Best Reviews TopConsumerReviews.com Best Auto Loans Best Reviews
Best Reviews
      December 5, 2019

Home  >  Auto Loans  >  USAA vs Web 2 Carz

Best

Auto Loans

  1. LendingTree
  2. LendingClub
  3. My Auto Loan
  4. Cars Direct
  5. Road Loans
  6. Automotive
  7. Auto Credit Express
  8. OneMain Financial
  9. USAA
  10. Instant Car Loan
  11. Web 2 Carz

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Latest Reviews

Copyright Registration

Gift Boxes

Home Security Systems

Maternity Clothes

Painting Lessons

PMS Relief

Website Templates

Wedding Planning Software

 

Individual Reviews

CARCHEX

LendingTree

LendingClub

My Auto Loan

Cars Direct

Road Loans

Automotive

Auto Credit Express

OneMain Financial

USAA

Instant Car Loan

Web 2 Carz

 

Related Articles

Are Auto Loans Through A Car Dealer A Good Idea?

Auto Loans Versus Auto Leases

How Much Car Can You Afford?

How Your Auto Loan Can Be Affected By Your Credit Rating

What To Look For When Shopping For An Auto Loan

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

USAA vs Web 2 Carz

Best Auto Loans

To help you find the Best Auto Loans, TopConsumerReviews.com provides you with an in-depth comparison of USAA and Web 2 Carz.

To see ALL of our reviews for the Best Auto Loans, please Click Here

Finding an auto loan is no longer limited to what your current bank will offer or what the dealer brings to the table. You can take control of your next auto loan terms by shopping online for the best deal available. Several auto loan companies post the most competitive auto loan rates online to attract your business.

In today's economy, may people have less than perfect credit. Many companies offer car loans to those who have suffered bankruptcy, late payments or a low credit score. By researching and finding the best auto loan, you'll potentially save hundreds to thousands of dollars each year in payments and interest over other auto loans.

Continue reading below reviews

Best Reviews

2019

Auto Loans Reviews

2.5 stars
USAA

USAA

Visit Site

BBB Rating:

B

USAA or United Services Automobile Association was founded in 1922. Today the company provides car loans, insurance, retirement, banking services and more to those that have served in the military, as well as, their families. Approximately 10 USAA locations exist in the US for walk-in services.

The USAA website lacks easy navigation and we found ourselves disappointed with the layout. The application process for a loan is also a bit cumbersome. To apply for a loan you must first create an account. Next you input contact information, military identification, social security and more. The approval process occurs via email which may or may not be instant.

USAA also works with specific dealerships to expedite the complete process. The downside to their effort is that they had very few cars and dealerships in their database that were located to several major cities. Another concern was the BBB rating. Our Better Business Bureau search found several customer complaints with USAA - with the biggest issue being slow resolution response.

Overall, USAA limits clients to military only and while the rates may benefit those that have served our country, the application process was a bit tedious. Customer complaints with the BBB were also numerous and brought some concern. We would like to see some improvements at the USAA website as well as with their customer service.

Visit Site
1.5 stars
Web 2 Carz

WEB 2 CARZ

Visit Site

BBB Rating:

A

Web2Carz is an Illinois based company, in business since 2006, that provides a frantic website. This online magazine of sorts covers various topics such as cars, people, food, travel and more. A subset of Web2Carz is a database to find new or used cars as well as car loans. The website attempts to awkwardly satisfy a certain population segment with all of their needs - we felt the auto loan process was confusing and frustrating.

Despite being in business for several years we found a number of website glitches at Web2Carz that made our auto loan shopping experience inefficient. Buttons that were supposed to allow for selection were locked and we were stuck with no where to go.

The application process is said to match your auto loans with a number of lenders but gives off a sort of hokey appearance. To start the application process you may input your zip code, select new, used or refinance loan, and your credit rating. Web2Carz says it works with all levels of credit and has a 99% acceptance rating. After updating your personal information you submit the request. If a lender is found they will contact you to directly but no time frame is provided.

Web2Carz is an unappealing website with broken navigation and an unfriendly car loan shopping experience. We would prefer to review loan offers online and not wait for a lender to contact us to hear what the best rate and terms are. We recommend you use a higher ranked auto loan company for your needs.

Visit Site

Continued from above

However, not all auto loan companies are the same. There can be wide differences in the features and auto loan terms that they offer.

Before you apply for your next auto loan, consider the following important factors:

  • Application Process. What is the process of applying for the auto loan?
  • History. Does the auto loan company have a history of pleasing the customer and using quality business practices? How do they rank at the Better Business Bureau?
  • Focus. What type of auto loans do they offer? Are their auto loans geared for all levels of credit?

TopConsumerReviews.com has reviewed and ranked the best Auto Loans available today. We hope these reviews help you find the most affordable loan available for you!

Car Title Loans May Wreck Your Finances

En espanol | When you're living on a fixed income or facing bills you can't afford to pay, it can be tempting to consider borrowing from places like car title loan companies. After all, these lenders ...

Published:  Fri, 29 Nov 2019 12:30:00 GMT



Auto Loan Interest Rates Drop to Lowest Level of 2019 in November, According to Edmunds

Dec. 3, 2019 /PRNewswire/ -- The average interest rate for a new vehicle loan dropped to its lowest level of 2019 - and lowest level seen since February 2018 - in November, according to the car ...

Published:  Tue, 03 Dec 2019 21:05:00 GMT



Auto Loans Services Market Rising Trends And Technology Advancements Forecast 2025

Nov 28, 2019 (Market Insight Reports via COMTEX) -- The report begins with the overview of the Auto Loans Services Market and offers throughout development. It presents a comprehensive analysis of all ...

Published:  Wed, 27 Nov 2019 20:09:00 GMT



Ping An Completes First Venture Investment in India to Enhance Auto Services Ecosystem

The Group is the majority shareholder of China's largest auto portal Autohome (NYSE: ATHM). "Auto services are a core component of Ping An's 'finance + ecosystem' strategy, reflected in our majority ...

Published:  Wed, 04 Dec 2019 23:54:00 GMT



3 tips for getting a car loan with no credit history

If you're thinking of buying a car, you no doubt daydream about walking into a dealership with pocketfuls of cash, being handed the keys and then driving the car home without ever having to think ...

Published:  Fri, 29 Nov 2019 01:00:31 GMT



Loan Zone: Auto lending never felt so safe

Clients of Open Lending, a provider of automated auto lending solutions and default insurance, earn 300 to 400% higher net return on assets on their near- and nonprime portfolios than on their prime ...

Published:  Wed, 04 Dec 2019 23:20:00 GMT



RouteOne Announces the Availability of CRB Auto as an eContracting Finance Source

RouteOne announces that CRB Auto is now an available eContracting finance source for dealers utilizing the RouteOne platform. eContracting enables the digital exchange of critical contract documents ...

Published:  Wed, 04 Dec 2019 06:43:00 GMT



UECC Secures Green Finance for Battery Hybrid LNG Car Carriers

has signed a contract for three new generation pure car and truck carriers (PCTC) with China Ship Building Trading and Jiangnan Shipyard Group and secured green finance for the deal. The vessels will ...

Published:  Sun, 01 Dec 2019 11:21:00 GMT



Russia will support car sales with $78M loan subsidies, reports say

MOSCOW -- Russia's government plans to spend about 5 billion rubles ($78.3 million) next year on new auto loan subsidies to support stagnating car sales, Russian news agencies reported. New-car sales ...

Published:  Thu, 28 Nov 2019 07:20:00 GMT



Driver China nine Trust -- Moody's assigns definitive rating to Driver China nine Trust, a Chinese auto loan ABS deal

READ NOW: THE PAYMENTS FORECAST BOOK 2019: 22 forecasts of the global payments industry's most impactful trends - and what's driving them ยป SHARE THIS POST your MARKET VIEW Your Personalized ...

Published:  Wed, 27 Nov 2019 22:42:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure