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Student Loan Consolidation
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Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments. Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Additionally, many students receive loans from a number of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Additionally, consolidating your student loans into a single debt simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs. Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

2016

Student Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice. Read More... Visit
Site

4.5 stars
Student Loan Consolidator

STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. Read More... Visit
Site

4 stars
LendKey

LENDKEY

LendKey is an online provider of student loan consolidation services with strong customer reviews. Their ability to connect students with community banks and credit unions for both federal and private school loans makes them a good choice for most consumers, though occasional issues with the website may prove frustrating. Read More... Visit
Site

4 stars
Chase Loan Consolidation

CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection.
Read More... Visit
Site

3.5 stars
Wells Fargo Student Loan Consolidation

WELLS FARGO LOAN CONSOLIDATION

Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking. Read More... Visit
Site

3 stars
Federal Loan Consolidation

FEDERAL LOAN CONSOLIDATION

Federal Loan Consolidation offers the consolidation of Federal Education Loans. The website is robust with information, but at times difficult to understand and lacks the professionalism that most people have come to expect.
Read More... Visit
Site

I Have No Student Loans - & You Won't Make Me Feel Guilty About It

I was at a party in Manhattan recently when the topic turned to apartment hunting. A friend of a friend knows that I live in a studio, so she started picking my brain. "How did you find it?" she asked. "Did you use a broker? How much is your rent?

Published:  Thu, 28 Jul 2016 14:36:00 GMT



Amazon and Wells Fargo Team Up to Offer Cheaper Student Loans

This article originally appeared on Money. College students who are Amazon.com customers may be eligible for a reduced interest rate on private student loans, thanks to a partnership with Wells Fargo announced today. The bank will give a 0.50% interest ...

Published:  Thu, 28 Jul 2016 11:15:00 GMT



How Hillary Clinton and Donald Trump Plan to Deal With Student Loan Debt

It would also require students to work 10 hours a week. If elected, Clinton would also allow borrowers to refinance their student loans at a lower interest rate, cut current interest rates, and give Americans a three-month moratorium on federal student ...

Published:  Thu, 28 Jul 2016 16:33:00 GMT



4 ways a Donald Trump win could impact college students

1. Private banks - not the government - might issue federal student loans Trump wants to restore a system in which private banks issue federal student loans, Clovis told Inside Higher Ed. The Republican Party platform also calls for the federal ...

Published:  Thu, 28 Jul 2016 13:10:00 GMT



Amazon and Wells Fargo offering discount on student loans

Amazon and Wells Fargo have joined forces to offer discounts on student loans, the companies announced Friday. The companies are offering up to .75 in discounts on new and existing private student loans to members of Amazon Prime Student, which costs $49 a ...

Published:  Thu, 28 Jul 2016 05:46:00 GMT



Amazon Prime can help with your student loans and wait, really?!

We all know how great Amazon Prime is, right? All the best TV shows and movies at your fingertips, plus free 2-day shipping? And let's not even talk about the windfall that was Prime Day. Yeah, it's a sweet deal. Here's the skinny: Amazon has ...

Published:  Thu, 28 Jul 2016 11:10:00 GMT



Good News On Student Loans ... For Some

A new White House report on student loan debt reveals that how people repay student loans has changed dramatically in a short time. The report comes as the Democratic Party moves this week to nominate Hillary Clinton, who has called for a path to debt-free ...

Published:  Mon, 25 Jul 2016 22:00:00 GMT



Amazon Prime Can Help With Paying Back Your Student Loans

Amazon has partnered with Wells Fargo to offer a DISCOUNT on student loans. Rejoice!! If you have Amazon Prime Student, you are eligible for a 0.5% discount on your loan interest rate from the bank. That same discount can marry with an additional 0.25% ...

Published:  Thu, 28 Jul 2016 13:49:00 GMT



Are student loans dischargeable after bankruptcy?

In limited circumstances, you can discharge student loans in bankruptcy, although many people drowning in student loan debt do not know this is a possibility, according to the study An Empirical Assessment of Student Loan Discharges and the Undue Hardship ...

Published:  Mon, 25 Jul 2016 21:00:00 GMT



 

 

 

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