August 2, 2015
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Thanks to modern medicine, veterinarians can perform once unheard-of operations and procedures to suffering dogs and cats, significantly increasing both their life expectancy and their owner's happiness. However, these latest procedures can come with an expensive price tag.

Protect Your Pet with Embrace Pet Insurance Today! Tests, examinations, and procedures can cost hundreds to thousands of dollars. Even a routine examination with vaccinations and preventative tests can cost from $200 to $400 or more. If that hasn't busted your budget, you can only imagine the reality of chemotherapy and hip replacement for a pet in bad shape.

Pet Insurance allows a caring master to continue to enjoy their pet for years to come without facing the financial burden and difficult decision between helping their loved one, or putting it to sleep as a result of cost. A number of pet insurance companies exist today that can greatly relieve the burden of life saving procedures and care. However, these companies all vary in services covered, cost, customer service, and claim reimbursement.

Before selecting a pet insurance provider you should consider the following:

  • Coverage.  What procedures and services does the plan cover? Is their flexibility in selecting the plan that meets your needs? What services are excluded?
  • Customer Service.  Will someone answer the phone if you call in an emergency? When is the company open for assistance?
  • Insurance Premiums.  How much will your premium be for the pet insurance that best meets your needs? has reviewed and ranked the best Pet Insurance providers available today. We hope this information helps you select the right pet insurance for you and your pet!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Pet Insurance Reviews

5 stars
Embrace Pet Insurance

EMBRACE PET Best-In-Class Blue Ribbon Award

Embrace leads the show in pet insurance providers. This truly customizable pet insurance can meet everyone's needs. The website is easy to maneuver and full of great information. Claims are paid quickly and with no hassle - Embrace is an excellent choice. Read More... Visit

4.5 stars
Pets Best


Pets Best pet insurance provides an easy to use website with an instant quote option. We liked the comprehensive nature of Pets Best and the procedures included within the policies. We also liked how they outline exactly what is covered or not covered with their insurance. Affordable prices and customer friendly policies make Pets Best a very good choice. Read More... Visit

4.5 stars
Pet Premium


Pet Premium is a pet insurance website that is both professional and informative. This company offers several different pet insurance policies to meet your specific financial needs. The downside to Pet Premium is that it's new to the industry and does not yet have a long track record. Read More... Visit

4 stars
Healthy Paws


Healthy Paws Insurance provides a straightforward plan with some flexibility to fit your needs. We really liked their quote process and high level of customer satisfaction. Healthy Paws is a top contender for your dog and cat insurance. Read More... Visit

4 stars
Trupanion Pet Insurance


Trupanion provides solid pet insurance with no gimmicks. This straightforward pet insurance provider covers 90% of the veterinarian's bill and does not increase premiums as your pet ages. Trupanion also allows you to select the amount of deductible you'd like associated with your plan. Read More... Visit

3.5 stars
Veterinary Pet Insurance (VPI)


Veterinary Pet Insurance (VPI) has been in business for over 25 years. VPI allows for a lot flexibility in the coverage your seeking but we found some concerns with the claim process. Read More... Visit

3 stars
Pet Assure


This is a program that is best for an older pet or one with a pre-existing condition that would not be covered under the other plans. It is less expensive but your overall savings would be less should your pet need a major operation that was covered by one of the other plans. Read More... Visit

2 stars
24 Pet Watch


24 Pet Watch provides a cumbersome online quote process. Missing details and descriptions,along with poor page layout made the online shopping experience unimpressive. The cost of the insurance was much higher than many other companies and didn't appear to be a good value in comparison to those companies ranked higher. Read More... Visit

How Pet Insurance Can Save You Money

If you asked every pet lover you encountered in a day how they feel about their pets, they’d likely tell you they view them as family members, not pets. As such, most pet owners want their furry family members to live long and healthy lives.

One of the best ways to make sure that happens is by investing in a pet insurance policy.

Like their human counterparts, animals can get sick or be involved in accidents which can cause severe injury. They also need routine preventative healthcare in order to stay healthy – all of which can cost a pretty penny. Pet insurance plans are designed to help shoulder the burden of these costs, helping pet owners to have the choice in caring for their pet, versus euthanasia due to insufficient funding to pay for necessary medical procedures.

Currently, only one percent of the U.S. pet population – just under 3 million animals – is insured. However, industry trends indicate that pet health insurance policies are growing in popularity in the U.S., with an anticipated increase of up to 10 percent within the next five years.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

Most pet owners understand that cost for care, as well as the likelihood that the pet will suffer from certain diseases and conditions, significantly increases as the pet ages. However, not many pet owners have stopped to ask themselves what they would do if their pet suffered a serious or unexpected injury. Average cost for mending a broken leg, for instance, can run between $2,000 and $5,000 without insurance coverage. Dogs, which are known for eating and swallowing items which can be harmful, may need emergency surgery to remove the item and repair any internal damage that may have been caused. That kind of procedure can cost up to $3,000. Many pet owners cannot afford such high up-front costs and most veterinarians require payment in full at the time of the procedure. That leaves many pet owners struggling with what to do for their pet when they can’t afford the procedure that could help them.

Other conditions, such as diabetes mellitus, are on the rise in the pet population. One out of every 400 dogs and cats will be diagnosed with diabetes at some point in their lives. With the advent of medical procedures and interventions not previously available to our pets, many are living longer, which increases their chances of developing age-related conditions and injuries. Take for instance, a pet which develops diabetes. That animal would require insulin injections, much as its human counterpart diagnosed with the same condition would need. Monthly costs between insulin and the syringes needed to administer it can cost a couple hundred dollars. Then there is the glucose monitoring system required to keep track of your pet’s insulin levels. Animal-specific monitors such as AlphaTrak can cost $200 by the time you purchase the monitor, the lancets and the testing strips.

Most pet policies cover these issues and many more, making them a good investment for pet owners. With a variety of plans from which to choose, pet owners can find one that is not only affordable to them, but which also covers their pet’s annual medical needs.




Dallas-based Park Cities Pet Sitter Selects Non-Profit Animal Welfare Organization Angies Friends as this Years Recipient of their Presents 4 Pets Supply Drive.
Park Cities Pet Sitter Participates in the NAPPS Presents 4 Pets Supply Drive for the Third Year in a Row as Part of Their Ongoing Efforts to Bring Attention to the Areas Best Pet-Related Charities.
Publication Date: July 31, 2015

Verde Pointe Office Park Donates to Dog Rescue Mutt Madd-ness after Well-Received Benefit
Verde Pointe Dental Associates and Marietta Vet Clinic hosted a hugely successful "Rescue Animal Cookout" on June 25, 2015, donating 100% of proceeds to Mutt Madd-ness.
Publication Date: July 07, 2015

Lorretta Riegels New Book Loras Adventures Is a Heartfelt and Charming Biography of the Authors Adolescent Years
Recent release Loras Adventures, from Page Publishing author Lorretta Riegel, is a profound autobiographical work that explains growing up on a farm in Durham, Pennyslvania.
Publication Date: July 15, 2015

IPA Seeks Health Insurance Sales Representatives, Announces Leadership Opportunities
The company seeks sales representatives to help fulfill increasing demand.
Publication Date: July 20, 2015

Safeguard Scientifics Announces Second Quarter 2015 Financial Results
Partner company aggregate revenue grew 24% and 27% year-over-year during the three months and six months ended June 30, 2015, respectively; Conference call and webcast today at 9:00 a.m. EDT
Publication Date: July 23, 2015

IPA Family, LLC Is Currently Looking to Fill Sales Representative Roles
Leadership opportunities and the ability to participate in wealth accumulation plan available to qualified candidates.
Publication Date: July 13, 2015

New California pet insurance laws should be adopted across The States
Pet insurance technology expert Aquarium says everyone should benefit from new law
Publication Date: July 20, 2015

Dr. Jack Stephens Receives Lifetime Achievement Award from Pet Insurance Industry
The North American Pet Health Insurance Association presents first time award
Publication Date: July 21, 2015

Hannah the Pet Society Chooses ZOOM+ Performance Health Insurance
Hannah the Pet Society employees will have unlimited access to all ZOOM+ services, including expanded access to telemedicine through ZOOM+Video, ZOOM+Smile, and soon-to-launch services in advanced, specialist, emergency and surgical care.
Publication Date: July 16, 2015

Molecular Imaging of Colorado (MIC) Now Offers DaTscans
Molecular Imaging of Colorado (MIC), the Front Ranges only ACR accredited Outpatient Nuclear Medicine service, is now offering DaTscan.
Publication Date: July 15, 2015

Trish Hannings Second Book I Will See You There Is a Religious and Faithful Work Journeying the Death of a Beloved Pet
Recent release I Will See You There from Page Publishing author Trish Hanning is both enlightening and biblical; this work is a story of faith and coping with the death of a pet.
Publication Date: July 20, 2015

Attorney Jason Waechter: Its 10PM on July 4th Do You Know Where Your Pets Are?
July 5this the busiest day of the year for animal shelters across the country, as many pets become frightened and run away during Fourth of July fireworks displays. Dog Bite Lawyer Jason Waechter is urging pet owners to do their part to prevent lost pets as well as potential injuries from animal bites by keeping their pets indoors during Fourth of July celebrations.
Publication Date: July 03, 2015

CenCal Health Partners with Care to Care, LLC to Manage Advanced Imaging Services
CenCal Health will be partnering with Care to Care to manage outpatient advanced imaging for its members.
Publication Date: July 15, 2015




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