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Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments. Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Additionally, many students receive loans from a number of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Additionally, consolidating your student loans into a single debt simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs. Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry? has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Student Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT Best-In-Class Blue Ribbon Award

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice. Read More... Visit

4.5 stars
Student Loan Consolidator


Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. Read More... Visit

4 stars
Chase Loan Consolidation


Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection. Read More... Visit

3.5 stars
Wells Fargo Student Loan Consolidation


Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking. Read More... Visit

3 stars
Federal Loan Consolidation


Federal Loan Consolidation offers the consolidation of Federal Education Loans. The website is robust with information, but at times difficult to understand and lacks the professionalism that most people have come to expect. Read More... Visit

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National Debt Relief recently shared in an article published May 10, 2015 how consumers can classify the debts they have. The article explains that there are instances when debt is acceptable and can actually even help improve the finances of a person.
Publication Date: May 22, 2015

Debt Consolidation USA Explains Common Pitfalls In Loan Applications
Debt Consolidation USA shared in a recently published article how consumers are getting into all sorts of trouble when they start applying and taking out loans. The article takes a look at the five most common mistakes people make in loan applications.
Publication Date: May 24, 2015

Prospero Foundation Supports a Student in Peru
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Publication Date: May 26, 2015

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Publication Date: May 19, 2015

Jim Hitt, CEO of American IRA-A National Self-Directed IRA Services Provider, Will Be Attending the Alan Cowgill "Where To Get The Money Boot Camp, June 25-28
Alan Cowgillwill share knowledge of products that can save real estate investors a lot of time and money. Jim Hitt will be in attendance and available to discuss how Self-Directed IRAs can take this strategy to the next level.
Publication Date: May 29, 2015

Village HopeCore International Announces 15 Year Anniversary
Village HopeCore International's story stands apart as a successful non-profit organization that, for 15 years, has continued to offer poor women and children hope and a healthier and more dignified life in Africa.
Publication Date: May 19, 2015

New Virtual Counselor Network Offers Professional Housing Counseling & Expands Services to Residents in Westminster, CA
Developed by the Housing Opportunities Collaborative (HOC) and supported by US Bank, Citi Foundation and United Way, this new "Virtual Counselor Network" provides free real time access to 1-on-1 housing, credit and financial counseling from trusted nonprofit partners.
Publication Date: May 26, 2015

Dickinson Wright Attorney Leslee Lewis Elected as a Fellow of the American College of Real Estate Lawyers
Dickinson Wright PLLC is pleased to announce that Leslee M. Lewis has been elected as a Fellow of the American College of Real Estate Lawyers (ACREL).
Publication Date: May 22, 2015

American Consumer Credit Counseling Celebrates 529 Day by Offering Five Useful Tips on How to Save for College
529 savings plans, budgeting and limiting credit card debt are a few smart ways to save for college in honor of 529 College Savings Day.
Publication Date: May 28, 2015

UMass Creates Honors-to-Honors Scholarships to Support Top Community College Students in the Commonwealth Honors College
The University of Massachusetts Amherst has announced Honors-to-Honors, a new scholarship program that provides additional funding to honors graduates of the states 15 community colleges who are accepted into the universitys Commonwealth Honors College, to help them complete their bachelors degrees.
Publication Date: May 19, 2015

NFCC Makes Room for New Agencies as Membership Expands
Recent growth of the National Foundation for Credit Counseling® highlights opportunities for nonprofits who wish to join.
Publication Date: May 29, 2015

The 4 Things Every College Graduate Should Know About Student Loan Repayment
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Publication Date: May 21, 2015

International Student Insurance Launches Mental Health Awareness Video
International Student Insurance releases a new video designed to help foreign students learn about mental health, including where they can seek treatment and addressing common myths preventing treatment.
Publication Date: May 19, 2015

Freedom Financial Network Advises New Grads to Live Within Their Means and Dont Forget to Save
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Publication Date: May 20, 2015




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