September 19, 2017

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What Does Travel Insurance Cost

How Travel Insurance can Save Your Vacation

What to Look For in a Travel Insurance Policy


Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What to Look For in a Travel Insurance Policy

When making reservations and bookings for your vacation, consider making one more purchase to protect your financial investment: consider purchasing travel insurance. Travel insurance policies come with a variety of options. Make sure you get the policy to cover your needs and your situation.

Health insurance options: If youíll be travelling outside the U.S., you may want to research purchasing travel insurance that will cover medical costs. Most traditional health insurance plans do not cover medical expenses incurred in foreign countries. Travel insurance with a medical coverage policy can help cover your costs, including those associated with transporting you back to the U.S. If you need special transportation, some of these policies will also cover a medical staff escort.

Trip cancellation and interruption: This is basic coverage. You should consider purchasing this insurance anytime the cost of travel exceeds the cost of the insurance. This insurance will reimburse your costs if you are unable to take your vacation due to illness, injury or other reasons specifically covered by the policy.

Trip cancellation coverage not only reimburses you if you have to cancel, it also reimburses you if your travel provider has to cancel your vacation. This plan will cover you if the travel provider, resort or cruise line goes out of business before your trip occurs but after youíve paid for it. All your costs will be reimbursed. Another example is if youíre travelling to the beach and your resort is in the path of a hurricane or has been damaged by a hurricane, you can cancel your nonrefundable vacation plan and be reimbursed. This insurance has to be purchased 24 hours before the hurricane has been named.

Interruption or delay coverage can offer you protection in the event of unforeseen travel delays that affect your travel. For example, if you are delayed in reaching your resort, hotel or cruise ship due to airplane flights that have been late or cancelled due to weather, interruption or delay coverage will protect you from losing any money youíve paid and help you cover additional costs associated with your travel such as additional nights in a hotel or additional flight costs.

Donít purchase this type of insurance from your travel provider. That means, if youíre going on a cruise, donít purchase this from the cruise line company because if the cruise line goes out of business, thereís a good chance their insurance will also.

Instead, go online and carefully research different plans and insurance providers. There are a few reliable online sites which compare plans, options and price points for you. A little research will help you learn what to look for in travel insurance.

Thousands file travel insurance claims during this year's busy hurricane season

The vacation is booked and one nagging question remains. Should we get travel insurance Thousands are relieved they opted for the extra expense during this year's active hurricane season. "Hurricane Irma has caused thousands of our customers to cancel ...

Published:  Tue, 19 Sep 2017 08:37:00 GMT

Trip cut short by Irma shows gaps in travel insurance: Roseman

Evelyn Ashrafi couldn't suppress her anger when talking about her son's Cuba trip being disrupted by Hurricane Irma. "My son was celebrating his birthday on Sept. 9," she said. "His brother bought him and his girlfriend the trip through Air ...

Published:  Tue, 19 Sep 2017 03:00:00 GMT

Ryanair cancelled flights WARNING: Why travel insurance does NOT cover the cancellations

Ryanair has apologised to outraged customers over its decision to cancel up to 50 flights a day for the next six weeks. The budget Irish airline has published the full list of affected flights, which includes 2,024 services. Errors in allocating holiday ...

Published:  Tue, 19 Sep 2017 02:36:00 GMT

Submitting a travel insurance claim Here's what you need to know

Some insurers are proactively contacting partners that sell their travel insurance and reaching out to consumers potentially impacted by Harvey and Irma to provide guidance on submitting claims. Policyholders, however, should not wait for insurers to ...

Published:  Tue, 19 Sep 2017 02:06:00 GMT

Hurricanes And Travel Insurance: What You Need To Know

As Hurricane Irma barrels toward Florida, first of all, stay safe! And once you are safe, if you're a visitor to the storm zone you might well be considering travel insurance to cover your expenses from the trip. But what kind of insurance There's a ...

Published:  Fri, 08 Sep 2017 10:08:00 GMT

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