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Pet insurance can be a life saver for your beloved family pets. In fact, pet insurance can add significant protection for your pet and your finances alike.
However, not all pet insurance providers are the same. Coverages range from long lists of tailored options to one-stop plans; from accidents-only to routine health exams. TopConsumerReviews.com reviews and ranks the best pet insurance providers available today.

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PET INSURANCE

Thanks to modern medicine, veterinarians can perform once unheard-of operations and treatments to suffering dogs and cats, significantly increasing both their life expectancy and their owner's happiness. However, these latest procedures can come with an expensive price tag.

Tests, examinations, and procedures can cost hundreds to thousands of dollars. Even a routine examination with vaccinations and preventative tests can cost from $200 to $400 or more. If that hasn't busted your budget, you can only imagine the reality of chemotherapy and hip replacement for a pet in bad shape.

Pet Insurance allows a caring master to continue to enjoy their pet for years to come without facing the financial burden and difficult decision between helping their loved one, or putting it to sleep as a result of cost. A number of pet insurance companies exist today that can greatly relieve the burden of life saving procedures and care. However, these companies all vary in services covered, cost, customer service, and claim reimbursement.

Before selecting a pet insurance provider you should consider the following:

Coverage.  What procedures and services does the plan cover? Is their flexibility in selecting the plan that meets your needs? What services are excluded?

Customer Service.  Will someone answer the phone if you call in an emergency? When is the company open for assistance?

Insurance Premiums.  How much will your premium be for the pet insurance that best meets your needs?

We hope you find this information helpful in selecting the right pet insurance provider for you and your pet!

 

 

 

 

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Embrace

TopConsumerReviews.com Best-in-class Blue Ribbon award 5 stars

EMBRACE

Embrace leads the show in pet insurance providers. This truly customizable pet insurance can meet everyone's needs. The website is easy to maneuver and full of great information. Claims are paid quickly and with no hassle - Embrace is an excellent choice

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Trupanion

4 stars

TRUPANION

Trupanion, offered through PetCo Pet Store, provides solid pet insurance with no gimmicks. This straightforward pet insurance provider covers 90% of the veterinarian's bill and does not increase premiums as your pet ages. Trupanion also allows you to select the amount of deductible you'd like associated with your plan.

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Veterinary Pet Insurance (VPI )

3.5 stars

VETERINARY PET INSURANCE (VPI)

Veterinary Pet Insurance (VPI) has been in business for over 25 years. VPI allows for a lot flexibility in the coverage your seeking but we found some concerns with the claim process.

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Pet Assure

3 stars

PET ASSURE

This is a program that is best for an older pet or one with a pre-existing condition that would not be covered under the other plans. It is less expensive but your overall savings would be less should your pet need a major operation that was covered by one of the other plans.

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Pets Best

3 stars

PETS BEST

Pets Best pet insurance provides a decent website with an instant quote option. However, some of the more expensive veterinary services are not covered, which begs the question, why have pet insurance in the first place?

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Quick Care Pet Insurance

2 stars

QUICK CARE PET INSURANCE

This program offers a variety of choice so that you can pick the price and the coverage that works best for you and your pet. However, Quick Care is new to the market, with an unproven track record of reliability. We also couldn't find a lot of upfront information on what is excluded by Quick Care.

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Pet Insurance in the News

Bulger Tails: Is pet insurance right for you? - Abington Mariner
The ability to use advanced diagnostic techniques such as ultrasound, endoscopy, CT scans and MRI are readily available.     Intensive treatment options are available for the unexpected accidents such as ingestion of toxic materials or foreign bodies ...
Publ.Date : 2012-02-03T19:35:35Z

Expert: Pet insurance pays off - 9News
DENVER - Pet owners know their vet bills can often come at very in-opportune times. Often people without pet insurance are faced with no other option than to surrender their animal to their veterinarian or a local shelter. Surgeries and pet medical care ...
Publ.Date : 2012-02-02T18:53:49Z

Hartville Group Introduces New Pet Insurance Plans - Insurance News Net
The Hartville Group, Inc., which with its subsidiary Petsmarketing Insurance.com Agency, Inc. is a pet insurance provider in the US, has announced new plans that will expand coverage in the ASPCA Pet Health Insurance program to include 90 percent ...
Publ.Date : 2012-01-23T22:18:57Z

Insurers Say More Pet Owners Turn to Pet Insurance - Insurance Journal
Two years ago, Charles Smith’s beloved Great Dane, Buzz, came down with what his veterinarian thought was bloat, a digestive-tract disorder considered the second-leading canine killer after cancer. Turned out it was a just a scare — that time.
Publ.Date : 2012-01-20T16:53:14Z

Petplan Pet Insurance Reveals Top 10 Pet Health Conditions of 2011 - PRWeb
Vomiting and diarrhea, allergies, ear infections; pet parents may think that such commonplace conditions occur fairly frequently for our furry friends. And according to data from No. 1-rated Petplan pet insurance, they’d be right. Those conditions, and ...
Publ.Date : 2012-01-25T13:19:43Z

Our takeaway-gorging pets: Half of Britain's cats and dogs are fed fish and chips every week - Daily Mail
The research from More Than Pet Insurance showed that one in ten owners now give their pets their leftovers every day. Eighteen per cent of owners admitted feeding their pets chicken tikka masala, while 47 per cent feed their animals dairy-laden dishes ...
Publ.Date : 2012-02-02T14:07:29Z

Williams to Head Western Financial Insurance Company, Canada's Largest Pet Insurance Provider - Yahoo Finance
HIGH RIVER, AB, Jan. 23, 2012 /CNW/ - Western Financial Group ("Western") President and CEO Scott Tannas announced that Glenn Williams has been appointed President and CEO of Western Financial Insurance Company ("WFIC"), a wholly owned ...
Publ.Date : 2012-01-23T16:28:12Z

Plane crash victim's widow can't collect $1-million insurance, court rules - Calgary Herald
VANCOUVER — A B.C. judge has found a widow cannot collect the full value of her husband's $1-million life insurance policy after he died in a plane crash on Vancouver Island more than three years ago. The judge ruled that Debra Lucile McLean was only ...
Publ.Date : 2012-02-03T05:38:04Z

 

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