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If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement purchasing company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments. The terms of the structured settlement purchase amount require court approval and should be understood thoroughly before a settlement is executed.

A structured settlement purchasing company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer. A quality structured settlement purchasing company that is well experienced will help get you through the process quickly and with the highest payout.

However, not all structured settlement purchasing companies are able to deliver as promised. When choosing a structured settlement purchasing company, you should consider several factors first:

  • Company Strength.  How long has the structured settlement purchasing company been in business? What is the Better Business Bureau rating for that company?
  • Customer Service.  Since you'll be working with them closely, how helpful is the structured settlement purchasing company? Are they responsive, courteous and well-informed?
  • Website functionality.  When you're entering into a structured settlement buyout, you'll want a company that provides an informative, professional website to assist you through the process. has reviewed and ranked the best structured settlement purchasing companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Structured Settlement Purchaser Reviews

5 stars
Stone Street Capital

STONE STREET Best-In-Class Blue Ribbon Award

Stone Street Capital provides the highest level of customer service of any structured settlement purchasing company we reviewed. Their informative website added a lot of value in our research efforts. Stone Street has a long history of strong performance and an excellent BBB rating. If you are looking for a structured settlement purchaser, Stone Street should be your first stop. Read More... Visit

4.5 stars
Settlement Capital Corporation


Settlement Capital Corporation brings many years of experience, as well as a friendly and professional customer service team to the table. They do require at least a $10,000 structured settlement to do business. Their busy website is both informative and helpful in identifying who Settlement Capital Corporation is and what their process entails. Read More... Visit

4 stars
JG Wentworth


JG Wentworth is a strong structured settlement purchaser with a solid reputation. We would like to have visited with more experienced and knowledgeable customer service representatives. However, we appreciate the quality reputation at JG Wentworth and feel it's worth your time for a quote. Read More... Visit

3 stars
CBC Settlement Funding


The CBC Settlement Funding website was very informative with state-specific regulation information and numerous resources. While they haven't been in business as long as some of the other structured settlement purchasers in our review, the innovative and informative website was the best of the bunch. We appreciated their level of professionalism. Read More... Visit

3 stars
Woodbridge Structured Funding


Woodbridge focuses on driving structured settlement customers via gimmicks and promises. While we appreciated their strong BBB rating and customer service, we would have liked more information. Woodbridge is probably worth getting a free quote from, but don't get hung up on big promises or gas cards. Read More... Visit

2.5 stars
Peachtree Settlement Funding


Peachtree has been an accredited Better Business Bureau company since 2009 and owns a strong BBB rating. However we felt their customer service was severely lacking. If you're looking for a structured settlement company we recommend you shop around. Read More... Visit

2 stars
DRB Capital


DRB Capital (formerly Imperial Structured Settlements) has been in business for a relatively short period of time. We were less confident with their ability to manage structured settlement contracts, legal issues, and funding should something occur. Read More... Visit

Scott Freeman, Founder of The Settlement Alliance, and Traci Kaas Announce National Partnership
The Settlement Alliance expands their national team of top settlement planners through partnership with Traci Kaas and the development of The Settlement Alliance-West.
Publication Date: Mon, 23 Mar 2015 11:05:36 -0700

Former Providence, RI Mayor Angel Taveras Joins Greenberg Traurig in Boston
Former Providence Rhode Island Mayor Angel Taveras has joined international law firm Greenberg Traurig, LLP as a litigation shareholder in the firms Boston office.
Publication Date: February 23, 2015

David Perecman Weighs In On Kardashian Auto Accident
New York auto accident lawyer David Perecman of The Perecman Firm weighs in on the car accident in Montana involving Kim and Khloé Kardashian.
Publication Date: February 24, 2015

Sedgwick recertified as Employer of Choice
MEMPHIS, Tenn., March 24, 2015 /PRNewswire/ --Sedgwick, the leading global provider of technology-enabled claims and productivity management solutions, announced today that it has been recertified as an Employer of Choice, a designation granted to a select few employers that achieve organizational objectives through excellence in leadership, culture and practices that attract, optimize and ...
Publication Date: Tue, 24 Mar 2015 08:00:00 -0700

123 Lump Sum Continues to Support Local and National Charities
123 Lump Sum has been involved in local and national charitable organizations since its inception in 2001. More recently however the company has expanded its fundraising efforts to
Publication Date: Thu, 12 Mar 2015 14:13:00 -0700

David Perecman Weighs In As Abercrombie & Fitch Faces U.S. Supreme Court For Alleged Religious Discrimination
New York civil rights violation lawyer David Perecman of The Perecman Firm weighs in on the Abercrombie & Fitch alleged headscarf discrimination case being considered by the U.S. Supreme Court.
Publication Date: March 04, 2015

Lunch and Learn with Advanta IRA: Either a Borrower or a Lender Be Using A Self-Directed IRA
Advanta IRA Administration in Atlanta, Georgia is a self-directed IRA administrator serving clients across the nation. The firm is holding this seminar on March 18 to educate investors on one of the popular alternative assets permissible in these plansprivate lending investmentsand also to inform attendees of the ability of these plans to borrow money to invest.
Publication Date: Mon, 16 Mar 2015 00:25:33 -0700

DRB Financial Solutions Closes on a $50M Credit Facility
DELRAY BEACH, Fla., March 4, 2015 /PRNewswire/ --DRB Financial Solutions, LLC (DRB) is pleased to announce that it has closed on an additional $50,000,000 in long-term financing for its personal injury litigation advance business (pre-settlement funding) unit. DRB now has $100 million of multi-year committed capital for its pre-settlement funding businesses. They understand and see the value of ...
Publication Date: Wed, 04 Mar 2015 07:04:00 -0800

People in Business
Voith Turbo has announced that Javier Suarez will be the new vice president Americas for the Power, Oil and Gas division's Marine group. Stacie Groce has been appointed head of global mobility solutions at Air Energi, a global workforce solutions company for the energy, process and infrastructure sectors. Atlanta-based Atlas Settlement Group, a national provider of structured settlements, has ...
Publication Date: Sun, 08 Mar 2015 13:28:37 -0700

CTI Group Announces Appointments of CEO and CFO
CTI Group (Holdings) Inc. (OTC: CTIG), a global provider of carrier-grade software solutions and services which empower organizations through communication analytics, today announced that Manfred Hanuschek has been named as CTI Groups Chief Executive Officer and President, and that Nathan Habegger has been named as the Companys Chief Financial Officer.
Publication Date: March 11, 2015

Financial Sector Update for 03/11/2015: JGW,CGA,NBG
Financial Sector Update for 03/11/2015: JGW,CGA,NBG
Publication Date: Wed, 11 Mar 2015 11:05:40 -0700

Imperial Holdings posts 4Q profit
On a per-share basis, the Boca Raton, Florida-based company said it had net income of 32 cents. Earnings, adjusted for non-recurring gains and to account for discontinued operations, came to 25 cents per ...
Publication Date: Thu, 05 Mar 2015 15:18:57 -0800

Advanta IRA Services Holds Empowering Event for Investors: Borrowing and Lending Using Self-Directed IRAs
Advanta IRA Services in Tampa, Florida, is a self-directed IRA administrator serving clients across the nation. The firm is holding this seminar on March 27 to teach investors how these retirement plans can borrow funds to acquire assets as well as how to participate in private lending opportunities.
Publication Date: Tue, 24 Mar 2015 00:42:08 -0700

The J.G. Wentworth Company Reports Fourth Quarter Results; Adjusted Net Income of $9.1 Million and Total Receivables ...
The J.G. Wentworth Company , a leading purchaser of structured settlement payments, annuity payments, lottery payments and other receivables through its J.G.
Publication Date: Thu, 12 Mar 2015 05:30:00 -0700




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