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Warranty Direct Review

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WARRANTY DIRECT

Warranty Direct is a 30+ year old company that is an online division of a dealer agency, Interstate National Dealer Services. Their website is very user friendly and contains all of the essential information you need to know about the company, its history, how to purchase an auto warranty, and how to file a claim.

All Warranty Direct plans come with excellent features such as no limits on the number of claims filed, the ability to choose the car service facility, 30 day satisfaction guarantee, rental car reimbursement, 24-7 complimentary roadside assistance, Monday through Saturday claims assistance and more. Also, each of Warranty Direct's plans clearly outline what is covered and not covered.

Warranty Direct offers six basic auto warranty plans: XtraCare+, PowerShield, PowerShield Enhanced, MajorCare, SecureCare+ and LuxuryCare+.

  • XtraCare+ offers the most comprehensive coverage for all 16 major systems of an automobile that are 4 years or older and/or have more than 50k miles.
  • PowerShield is major component coverage for older used vehicles. The warranty covers engine, transmission, drive axle and more.
  • PowerShield Enhanced is premium coverage for high cost repairs on older model, higher mileage vehicles. It is a low cost warranty intended to cover only certain major repair expenses.
  • MajorCare covers component of the 12 major systems of a vehicle and provides protection against the "big ticket" or major repairs that may occur. . This warranty is designed for vehicles up to 7 years of age and that have less than 100k miles.
  • SecureCare+ offering extensive bumper-to-bumper coverage on all major vehicle systems in your automobile that is less than 4 years old and has 50k or fewer miles. These include everything from major breakdowns to repairs caused by normal wear and tear.
  • LuxuryCare+ is an upgrade from SecureCare+. This warranty includes coverage of such things as GPS navigation systems, DVD video systems and Blue tooth phone systems. SecureCare+ and LuxuryCare+ are available for newer vehicles still covered by their manufacturer's warranty and that have less than 50K miles.

The auto warranty plans for most vehicles can be for four, five or six year terms. Premium payments can be made as a one-time, upfront payment, or over in payment plans stretching over 3, 10, or 18 months. As expected, you pay less each month the longer you spread out the payments. If you wish to cancel prior to the end of the term, you'll receive a prorated refund. The auto warranty is transferable to a new owner if you decide to sell the vehicle prior to the end of the term.

Warranty Direct services and pays their own claims versus outsourcing them to other insurance brokers - a nice benefit, since you'll only deal with one company. Warranty Direct has consistently received an A+ rating from the Better Business Bureau and have been named to Forbes Magazine's Best 200 Small Companies list three times.

With the large variety of auto warranty plans available, consumer-friendly repair policies, and excellent customer service, Warranty Direct earns a strong rating.

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Auto Warranty Plans

To help you find the Best Auto Warranties, TopConsumerReviews.com provides you with an in-depth Warranty Direct Review.

An auto warranty is an agreement between the owner of the vehicle and a warranty company. The warranty company agrees to pay for repairs, identified in advance, during the specified warranty period. A warranty period is generally based on car mileage; anywhere from one thousand to several tens of thousands of miles. The longer the coverage, the higher the price of the auto warranty. Warranties are often purchased in lump sum amounts, but certain companies also offer monthly payment plans.

Auto warranties are generally considered a wise purchase, since the cost of car repairs can easily exceed thousands of dollars. However, that reasoning only holds true if the auto warranty covers the repairs needed. Auto warranty contracts have a lot of fine print. Understanding the scope of coverage is imperative to making a wise purchase. You also need to make sure the company offering the auto warranty is reputable - a warranty company that goes out of business will not be there to issue auto claim payments. Simply put, not every auto warranty is created equal.

Before agreeing to purchase an auto warranty, you need to be sure to consider the following items:

  • Repair Coverage. Will the auto warranty plan cover the costly repairs that may be needed?
  • Cost. How does the cost of one auto warranty company compare to the next? Are you getting what you're paying for?
  • Reputation. If and when you have an auto repair claim, will the auto warranty company stand behind you and your claim?

TopConsumerReviews.com has reviewed and ranked the best auto warranty plans available today. We hope you find these reviews helpful in finding the best auto warranty that fits your needs!



The Basics of Auto Warranties

Cars are expensive investments, whether you like to purchase new or pre-owned. In protecting that investment and to avoid future repair expenses on your car, you may want to consider purchasing an auto warranty.

Most new and some used cars are covered by some sort of warranty when purchased. For example, new cars are usually covered by a manufacturer's warranty. These warranties vary greatly and are limited in duration. They may cover a variety of repairs until either a time limit or mileage limit such as three years or 36,000 miles. Once you reach that time or mileage limit, the warranty will either totally expire or much of what it covers will be void.

Some manufacturers also offer various program warranties on specific used or pre-owned cars, usually called "certified used" or something similar, that extend the original manufacturer's warranty or parts of the warranty.

If you plan on keeping the car past the life of the manufacturer's warranty, you may want to consider purchasing an extended warranty. Extended warranties are insurance policies against expensive, unforeseen repairs. In essence, extended warranties are actually service contracts. They cover expenses incurred that your warranty doesn't cover.

Unlike manufacturer's warranties, extended warranties are purchased separately from your car. They can be purchased either through the original manufacturer or through a third-party, independent warranty company. In some cases, you'll receive offers to purchase extended warranties in the mail or over the phone from the manufacturer just as the original manufacturer's warrantee is expiring.

Extended warranties are all different. They each differ on what repairs are covered, how much is covered, duration of the coverage and cost of the warranty. Before purchasing any extended warranty, determine what is still covered on the warranty you possess, determine how long past the life of the warranty you'll keep the car, what you want covered and for how long.

When researching the details of the warranty you want to purchase, look for information on the policy's deductible, whether the policy is transferable if you sell the car and whether repairs can be done anywhere or only with specific shops. Also, look for specifics on what is covered and what is not. For instance, does the warranty cover breakdown of parts as well as wear and tear? A warranty that only covers breakdown requires the part to break before the warranty will pay to replace it. A wear and tear policy will cover parts that need to be replaced because they are too worn to work efficiently.

Purchasing an extended warranty can be a smart investment. Don't forget to research the warranty specification and the companies offering them online before making the purchase.

 



Auto Warranty In The News

The Amynta Group Accelerates Transformation of Its Auto Warranty Business

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Published:  Mon, 11 Feb 2019 08:56:00 GMT



Xcelerate to sell third-party warranties for EVs including Teslas

DETROIT (Reuters) - Auto leasing and financing company Xcelerate said on Thursday it has launched the first U.S. third-party extended warranties for electric vehicles, including those of market ...

Published:  Thu, 14 Feb 2019 09:17:00 GMT



Should I Really Avoid a Car in the First Model Year

Is the As-Is a standard practice on a used car" It is common practice for used cars to be sold "as-is" especially if they are beyond their warranty period, but that doesn't seem to be the ...

Published:  Fri, 15 Feb 2019 06:11:00 GMT



7 On Your Side gets 'worthless warranty' refunds for New Jersey car buyers

After 7 On Your Side aired a story in November about a New Jersey woman who got billed for a car she didn't own, several other viewers wanted help solving their beefs with the same local car dealer.

Published:  Fri, 08 Feb 2019 13:35:00 GMT



Driving a Tesla Model 3 Performance in the Cold Could Void Tire Warranty

One owner told The Drive that he took delivery of his car at the Tesla Store in Salt Lake City on December 10th, 2018, which had a high of 39 degrees that day. According to the owner, his delivery adv...

Published:  Thu, 14 Feb 2019 08:14:00 GMT



Making car manufacturers honour your warranty

Readers often write me about car problems. Since I'm not an expert, I consult with the Automobile Protection Association, a well-known consumer group founded almost 50 years ago by Phil Edmonston (lat...

Published:  Tue, 05 Feb 2019 03:54:55 GMT



These are the top car-buying mistakes to avoid, according to Edmunds

you also spare yourself a marathon day on a car lot. Many shoppers tell us about the killer deals they got on their cars, then explain how they wound up spending those savings on gap insurance, an ext...

Published:  Thu, 14 Feb 2019 02:00:00 GMT



Tools, Equipment Purchasing Driven By Warranty, Word Of Mouth, Auto Care Association Study Says

The Auto Care Association has announced the release of its latest market intelligence research publication, "Purchasing Trends Study - Tools and Equipment 2018." The report defines and explores the ke...

Published:  Mon, 11 Feb 2019 07:48:00 GMT



When Buying A New Car Is A Better Deal Than A Used One

However, when spread out over the length of a car loan, the added amount can be largely offset by getting an additional year of warranty coverage, financing at a lower interest rate, and any dealer in...

Published:  Thu, 14 Feb 2019 07:54:00 GMT



Don't spend your tax refund with a shady car dealer

If you negotiate any changes to the warranty coverage, or the dealer agrees to make repairs or to cancel the sale if you're not satisfied, be sure those provisions are written on the Buyers Guide that ...

Published:  Fri, 15 Feb 2019 09:08:00 GMT




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