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      August 21, 2018

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Background Checks: The New Dating Trend

How Background Checks Protect the Individual

The Importance of Background Checks


Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

SF mayor Breed blasts Muni chief over delays, background checks and scooter permitting

Mayor London Breed blasted the director of San Francisco Municipal Transportation Agency on Monday over service delays related to its Twin Peaks Tunnel closure that she said the transit system's manag...

Published:  Mon, 20 Aug 2018 17:03:00 GMT

Security deposits, tenant background checks may be curtailed in Portland

The Portland City Council will soon consider an ordinance to cap what landlords can charge for security deposits and limit how they may use renters' credit and criminal conviction history to deny them ...

Published:  Mon, 20 Aug 2018 18:09:00 GMT

Court dismisses background check lawsuit against Sandoval, Laxalt

A judge on Monday dismissed a lawsuit claiming that Nevada Gov. Brian Sandoval and Attorney General Adam Laxalt did not do enough to enforce a law to expand background checks on gun sales. Known as Qu...

Published:  Mon, 20 Aug 2018 19:16:00 GMT

FLAWED SYSTEM: Background checks for prospective Idaho high school coaches unreliable

While there may be an expectation that prospective Idaho high school coaches are held to concise admission standards and procedures regarding their criminal records as well as a foolproof criminal bac...

Published:  Sat, 18 Aug 2018 23:51:00 GMT

National Instant Criminal Background Check System (NICS) Retailer Day 2018

USA - -( The FBI Criminal Justice Information Services (CJIS) Division's National Instant Criminal Background Check System (NICS) Section is happy to announce our annual NICS Retailer Da...

Published:  Mon, 20 Aug 2018 12:22:00 GMT

New University of Maine president puts her science and math background to work

ORONO - Joan Ferrini-Mundy sees the connection between her past work developing new ways of teaching science and math and her new job as president of the University of Maine. At the university system' ...

Published:  Mon, 20 Aug 2018 01:25:00 GMT

California justices uphold employee background check law

SAN FRANCISCO (AP) - The California Supreme Court has upheld a state law that requires employers to obtain workers' permission before hiring a company to check their backgrounds. The court in a unanim...

Published:  Mon, 20 Aug 2018 17:22:00 GMT

Calif. High Court Says Background Check Laws Can Overlap

Law360 (August 20, 2018, 10:39 PM EDT) -- California's highest court ruled Monday in favor of a class of current and former bus drivers who accused their employers and two investigative consumer repor...

Published:  Mon, 20 Aug 2018 19:42:00 GMT

TMO Background Mode Interview with macOS Software Developer Sander Berents

Sander Berents has been fascinated by astronomy since childhood when he started using his older brother's telescope. In his teens, he also became immersed in BASIC and assembly language programming wi...

Published:  Mon, 20 Aug 2018 16:48:00 GMT

OPENonline Enhances Their Background Screening Services, Launches"¶

OPENonline, an industry leading provider of background checks and investigative services, announces a partnership with Social Intelligence to add an FCRA-compliant social media background check to the...

Published:  Mon, 20 Aug 2018 06:17:00 GMT

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