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The average student leaves college with a student loan debt of $10,000. For some students, though, this amount is much higher. Consolidating all of your student loans into one single debt can provide many advantages.
There are many services that offer student loan consolidation programs, but some are far better than others. TopConsumerReviews.com reviews and ranks the best student loan consolidation services available today.

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STUDENT LOAN CONSOLIDATION

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments. Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans-usually anywhere from 10-30 years.

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Additionally, many students receive loans from a number of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Additionally, consolidating your student loans into a single debt simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs. Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation service. Some of these include:

•  Information. Does the website provide adequate information to help you make student loan consolidation decisions?

•  Quality of Service. Does the website provide consolidation solutions that meet your needs?

•  Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has rated the best loan consolidation programs available. We hope you find this information valuable in selecting the student loan consolidation service that is right for you.

 

 

 

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Student Loan Consolidator

TopConsumerReviews.com Best-in-class Blue Ribbon award 5 stars

STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as an interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. For these reasons, Student Loan Consolidator earns our highest rating. More...

Chase

4 stars

CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection. More...

My Student Loan Page

1.5 stars

MY STUDENT LOAN PAGE

My Student Loan Page offers student loan and credit card consolidation loans. The website is not very professional and only provides limited information for you to review as you try to make a decision about student loan consolidation. Therefore, we suggest you look elsewhere for your student loan consolidation needs. More...

African Mango

 

 

 

 

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by Moe Bedard on February 2, 2012 in Student Loans (Source: Department of Education) – If you made payments on your federal student loans during 2011, you may be eligible to deduct a portion of the interest you paid on your federal tax return.
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February 1, 2012 — The American Chiropractic Association (ACA) announced that doctors of chiropractic are now eligible to apply for a student loan repayment program administered by the Indian Health Service (IHS), an agency of the US Department of ...

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Publ.Date : Thu, 02 Feb 2012 05:07:54 GMT

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North Wind Online

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Most importantly, education can transform the individual and their mind. The goal of every American being able to obtain an affordable post-secondary education is in dire danger. In fact, just last year student loan debt in the US reached over $1 ...
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Not enough education on student loans, experts say - Shreveport Times

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That was in fall 2002, and she happily took out loans thinking she'd be able to pay them back once she graduated. Surely, she'd be able to get a job doing payroll somewhere, she thought. "Everything was fine," she said. "I applied for student loans.

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Publ.Date : Wed, 01 Feb 2012 08:04:44 GMT

Loans.org: SOTU Proposals Could Help Americans with Student Loans - Sacramento Bee

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By Loans.org LOS ANGELES, Jan. 31, 2012 -- /PRNewswire/ -- This year's State of the Union address, which took place on Jan. 24, brought a series of proposals aimed at relieving the nation's problem of student loan debt. The suggestions offered by ...
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Publ.Date : Tue, 31 Jan 2012 14:27:35 GMT

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