chemotherapy and hip replacement for a pet in bad shape.

Pet Insurance allows a caring master to continue to enjoy their pet for years to come without facing the financial burden and difficult decision between helping their loved one, or putting it to sleep as a result of cost. A number of pet insurance companies exist today that can greatly relieve the burden of life saving procedures and care. However, these companies all vary in services covered, cost, customer service, and claim reimbursement.

Before selecting a pet insurance provider you should consider the following:

  • Coverage.  What procedures and services does the plan cover? Is their flexibility in selecting the plan that meets your needs? What services are excluded?
  • Customer Service.  Will someone answer the phone if you call in an emergency? When is the company open for assistance?
  • Insurance Premiums.  How much will your premium be for the pet insurance that best meets your needs? has reviewed and ranked the best Pet Insurance providers available today. We hope this information helps you select the right pet insurance for you and your pet!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Pet Insurance Reviews

5 stars
Embrace Pet Insurance

EMBRACE PET Best-In-Class Blue Ribbon Award

Embrace leads the show in pet insurance providers. This truly customizable pet insurance can meet everyone's needs. The website is easy to maneuver and full of great information. Claims are paid quickly and with no hassle - Embrace is an excellent choice. Read More... Visit

4.5 stars
Pets Best


Pets Best pet insurance provides an easy to use website with an instant quote option. We liked the comprehensive nature of Pets Best and the procedures included within the policies. We also liked how they outline exactly what is covered or not covered with their insurance. Affordable prices and customer friendly policies make Pets Best a very good choice. Read More... Visit

4.5 stars
Pet Premium


Pet Premium is a pet insurance website that is both professional and informative. This company offers several different pet insurance policies to meet your specific financial needs. The downside to Pet Premium is that it's new to the industry and does not yet have a long track record. Read More... Visit

4 stars
Healthy Paws


Healthy Paws Insurance provides a straightforward plan with some flexibility to fit your needs. We really liked their quote process and high level of customer satisfaction. Healthy Paws is a top contender for your dog and cat insurance. Read More... Visit

4 stars
Trupanion Pet Insurance


Trupanion provides solid pet insurance with no gimmicks. This straightforward pet insurance provider covers 90% of the veterinarian's bill and does not increase premiums as your pet ages. Trupanion also allows you to select the amount of deductible you'd like associated with your plan. Read More... Visit

3.5 stars
Veterinary Pet Insurance (VPI)


Veterinary Pet Insurance (VPI) has been in business for over 25 years. VPI allows for a lot flexibility in the coverage your seeking but we found some concerns with the claim process. Read More... Visit

3 stars
Pet Assure


This is a program that is best for an older pet or one with a pre-existing condition that would not be covered under the other plans. It is less expensive but your overall savings would be less should your pet need a major operation that was covered by one of the other plans. Read More... Visit

2 stars
24 Pet Watch


24 Pet Watch provides a cumbersome online quote process. Missing details and descriptions,along with poor page layout made the online shopping experience unimpressive. The cost of the insurance was much higher than many other companies and didn't appear to be a good value in comparison to those companies ranked higher. Read More... Visit

How Pet Insurance Can Save You Money

If you asked every pet lover you encountered in a day how they feel about their pets, they’d likely tell you they view them as family members, not pets. As such, most pet owners want their furry family members to live long and healthy lives.

One of the best ways to make sure that happens is by investing in a pet insurance policy.

Like their human counterparts, animals can get sick or be involved in accidents which can cause severe injury. They also need routine preventative healthcare in order to stay healthy – all of which can cost a pretty penny. Pet insurance plans are designed to help shoulder the burden of these costs, helping pet owners to have the choice in caring for their pet, versus euthanasia due to insufficient funding to pay for necessary medical procedures.

Currently, only one percent of the U.S. pet population – just under 3 million animals – is insured. However, industry trends indicate that pet health insurance policies are growing in popularity in the U.S., with an anticipated increase of up to 10 percent within the next five years.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

Most pet owners understand that cost for care, as well as the likelihood that the pet will suffer from certain diseases and conditions, significantly increases as the pet ages. However, not many pet owners have stopped to ask themselves what they would do if their pet suffered a serious or unexpected injury. Average cost for mending a broken leg, for instance, can run between $2,000 and $5,000 without insurance coverage. Dogs, which are known for eating and swallowing items which can be harmful, may need emergency surgery to remove the item and repair any internal damage that may have been caused. That kind of procedure can cost up to $3,000. Many pet owners cannot afford such high up-front costs and most veterinarians require payment in full at the time of the procedure. That leaves many pet owners struggling with what to do for their pet when they can’t afford the procedure that could help them.

Other conditions, such as diabetes mellitus, are on the rise in the pet population. One out of every 400 dogs and cats will be diagnosed with diabetes at some point in their lives. With the advent of medical procedures and interventions not previously available to our pets, many are living longer, which increases their chances of developing age-related conditions and injuries. Take for instance, a pet which develops diabetes. That animal would require insulin injections, much as its human counterpart diagnosed with the same condition would need. Monthly costs between insulin and the syringes needed to administer it can cost a couple hundred dollars. Then there is the glucose monitoring system required to keep track of your pet’s insulin levels. Animal-specific monitors such as AlphaTrak can cost $200 by the time you purchase the monitor, the lancets and the testing strips.

Most pet policies cover these issues and many more, making them a good investment for pet owners. With a variety of plans from which to choose, pet owners can find one that is not only affordable to them, but which also covers their pet’s annual medical needs.




Solving the Pet Insurance Puzzle: 3 Questions Consumers Need to Ask
From deductibles to pre-existing conditions, Petplan shares advice for pet parents
Publication Date: April 13, 2015

Pet Insurance in the US Industry Market Research Report from IBISWorld Has Been Updated
Rising costs of veterinary care and mounting consumer awareness of industry offerings have led to growth in sales of pet insurance. For this reason, industry research firm IBISWorld has updated a report on the Pet Insurance industry in its growing industry report collection.
Publication Date: April 17, 2015

Bay Area Paving Contractor Launches New Website
Viking Pavers, Inc., a Bay Area paving company launches its new mobile-friendly HTML5 website.
Publication Date: April 11, 2015

Layfield & Wallace settle negligence, strict liability and loss of consortium suit against Budget Truck Rentals
Couple crashes and flip rented Budget truck and trailer after brakes fail, Layfield & Wallace settle case for $225k
Publication Date: April 10, 2015

Diamondback Drugs CEO and Founder, Michael Blaire, Appointed to Arizona Board of Pharmacy
Mike Blaire Leverages Years of Pharmacy and Veterinary Experience in New Position on Board
Publication Date: April 07, 2015

UK Pet Insurance Industry Examined by Timetric in In-demand Market Research Report Published at
In-demand report Pet Insurance in the UK, Key Trends and Opportunities to 2018 developed by Timetric is now available
Publication Date: April 03, 2015

MADD and Nationwide Launch New Power of Parents Program for Middle School in Advance of PowerTalk 21
Research Shows Parents Should Talk Early, Talk Often With Children About Underage Drinking
Publication Date: April 02, 2015

Dogs on Deployment Mascot Protected by Pets Best
Leonidas is the 2015 Military Pet of the Year and Dogs on Deployment Mascot
Publication Date: April 07, 2015

Dallas-based Park Cities Pet Sitter to Offer Training and Enrichment Group Dog Training Class Beginning Saturday, April 18th, 2015.
Park Cities Pet Sitters Training and Enrichment Group Dog Training Class Will Be Held at Glencoe Park in Dallas from 10am to 11am for Five Consecutive Saturdays.
Publication Date: April 13, 2015

Sue E. Proctors new book Will The Real Maxine Please Come Forward! is a heartfelt, creative work depicting the life of a woman who would not back down to stereotypes.
New book Will The Real Maxine Please Come Forward!, from Page Publishing author Sue E. Proctor, is both entertaining and suspenseful; this work combines the thrill of racing with an emotional twist.
Publication Date: April 03, 2015

32 Winners, One Champion in 2015 Petplan Tournament of Tails
Gizmo takes gold, Snicker satisfied with Grand Sur-prize
Publication Date: April 08, 2015

US vet charges protected from consumer inflation
Aquarium Software says it has taken research using powerful modern software published on 18 January 2015 to demonstrate that the cost of taking a pet to the vet has actually decreased over the last five years. The news is a vindication of Aquariums stance on the importance of software in giving accurate facts to the industry at a time of brand consolidation and expansion.
Publication Date: April 13, 2015

FirstService Residential Continues to Build Luxury Management Portfolio
Hotel-style amenities range from rooftop gardens and private cabanas to pet spas and media lounges
Publication Date: April 01, 2015

Embrace Pet Insurance Proud to Say Direwolf Coverage Is Coming
Pet parents have been howling for a new product since the introduction of goldfish insurance and starting April 12th, theyve finally GoT it.
Publication Date: April 01, 2015




Embrace Pet Insurance

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us