TopConsumerReviews.com
      May 27, 2017

Home  >  Pet Insurance  >  Articles

Your Information Is Secure
The Perfect Handbook for Imperfect Dog Owners Newsletter

Latest Reviews

Book Clubs

Class Rings

Credit Card Consolidation

Installment Loans

Greek Lessons

Home Safes

Home Theater Seating

Party Planning

Used Cars

Web Hosting

 

Related Articles

What You Should Expect From Pet Insurance

What You Should Know Before Buying Pet Insurance

Why Has Pet Insurance Become So Popular?

Why Pet Insurance Is Easier Than You Think

Why Veterinarians Appreciate Pet Insurance

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What You Should Know Before Buying Pet Insurance

Pet owners have a special affection for their furry companions. Oftentimes, they think of them not only as pets, but as members of their families. As such, they want to ensure their pets live long, happy and healthy lives.

One of the best ways to make sure your pet stays in tip-top condition is to purchase a pet insurance plan.

The first official pet healthcare policy was sold in Britain in 1947. Britain trails only Sweden in the number of pet owners who provide insurance for their pets. Dogs are the most-insured pet, followed by cats and small exotic animals. While it is sold under the name “healthcare insurance,” pet health insurance is actually under the insurance umbrella for property. According to insurance laws, pets are seen as property, so the insurance policy which covers them is similar to that for any other property owned by an individual.

There are a few things you should know before buying pet insurance.

First and foremost is cost. Pet insurance plans should provide the kind of coverage needed at a cost that is affordable. There are 10 companies that offer pet insurance plans within the United States. Of those companies, plans range in cost from $15 a month to $50 or more. Some plans require the holder to meet a deductible prior to paying claims, much as health insurance plans for humans. If in order to afford a monthly premium the client has to have a deductible that is too high to reasonably afford, then the insurance plan is not a good choice. Annual limits for covered services also create problems for clients who own pets with chronic health conditions. There are a few plans that do not have annual limits, so it may be best to choose one of those plans if your pet will need continual care.

Another issue to consider is the way the pet insurance company handles veterinary cost reimbursements. Some insurers do not cover veterinarian exam charges, and restrict the reimbursement amount to a set amount per diagnosis.

For most pet owners, regular wellness exams, vaccinations and routine preventative health care are the most common procedures their pet undergoes. However, several of the pet insurance companies on the U.S. market do not include coverage for these routine services, leaving the customer to pay for a monthly insurance premium, as well as routine veterinarian care. In these instances, the insurance plan is not worth the monthly cost to the pet owner.

Another important factor in choosing a plan that is right for you is what the customer is required to do in order to have covered services paid for by the insurance plan. Some plans allow the veterinarian to bill them directly, much as human health insurance companies do, while others require the policyholder to pay the costs up front and then submit the receipts for reimbursement. Some customers of companies which require up-front payment have complained that it is difficult to have those costs reimbursed by the insurance plan later. So if guaranteeing that the costs will be covered is important, it is best to choose a plan that has a guaranteed coverage percentage plan.

Pet owners in the U.S. spend roughly $12 billion dollars annually for veterinarian care for their pets. This number is only expected to increase as more advanced medications become available to our pets. Choose a plan that best suits your needs and those of your pet to ensure a pleasant experience.

Pet Insurance Increasing in Popularity

DULUTH, Minn. - Health insurance has been a hot topic for months now as lawmakers look to improve our healthcare system. But, what about our furry friends? We often forget about the possibilities of dreaded medical bills when taking our pets to the ...

Published:  Wed, 24 May 2017 09:12:00 GMT



10 ways to avoid pet insurance claims this summer

Wait, the dog park? Well, your canine companions want to be outside at least as much as you do, and probably more. But before you grab the leash and the water dish, you should bear in mind that summer carries hazards not just for human weekend sports ...

Published:  Wed, 24 May 2017 10:37:00 GMT



Pet Insurance: Is It Important and Worthy the Value?

Do you have a pet at home? Did you ever consider having it insured? Some pet owners want to pay much for their pets. However, do you think that pet insurance is worth it? Imagine that your pet is in emergency and you have to pay much for surgery.

Published:  Sat, 20 May 2017 11:32:00 GMT



Pet insurance can be a minefield - expert tips to make sure you buy the right policy

If there's one subject that people are the most passionate about, it's pets. Over the years I've helped sort out problems with depressed chameleons, wonky Labradors and even a sheep with a skin condition. But it never ceases to amaze me how varied and ...

Published:  Sat, 20 May 2017 22:10:00 GMT



Pet Insurance Market Share Worldwide Industry Statistics, Growth, Trends, Opportunities & Forecast up to 2022

Global Pet Insurance Industry Report offers market overview, segmentation by types, application, countries, key manufactures, cost analysis, industrial chain, sourcing strategy, downstream buyers, marketing strategy analysis, distributors/traders, factors ...

Published:  Thu, 25 May 2017 00:41:00 GMT



Britain's largest pet insurance firm Petplan is accused of fueling barbaric puppy-farming trade by giving 'trusted breeders' status to unscrupulous dealers without doing any checks

Britain's largest pet insurance company has been accused of fuelling the barbaric puppy-farming trade by awarding unscrupulous dealers the status of "˜trusted breeders' without performing even basic checks. Dealers who keep puppies in squalid ...

Published:  Sat, 20 May 2017 15:09:00 GMT



Compare dog insurance

MoneyBack gives you 20% of your annual premium back if you don't claim. Get 12 months pet insurance for the price of 9 when you buy online. Introductory online discount applied over first 12 months. Discounts applied consecutively. Underwritten by U K ...

Published:  Fri, 26 May 2017 06:37:00 GMT



Veterinary Survey Says Pet Insurance is a Practice Boon

When pet owners carry pet health insurance, it is a win for them, their pets and veterinarian caretakers; pet insurance can be a hard sell but veterinarians can prove the difference, according to John Volk, senior consultant, Brakke Consulting, a Dallas ...

Published:  Sat, 13 May 2017 12:23:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure