Best Reviews TopConsumerReviews.com Best Auto Loans Best Reviews
Best Reviews
      November 13, 2018

Home  >  Auto Loans  >  Automotive vs OneMain Financial

Best

Auto Loans

  1. LendingTree
  2. LendingClub
  3. My Auto Loan
  4. Cars Direct
  5. Road Loans
  6. Automotive
  7. Auto Credit Express
  8. OneMain Financial
  9. iLoan
  10. USAA
  11. Instant Car Loan
  12. Web 2 Carz

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Latest Reviews

Bunk Beds

Charm Bracelets

Coffee Clubs

Dog DNA Testing

Flower Delivery

Guitar Lessons

Lice

Menopause Relief

Online Stock Brokers

Watches

 

Individual Reviews

CARCHEX

Lending Tree

LendingClub

My Auto Loan

Cars Direct

Road Loans

Automotive

Auto Credit Express

OneMain Financial

iLoan

USAA

Instant Car Loan

Web 2 Carz

 

Related Articles

Are Auto Loans Through A Car Dealer A Good Idea?

Auto Loans Versus Auto Leases

How Much Car Can You Afford?

How Your Auto Loan Can Be Affected By Your Credit Rating

What To Look For When Shopping For An Auto Loan

 

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.

Better Business Bureau Reliability Seal

Automotive vs OneMain Financial

Best Auto Loans

To help you find the Best Auto Loans, TopConsumerReviews.com provides you with an in-depth comparison of Automotive and OneMain Financial.

To see ALL of our reviews for the Best Auto Loans, please Click Here

Finding an auto loan is no longer limited to what your current bank will offer or what the dealer brings to the table. You can take control of your next auto loan terms by shopping online for the best deal available. Several auto loan companies post the most competitive auto loan rates online to attract your business.

In today's economy, may people have less than perfect credit. Many companies offer car loans to those who have suffered bankruptcy, late payments or a low credit score. By researching and finding the best auto loan, you'll potentially save hundreds to thousands of dollars each year in payments and interest over other auto loans.

Continue reading below reviews

Best Reviews

2018

Auto Loans Reviews

3.5 stars
Automotive

AUTOMOTIVE Visit Site

BBB Rating:

Not Available

Automotive is a California based company that provides a one-stop-shop for your car buying needs. You can analyze different makes and models of cars, search for new or used cars, apply for a car loan and find insurance - all from the convenience of your home at Automotive.

The Automotive website stands out as a well organized and informative resource for all of your car buying needs. We liked the layout and easy to find resources such as car maintenance, car reviews, estimating the retail value of cars and so much more.

One of the other helpful resources at Automotive is their free auto loan quote. The application process is very straightforward:

  • Input name, contact information, employment information, housing, social security number and other general information.
  • A credit check is performed and your information is verified.
  • If a lender is matched to your financing needs you will receive a phone call to discuss.

Automotive's nationwide database of lenders is said to work with all credit scores and situations. We also found that the approval process was fast and efficient but that may vary on more challenging situations.

We liked the Automotive website and found it educational and informative as well as easy to navigate. We would have liked more history and an available Better Business Bureau rating but still found the website a solid choice for your car loan needs.

Visit Site

3 stars
OneMain Financial

ONEMAIN FINANCIAL Visit Site

BBB Rating:

A+

OneMain Financial is a big name in the consumer loan market, which includes auto loans. They've been in business since 1920 and have earned an A+ rating from the Better Business Bureau.

OneMain earns high marks for their reliable history and their current BBB rating. However, they miss the mark with website friendliness and functionality. Their current loan interest rates and fees are difficult to find within their website, making it hard to determine whether OneMain Financial is worth your consideration. Customers have to talk with a customer service representatives at OneMain to identify the basic information that most companies are willing to provide right on their website.

We found that borrower feedback of loan experiences at OneMain frequently included high interest rates, confusing fees, and mandatory loan insurance. Some customers reported a 25%-38% loan rate, even before additional fees were added in.

OneMain appears strong and solvent, so we feel it is a legitimate lending source. On the plus side, OneMain will lend money to people searching for an auto loan with low credit ratings and/or no collateral. However, the cost seems to be high interest rates and questionable customer service. Our concerns centered around the cost associated with borrowing money for a car loan from OneMain.

Visit Site

Continued from above

However, not all auto loan companies are the same. There can be wide differences in the features and auto loan terms that they offer.

Before you apply for your next auto loan, consider the following important factors:

  • Application Process. What is the process of applying for the auto loan?
  • History. Does the auto loan company have a history of pleasing the customer and using quality business practices? How do they rank at the Better Business Bureau?
  • Focus. What type of auto loans do they offer? Are their auto loans geared for all levels of credit?

TopConsumerReviews.com has reviewed and ranked the best Auto Loans available today. We hope these reviews help you find the most affordable loan available for you!

What Is A Good Credit Score For A Credit Card, Mortgage Or Car Loan

If you've ever gotten a credit card or taken out a loan for a car or a house, that means someone has decided you have a good enough credit score to borrow money. But what exactly is a credit score An...

Published:  Mon, 12 Nov 2018 10:29:00 GMT



Chase Auto unifies marketing, direct lending

an online car shopping and financing platform. In February, Chase's auto finance segment changed its name from Chase Auto Finance to Chase Auto to more broadly define its auto business. "A number of o...

Published:  Sun, 11 Nov 2018 21:11:00 GMT



Mobile Apps Become New Battleground for Auto Lender Customer Satisfaction, J.D. Power Finds

COSTA MESA, Calif., Nov. 12, 2018 /PRNewswire/ -- A well-designed mobile app has become one of the most critical drivers of customer satisfaction with auto lenders. According to J.D. Power 2018 U.S. C...

Published:  Mon, 12 Nov 2018 04:00:00 GMT



Peer to Peer Lending Platform Kuflink Boosts Interest Rates on ISA and Auto Invest Products

Peer to peer property lender Kuflink has increased their interest rates on both the Innovative Finance ISA (IF ISA) and their auto-invest products. The investment platform says their 1, 3 and 5-year f...

Published:  Mon, 12 Nov 2018 03:33:00 GMT



French car-pool app Blablacar branching into bus lines

PARIS (Reuters) - French car ride-sharing app Blablacar said on Monday it had offered to buy Ouibus, a bus operator owned by state rail firm SNCF, in the first major departure from its digital ...

Published:  Mon, 12 Nov 2018 10:16:00 GMT



Your Money: A crash course in new car finance

Personal Contract Plans, (PCPs) are "complex financial products" and poorly understood, according to new research from the ESRI. The think-tank asked consumers if they knew how the car finance plans o...

Published:  Sun, 11 Nov 2018 03:00:00 GMT



House panel could shift auto finance stance

With Democrats gaining control of the House of Representatives in last week's midterm elections, a new chairman of the House Financial Services Committee with views radically different from her predec...

Published:  Sun, 11 Nov 2018 21:11:00 GMT



Minnesota sees rise of payday loan alternatives

There are at least five credit unions in Minnesota that already make small-dollar or auto loans to people wouldn't normally quality for a loan. MidMinnesota Federal Credit Union in Brainerd has made n...

Published:  Sat, 10 Nov 2018 09:53:00 GMT



Student loan repayment assistance increases among employers

"If an individual has student loan debt, it's very likely that there is going to be long term effects," she said. "For example, your credit rating could be negatively impacted. You might be unable to ...

Published:  Mon, 12 Nov 2018 09:10:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure