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Auto Loans Versus Auto Leases

Auto industry statistics indicate that 80 percent of auto buyers either pay cash for their purchase, or finance it with a loan issued either through the dealer or a private financial institution. However, there is a small percentage of people who do not prefer to buy a vehicle, but rather prefer the option of leasing.

If you are in the market for a new automobile, you may be wondering whether owning or leasing is the best option for you. The choice depends on a number of factors.

Some of the reasons why people prefer buying over leasing include:

Some of the reasons why people prefer leases over ownership include:

No matter which option you choose, make sure you fully understand the benefits and drawbacks to each of them before signing on the dotted line.

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Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Auto Loans In The News

"˜It has changed my life.' New program aims to help people straddled with predatory car loans

What kind of difference can an extra $150 a month make To some people, the difference might seem inconsequential. For Cindy Bergee, a 54-year-old resident of Tacoma's East Side, it's been anything bu...

Published:  Fri, 21 Sep 2018 18:33:00 GMT

Rising Interest Rates Put Brakes on No-Interest Auto Loans

Strategies such as generous incentives and easy terms on loans have been widely adopted by automakers to lure customers. A trend of offering auto loans with zero annual percentage rate ("APR" ) of inte...

Published:  Fri, 21 Sep 2018 05:27:00 GMT

How to lower your monthly car payment

Listed below are several methods to reduce the monthly payment for that next new car or truck. Longer-term loan advantages Say a buyer wants a mid-sized sedan with a $30,000 purchase price. Two hypoth...

Published:  Thu, 20 Sep 2018 14:15:00 GMT

Debt diary: How an engineer digs out of $100,000 in loans

Her goal To throw as much money as possible at the college and car loans. "I want them gone," she says. Beranek, 39, makes about $70,000 a year from her various work. She's made retirement a ...

Published:  Thu, 20 Sep 2018 09:23:00 GMT

South Korean Finance Minister Optimistic About Revised U.S. Trade Deal

SEOUL-South Korean Finance Minister Kim Dong-yeon expressed optimism about signing a revised U.S. free-trade pact into law, though lawmakers in Seoul have threatened to block the deal if Washington im...

Published:  Thu, 20 Sep 2018 16:30:00 GMT

MARKETS: Airlines and auto parts outperforming, Micron not dragging down AMD

Live from the floor of the New York Stock Exchange, Yahoo Finance's Jared Blikre joins Alexis Christoforous to break down the latest market moves.

Published:  Fri, 21 Sep 2018 10:21:00 GMT

Car boom boosts loan market

Amid the fast-growing auto market during 1H18, KLeasing's dealer floorplan loans grew more than 32 per cent, with its outstanding loans topping Bt100 billion. Prioritising digital platform development ...

Published:  Thu, 13 Sep 2018 06:20:00 GMT

KKR-backed Calsonic lines up 5 billion euro financing for Magneti takeover: sources

The Japanese car parts maker, which U.S. private equity fund KKR bought from Nissan and other shareholders in 2016, has been in talks with Fiat Chrysler (FCA) for months and has asked the likes of Nom...

Published:  Fri, 21 Sep 2018 07:42:00 GMT

Everything That You Need to Know About Car Financing in Singapore

Car loans in Singapore are fairly easy to get, given that you have a good credit score, are of legal eligible age and can afford the payments. Let us guide you while you choose a good car loan. A car ...

Published:  Thu, 20 Sep 2018 23:52:00 GMT

Rising interest rates mean fewer no-interest auto loans

Since the early 2000s, zero percent annual percentage rate auto loans have been an important part of the car-buying landscape. Whether the vehicles were subcompact cars or heavy-duty trucks, zero perc...

Published:  Thu, 20 Sep 2018 09:08:00 GMT

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