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      April 24, 2017

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Student Loans

  1. College Ave
  2. iHelp
  3. Lending Tree
  4. Discover
  5. Sallie Mae
  6. Wells Fargo

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Student Loans Better Business Bureau Reliability Seal

Apply for Your Student Loan at SunTrust Today As the costs of higher education rise, so does the need for student loans. While some individuals are eligible for federal loans, those loans don't always cover the full cost of getting an education - not just tuition and room/board, but books, laptops, transportation and other expenses. And, people who are ineligible for federal loans don't necessarily have overflowing savings accounts to match their college or university costs.

Private student loans are the way that many students close that gap. On average, students have nearly $40,000 in student loan debt at the time of graduation; without those funds, their aspirations of being a teacher, engineer, or social worker may have been put on hold indefinitely.

Continue reading below reviews

2017

Student Loan Reviews

5 stars
SunTrust

SUNTRUSTTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Although they may not have the same immediate name recognition as some other lenders, SunTrust has an established history in the financial market, particularly with student loans and mortgages. Their two primary student loan products, Custom Choice and Graduate Business School, offer competitive rates and a helpful 1% reduction of your principal as a reward for graduating. SunTrust is our top choice for student loans.
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4.5 stars
College Ave

COLLEGE AVE

College Ave has a great reputation in the student loans market: an "A" rating with the Better Business Bureau, positive customer reviews, and good attention to customer service. Students will appreciate their low interest rates, three-minute application process, and several options for configuring their loan to meet their needs. We highly recommend College Ave for your student loan.
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4 stars
iHelp

I HELP

iHelp uses a wide network of community banks to provide student loans, all serviced by the Student Loan Finance Corporation . While the only available loans are variable-rate products, iHelp has several perks that make them worth considering, particularly the ability to have repayments deferred or forgiven under certain circumstances. Read More... Visit
Site

3.5 stars
Lending Tree

LENDING TREE

LendingTree helps you find the right student loan by providing you with multiple offers from a variety of lenders - including most of those we reviewed. They also provide a number of easy-to-understand resources, such as articles and videos, to give you the information you need to make a smart decision regarding your student loan. Read More... Visit
Site

3.5 stars
Discover Student Loans

DISCOVER STUDENT LOANS

Short Among its many financial services, Discover Bank adds student loans to its portfolio. As the first company to offer a cashback bonus on its credit cards, it's no surprise that they offer similar innovative perks with their student loans. Potential borrowers should know that Discover has a less-than-perfect history when it comes to their lending practices and be sure to read the fine print before signing on the dotted line for a student loan.
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2.5 stars
Sallie Mae

SALLIE MAE

No other lender we reviewed can compete with SallieMae's history: more than 34 million Americans helped with college costs since 1972. Interest rates are very competitive, and cosigners can apply to be released after just 12 months of on-time payments, compared with multiple-year requirements of other lenders. On the other hand, hundreds of unhappy borrower reviews describing rude representatives, errors with SallieMae's bookkeeping, and other problems may make it not worth the hassle to apply for your student loan there.
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2 stars
Wells Fargo

WELLS FARGO

Wells Fargo is well-known for its many financial products, from mortgages to investments and more. Their student loans website is easy to use, and they have several ways to lower your interest rates through any other relationships you may already have, such as a checking account or previous loan through Wells Fargo. However, numerous customer reviews describe problems on Wells Fargo's end with accuracy in recording student loan repayments and unhelpful representatives. Read More... Visit
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Continued from above

Fortunately, there are many lenders who want to make it as affordable and simple as possible to complete undergraduate and graduate-level studies. Some represent well-known, established financial institutions, while others work directly with networks of community banks to get much-needed cash into the hands of eager learners.

Comparing offers from lenders can be as easy as going online; in a matter of minutes and mouse clicks, you can see a variety of interest rates, repayment terms, and other details of each program for which you are eligible. This saves you significant time compared with going hat in hand to your local bank or other lending institution, hoping that they will say yes to your loan application.

When deciding on which lender to use for your student loan, you should consider the following factors:

  • Interest rates. The higher your interest rates, the more you pay over the life of the loan. Does the lender have rates that are competitive? Does the lender offer you the choice between fixed and variable rates?
  • Loan terms. What is the repayment term? Does it give you enough time to get a good job and pay it back? Can you pay it off in advance with no penalty?
  • Discounts. Can you get your interest rates lowered by setting up automatic payments from your checking account? Will you get any perks for having a relationship with the lender in other ways, such as a checking account or credit card?
  • Reputation. Some lenders have a solid history of working with borrowers, while others have a not-so-great track record when it comes to customer service after the loan has been disbursed. How does this lender measure up?

TopConsumerReviews.com has reviewed and ranked the best Student Loan providers available today. We hope this information helps you to get the money you need for your studies right away!

Millennial conundrum: Pay student loans, save for retirement or buy a house?

As Millennials join the workforce in earnest, many are pondering a serious question: Focus on paying off student debt or nail down a comfortable future? The answer isn't so clear. Kyle Ryan, head of advisory services at Personal Capital, says the ...

Published:  Mon, 24 Apr 2017 07:04:00 GMT



Student Loans: You've Got Questions, We've Got Answers

With student debt at a staggering $1.3 trillion, many families are facing a huge financial dilemma: Their final springtime decisions about college enrollment and acceptance. The NPR Ed team teamed up with Weekend Edition to answer some listener questions ...

Published:  Sun, 23 Apr 2017 18:32:00 GMT



3,000 New Yorkers may get student loans canceled

Up to 3,000 students in New York are eligible for federal loan cancellations based on the findings of a recent investigation conducted by U.S. Department of Education. The announcement comes at the expense of one of the largest for-profit post-secondary ...

Published:  Mon, 24 Apr 2017 03:21:00 GMT



Why Your Kids Should Take Out Student Loans, Even If You Can Afford To Pay For College

At first glance, it might seem like a great gift for parents to fund 100% of their child's college education. College can provide a leg-up in the world, and what a joy for a student to graduate without loans! Especially now, when students in the class of ...

Published:  Sun, 23 Apr 2017 06:08:00 GMT



The Financial Impact of Borrowing Student Loans

Currently, student loan debt has surpassed credit card debt in this country. The nation's student loan debt is increasing by $2,726.27 every second. Since many students do not apply for scholarships, many have to resort to borrowing student loans.

Published:  Mon, 24 Apr 2017 06:22:00 GMT



Tips for smart borrowing with student loans

WEBVTT JENNIFER: IN THIS MORNING'S EDUCATION ALERT, STUDENT LOAN DEAD IS SURPASSING CREDIT CARD DEBT.OUR NEXT GUEST KNOWS HOW TO MAKEIT GO AWAY FOR YOU.JESSICA BROWN, WITH HOW TO PAY FOR COLLEGE WHEN YOU'RE BROKE.THANKS FOR COMING IN THIS MORNING ...

Published:  Mon, 24 Apr 2017 06:49:00 GMT



Letter: Struggle to pay student loans just got harder

President Barack Obama's Education Department said defaulting borrowers who quickly got their federally guaranteed student loans back on track couldn't be slammed with a 16 percent collection fee. Last month, President Donald Trump's Education Department ...

Published:  Mon, 24 Apr 2017 07:01:00 GMT



Cosigning your kids' or grandkids' student loans? Think twice

PHILADELPHIA - Though the biggest debt for older consumers remains home mortgages, student-loan debt is becoming more common. It's increasing because of the high cost of college and the growing number of parents and grandparents financing their ...

Published:  Mon, 24 Apr 2017 07:09:00 GMT



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