Best Reviews TopConsumerReviews.com Best Auto Loans Best Reviews
Best Reviews
      October 16, 2019

Home  >  Auto Loans  >  Cars Direct vs Auto Credit Express

Best

Auto Loans

  1. LendingTree
  2. LendingClub
  3. My Auto Loan
  4. Cars Direct
  5. Road Loans
  6. Automotive
  7. Auto Credit Express
  8. OneMain Financial
  9. USAA
  10. Instant Car Loan
  11. Web 2 Carz

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Latest Reviews

Ballroom Dancing Lessons

Copyright Registration

Drum Lessons

Gift Baskets

Health Insurance

Keto Diets

Online Fitness

Self Publishing Companies

Teeth Whiteners

Wedding Planning Software

Wills

Women's Fertility

 

Individual Reviews

CARCHEX

LendingTree

LendingClub

My Auto Loan

Cars Direct

Road Loans

Automotive

Auto Credit Express

OneMain Financial

USAA

Instant Car Loan

Web 2 Carz

 

Related Articles

Are Auto Loans Through A Car Dealer A Good Idea?

Auto Loans Versus Auto Leases

How Much Car Can You Afford?

How Your Auto Loan Can Be Affected By Your Credit Rating

What To Look For When Shopping For An Auto Loan

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Cars Direct vs Auto Credit Express

Best Auto Loans

To help you find the Best Auto Loans, TopConsumerReviews.com provides you with an in-depth comparison of Cars Direct and Auto Credit Express.

To see ALL of our reviews for the Best Auto Loans, please Click Here

Finding an auto loan is no longer limited to what your current bank will offer or what the dealer brings to the table. You can take control of your next auto loan terms by shopping online for the best deal available. Several auto loan companies post the most competitive auto loan rates online to attract your business.

In today's economy, may people have less than perfect credit. Many companies offer car loans to those who have suffered bankruptcy, late payments or a low credit score. By researching and finding the best auto loan, you'll potentially save hundreds to thousands of dollars each year in payments and interest over other auto loans.

Continue reading below reviews

Best Reviews

2019

Auto Loans Reviews

4 stars
Cars Direct

CARS DIRECT Visit Site

BBB Rating:

Not Accredited

Cars Direct is a website where you can search for new and used cars, trade-in an existing vehicle, or obtain automotive financing. They act as the broker in the auto loan process, which means the auto loan is not through Cars Direct, but through one of their trusted dealer partners which offers financing terms based on customer applications submitted through Cars Direct. Auto loans for new and used cars, as well as refinancing loans can be found through Cars Direct.

Cars Direct has an easy online application process, which approves some customers in as little as 60 seconds or with an income of at least $500/week. These benefits may be part of the reason they've helped over 5 million drivers get approved for auto loans since opening for business in 1998. To begin the process, fill out and submit the online application. Next, a dealer partner will be in contact within 24 hours to go over the customized financing options with you. Now the fun part, select the correct vehicle for you and drive away in your new or used car. No application or processing fees are paid to Cars Direct through the entire process.

Cars Direct is headquartered in California, but works nationwide with dealerships so customers from across the country are able to use their service. They work with customers who have all kinds of credit: great, good, below average, bad, and even those with no credit or credit which includes a bankruptcy. Along with providing an easy auto loan process, Cars Direct also has advice on many related topics, including managing your auto loan, types of auto loans, car loan rates, and more.

Cars Direct is not providing the auto loan, but rather a dealer partner. As a result, the choice of cars made available through Cars Direct is limited to where the loan is originated. Once the shopper qualifies for the loan they are provided a list of car options to choose from. This may be unfavorable for those that already have their care picked out and simply need a loan.

The only downside to using Cars Direct is the inability to shop for any car with a loan obtained through Cars Direct. Other than that, the process and nationwide network is easy and thorough. Their longevity in the industry is also a plus, along with above average customer ratings found at multiple sites online. We rank Cars Direct among the highest for auto loans.

Visit Site

3.5 stars
Auto Credit Express

AUTO CREDIT EXPRESS Visit Site

BBB Rating:

A+

Auto Credit Express works with car dealerships and customers alike to provide special financing for those with a history of slow pay, repossession, and bankruptcy. They specialize in special circumstance loans and since 1999 have issued over $1 billion dollars in bad credit car loans. Auto Credit Express holds an A+ Better Business Bureau rating.

Financing a new or used car at Auto Credit Express is simple and only takes 30 seconds for the initial pre-qualify process. Before purchasing a car, Auto Credit Express allows the consumer to identify what they qualify for - quick and simple.

Application Process:

  • Input name, social security number, address, employment information, trade-in information and more to complete the process.
  • Once the information is submitted, Auto Credit Express will return with an loan amount you quality for.

The website is very forthcoming and helps educate the car buyer with a number of helpful resources such as a bad credit FAQ, loan calculators, credit profiles, credit score check, information on credit repair, and more. Auto Credit Express also has a relationship with iMotors to help you in your new or used car search.

If you in the market for a new or used car, and a shaky credit history is slowing you down, then Auto Credit Express should be your first stop. We especially liked the quick and easy qualification process and well as the helpful calculators and educational articles.

Visit Site

Continued from above

However, not all auto loan companies are the same. There can be wide differences in the features and auto loan terms that they offer.

Before you apply for your next auto loan, consider the following important factors:

  • Application Process. What is the process of applying for the auto loan?
  • History. Does the auto loan company have a history of pleasing the customer and using quality business practices? How do they rank at the Better Business Bureau?
  • Focus. What type of auto loans do they offer? Are their auto loans geared for all levels of credit?

TopConsumerReviews.com has reviewed and ranked the best Auto Loans available today. We hope these reviews help you find the most affordable loan available for you!

Car finance crackdown will save buyers £165m, says watchdog

Britain's financial watchdog is cracking down on the way car dealers and car finance brokers make commission on sales, a move that it says will save drivers £165m. The Financial Conduct Authority said ...

Published:  Tue, 15 Oct 2019 04:39:40 GMT



LendingTree and RouteOne announce Digital Auto Finance Integration

LendingTree and RouteOne announce Digital Auto Finance Integration Instant finance offers give consumers peace of mind, provide transparency, and create sales opportunities for car dealerships PR ...

Published:  Tue, 15 Oct 2019 06:05:00 GMT



Watch out for these hidden financing traps when buying a car

Don't get trapped into financing you can't afford. This article is reprinted by permission from NerdWallet. While many shoppers think battling with the car salesperson is the best way to get a low ...

Published:  Mon, 14 Oct 2019 02:02:00 GMT



Analysis: Santander Share Buybacks Come Alongside Rising Auto Loan Delinquencies

In the Federal Reserve's second-quarter report on household debt and credit, a rise in auto loan delinquencies was identified, resparking an old conversation regarding subprime auto financing by ...

Published:  Mon, 14 Oct 2019 13:28:00 GMT



UK Watchdog Proposes Car Finance Commission Crackdown

LONDON - Britain's markets watchdog has proposed banning auto dealers and brokers from receiving commission linked to interest rates on loans used to finance car purchases, a step it said would save ...

Published:  Tue, 15 Oct 2019 02:22:00 GMT



Here's How You Can Avoid Paying Too Much for Your Auto Loan

Not so fast. Take a quick tour of car dealerships from the comfort of your keyboard. Check out their "special" interest rates. Notice a trend? The rates vary to such a degree that it appears they've ...

Published:  Tue, 15 Oct 2019 12:58:00 GMT



LendingTree hops onto RouteOne auto finance platform

LendingTree (TREE +1.6%) joins the RouteOne platform that connects thousands of car dealers and finance sources in North America. LendingTree's credit application functionality will integrate with ...

Published:  Tue, 15 Oct 2019 10:19:00 GMT



UPDATE 1-Secure Trust Bank sees slow loan demand on Brexit jitters

Secure Trust also said on Wednesday it does not expect the Financial Conduct Authority's planned changes to how car retailers collect commission to have a negative impact on the company's motor ...

Published:  Wed, 16 Oct 2019 00:03:00 GMT



Animated Map shows dramatic increase in nation's auto loan debt

The nation's auto loan balances have dramatically increased over the past 15 years, according to data from the New York Federal Reserve. The data, ranging from 2003 to 2018 (2019 data isn't yet ...

Published:  Tue, 15 Oct 2019 11:03:00 GMT



Are you ready for a 7-year car loan? It's becoming more common as car prices rise

And they might be driving it beyond the reach of many middle-class families. As the price of automobiles increases, more and more people are taking out longer-term loans to get the car of their dreams ...

Published:  Mon, 14 Oct 2019 06:30:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure