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      October 20, 2017

Home  >  Structured Settlement  >  Detailed Reviews

Best Structured

Settlement Buyers

  1. Settlement Cap Corp
  2. JG Wentworth
  3. CBC Settlement
  4. Woodbridge
  5. Peachtree
  6. DRB Capital

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Structured Settlement Buyers Better Business Bureau Reliability Seal

Best Structured Settlement Buyers

If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement purchasing company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments.

The terms of the structured settlement purchase amount require court approval and should be understood thoroughly before a settlement is executed.A structured settlement purchasing company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer.

Continue reading below reviews

2017

Structured Settlement Buyer Reviews

5 stars
Stone Street Capital

STONE STREET CAPITAL Visit Site

BBB Rating:

A+

TopConsumerReviews.com Best-In-Class Blue Ribbon Award You may recognize Stone Street Capital from their "Cash Now from the Cash Cow" commercials. In business since 1989, Stone Street Capital, headquartered in Maryland, is a pioneer of the structured settlement funding service providers. They lead the way in top quality customer service, which is reflected in their A+ Better Business Bureau rating and numerous satisfied clients.

The Stone Street Capital structured settlement website exceeded our expectations in information and education. We were able to browse through a number of helpful articles and information that helped us understand the structured settlement buyer, press releases about Stone Street over the past several years, structured settlement tips, and more.

The process at Stone Street is very straightforward. Here's what you can expect:

  • You first identify how much money you need, and when you'll need it.
  • You call or email Stone Street to discuss your options.
  • Necessary paperwork is overnighted to you for signatures and a notary if you accept their offer.
  • You return the documents back in a pre-paid envelope.
  • Stone Street works with the payer to verify the payments and establishes a court date with an attorney in your local area.
  • Stone Street will send a wire transfer or check upon court approval.
  • Average turnaround is based on the state you reside in, but you can anticipate 45 to 90 days from start to finish.
  • You will work with one Stone Street representative through the entire process.

We found the customer service team to be top notch at this company. The representatives are very informative and offer no pushy sales pitch on why you should choose them. We felt most comfortable dealing with Stone Street Capital and really appreciated their no pressure approach.

In summary, Stone Street Capital provides the highest level of service among structured settlement providers. Their informative website added a lot of value in our search effort. Stone Street offers a long history of strong performance and an excellent BBB rating. If you are looking for a structured settlement company, Stone Street Capital should be your first stop.

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4.5 stars
Settlement Capital Corporation

SETTLEMENT CAPITAL CORPORATION Visit Site

BBB Rating:

A+

Settlement Capital Corporation is a financing company that provides lump sum payments to recipients of structured settlements, annuities, and lottery winnings. They offer the flexibility of both partial and full payment purchases along with guaranteed and life contingent purchases depending on your situation. Settlement Capital does require a minimum funding amount of $10,000 to do business with them.

Formed in 1989, this Dallas based company currently holds an A+ Better Business Bureau rating and offers customers an informative website. Despite a lot of moving parts and colors we found their website to be quite helpful. We especially appreciated the clear explanation of the legalities of selling a structured settlement and how Settlement Capital Corporation will assist throughout the process.

The process at Settlement Capital Funding is pretty straightforward:

  • Start by submitting your name, email and contact information in their online form or call them directly.
  • Settlement Capital will evaluate the structured settlement and help you choose a plan.
  • Once you identify the plan they will send necessary contracts for you to sign and have notarized.
  • Once the forms are signed and returned Settlement Cap will verify your payments with the insurance company and work to apply for a court date.
  • The exact settlement length can vary depending on the seller's state and the insurance company but ranges between 45 to 90 days.
  • The seller will receive funds 5 to 10 working days from the time the order is approved.

We spoke with Jason at Settlement Capital Corporation and he was happy to assist with our questions. He clearly explained the process, and as the website states, provided no aggressive sales pitch that made us feel uncomfortable or pressured.

In summary, Settlement Capital Corporation has a strong BBB rating and years of experience. In working with their customer service representative, we were impressed with their clear explanations to our questions and professional demeanor. If you’re looking for a solid structured settlement company that is customer friendly, Settlement Capital Corporation is worth a look.

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4 stars
JG Wentworth

JG WENTWORTH Visit Site

BBB Rating:

A+

JG Wentworth has been in business since 1992. They reside in Pennsylvania and currently hold an A+ rating with the Better Business Bureau. JG Wentworth is one of the largest structured settlement companies in business and you may have seen one of their many TV commercials. They have a good overall reputation and their website is informative and provides helpful information.

The process of establishing a structured settlement payment with JG Wentworth includes:

  • Call or submit your request on line to JG Wentworth. A customer service rep will ask that you complete necessary paperwork to move forward.
  • Client returns signed docs to company.
  • Upon receiving the paperwork and analyzing the client's structured settlement JG Wentworth will make a lump sum offer in exchange for a portion or all of the future settlement payments.
  • JG Wentworth sends documents to their attorney to file for court approval.
  • Upon court approval, approximately 4-6 weeks in most states, client receives check.

Our customer service experience was average with the two representatives we encountered at JG Wentworth. The first was unable to answer both of our questions but was friendly. The 2nd seemed rushed and a little pushy. We were disappointed that each time we called JG Wentworth we had to speak to a new contact

Overall, JG Wentworth is a strong company with a good reputation. We would have liked to have seen more knowledgeable customer service representatives. Despite their less customer friendly approach we appreciate the strong reputation at JG Wentworth and find it's worth your time for a quote.

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3.5 stars
CBC Settlement Funding

CBC SETTLEMENT FUNDING Visit Site

BBB Rating:

A

Founded in 2004 CBC Settlement Funding is a Pennsylvania based company. They currently hold an A rating with the Better Business Bureau. CBC is a member of the National Structured Settlements Trade Association and their top executives worked historically for some of the largest structured settlement firms. Since then they've built a well run business with a strong focus on customer service.

The website at CBC Settlement was very informative with state specific regulation information, numerous resources to help you understand CBC Settlement Funding. While in business shorter than those higher ranked the innovative and informative website was the best of the bunch. We appreciated their level of professionalism.

The process of starting a structured settlement payment at CBC Settlement Funding includes:

  • Contact CBC to discuss options.
  • Necessary paperwork is sent for signatures and a notary.
  • Return the documents back to CBC Settlement.
  • CBC works with the insurance company to verify the payments and establish a court date with an attorney in your local area.
  • CBC will expedite a wire transfer or check upon court approval.
  • Stated 3 to 6 week average turn around based on the state you live in.

The customer service team at CBC Settlement was knowledgeable and courteous. We were able to get all of our questions answered in our first call.

If you are looking for a lump sum payment from a structured settlement CBC Settlement Funding is a company worth requesting a quote from.

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3 stars
Woodbridge Structured Funding

WOODBRIDGE STRUCTURED FUNDING Visit Site

BBB Rating:

A+

A California based company, Woodbridge Structured Funding has been in business since 1993 and currently holds an A+ Better Business Bureau rating. Our first impression of Woodbridge was concerning. We felt their website lacked the professionalism we expected. We saw more of a sales pitch then valuable information. When you're making a decision worth thousands of dollars you don't want to see "free" gimmicks at every corner.

While the Woodbridge process wasn't laid out on the website we were able to identify the standard protocol:

  • Start by calling and talking to a representative.
  • They will evaluate the structured settlement and offer you a quote.
  • If you agree with their quote, they will send via overnight package forms to complete.
  • Once you complete and have notarized the documents you return in their pre-paid overnight envelope.
  • Woodbridge will verify your payments with the insurance company.
  • Once verified they will apply for a court date in your area and hire an attorney. Depending on the state and delays in establishing court dates, most customers can anticipate 45 days for their settlement check.

Customer Service was very good. We spoke with a very knowledgeable customer service representative who was not pushy or in a rush. He answered all of our questions in detail and then provided his direct extension.

Instead of providing an informative website, Woodbridge Structured Funding focuses on driving customers via gimmicks and promises. While we appreciated their strong BBB rating and customer service, we would have liked more information to help make a decision. In the end, Woodbridge is probably worth getting a free structured settlement quote, but don't get hung up on big promises or gas cards.

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2.5 stars
Peachtree Settlement Funding

PEACHTREE SETTLEMENT FUNDING Visit Site

BBB Rating:

A+

Peachtree Financial has been in business since 1996 and has been an accredited member of the BBB since 2009. They hold a very high rating with the BBB and have helped gain payouts for over 19,000 cases. However, their customer facing team should provide better service than what they deliver.

Peachtree is a specialty finance company focused on providing cash payments to holders of high quality, but illiquid assets. Peachtree is Georgia based but majority owned by DLJ Merchant Banking and Credit Suisse, a large international bank. In spite of this strong backing, the website provided the basic information we were looking for but nothing more.

The process of applying for a structured settlement buyout at Peachtree includes:

  • Calling and talking to a representative.
  • Receive a verbal quote.
  • If you agree to the quote Peachtree will send necessary contracts for you to sign and have notarized.
  • Once the forms are returned Peachtree will work to establish a court date and verify your payments with the insurance company.
  • Settlement length varies on the state you reside in, any delays at the insurance company and how long it takes to obtain court approval. However, a typical lump sum payment will take less than 90 days.
  • You may qualify for an immediate cash advance to help you through a particularly tough time.

Unfortunately the customer service we received at Peachtree was poor. We had discussions with three individuals and quickly learned that you do not receive any designated representative during the process. Therefore, each time you call you're dealing with a new person on your case. We found this very concerning. Furthermore, the customer service reps we spoke with weren't knowledgeable enough to quickly answer our questions. Peachtree seems to have a long way to go with training customer reps on how to effectively answer questions quickly, answering without an annoyed tone, and speaking in clear English.

While Peachtree has been around a long time, enjoys strong financial backing, and holds an excellent BBB rating, their customer service team left us frustrated and wanting more. If you're looking for a structured settlement purchaser, Peachtree is worth a look if you have the patience for them.

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2 stars
DRB Capital

DRB CAPITAL Visit Site

BBB Rating:

B

DRB Capital (formerly Imperial Structured Settlements) has been in business since 2007. This Florida based company is not accredited with the Better Business Bureau and currently holds a B rating with the BBB. Their website is clean and easy to read without a heavy sales pitch. However, the website lacked some of the factual information we were looking for in our research.

The process is straightforward at DRB Capital:

  • Start by calling and talking to a representative.
  • They will evaluate the structured settlement and help you choose an option to fit your needs.
  • Once you identify the settlement they will send necessary contracts for you to sign and have notarized.
  • When the document is signed and returned DRB Capital will verify your payments with the insurance company and work to apply for a court date.
  • DRB Capital attempts to make settlement payment in 45 days.

The customer service representative was generally helpful. We had to be put on hold to answer one of our questions and the wait was a few minutes. Otherwise, they were courteous and friendly.

Overall we were concerned with the number of years DRB Capital has been in business. We were less confident with their ability to manage contracts, legal issues, and funding than the other companies in our review. We couldn't find a long list of negative information on DRB, but we also couldn't find the positive history to tell us this company would be able to effectively manage a structured settlement buyout. If you're looking for a structured settlement purchaser, we recommend you choose someone higher on the list that has more experience.

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Continued from above

A quality structured settlement purchasing company that is well experienced will help get you through the process quickly and with the highest payout.However, not all structured settlement purchasing companies are able to deliver as promised. When choosing a structured settlement purchasing company, you should consider several factors first:

  • Company Strength.  How long has the structured settlement purchasing company been in business? What is the Better Business Bureau rating for that company?
  • Customer Service.  Since you'll be working with them closely, how helpful is the structured settlement purchasing company? Are they responsive, courteous and well-informed?
  • Website functionality.  When you're entering into a structured settlement buyout, you'll want a company that provides an informative, professional website to assist you through the process.

TopConsumerReviews.com has reviewed and ranked the best structured settlement purchasing companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!

H.R.2664 - Structured Settlement Claimants Rights Act of 2015114th Congress (2015-2016)

Links from terms open lists of other bills and resolutions to which the term has been assigned. Find Bills by Legislative Subject and Policy Area provides research guidance. View all Legislative Subject Terms for this Congress.

Published:  Tue, 10 Oct 2017 09:41:00 GMT



Ascension Parish Civil Court Cases for Oct. 2-6, 2017

Markell L. Travis, quiet tax title. J G Wentworth Originations LLC and Melissa Rollins, structured settlement. Acadian Residential Contractors LLC v. Kevin Crochet, breach of contract. Tanya York Lawrence v. Clarence R. Lawrence, divorce. Sherman Smith Jr. v.

Published:  Wed, 18 Oct 2017 12:00:00 GMT



Funds 4 Claims, Inc. Offers Lawsuit Funding Solutions to Help Plaintiffs with Financial Needs

They provide solutions for pre settlement funding, post settlement funding, commercial litigation, structured settlement funding and attorney funding. All of their lawsuit funding solutions are handled by a team of dedicated professionals who have years of ...

Published:  Mon, 16 Oct 2017 08:24:00 GMT



Legal Intelligencer Readers Vote USClaims Top Legal Funding Company for Eighth Consecutive Year

About DRB Financial Solutions, LLC: DRB Financial is a leading purchaser of structured settlement and annuity payments and other types of contractual cash flows through its subsidiaries US Claims, DRB Capital (www.drbcapital.com), CRG Financial ...

Published:  Sun, 15 Oct 2017 16:00:00 GMT



Custom Structured Settlements Shares Crucial Capital Gains and Losses Counsel

James Smyth, Executive Director of Custom Structured Settlements, LLC, and Arthur Jensen, Senior Tax Director of Custom Structured Settlements, LLC, list the following ten tips regarding what one should know about capital gains and losses: No. 1: When one ...

Published:  Sun, 08 Oct 2017 21:01:00 GMT



Are structured settlements considered property or income in divorces

The Ontario Court of Appeal has clarified whether a structured settlement obtained in a personal injury case is considered property or income during the process of property division and equalization. The court ruled that structured settlement funds should ...

Published:  Mon, 16 Oct 2017 05:04:00 GMT



Structured Settlement Calculator Now Available for Cash Payout Estimate on My Structured Settlement Cash

LOS ANGELES, CALIFORNIA--(Marketwire - Feb 15, 2013) - My Structured Settlement Cash has added a new feature to their website that will aid visitors with their structured settlement or annuity buyouts more than ever. A structured settlement calculator can ...

Published:  Thu, 14 Feb 2013 16:00:00 GMT



Why Congress needs to reform structured settlements

The views expressed by contributors are their own and not the view of The Hill President Trump's tax reform announcement is likely to jumpstart Congress' focus on reforming the federal tax code. Almost no industry is more vested in tax code changes ...

Published:  Mon, 22 May 2017 03:00:00 GMT



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