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If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments. The terms of the structured settlement amount require court approval and should be understood thoroughly before a settlement is executed.

A structured settlement company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer. A quality structured settlement company that is well experienced will help get you through the process quickly and with the highest payout.

However, not all structured settlement companies are able to deliver as promised. When choosing a structured settlement company you should consider several factors first:

  • Company Strength.  How long has the structured settlement company been in business? What is the Better Business Bureau rating for that company?
  • Customer Service.  Since you'll be working with them closely, how helpful is the structured settlement company? Are they responsive, courteous and well-informed?
  • Website functionality.  When you're entering into a structured settlement buyout, you'll want a company that provides an informative, professional website to assist you through the process.

TopConsumerReviews.com has reviewed and ranked the best structured settlement companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Structured Settlement Reviews

5 stars
Stone Street Capital

STONE STREET CAPITALTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Stone Street Capital provides the highest level of customer service of any structured settlement company we reviewed. Their informative website added a lot of value in our research efforts. Stone Street has a long history of strong performance and an excellent BBB rating. If you are looking for a structured settlement company, Stone Street should be your first stop. Read More... Visit
Site

4.5 stars
Settlement Capital Corporation

SETTLEMENT CAPITAL CORPORATION

Settlement Capital Corporation brings many years of experience, as well as a friendly and professional customer service team to the table. They do require at least a $10,000 structured settlement to do business. Their busy website is both informative and helpful in identifying who Settlement Capital Corporation is and what their process entails. Read More... Visit
Site

4 stars
JG Wentworth

JG WENTWORTH

JG Wentworth is a strong structured settlement company with a solid reputation. We would like to have visited with more experienced and knowledgeable customer service representatives. However, we appreciate the strong reputation at JG Wentworth and feel it's worth your time for a quote. Read More... Visit
Site

3 stars
CBC Settlement Funding

CBC SETTLEMENT FUNDING

The CBC Settlement Funding website was very informative with state-specific regulation information and numerous resources. While they haven't been in business as long as some of the other structured settlement companies in our review, the innovative and informative website was the best of the bunch. We appreciated their level of professionalism. Read More... Visit
Site

3 stars
Woodbridge Structured Funding

WOODBRIDGE STRUCTURED FUNDING

Woodbridge focuses on driving structured settlement customers via gimmicks and promises. While we appreciated their strong BBB rating and customer service, we would have liked more information. Woodbridge is probably worth getting a free quote from, but don't get hung up on big promises or gas cards. Read More... Visit
Site

2.5 stars
Imperial Structured Settlements

IMPERIAL STRUCTURED SETTLEMENTS

Imperial has been in business for a relatively short period of time. We were less confident with their ability to manage structured settlement contracts, legal issues, and funding should something occur. Read More... Visit
Site

2 stars
Peachtree Settlement Funding

PEACHTREE SETTLEMENT FUNDING

Two things stood out at Peachtree Financial for us; no Better Business Bureau rating, and a poor customer service team. If you are looking for a structured settlement company we recommend you shop around to save yourself frustration and worry. Read More... Visit
Site

 

 

 

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