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Auto Loans Versus Auto Leases

Auto industry statistics indicate that 80 percent of auto buyers either pay cash for their purchase, or finance it with a loan issued either through the dealer or a private financial institution. However, there is a small percentage of people who do not prefer to buy a vehicle, but rather prefer the option of leasing.

If you are in the market for a new automobile, you may be wondering whether owning or leasing is the best option for you. The choice depends on a number of factors.

Some of the reasons why people prefer buying over leasing include:

Some of the reasons why people prefer leases over ownership include:

No matter which option you choose, make sure you fully understand the benefits and drawbacks to each of them before signing on the dotted line.

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Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

Auto Loans In The News

Wells Fargo Fined $1 Billion for Car Loan and Mortgage Malfeasance

In this segment of the Motley Fool Money podcast, host Chris Hill is joined by Million Dollar Portfolio's Jason Moser, Hidden Gems Canada's David Kretzmann, and Total Income's Ron Gross to reflect on last week's business and economic news, and one of the ...

Published:  Thu, 26 Apr 2018 15:57:00 GMT

Talking Cars: Car Loan Advice, Rising Fuel Prices, and the Genesis G70

Main theme: Our panelists discuss summer gas prices: why they rise and what consumers can do to save money at the pump. They also offer advice about how to avoid getting sucked into a long-term auto loan, and why it's a good idea to shop around for your ...

Published:  Thu, 26 Apr 2018 14:57:00 GMT

Should you fix up or break up with your car

head of direct lending for Chase Auto Finance. At the very least, for a reliable used car, expect to spend a minimum of $2,000, plus tax and registration fees, says Mark Holthoff, editor at, a community website for used car enthusiasts.

Published:  Thu, 26 Apr 2018 08:06:00 GMT

Colleges are using consultants to manipulate student loan default rates, GAO says

Defaulting on a student loan can severely damage a person's credit rating, making it much harder to buy a house or car. It could also result in the loss of tax refunds or in wage garnishment, because the government has extensive power to collect on ...

Published:  Thu, 26 Apr 2018 09:47:00 GMT

ATO hits ExxonMobil with tax claim over loans

ExxonMobil, which supplies oil to Daniel Ricciardo's Red Bull Formula One car, has been audited by the Australian Tax Office over intra-company loans. EPA "Following a review of financing structures and related party loan pricing, on April 3, 2018 ...

Published:  Thu, 26 Apr 2018 02:11:00 GMT

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