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      November 23, 2017

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Best Student

Loan Consolidation

  1. SoFi
  2. Student Loan Cons
  3. LendKey
  4. Chase Loan Cons
  5. Wells Fargo

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Student Loan Consolidation Better Business Bureau Reliability Seal

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.

Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

Continue reading below reviews

2017

Student Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice. Read More... Visit
Site

4.5 stars
SoFi

SOFI

SoFi (which is pronounced "SEW-fi", short for "SOcial FInance") is one of the most innovative resources available for both federal and private student loan consolidation. Their user-friendly website, including helpful articles to help students navigate the world of finance, makes it easy to understand all of your options. SoFi is also the only lender we found that offers unemployment protection, which may allow you to suspend your loan repayments for up to 12 months if you lose your job. SoFi should absolutely be on your short list for lenders if you're looking to consolidate your student loans.
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Site

4.5 stars
Student Loan Consolidator

STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. Read More... Visit
Site

4 stars
LendKey

LENDKEY

LendKey is an online provider of student loan consolidation services with strong customer reviews. Their ability to connect students with community banks and credit unions for both federal and private school loans makes them a good choice for most consumers, though occasional issues with the website may prove frustrating. Read More... Visit
Site

4 stars
Chase Loan Consolidation

CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection. Read More... Visit
Site

3.5 stars
Wells Fargo Student Loan Consolidation

WELLS FARGO LOAN CONSOLIDATION

Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking.
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Site

Continued from above

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Many students receive loans from a variety of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Consolidating your student loans into a single debt also simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs.

Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!

I Went From Ignoring My Student Loan Bills To Paying Them Off Ahead Of Schedule

This story originally appeared on LearnVest as "I Almost Defaulted on $65K of Student Loans - Now I'm Paying Them Off Ahead of Schedule." We all remember our first time " reaching a big financial goal. The planning! The stress! The self-doubt!

Published:  Wed, 22 Nov 2017 07:28:00 GMT



Factor Student Loan Default Rates Into College Search

High school juniors and seniors considering college options may concentrate on institutions' course offerings, location and price - not a school's cohort default rate. But overlooking the CDR is a mistake. Prospective college students rarely consider ...

Published:  Wed, 22 Nov 2017 21:29:00 GMT



Middle-class tax relief should address student loans

The views expressed by contributors are their own and not the view of The Hill Tax reform is a hot topic in right now. Our representatives are taking aim at the tax code, promising to make it simpler, while at the same time benefiting the middle class.

Published:  Wed, 22 Nov 2017 12:41:00 GMT



Cases 30-31: Student loans will add to mother's burden

CASE 30 " Ms. C, 50, is employed full time despite multiple medical conditions but cannot make ends meet for her and her 14-year-old daughter. An outstanding $6,000 bill from Ms. C's having had a biopsy makes matters worse. She's also expected to ...

Published:  Wed, 22 Nov 2017 21:15:00 GMT



Citi to pay $6.5 million over claims it misled student loan borrowers

A major bank made it more difficult for student loan borrowers to pay back their debts, according to the Consumer Financial Protection Bureau. On Tuesday, the consumer watchdog ordered Citibank C, -0.17% to pay $6.5 million over claims the bank charged ...

Published:  Wed, 22 Nov 2017 07:53:00 GMT



British government set to sell securities backed by student loans

LONDON (Reuters/IFR) - The British government has begun a much-delayed sale of asset-backed securities backed by student loans, in what it expects to be the first of a series of sales that could bring in 12 billion pounds for the finance ministry.

Published:  Wed, 22 Nov 2017 01:19:00 GMT



Citibank Agrees to $6.5 Million Settlement Over Student Loans

WASHINGTON-Citibank said Tuesday that it agreed to pay $6.5 million to settle accusations by the Consumer Financial Protection Bureau that it harmed people whose student loans it serviced, including by giving misinformation about a tax deduction.

Published:  Tue, 21 Nov 2017 18:39:00 GMT



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