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Auto Loans Versus Auto Leases

Auto industry statistics indicate that 80 percent of auto buyers either pay cash for their purchase, or finance it with a loan issued either through the dealer or a private financial institution. However, there is a small percentage of people who do not prefer to buy a vehicle, but rather prefer the option of leasing.

If you are in the market for a new automobile, you may be wondering whether owning or leasing is the best option for you. The choice depends on a number of factors.

Some of the reasons why people prefer buying over leasing include:

Some of the reasons why people prefer leases over ownership include:

No matter which option you choose, make sure you fully understand the benefits and drawbacks to each of them before signing on the dotted line.

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Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.


Auto Loans In The News

What Credit Score Do I Need for a Car Loan

It's common knowledge that a better credit score can increase your chances of approval for loans and credit cards and can also get you better interest rates and other terms. With some types of ...

Published:  Thu, 14 Feb 2019 08:46:00 GMT



More Americans than ever are struggling to pay their car loans as overall debt rises in US

If you live in America and you are in debt, you are definitely not alone. The Federal Reserve Bank of New York just put out its latest quarterly report on U.S. household debt and found that Americans ...

Published:  Fri, 15 Feb 2019 03:00:00 GMT



The subprime auto bond market shrugs off record late loan payments

While more Americans than ever are behind on car payments, investors in bonds backed by auto loans haven't flinched. Prices of risky auto bonds have risen even as car loans that haven't been paid in a...

Published:  Sat, 16 Feb 2019 08:00:00 GMT



America's Car Loan Debt Is out of Control and Getting Worse

The sad truth about living in a country that has no real serious commitment to mass transit is that if you don't live in New York City, Boston, Washington, D.C., or the Bay Area, you need a car ...

Published:  Fri, 15 Feb 2019 08:48:00 GMT



What Do I Need to Apply for a Car Title Loan

If you find yourself in a financial pinch and need cash fast, you might be wondering what types of loans you can. It can be a stressful experience to apply for any type of loan. It can be even more st...

Published:  Fri, 15 Feb 2019 22:19:00 GMT



Florida among top US states with auto loan debt

Florida was among the top states in the country with car loan debt during the fourth quarter, according to the New York Federal Reserve's latest Quarterly Report on Household Debt and Credit. More tha...

Published:  Fri, 15 Feb 2019 04:11:00 GMT



NY Fed: Auto loan delinquencies at highest point since 2010

DETROIT - Borrowers are behind in their auto loan payments in numbers not seen since delinquencies peaked at the end of 2010, according to the Federal Reserve Bank of New York. More than 7 million Ame...

Published:  Fri, 15 Feb 2019 13:06:00 GMT




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