May 24, 2016
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Structured Settlement Buyers
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If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement purchasing company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments. The terms of the structured settlement purchase amount require court approval and should be understood thoroughly before a settlement is executed.

A structured settlement purchasing company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer. A quality structured settlement purchasing company that is well experienced will help get you through the process quickly and with the highest payout.

However, not all structured settlement purchasing companies are able to deliver as promised. When choosing a structured settlement purchasing company, you should consider several factors first:

  • Company Strength.  How long has the structured settlement purchasing company been in business? What is the Better Business Bureau rating for that company?
  • Customer Service.  Since you'll be working with them closely, how helpful is the structured settlement purchasing company? Are they responsive, courteous and well-informed?
  • Website functionality.  When you're entering into a structured settlement buyout, you'll want a company that provides an informative, professional website to assist you through the process. has reviewed and ranked the best structured settlement purchasing companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.


Structured Settlement Purchaser Reviews

5 stars
Stone Street Capital

STONE STREET Best-In-Class Blue Ribbon Award

Stone Street Capital provides the highest level of customer service of any structured settlement purchasing company we reviewed. Their informative website added a lot of value in our research efforts. Stone Street has a long history of strong performance and an excellent BBB rating. If you are looking for a structured settlement purchaser, Stone Street should be your first stop. Read More... Visit

4.5 stars
Settlement Capital Corporation


Settlement Capital Corporation brings many years of experience, as well as a friendly and professional customer service team to the table. They do require at least a $10,000 structured settlement to do business. Their busy website is both informative and helpful in identifying who Settlement Capital Corporation is and what their process entails. Read More... Visit

4 stars
JG Wentworth


JG Wentworth is a strong structured settlement purchaser with a solid reputation. We would like to have visited with more experienced and knowledgeable customer service representatives. However, we appreciate the quality reputation at JG Wentworth and feel it's worth your time for a quote. Read More... Visit

3 stars
CBC Settlement Funding


The CBC Settlement Funding website was very informative with state-specific regulation information and numerous resources. While they haven't been in business as long as some of the other structured settlement purchasers in our review, the innovative and informative website was the best of the bunch. We appreciated their level of professionalism. Read More... Visit

3 stars
Woodbridge Structured Funding


Woodbridge focuses on driving structured settlement customers via gimmicks and promises. While we appreciated their strong BBB rating and customer service, we would have liked more information. Woodbridge is probably worth getting a free quote from, but don't get hung up on big promises or gas cards. Read More... Visit

2.5 stars
Peachtree Settlement Funding


Peachtree has been an accredited Better Business Bureau company since 2009 and owns a strong BBB rating. However we felt their customer service was severely lacking. If you're looking for a structured settlement company we recommend you shop around. Read More... Visit

2 stars
DRB Capital


DRB Capital (formerly Imperial Structured Settlements) has been in business for a relatively short period of time. We were less confident with their ability to manage structured settlement contracts, legal issues, and funding should something occur. Read More... Visit

Righting the wrongs of an exploitative industry

READ MARYLAND'S lawsuit against companies that profited from purchasing structured settlements from lead-paint-poisoning victims, and you will understand why Attorney General Brian E. Frosh (D) said the circumstances made "my blood boil."

Published:  Sat, 14 May 2016 16:45:00 GMT

An Update on Structured Settlement Legislation

Now, progress is being made to ensure that injured parties are being protected and the word of the benefits of structured settlements is spreading. Ringler Radio host, Larry Cohen and his co-host, Jim Early invite Eric Vaughn, Executive Director of ...

Published:  Mon, 16 May 2016 10:18:00 GMT

FPA backs transfer balance cap exemptions

The FPA supports moves by federal Treasurer Scott Morrison to exempt individuals with structured settlements or orders for personal injuries from the $1.6 million transfer balance cap. FPA backs transfer balance cap exemptions Regaining trust still "a ...

Published:  Thu, 19 May 2016 16:26:00 GMT

Asta Funding Inc (ASFI): Mangrove Partners Ups Its Stake and Demands Representation on the Board

consumer receivables and structured settlements. Over the past 12 months, the company's shares have increased by 21.9%. For the second quarter of fiscal 2016, Asta Funding Inc (NASDAQ:ASFI) reported a loss per share $0.15 and revenue of $10.95 million ...

Published:  Tue, 17 May 2016 08:42:00 GMT

Democratic Leaders Emphasize Need for Oversight to Protect Sellers & Prevent Exploitation

The text of the letter is below and a PDF can be found here. Dear Commissioner Koskinen: We write today to request information regarding excise taxes on sales of structured settlements, also known as "factoring" transactions, as administered by the ...

Published:  Sun, 15 May 2016 03:30:00 GMT

Asta Funding, Inc. Announces Financial Results for the Second Quarter and First Six Months of Fiscal 2016

Included in the second quarter of fiscal year 2016 is approximately $2.9 million in revenue from CBC Settlement Funding, LLC on structured settlements, as compared to $2.8 million from the same period of the prior year. Also included in total revenues in ...

Published:  Tue, 10 May 2016 13:08:00 GMT

The J.G. Wentworth Company® Reports First Quarter 2016 Results

The decrease was due to a $42.1 million decline in the Structured Settlement Payments segment's ("Structured Settlements") revenue that was primarily the result of a decline in realized and unrealized gains on VIE and other finance receivables, long-term ...

Published:  Tue, 10 May 2016 04:08:00 GMT

Asta Funding's (ASFI) CEO Gary Stern on Q2 2016 Results - Earnings Call Transcript

Total revenue included in the six months of fiscal year 2016 is approximately $5.9 million in revenue from CBC Settlement Funding, LLC on structured settlements, as compared to $5 million in the same period of the prior year. Also included in total ...

Published:  Fri, 13 May 2016 11:09:00 GMT

Structured Settlements

Chances are your clients are dissatisfied with low-rate fixed annuities and dislike the fees and equity risk of variable annuities. It's possible, however, to earn yields upwards of 6 percent on "secondary market" annuities issued by top-rated ...

Published:  Mon, 15 Dec 2014 17:56:18 GMT




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