February 8, 2016
Home About Us Terms Privacy Policy Contact Us Disclosure

Home  >  Pet Insurance

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Latest Reviews


Business Insurance

GMAT Test Prep

Gout Relief

Living Trusts

Living Wills

Memory Loss



Related Articles

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance






Get Your Next Window Blinds at!





75% off Retail! Free Shipping and Free gift





Get Your Next Gift Basket at Gift Tree Today!

Pet Insurance
Better Business Bureau Reliability Seal Share
on Twitter Share on LinkedIn Share on Google+ Share on Pinterest

Thanks to modern medicine, veterinarians can perform once unheard-of operations and procedures to suffering dogs and cats, significantly increasing both their life expectancy and their owner's happiness. However, these latest procedures can come with an expensive price tag.

Protect Your Pet with Embrace Pet Insurance Today! Tests, examinations, and procedures can cost hundreds to thousands of dollars. Even a routine examination with vaccinations and preventative tests can cost from $200 to $400 or more. If that hasn't busted your budget, you can only imagine the reality of chemotherapy and hip replacement for a pet in bad shape.

Pet Insurance allows a caring master to continue to enjoy their pet for years to come without facing the financial burden and difficult decision between helping their loved one, or putting it to sleep as a result of cost. A number of pet insurance companies exist today that can greatly relieve the burden of life saving procedures and care. However, these companies all vary in services covered, cost, customer service, and claim reimbursement.

Before selecting a pet insurance provider you should consider the following:

  • Coverage.  What procedures and services does the plan cover? Is their flexibility in selecting the plan that meets your needs? What services are excluded?
  • Customer Service.  Will someone answer the phone if you call in an emergency? When is the company open for assistance?
  • Insurance Premiums.  How much will your premium be for the pet insurance that best meets your needs? has reviewed and ranked the best Pet Insurance providers available today. We hope this information helps you select the right pet insurance for you and your pet!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Pet Insurance Reviews

5 stars
Embrace Pet Insurance

EMBRACE PET Best-In-Class Blue Ribbon Award

Embrace leads the show in pet insurance providers. This truly customizable pet insurance can meet everyone's needs. The website is easy to maneuver and full of great information. Claims are paid quickly and with no hassle - Embrace is an excellent choice. Read More... Visit

4.5 stars
Pets Best


Pets Best pet insurance provides an easy to use website with an instant quote option. We liked the comprehensive nature of Pets Best and the procedures included within the policies. We also liked how they outline exactly what is covered or not covered with their insurance. Affordable prices and customer friendly policies make Pets Best a very good choice. Read More... Visit

4.5 stars
Pet Premium


Pet Premium is a pet insurance website that is both professional and informative. This company offers several different pet insurance policies to meet your specific financial needs. The downside to Pet Premium is that it's new to the industry and does not yet have a long track record. Read More... Visit

4 stars
Healthy Paws


Healthy Paws Insurance provides a straightforward plan with some flexibility to fit your needs. We really liked their quote process and high level of customer satisfaction. Healthy Paws is a top contender for your dog and cat insurance. Read More... Visit

4 stars
Trupanion Pet Insurance


Trupanion provides solid pet insurance with no gimmicks. This straightforward pet insurance provider covers 90% of the veterinarian's bill and does not increase premiums as your pet ages. Trupanion also allows you to select the amount of deductible you'd like associated with your plan. Read More... Visit

3 stars
Pet Assure


This is a program that is best for an older pet or one with a pre-existing condition that would not be covered under the other plans. It is less expensive but your overall savings would be less should your pet need a major operation that was covered by one of the other plans. Read More... Visit

2 stars
24 Pet Watch


24 Pet Watch provides a cumbersome online quote process. Missing details and descriptions,along with poor page layout made the online shopping experience unimpressive. The cost of the insurance was much higher than many other companies and didn't appear to be a good value in comparison to those companies ranked higher. Read More... Visit

How Pet Insurance Can Save You Money

If you asked every pet lover you encountered in a day how they feel about their pets, they’d likely tell you they view them as family members, not pets. As such, most pet owners want their furry family members to live long and healthy lives.

One of the best ways to make sure that happens is by investing in a pet insurance policy.

Like their human counterparts, animals can get sick or be involved in accidents which can cause severe injury. They also need routine preventative healthcare in order to stay healthy – all of which can cost a pretty penny. Pet insurance plans are designed to help shoulder the burden of these costs, helping pet owners to have the choice in caring for their pet, versus euthanasia due to insufficient funding to pay for necessary medical procedures.

Currently, only one percent of the U.S. pet population – just under 3 million animals – is insured. However, industry trends indicate that pet health insurance policies are growing in popularity in the U.S., with an anticipated increase of up to 10 percent within the next five years.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

Most pet owners understand that cost for care, as well as the likelihood that the pet will suffer from certain diseases and conditions, significantly increases as the pet ages. However, not many pet owners have stopped to ask themselves what they would do if their pet suffered a serious or unexpected injury. Average cost for mending a broken leg, for instance, can run between $2,000 and $5,000 without insurance coverage. Dogs, which are known for eating and swallowing items which can be harmful, may need emergency surgery to remove the item and repair any internal damage that may have been caused. That kind of procedure can cost up to $3,000. Many pet owners cannot afford such high up-front costs and most veterinarians require payment in full at the time of the procedure. That leaves many pet owners struggling with what to do for their pet when they can’t afford the procedure that could help them.

Other conditions, such as diabetes mellitus, are on the rise in the pet population. One out of every 400 dogs and cats will be diagnosed with diabetes at some point in their lives. With the advent of medical procedures and interventions not previously available to our pets, many are living longer, which increases their chances of developing age-related conditions and injuries. Take for instance, a pet which develops diabetes. That animal would require insulin injections, much as its human counterpart diagnosed with the same condition would need. Monthly costs between insulin and the syringes needed to administer it can cost a couple hundred dollars. Then there is the glucose monitoring system required to keep track of your pet’s insulin levels. Animal-specific monitors such as AlphaTrak can cost $200 by the time you purchase the monitor, the lancets and the testing strips.

Most pet policies cover these issues and many more, making them a good investment for pet owners. With a variety of plans from which to choose, pet owners can find one that is not only affordable to them, but which also covers their pet’s annual medical needs.




CVHS offering free pet insurance

DOVER - The Cocheco Valley Humane Society recently partnered with Embrace Pet Insurance to protect adopted animals and help adopters. Shiloh, pictured here at CVHS, had to have major surgery and is missing a hind leg. He is a good example of the benefits ...

Published:  Thu, 28 Jan 2016 07:00:00 GMT

2 Picks in Growing Pet Industry

Some of its insurance plans offerings include a monthly premium quote for lower coverage and a comprehensive coverage program as illustrated in this pet insurance comparison chart. Trupanion's recent quarter revenue for the period ended Sept. 30 grew by ...

Published:  Mon, 01 Feb 2016 03:59:00 GMT

Top five things vets surgically remove from dogs' stomachs

But what tops the list? According to Pet Insurance Australia records, the most popular item removed from the stomachs of dogs is underwear. Keep undies near in a drawer to stop Fido swallowing them whole! Not just any underwear. Our seemingly innocent ...

Published:  Sun, 07 Feb 2016 15:52:00 GMT

Petplan Alerts Pet Parents To Dangerous Temperatures this Winter

Petplan pet insurance is issuing an important plea to pet parents this winter: find out how cold is too cold for individual pets and protect furry family members accordingly. Petplan says breed, body size and environment all contribute to a pet's risk ...

Published:  Mon, 25 Jan 2016 01:08:00 GMT

Winter's tails: Changing attitudes to mourning our pets

Research from Direct Line Pet Insurance, the animal policies of which include a bereavement helpline, shows almost half of the owners recently surveyed about losing a dog said had taken time off work to mourn with nearly a fifth taking a week or more.

Published:  Sun, 07 Feb 2016 16:46:00 GMT

Is pet insurance worth it?

If you got a puppy or kitten as a present this holiday season, some financial planning can make all the difference in providing a long and happy life for your furry friend. Pets often become like family members, and pet owners will do almost anything to ...

Published:  Sun, 18 Jan 2015 12:01:00 GMT

Is Nuzzle The iPod Of Pet Insurance? Ammunition Thinks So.

This smart collar insures a pet's health in more ways than one. In America, as much as 47% of all households have a dog, and up to 37% have a cat. Despite this, only 2% of all Americans have any form of pet insurance. Not because they don't love their pet.

Published:  Fri, 23 Oct 2015 12:25:00 GMT

Was it wrong to spend £5,000 to save our dog's life? His family were distraught when Toffee fell ill. But now he's better Radio 4's Justin Webb is asking if it was worth the money

What level of sacrifice is right and proportionate and, well, decent? In our case, these choices - financial and ethical - are made easier by the pet insurance that we possess. And, in Toffee's case, it was the pet insurance that saved him. Although I ...

Published:  Thu, 04 Feb 2016 08:35:00 GMT

Pet insurance is a buyer beware business

Leslie Edwards spent $10,000 on medical care in the last four years of her German shepherd, Mika. The dog needed surgery at age 7 for perianal fistulas, painful openings in the skin around the anus, and pricey drugs for the following two years until it died.

Published:  Fri, 31 May 2013 06:10:00 GMT




Embrace Pet Insurance

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us