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What to Look For in a Travel Insurance Policy

 

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TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What to Look For in a Travel Insurance Policy

When making reservations and bookings for your vacation, consider making one more purchase to protect your financial investment: consider purchasing travel insurance. Travel insurance policies come with a variety of options. Make sure you get the policy to cover your needs and your situation.

Health insurance options: If youíll be travelling outside the U.S., you may want to research purchasing travel insurance that will cover medical costs. Most traditional health insurance plans do not cover medical expenses incurred in foreign countries. Travel insurance with a medical coverage policy can help cover your costs, including those associated with transporting you back to the U.S. If you need special transportation, some of these policies will also cover a medical staff escort.

Trip cancellation and interruption: This is basic coverage. You should consider purchasing this insurance anytime the cost of travel exceeds the cost of the insurance. This insurance will reimburse your costs if you are unable to take your vacation due to illness, injury or other reasons specifically covered by the policy.

Trip cancellation coverage not only reimburses you if you have to cancel, it also reimburses you if your travel provider has to cancel your vacation. This plan will cover you if the travel provider, resort or cruise line goes out of business before your trip occurs but after youíve paid for it. All your costs will be reimbursed. Another example is if youíre travelling to the beach and your resort is in the path of a hurricane or has been damaged by a hurricane, you can cancel your nonrefundable vacation plan and be reimbursed. This insurance has to be purchased 24 hours before the hurricane has been named.

Interruption or delay coverage can offer you protection in the event of unforeseen travel delays that affect your travel. For example, if you are delayed in reaching your resort, hotel or cruise ship due to airplane flights that have been late or cancelled due to weather, interruption or delay coverage will protect you from losing any money youíve paid and help you cover additional costs associated with your travel such as additional nights in a hotel or additional flight costs.

Donít purchase this type of insurance from your travel provider. That means, if youíre going on a cruise, donít purchase this from the cruise line company because if the cruise line goes out of business, thereís a good chance their insurance will also.

Instead, go online and carefully research different plans and insurance providers. There are a few reliable online sites which compare plans, options and price points for you. A little research will help you learn what to look for in travel insurance.

Why won't travel insurance cover my flight cancellation

Michele Kemp and her family cancel a flight after her sister falls ill. Good thing she bought travel insurance, right Wrong. But how can she get her money back Question: I was supposed to fly from Sacramento, Calif., to Seattle with my sister and mother ...

Published:  Fri, 24 Nov 2017 12:45:00 GMT



Travel Insurance Market 2017 Key Manufacturers Analysis

(EMAILWIRE.COM, November 24, 2017 ) ReportsWeb.com published "Global Travel Insurance Market Research Report Forecast 2017-2021" from its database. The report covers the market landscape and its growth prospects over the coming years. The report also ...

Published:  Fri, 24 Nov 2017 12:57:00 GMT



Exclusions cited as the plane infuriating when it comes to travel insurance

In addition to the quarter of us who hate the idea of not being able to claim for dozens of items 'hidden in the small print', 12 per cent say proving a valid claim is the worst aspect; yet paradoxically, 24 per cent say there is nothing annoying about ...

Published:  Fri, 24 Nov 2017 05:07:00 GMT



Travel insurance premiums show it's worth shopping around

If you're heading overseas, don't take the first travel insurance offer you get. Analysis by research firm Canstar shows there is a lot of variation in the cost of travel insurance cover, and potential pitfalls to avoid. The firm's data showed that a ...

Published:  Thu, 23 Nov 2017 14:40:00 GMT



Everything to know about the travel insurance industry

The Global Travel Insurance Market Research Report 2017 renders deep perception of the status of the Travel Insurance Industry on a global level. it focuses on the core regions which comprises of continents like Europe, North America, and Asia and the key ...

Published:  Mon, 20 Nov 2017 12:42:00 GMT



Travel Trouble: Travel insurance fails families on trips

Are you planning a vacation over the holidays Perhaps you're planning a family trip over the winter break. Then this is a story that potentially affects you. It features two local couples' heartbreaking stories. Both planned trips of a lifetime.

Published:  Thu, 16 Nov 2017 17:10:00 GMT



Traveling for the holidays Then consider buying travel insurance

Whether you've already made your holiday travel plans or are procrastinating, consider making a small investment in your trip. We can't predict who will get sick, if Mother Nature will cancel flights or if luggage gets lost, but we can play it safe by ...

Published:  Sun, 19 Nov 2017 09:44:00 GMT



Travel Troubleshooter: Why won't my Travelocity travel insurance cover me

Dear Travel Troubleshooter: I was supposed to fly from Sacramento to Seattle recently with my sister and mother for a family wedding. Before our trip, my sister had to be rushed to the emergency room with an unexpected heart condition. This prevented us ...

Published:  Sat, 18 Nov 2017 14:59:00 GMT



Is Airline Ticket Insurance A Total Ripoff

The latter move is usually the wrong one in the eyes of most travel experts, as many travelers are already covered by a trip insurance policy they haven't considered: that of their credit card. "I don't think you should [buy airline trip insurance ...

Published:  Thu, 16 Nov 2017 10:00:00 GMT



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