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Auto Loans Versus Auto Leases

Auto industry statistics indicate that 80 percent of auto buyers either pay cash for their purchase, or finance it with a loan issued either through the dealer or a private financial institution. However, there is a small percentage of people who do not prefer to buy a vehicle, but rather prefer the option of leasing.

If you are in the market for a new automobile, you may be wondering whether owning or leasing is the best option for you. The choice depends on a number of factors.

Some of the reasons why people prefer buying over leasing include:

Some of the reasons why people prefer leases over ownership include:

No matter which option you choose, make sure you fully understand the benefits and drawbacks to each of them before signing on the dotted line.

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Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Auto Loans In The News

There's No Subprime Bubble in China Auto Loans

Anjani Trivedi is a Bloomberg Opinion columnist covering industrial companies in Asia. She previously worked for the Wall Street Journal.

Published:  Sun, 15 Jul 2018 00:00:21 GMT

Consumers Credit Union Auto Loans: 2018 Review

Good for: Borrowers who want flexible loan terms and like the services offered by a credit union Consumers Credit Union offers an array of auto loans to a wide range of potential borrowers, though you ...

Published:  Thu, 12 Jul 2018 09:10:00 GMT

Digital Technologies Changing Auto Finance Originations

The year 2018 has seen the end of Auto finance, but the trend is likely to start off again by 2019. To take a view for the next five to ten years, immense of the factors really matters which help to r...

Published:  Wed, 11 Jul 2018 08:46:00 GMT

Consumers respond as auto loan interest rates hit 9-year high

As new-vehicle auto loan interest rates hit a nine-year high in June, consumers responded. Their average amount financed was relatively flat, and they put more money down, according to Edmunds. The av...

Published:  Wed, 11 Jul 2018 09:03:00 GMT

Rebates protect Canada's auto industry from retaliatory tariffs

They could protect the auto industry's supply contracts covering raw materials ... any changes would be done in consultation with the relevant stakeholders," federal Finance Department spokesman Jack ...

Published:  Sun, 15 Jul 2018 22:58:00 GMT

KBRA Releases its Monthly Auto Loan Indices for June

NEW YORK--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) releases its auto loan indices for the month of June. The accompanying commentary highlights the fact that auto loan collateral performance m...

Published:  Wed, 11 Jul 2018 06:55:00 GMT

VIN check: How to look up a VIN report for free before buying a used car

Again, it all comes back to the need for a good diagnostic mechanic to thoroughly look the car over before you buy it! Titan Loan Investment Fund L.P. is identified as both the buyer and the seller fo...

Published:  Thu, 12 Jul 2018 10:41:00 GMT

AutoShop TV Reveals How Car-Buying Issues Have Changed

"Fifteen years ago most of the viewers were calling about vehicle reliability, rusty cars and used-car problems," he says. "Today the calls are mainly about leasing versus financing, negative equity, ...

Published:  Thu, 12 Jul 2018 10:30:00 GMT

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