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      September 19, 2017

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What Does Travel Insurance Cost

How Travel Insurance can Save Your Vacation

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How Travel Insurance Can Save Your Vacation

If you're thinking about planning your next vacation for you or for you and your family, you may want to include the purchase of travel insurance in your budget.

The percentage of people purchasing travel insurance has been on the rise over the last 10 years. Prior to that, less than 10 percent of travelers purchased travel insurance. Today, almost 30 percent of travelers purchase some sort of travel insurance coverage.

When preparing for and budgeting for a vacation, you should consider the different types of plans so you know which one will cover your needs best.

Travel insurance plans are available in a wide range of prices and cover a variety of circumstances. You can research plans online to find out which plan suits you, your vacation and your budget.

Many travel insurance plans cover financial loss. For example, many travel insurance plans will reimburse any money you have paid for nonrefundable tickets or payments, unused payments or deposits. These types of plans will reimburse your money if you have to cancel or interrupt your trip due to a reason covered by that plan. If you have booked an all inclusive stay at a family resort, but have an illness in the family that prevents you from taking that trip, your travel insurance will reimburse your costs so that you do not lose your money for a trip you could not take. Other plans can help cover unexpected travel expenses incurred due to unforeseen circumstances, which you have no control over. For example, during times of flight delays and cancellations due to weather, some travel insurance plans provide reimbursement for additional travel expenses you may incur, such as meals and accommodations.

Travel insurance can also cover some limited medical expenses. For example, some travel insurance plans will cover the costs of replacing prescriptions and necessary doctor, hospital or even dental visits while on vacation. This is important especially when travelling abroad since most health insurance plans do not cover medical expenses incurred outside the U.S.

Additional items covered by travel insurance plans can include: lost or stolen baggage, credit card replacement, legal assistance, language translation and, in case of death, return of remains.

When researching plans, make sure the policy includes 24-hour contact information either by phone or by internet from anywhere in the world. The right plan will be worth the small investment you’ll make in time and money if anything goes wrong.

To protect you, your family and your hard-earned money, be sure to research travel insurance options while you are making vacation plans. Much of the research can be done online.

Thousands file travel insurance claims during this year's busy hurricane season

The vacation is booked and one nagging question remains. Should we get travel insurance Thousands are relieved they opted for the extra expense during this year's active hurricane season. "Hurricane Irma has caused thousands of our customers to cancel ...

Published:  Tue, 19 Sep 2017 08:37:00 GMT



Trip cut short by Irma shows gaps in travel insurance: Roseman

Evelyn Ashrafi couldn't suppress her anger when talking about her son's Cuba trip being disrupted by Hurricane Irma. "My son was celebrating his birthday on Sept. 9," she said. "His brother bought him and his girlfriend the trip through Air ...

Published:  Tue, 19 Sep 2017 03:00:00 GMT



Ryanair cancelled flights WARNING: Why travel insurance does NOT cover the cancellations

Ryanair has apologised to outraged customers over its decision to cancel up to 50 flights a day for the next six weeks. The budget Irish airline has published the full list of affected flights, which includes 2,024 services. Errors in allocating holiday ...

Published:  Tue, 19 Sep 2017 02:36:00 GMT



Submitting a travel insurance claim Here's what you need to know

Some insurers are proactively contacting partners that sell their travel insurance and reaching out to consumers potentially impacted by Harvey and Irma to provide guidance on submitting claims. Policyholders, however, should not wait for insurers to ...

Published:  Tue, 19 Sep 2017 02:06:00 GMT



Hurricanes And Travel Insurance: What You Need To Know

As Hurricane Irma barrels toward Florida, first of all, stay safe! And once you are safe, if you're a visitor to the storm zone you might well be considering travel insurance to cover your expenses from the trip. But what kind of insurance There's a ...

Published:  Fri, 08 Sep 2017 10:08:00 GMT



Global travel insurance market illuminated by new report

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country. Travel insurance protects the ...

Published:  Mon, 18 Sep 2017 18:50:00 GMT



Betcha Didn't Know Travel Insurance Covered That

Betsy Donley recommends travel insurance for all the reasons you'd imagine -- and a few you might not. It's commonly known that travel insurance covers circumstances such as trip interruptions, delays and emergency medical transportation. And there are ...

Published:  Tue, 12 Sep 2017 09:07:00 GMT



What to do when travel insurance doesn't work

Sometimes, travel insurance is worthless. I know, because a few weeks ago, I wrote a column about how travel insurance can sometimes save the day, and many of you, dear readers, begged to differ. More: Travel insurance can save the day Diane McGrew says ...

Published:  Mon, 18 Sep 2017 08:08:00 GMT



Calling All Readers: Do you buy travel insurance

CLEVELAND, Ohio - I've purchased travel insurance only a handful of times - usually when a trip required a large, nonrefundable payment; or when I'm worried about the health of a loved one. How about you The devastation from recent hurricanes - and the ...

Published:  Sun, 17 Sep 2017 03:07:00 GMT



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