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      February 16, 2019

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How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

Nevada governor signs gun background checks into law two years after voters asked for them

Nevada Gov. Steve Sisolak on Friday signed into law a measure to require background checks on most private gun sales and transfers - the fulfillment of an initiative passed by voters more than two yea...

Published:  Sat, 16 Feb 2019 00:30:00 GMT



Nevada governor signs gun background check law

CARSON CITY, Nev. (AP) - Nevada's governor on Friday signed into law a bill expanding background checks to private gun sales and transfers, rounding out a work week of fierce and emotional debate from ...

Published:  Fri, 15 Feb 2019 22:28:00 GMT



Sisolak signs Nevada gun background checks bill into law

CARSON CITY - A law requiring background checks on private gun sales in Nevada won final passage in the Legislature Friday and was promptly signed by the governor, fulfilling the intent of a 2016 vote...

Published:  Fri, 15 Feb 2019 14:41:00 GMT



The Latest: Bloomberg Applauds Gun Background Check Bill

CARSON CITY, Nev. (AP) - The Latest on a gun background check bill moving through the Nevada Legislature (all times local): 3:15 p.m. Billionaire Michael Bloomberg is applauding Nevada lawmakers after ...

Published:  Fri, 15 Feb 2019 15:26:00 GMT



Background Check Act passes Legislature for Governor's signing

CARSON CITY, Nev. (KOLO) - The Background Check Act, Senate Bill 143, passed the Nevada Legislature Friday morning. The bill comes more than two years after comprehensive background checks passed in a ...

Published:  Fri, 15 Feb 2019 12:43:00 GMT



Nevada Gov. Steve Sisolak signs gun background check law

Gov. Steve Sisolak on Friday signed into law the bill designed to cure the flaw in the voter-approved firearms background checks law. He did so after the Assembly gave final legislative approval to th...

Published:  Fri, 15 Feb 2019 14:05:00 GMT



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