TopConsumerReviews.com
Home About Us Terms Privacy Policy Contact Us Disclosure

Home  >  Travel Insurance

Your Information Is Secure
The Budget Travel Guide Newsletter

Latest Reviews

Diamonds

Depression

Living Trusts

Living Wills

Name Change Services

Scabies

Sell Diamonds

Shingles

Skin Tags

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

 

 

 

 

Open Your Next Stock Trading Account with TD Ameritrade Today!

 

 

 

 

Foreclosure.com

Travel Insurance Better Business Bureau Reliability Seal Privacy Guarantee Seal

Like us on FB

If you have an upcoming trip planned, you owe it to yourself to look into travel insurance. It's an unfortunate reality that things happen when we least expect them. We've found that experts generally recommend travel insurance, and the savviest of travelers look at it as a wise choice.

Get Travel Insurance with Squaremouth Today! If you think that your credit card company will protect you, think again. Credit card companies may cover certain aspects of airline costs if your tickets go missing or become worthless, but they will not help you if your flight is delayed and your cruise is missed. Nor will they help if you suffer an injury or illness while traveling.

Standard insurance policies often fail when it comes to travel. For example, you may already have a medical insurance policy. However, most of these plans don't have a list of doctors to assist you in European countries, for example, or off the Coast of Barbados. You may have to pay 100% out of pocket expenses just to get assistance. In these cases, travel insurance with medical coverage can save you thousands of dollars in the event that you need to be treated by adequate medical staff.

Before you purchase travel insurance, you want to make sure that you select the best company to meet your needs. Important aspects of travel insurance providers include:

  • Coverage.  What specifically will the travel insurance cover during your trip?
  • Reimbursement.  When and how fast will the travel insurance company step in to pay for what you need?
  • Cost.  Does the travel insurance company charge a reasonable fee for the coverage they offer?

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance providers available today. We hope this information helps you find the right travel insurance that protects you on your next trip!

Disclosure: We pay our reviewers and we are compensated for our reviews. Click here for details.

Travel Insurance Reviews

5 stars
Squaremouth

SQUAREMOUTHTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Squaremouth is a top notch travel insurance company providing competitive quotes among many of the leading travel insurance carriers. This travel insurance brokerage will assist you in finding the best coverage and at the best price. Their site also includes helpful comparison tools and exceptional customer service. Squaremouth leaves the traveler well informed, well protected and at a very fair price. Read More... Visit
Site

4.5 stars
Travel Guard

TRAVEL GUARD

Travel Guard is a travel insurance company providing competitive prices and full service. They keep the basics in mind, offering you easy navigation through their site and quick access to coverage details. Travel Guard is an excellent travel insurance option. Read More... Visit
Site

4 stars
Insure My Trip

INSURE MY TRIP

Insure My Trip offers travel insurance quotes from several insurance carriers. While we wish their website was a little easier to use, they provide some interesting features and make shopping for travel insurance quick and easy. Read More... Visit
Site

4 stars
Allianz

ALLIANZ

Allianz Travel Insurance offers three simple plans to choose from. We liked the simple website and easy to use website. If you're looking for travel insurance from a strong company Allianz should be a consideration. Read More... Visit
Site

3.5 stars
Quote Wright

QUOTE WRIGHT

Quote Wright is a comparative website providing a number of travel insurance quotes. Their site is easy to use but not as quick to navigate through as many other insurance sites and with limited companies provided. Read More... Visit
Site

3 stars
Travel Insurance Center

TRAVEL INSURANCE CENTER

Travel Insurance Center supplies only a small group of insurance carriers making it difficult to deliver the wide range of quotes other insurance sites can offer. Travel Insurance Center does provide some helpful support links if you have questions or concerns. Read More... Visit
Site

2 stars
World Nomads

WORLD NOMADS

World Nomads is a travel insurance site specifically designed for the adventurous traveler. If you are looking for insurance quotes for bushwalking in Africa this may be the sight for you. However, be prepared for a lot of restrictions on what they will actually cover. Read More... Visit
Site

When Should You Buy Travel Insurance?

If youíre making plans for your vacation or your familyís vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that youíre covered in case of an emergency or problem.

Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.

Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.

Here are a couple of tips on when you should buy travel insurance.

  • You should consider buying travel insurance anytime the cost of the trip is more than the cost of the insurance. For example, if youíre purchasing a $75 nonrefundable airline ticket, you probably donít want to invest in travel insurance that protects you from trip cancellation or interruption. However, if youíve purchased a cruise vacation or all-inclusive resort stay for $3,000 - $10,000, you may want to protect that investment by purchasing travel insurance just in case you have to cancel due to illness, family emergencies, or other reasons. Travel insurance packages can also protect you in case the cruise line or resort experiences financial problems, such as going out of business between the time you pay for the trip and the time you get there. Be certain not to purchase this insurance from the cruise line or resort, as your coverage will be worthless if they go out of business.
  • You should purchase travel insurance whenever you travel outside the U.S. Whether youíre traveling by cruise ship or by airplane, your health insurance may or may not cover any medical expenses you incur outside of the United States. This includes travelling on "foreign-flagged" cruise ships. If youíre travelling in U.S. waters on a foreign-flagged cruise ship, your medical insurance may not cover you if you become sick or injured. Travel insurance companies that offer medical coverage can also help facilitate any medical payments needed while in a foreign country, act as your advocate, and help cover costs associated with transporting you back home for medical reasons.

There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!

 

 

 

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us