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If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement purchasing company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments. The terms of the structured settlement purchase amount require court approval and should be understood thoroughly before a settlement is executed.

A structured settlement purchasing company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer. A quality structured settlement purchasing company that is well experienced will help get you through the process quickly and with the highest payout.

However, not all structured settlement purchasing companies are able to deliver as promised. When choosing a structured settlement purchasing company, you should consider several factors first:

  • Company Strength.  How long has the structured settlement purchasing company been in business? What is the Better Business Bureau rating for that company?
  • Customer Service.  Since you'll be working with them closely, how helpful is the structured settlement purchasing company? Are they responsive, courteous and well-informed?
  • Website functionality.  When you're entering into a structured settlement buyout, you'll want a company that provides an informative, professional website to assist you through the process. has reviewed and ranked the best structured settlement purchasing companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Structured Settlement Purchaser Reviews

5 stars
Stone Street Capital

STONE STREET Best-In-Class Blue Ribbon Award

Stone Street Capital provides the highest level of customer service of any structured settlement purchasing company we reviewed. Their informative website added a lot of value in our research efforts. Stone Street has a long history of strong performance and an excellent BBB rating. If you are looking for a structured settlement purchaser, Stone Street should be your first stop. Read More... Visit

4.5 stars
Settlement Capital Corporation


Settlement Capital Corporation brings many years of experience, as well as a friendly and professional customer service team to the table. They do require at least a $10,000 structured settlement to do business. Their busy website is both informative and helpful in identifying who Settlement Capital Corporation is and what their process entails. Read More... Visit

4 stars
JG Wentworth


JG Wentworth is a strong structured settlement purchaser with a solid reputation. We would like to have visited with more experienced and knowledgeable customer service representatives. However, we appreciate the quality reputation at JG Wentworth and feel it's worth your time for a quote. Read More... Visit

3 stars
CBC Settlement Funding


The CBC Settlement Funding website was very informative with state-specific regulation information and numerous resources. While they haven't been in business as long as some of the other structured settlement purchasers in our review, the innovative and informative website was the best of the bunch. We appreciated their level of professionalism. Read More... Visit

3 stars
Woodbridge Structured Funding


Woodbridge focuses on driving structured settlement customers via gimmicks and promises. While we appreciated their strong BBB rating and customer service, we would have liked more information. Woodbridge is probably worth getting a free quote from, but don't get hung up on big promises or gas cards. Read More... Visit

2.5 stars
Peachtree Settlement Funding


Peachtree has been an accredited Better Business Bureau company since 2009 and owns a strong BBB rating. However we felt their customer service was severely lacking. If you're looking for a structured settlement company we recommend you shop around. Read More... Visit

2 stars
DRB Capital


DRB Capital (formerly Imperial Structured Settlements) has been in business for a relatively short period of time. We were less confident with their ability to manage structured settlement contracts, legal issues, and funding should something occur. Read More... Visit

Sedgwick forecasts industry trends in "5 factors for fifteen"
MEMPHIS, Tenn., Jan. 27, 2015 /PRNewswire/ --Sedgwick, the leading global provider of technology-enabled claims and productivity management solutions, today published its "5 factors for fifteen," forecasting major industry trends that employers should watch in 2015. "We are committed to helping our clients prepare for this year and beyond by highlighting emerging trends and risks likely ...
Publication Date: Tue, 27 Jan 2015 11:30:00 -0800

Travelers Reports Record Fourth Quarter and Full Year Net and Operating Income per Diluted Share
The Travelers Companies, Inc. today reported net income of $1.038 billion, or $3.11 per diluted share, for the quarter ended December 31, 2014, compared to net income of $988 million, or $2.70 per diluted share, in the prior year quarter.
Publication Date: Thu, 22 Jan 2015 03:57:00 -0800

Safe, Competitive, Fixed Returns Available to Individual Investors for the First Time Through New Income Stream ...
Sitting in a California Office, a group operating under the name Elmwood Capital Partners, Inc. is putting the final touches on a site that they say will be the worlds' first Trading Platform devoted exclusively ...
Publication Date: Tue, 20 Jan 2015 18:41:46 -0800

Are Structured Settlements The Right Financial Options For Today?
While some persons are looking for annuities that are of low rates and in addition must pay regular fees for variable annuities that tend to fall under equity risk, still others are taking matters more seriously by turning to structured settlements where they can get more for their money. Knowing when and how to invest money in economic turmoil such as is happening today is important when it ...
Publication Date: Fri, 02 Jan 2015 13:48:35 -0800

SmartDiscover From CTI Group Enables Telecom Operators to Interpret Customer Data Fast and Easy
SmartDiscover helps Telecom Operators quickly and easily distill business intelligence from customer data obtained from multiple data sources, principally billing systems and CRM.
Publication Date: January 28, 2015

The Perecman Firm Announces Scholarship for Students with Autism or Affected By Autism
New York personal injury lawyer David Perecman of The Perecman Firm launches the Avonte Oquendo Memorial Scholarship for Autism.
Publication Date: January 27, 2015

David Perecman Weighs In On Report Findings Of Light Discipline For NYPD Chokeholds
New York civil rights violation lawyer David Perecman weighs in on a new NYPD inspector general report that found a lack of punishment for the use of prohibited chokeholds by officers.
Publication Date: January 20, 2015

Misys provides competitive advantage to investment firms by signing connectivity agreement with Intex Solutions
Solution partnership with Intex will enable Misys to deliver global structured fixed income data and cashflow analytics to investment management firms using Misys FusionInvest.
Publication Date: January 19, 2015

David Perecman Urges Motorists To Drive Carefully In Icy Weather After 193 Vehicle Crash
New York auto accident lawyer David Perecman of The Perecman Firm warns drivers of the dangers of driving in freezing conditions following a 193 vehicle crash.
Publication Date: January 14, 2015

CTI Groups Analysis eBilling Solution Helps Resolve Regional Taxation Issues
This latest version of CTI Group's Analysis solution now delivers a higher degree of granularity of taxation for Telecoms service providers allowing business users to complete tax filings accurately across all the regions in which they operate and bill. Analysis now enables service providers to offer their business customers a highly relevant and distinctive value-add service which will ensure they remain competitive and compliant.
Publication Date: January 13, 2015

David Perecman Commends New York City For Historically Low Number Of Pedestrian Deaths
New York personal injury lawyer David Perecman of THe Perecman Firm lauds the reduction of pedestrian deaths in New York City.
Publication Date: January 07, 2015

Holland & Hart Welcomes 12 Attorneys to the Firm's Partnership
Holland & Hart LLP is proud to announce 12 attorneys have been elected into the firms partnership, effective January 1, 2015. The new partners represent several practice areas and work from seven of the firms 15 offices across the Mountain West and Washington, D.C.
Publication Date: January 05, 2015




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