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      August 4, 2020

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Auto Warranties

  1. Toco Warranty
  2. Concord Auto Protect
  3. 1 800 Warranty
  4. AA Auto Protection
  5. CarShield
  6. Endurance

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Best Auto Warranty Plans

Where is the best place to get an auto warranty plan? When you purchase a new car, an auto warranty is usually an optional purchase along with it. This is a good choice for vehicle owners who want to spend a little extra each month or in one lump sum for peace of mind about dealing with potential vehicle issues down the road (no pun intended). Generally, a warranty extends for a certain number of years or until the vehicle reaches a specific number of miles.

Heaven forbid you have an engine blowout, faulty brake system, electrical issue, or steering malfunction as you're cruising along in your car. If this were the case, a big concern for you (besides your safety) would be the thousands of dollars it could cost to get these major issues repaired. Whether your vehicle is brand new or a few years old, unfortunately things go wrong with cars that you can never predict.

Continue reading below reviews

Best Reviews


2020

Auto Warranty Reviews

5 stars
CARCHEX

CARCHEXTopConsumerReviews.com Best-In-Class Blue Ribbon Award

CARCHEX is a well-established vehicle protection broker that has been providing auto warranty coverage since it was founded in 1999. They come highly recommended by the Better Business Bureau, national media outlets, and other companies. We are impressed with the smooth processes set up by CARCHEX and positive customer feedback, making them our top auto warranty company.

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5 stars
Toco Warranty

TOCO WARRANTY

Toco Warranty is very impressive - we finally found a company that offers vehicle repair coverage with instant quotes that are ACTUALLY instant. They have easy-to-understand coverage plans and simple processes for customers who are trying to figure out what they need. Toco offers plans for vehicles with up to 175,000 miles and as old as the 2000 model year. They have high customer satisfaction and supportive customer service. Toco Warranty ties for our highest rating among auto warranty coverage services.

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4.5 stars
Concord

CONCORD

Concord Auto Protect provides car warranty services to customers within three main plans. They offer free roadside assistance, a 30-day money back guarantee, and repairs at any ASE certified facility with all plans. Even though Concord is a fairly new company (founded in 2014), they have gained a loyal customer base that reports extremely positive experiences with their services.

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4 stars
1 800 Warranty

1 800 WARRANTY

1 800 Warranty thinks of themselves as a service contract company rather than an auto warranty service. They have a sleek website that makes understanding service contracts simple. It is easy to get a quote and understand the processes for finding a plan and filing claims here. 1 800 Warranty is a great place to go for customers who are new to warranties and service agreements and need clear information before making a purchase.

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2.5 stars
AA Auto Protection

AA AUTO PROTECTION

AA Auto Protection does not provide vehicle protection plans themselves, but rather is a broker that works with several different companies who underwrite these plans. Six coverage plans are available to meet the price points of different customers. To get an accurate quote for each plan, you'll need to speak to an AA Auto Protection representative. Their phone number, along with encouragement to give them a call, is plastered throughout the website. We wish there was more pricing information we could get ourselves before needing to speak with a salesman over the phone at AA Auto Protection.

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2.5 stars
CarShield

CARSHIELD

CarShield has been providing vehicle coverage warranties since 2005 to thousands of satisfied customers. There are polarizing reviews from customers who have either loved or strongly disliked the services provided by CarShield. They have received an F rating from the Better Business Bureau. We feel that if customers carefully and thoroughly choose their plans and focus on the fine print rather than customer complaints, CarShield could be a good option for extended auto warranty services, but we would advise to proceed with caution.

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2 stars
Endurance

ENDURANCE

Endurance helps protect customers from high repair costs after their manufacturer's warranty expires. They are an advocate for their customers by offering step-by-step support throughout the auto warranty claim process. Even if customers need repairs done that don't fall under their coverage plan, Endurance helps customers get the most affordable auto care by walking them through the process as a liaison. Our main concern is the F rating they receive from the Better Business Bureau for aggressive marketing tactics.

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Continued from above

Auto warranties make it so that vehicle owners pay a contracted price much lower than the total cost of a major repair to ensure that if a big issue arises, the costs for fixing the vehicle will be covered. Some major repairs that might be covered under warranty include transmission, engine, powertrain, heating/cooling, and other necessary vehicle parts.

Before choosing an auto warranty plan, we suggest you keep the following criteria in mind:

  • Price. Consider the plans of a few different auto warranty plans. How do they compare cost-wise? Make sure the price of the plan will be worth it if you are paying for the warranty a few years before needing to get repairs covered.
  • Coverage. Make sure you know exactly what is covered under the auto warranty. You don't want to deal with a common vehicle issue and find out it wasn't included under the warranty you've been paying for.
  • Reputation. How smooth is the process for submitting a claim? When you have an auto warranty claim, will they stand behind you? Have they been in business with happy customers long enough for you to know they will still be around for a while?

To help you identify the best auto warranty plan, TopConsumerReviews.com has reviewed and ranked a variety of options. We hope this information helps you find the auto warranty plan that fits your needs!

The Basics of Auto Warranties

Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.

Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.

Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.

If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.

Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.

Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.

When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.

Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.

 

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