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Endurance Review

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ENDURANCE

Endurance Warranty Services has been in business since 2006 and offers three different auto warranty plans. Their website provides clearly explained information, though slightly less so than those ranked higher regarding their plan information and what is included and excluded with each option. Endurance currently holds an A+ rating with the Better Business Bureau.

Purchasing an Endurance auto warranty plan is very straightforward. The customer answers a few questions online and then awaits a phone call for details regarding the best available warranty options for their vehicle. You don't have to wait very long - Endurance was mentioned on Forbes.com for ranking in the top 5 for lead response times. When purchasing a warranty through Endurance, customers also benefit from the option to choose their own licensed mechanic or dealer, 24 hour roadside assistance, and a 30 day money back guarantee.

Endurance Warranty Services auto warranty plans include:

  • Supreme covers from bumper to bumper, which is similar to a factory warranty. This plan provides the maximum coverage available at Endurance.
  • Superior provides coverage on a long list of vehicle components.
  • Secure is the lowest cost plan available at Endurance. This covers only the most vital and expensive repairs on a vehicle.

The focus at Endurance is to protect a vehicle the first time a customer contacts them for a quote. This approach came off as a little pushy at first, but was eventually explained by the representative. Placing coverage on a vehicle on the first call eliminates the risk of customers returning to place coverage after something goes wrong with the car, which can raise the warranty cost and lower the coverage. Less risk for them means lower prices and better coverage for you.

Endurance is not just the marketer of the extended auto coverage plan, they are the administrator and handle the claims adjudication process too. This means that you deal with only one company for the entire life cycle of the plan - a big positive. The auto warranty plan terms vary by the age and manufacturer of the car, but are typically between 3 and 7 years. Premium payments can be made as a one-time, upfront payment, or spread over 12 or 18 months. The claim payment process at Endurance Warranty Services is straightforward. The customer or mechanic calls for preapproval, and when accepted, Endurance issues payment directly to the service company.

Endurance Warranty Services provides a good list of auto warranty plans. While their sales process can come off as a bit forceful at times, their claim process is hassle-free and we liked the added benefits that come with their plans. Overall, Endurance Warranty Services receives high marks.

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Auto Warranty Plans

To help you find the Best Auto Warranties, TopConsumerReviews.com provides you with an in-depth Endurance Review.

An auto warranty is an agreement between the owner of the vehicle and a warranty company. The warranty company agrees to pay for repairs, identified in advance, during the specified warranty period. A warranty period is generally based on car mileage; anywhere from one thousand to several tens of thousands of miles. The longer the coverage, the higher the price of the auto warranty. Warranties are often purchased in lump sum amounts, but certain companies also offer monthly payment plans.

Auto warranties are generally considered a wise purchase, since the cost of car repairs can easily exceed thousands of dollars. However, that reasoning only holds true if the auto warranty covers the repairs needed. Auto warranty contracts have a lot of fine print. Understanding the scope of coverage is imperative to making a wise purchase. You also need to make sure the company offering the auto warranty is reputable - a warranty company that goes out of business will not be there to issue auto claim payments. Simply put, not every auto warranty is created equal.

Before agreeing to purchase an auto warranty, you need to be sure to consider the following items:

  • Repair Coverage. Will the auto warranty plan cover the costly repairs that may be needed?
  • Cost. How does the cost of one auto warranty company compare to the next? Are you getting what you're paying for?
  • Reputation. If and when you have an auto repair claim, will the auto warranty company stand behind you and your claim?

TopConsumerReviews.com has reviewed and ranked the best auto warranty plans available today. We hope you find these reviews helpful in finding the best auto warranty that fits your needs!



The Basics of Auto Warranties

Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.

Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.

Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.

If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.

Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.

Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.

When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.

Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.

 



Auto Warranty In The News

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GWC Warranty's Vice President Of Marketing, Kate Eltringham, Honored Among Remarketing and Used Car Industry's 40 Under 40

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MadDog Technology And McInerney Automotive Group Team Up To Modernize The Car Business

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Daimler Becomes Part Owner Of Volkswagen On-line Used Car Financing and Warranty Company

Braunschweig, Berlin, Stuttgart September 14, 2018; Daimler, through its Daimler Financial Services division, is set to become a partner and investor in used-vehicle platform heycar, which was success...

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GWC Warranty's Vice President Of Marketing, Kate Eltringham, Hon - KXXV Central Texas News Now

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