Best Reviews TopConsumerReviews.com Best Auto Loans Best Reviews
Best Reviews
      June 18, 2019

Home  >  Auto Loans  >  Automotive vs OneMain Financial

Best

Auto Loans

  1. LendingTree
  2. LendingClub
  3. My Auto Loan
  4. Cars Direct
  5. Road Loans
  6. Automotive
  7. Auto Credit Express
  8. OneMain Financial
  9. iLoan
  10. USAA
  11. Instant Car Loan
  12. Web 2 Carz

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Latest Reviews

Cruise Vacations

Dental insurance

Fruit Baskets

Government Grants

Learn to Read Programs

Menopause Relief

Online Fitness

Paid Surveys

Personal Trainers

Pet Meds

 

Individual Reviews

CARCHEX

LendingTree

LendingClub

My Auto Loan

Cars Direct

Road Loans

Automotive

Auto Credit Express

OneMain Financial

iLoan

USAA

Instant Car Loan

Web 2 Carz

 

Related Articles

Are Auto Loans Through A Car Dealer A Good Idea?

Auto Loans Versus Auto Leases

How Much Car Can You Afford?

How Your Auto Loan Can Be Affected By Your Credit Rating

What To Look For When Shopping For An Auto Loan

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Automotive vs OneMain Financial

Best Auto Loans

To help you find the Best Auto Loans, TopConsumerReviews.com provides you with an in-depth comparison of Automotive and OneMain Financial.

To see ALL of our reviews for the Best Auto Loans, please Click Here

Finding an auto loan is no longer limited to what your current bank will offer or what the dealer brings to the table. You can take control of your next auto loan terms by shopping online for the best deal available. Several auto loan companies post the most competitive auto loan rates online to attract your business.

In today's economy, may people have less than perfect credit. Many companies offer car loans to those who have suffered bankruptcy, late payments or a low credit score. By researching and finding the best auto loan, you'll potentially save hundreds to thousands of dollars each year in payments and interest over other auto loans.

Continue reading below reviews

Best Reviews

2019

Auto Loans Reviews

3.5 stars
Automotive

AUTOMOTIVE Visit Site

BBB Rating:

Not Available

Automotive is a California based company that provides a one-stop-shop for your car buying needs. You can analyze different makes and models of cars, search for new or used cars, apply for a car loan and find insurance - all from the convenience of your home at Automotive.

The Automotive website stands out as a well organized and informative resource for all of your car buying needs. We liked the layout and easy to find resources such as car maintenance, car reviews, estimating the retail value of cars and so much more.

One of the other helpful resources at Automotive is their free auto loan quote. The application process is very straightforward:

  • Input name, contact information, employment information, housing, social security number and other general information.
  • A credit check is performed and your information is verified.
  • If a lender is matched to your financing needs you will receive a phone call to discuss.

Automotive's nationwide database of lenders is said to work with all credit scores and situations. We also found that the approval process was fast and efficient but that may vary on more challenging situations.

We liked the Automotive website and found it educational and informative as well as easy to navigate. We would have liked more history and an available Better Business Bureau rating but still found the website a solid choice for your car loan needs.

Visit Site

3 stars
OneMain Financial

ONEMAIN FINANCIAL Visit Site

BBB Rating:

A+

OneMain Financial is a big name in the consumer loan market, which includes auto loans. They've been in business since 1920 and have earned an A+ rating from the Better Business Bureau.

OneMain earns high marks for their reliable history and their current BBB rating. However, they miss the mark with website friendliness and functionality. Their current loan interest rates and fees are difficult to find within their website, making it hard to determine whether OneMain Financial is worth your consideration. Customers have to talk with a customer service representatives at OneMain to identify the basic information that most companies are willing to provide right on their website.

We found that borrower feedback of loan experiences at OneMain frequently included high interest rates, confusing fees, and mandatory loan insurance. Some customers reported a 25%-38% loan rate, even before additional fees were added in.

OneMain appears strong and solvent, so we feel it is a legitimate lending source. On the plus side, OneMain will lend money to people searching for an auto loan with low credit ratings and/or no collateral. However, the cost seems to be high interest rates and questionable customer service. Our concerns centered around the cost associated with borrowing money for a car loan from OneMain.

Visit Site

Continued from above

However, not all auto loan companies are the same. There can be wide differences in the features and auto loan terms that they offer.

Before you apply for your next auto loan, consider the following important factors:

  • Application Process. What is the process of applying for the auto loan?
  • History. Does the auto loan company have a history of pleasing the customer and using quality business practices? How do they rank at the Better Business Bureau?
  • Focus. What type of auto loans do they offer? Are their auto loans geared for all levels of credit?

TopConsumerReviews.com has reviewed and ranked the best Auto Loans available today. We hope these reviews help you find the most affordable loan available for you!

Car Buyers' Best Cost-Saving Move: Shop for a Loan First

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn't influence our ...

Published:  Tue, 11 Jun 2019 15:17:00 GMT



An update on the auto finance boom

Wednesday brought with it a profit warning for Pendragon, the biggest car retailer in the UK. Part of the problem was unsold used cars. From the FT this morning: Pendragon had £458m worth of used ...

Published:  Wed, 12 Jun 2019 05:25:00 GMT



KBRA Releases Monthly Auto Loan Indices for May

Kroll Bond Rating Agency (KBRA) releases its Auto Loan Indices for the month of May and reports on delinquency roll rates from asset-level disclosures. Servicer reports in May showed credit ...

Published:  Fri, 14 Jun 2019 12:46:00 GMT



Moody's assigns definitive rating to Auto Loan ABS Program 1906 Series

We brought you to this page based on your search query. If this isn't what you are looking for, you can continue to Search Results for "" The maximum number of items you can export is 3,000. Please ...

Published:  Wed, 12 Jun 2019 19:11:00 GMT



City Council Finance Committee rejects $3.7M settlement offer stemming from 2014 River North car crash

The City Council's powerful Finance Committee rejected a multimillion-dollar legal settlement largely intended for a young woman left paralyzed after a dramatic 2014 car crash, in an unusual vote ...

Published:  Tue, 11 Jun 2019 14:35:00 GMT



Krungsri Auto asserts leadership in private car financing Announcing three-year compound annual growth rate of 25% and accelerating digital strategy

Krungsri Auto, a leader in automotive finance under Bank of Ayudhya PCL, asserts its position as the category owner of private car financing market with Krungsri Rod Baan achieving the compound annual ...

Published:  Sun, 16 Jun 2019 19:58:00 GMT



How to Refinance Your Car Loan

You may be completely happy with your current car loan. It may be easy to make your monthly payments. Perhaps you received a fantastic interest rate when you first took out your loan. But maybe you're ...

Published:  Tue, 11 Jun 2019 21:45:00 GMT



Phoenix Financial Solutions, Inc. integrates with BillingTree and Car-Ware to provide loan servicing to BHPH dealers in Ohio & beyond

PHOENIX, AZ (June 11, 2019) - Phoenix Financial Solutions, Inc., a provider of loan servicing and debt collection services to auto dealers, has announced an integration with leading payment technology ...

Published:  Tue, 11 Jun 2019 21:14:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure