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      April 7, 2020

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Toco Warranty Review

Best Auto Warranty Plans

To help you find the Best Auto Warranties, provides you with an in-depth Toco Warranty Review.

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Where is the best place to get an auto warranty plan? When you purchase a new car, an auto warranty is usually an optional purchase along with it. This is a good choice for vehicle owners who want to spend a little extra each month or in one lump sum for peace of mind about dealing with potential vehicle issues down the road (no pun intended). Generally, a warranty extends for a certain number of years or until the vehicle reaches a specific number of miles.

Heaven forbid you have an engine blowout, faulty brake system, electrical issue, or steering malfunction as you're cruising along in your car. If this were the case, a big concern for you (besides your safety) would be the thousands of dollars it could cost to get these major issues repaired. Whether your vehicle is brand new or a few years old, unfortunately things go wrong with cars that you can never predict.

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Toco Warranty has been featured on Fox News, ESPN, Hallmark, Game Show Network, MLB Network, ION television, MTV, National Geographic and many other media outlets. Hundreds of customers would attest to the professional, clear, and reliable vehicle coverage services they provide. At this time, it is unfortunate that they are not available in Alaska, Missouri, and Washington because their instant quotes and straightforward plans have earned Toco Warranty our highest rating among auto warranty services.

When you reach the Toco Warranty website, a live support chat bubble pops up allowing customers to talk with a representative right away. We appreciate the customer-oriented layout that does not assume all customers know what they are looking for and need. Even without chatting with customer support, you'll be able to find clear guidance about the plans, pricing, and procedures throughout the web pages of Toco Warranty's website.

Four simple plans are provided through Toco Warranty. It is easy to know which one to choose based on the year and mileage of your car:

  • Blue Plan: 2000 or newer with 100k - 175k miles
  • Green Plan: 2011 or newer with 60k - 100k miles
  • Yellow Plan: 2011 or newer with 60k - 100k miles (coverage extends beyond green plan)
  • Orange Plan: 2016 or newer with 0k - 60k miles

For all of these plans, Toco Warranty requires no down payment, affordable monthly payments, pay as you go, simple claims processes, and the ability to use any licensed repair shop. Coverage typically goes into effect after 30 days or 1,000 miles.

What we are most excited and impressed with at Toco Warranty is the simplicity of getting a coverage quote. You'll provide vehicle information (they actually have a fully accurate and updated list for newer vehicle models, unlike some competitors) and answer some questions about your car. The quote form is more thorough than any others we have seen by asking things like the number of miles you drive each year, purposes for driving (commercial vs. non-commercial), if you've made modifications to your vehicle, if you've been in an accident, etc.

These questions are specific to your vehicle and allow Toco Warranty to provide you with an instant quote. Hallelujah! We were pumped not to have to wait for a phone call or email and to be able to chat with customer service about plan details, contract length, number of monthly payments, per-visit deductible, the waiting period, and estimated monthly payments. All of it was outlined clearly right after we submitted our information, which we really appreciated.

It is not surprising that Toco Warranty receives an A+ rating from the Better Business Bureau. Navigating through their website and viewing their plan details make it obvious enough that this is a customer-friendly, clear cut auto warranty service that doesn't play games. The hundreds of customers who give positive customer feedback also make us confident in giving Toco Warranty a tie with our highest rating among auto warranty coverage services.

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Auto warranties make it so that vehicle owners pay a contracted price much lower than the total cost of a major repair to ensure that if a big issue arises, the costs for fixing the vehicle will be covered. Some major repairs that might be covered under warranty include transmission, engine, powertrain, heating/cooling, and other necessary vehicle parts.

Before choosing an auto warranty plan, we suggest you keep the following criteria in mind:

  • Price. Consider the plans of a few different auto warranty plans. How do they compare cost-wise? Make sure the price of the plan will be worth it if you are paying for the warranty a few years before needing to get repairs covered.
  • Coverage. Make sure you know exactly what is covered under the auto warranty. You don't want to deal with a common vehicle issue and find out it wasn't included under the warranty you've been paying for.
  • Reputation. How smooth is the process for submitting a claim? When you have an auto warranty claim, will they stand behind you? Have they been in business with happy customers long enough for you to know they will still be around for a while?

To help you identify the best auto warranty plan, has reviewed and ranked a variety of options. We hope this information helps you find the auto warranty plan that fits your needs!

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