Warranty Direct vs AA Auto Protection
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Warranty Direct vs AA Auto Protection
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Warranty Direct is a 30+ year old company that is an online division of a dealer agency, Interstate National Dealer Services. Their website is very user friendly and contains all of the essential information you need to know about the company, its history, how to purchase an auto warranty, and how to file a claim.
All Warranty Direct plans come with excellent features such as no limits on the number of claims filed, the ability to choose the car service facility, 30 day satisfaction guarantee, rental car reimbursement, 24-7 complimentary roadside assistance, Monday through Saturday claims assistance and more. Also, each of Warranty Direct's plans clearly outline what is covered and not covered.
Warranty Direct offers six basic auto warranty plans: XtraCare+, PowerShield, PowerShield Enhanced, MajorCare, SecureCare+ and LuxuryCare+.
The auto warranty plans for most vehicles can be for four, five or six year terms. Premium payments can be made as a one-time, upfront payment, or over in payment plans stretching over 3, 10, or 18 months. As expected, you pay less each month the longer you spread out the payments. If you wish to cancel prior to the end of the term, you'll receive a prorated refund. The auto warranty is transferable to a new owner if you decide to sell the vehicle prior to the end of the term.
Warranty Direct services and pays their own claims versus outsourcing them to other insurance brokers - a nice benefit, since you'll only deal with one company. Warranty Direct has consistently received an A+ rating from the Better Business Bureau and have been named to Forbes Magazine's Best 200 Small Companies list three times.
With the large variety of auto warranty plans available, consumer-friendly repair policies, and excellent customer service, Warranty Direct earns a strong rating.
AA Auto Protection serves as an auto warranty broker for several companies.
Their website is somewhat misleading because it boasts they provide instant quotes. However, after you submit your vehicle and personal information, rather then providing you an instant quote, they send an e-mail stating that they need additional information and ask you to call a toll-free number to provide the answers.
When we called and provided the information the sales representative was helpful and friendly enough, albeit a little on the unprofessional side in both manner and speech. They did not put the hard sell on and were content when told we wanted to think it over. He did provide his direct extension should we decide to call back with additional questions or to purchase a warranty.
They offer six types of plans to choose from that range in price with the more expensive plans covering most areas of the vehicle. Most plans include full roadside service and pay for lodging and food if you breakdown 100 miles or more from your home. Car rental reimbursement is also included. Also, as with most other plans, you are able to use any service facility of your choice.
With their comprehensive plans, most repairs are covered with the exception of regular maintenance, repairs covered by an accident insurance claim and those caused by basic owner neglect. If you cancel before the end of the term you will receive a prorated refund. The warranty is transferable if you sell the vehicle before the end of the term.
AA Auto Protection receives a B- rating from the Better Business Bureau. We echo this BBB rating in that AA Auto Protection offers a good, if nondescript, auto warranty product.
Auto Warranty Plans
To help you find the Best Auto Warranties, TopConsumerReviews.com provides you with an in-depth comparison of Warranty Direct and AA Auto Protection.
An auto warranty is an agreement between the owner of the vehicle and a warranty company. The warranty company agrees to pay for repairs, identified in advance, during the specified warranty period. A warranty period is generally based on car mileage; anywhere from one thousand to several tens of thousands of miles. The longer the coverage, the higher the price of the auto warranty. Warranties are often purchased in lump sum amounts, but certain companies also offer monthly payment plans.
Auto warranties are generally considered a wise purchase, since the cost of car repairs can easily exceed thousands of dollars. However, that reasoning only holds true if the auto warranty covers the repairs needed. Auto warranty contracts have a lot of fine print. Understanding the scope of coverage is imperative to making a wise purchase. You also need to make sure the company offering the auto warranty is reputable - a warranty company that goes out of business will not be there to issue auto claim payments. Simply put, not every auto warranty is created equal.
Before agreeing to purchase an auto warranty, you need to be sure to consider the following items:
TopConsumerReviews.com has reviewed and ranked the best auto warranty plans available today. We hope you find these reviews helpful in finding the best auto warranty that fits your needs!
The Basics of Auto Warranties
Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.
Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.
Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.
If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.
Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.
Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.
When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.
Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.
Auto Warranty In The News
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Published: Thu, 05 Jul 2018 00:29:00 GMT
Datsun "˜Peace of Mind' extended warranty package will serve as a comprehensive service ... Datsun will also provide free pick and drop for the car for servicing from at Nissan-Datsun authorised worksh...
Published: Wed, 04 Jul 2018 06:14:00 GMT
Damien Meredith has once again said Kia will look at a longer warranty, should the market catch the brand. Kia led the warranty charge in Australia with its seven-year, unlimited-kilometre offering, a...
Published: Tue, 10 Jul 2018 14:01:00 GMT
Alfa Romeo has introduced a new upgraded servicing and warranty plan, known as 5-3-5. The one minor caveat to the news is that the new warranty has a 75,000-mile limit. If you do more than 15,000 mile...
Published: Tue, 10 Jul 2018 03:54:00 GMT
This follows the industry trend for longer warranties. The cover will be included in the purchase price of the car, along with three years of servicing and five years of roadside assistance. Parts, lu...
Published: Wed, 11 Jul 2018 04:48:00 GMT
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