TopConsumerReviews.com best background checks
      June 15, 2019

Home  >  Background Checks  >  Articles

Best

Background Checks

  1. Instant Checkmate
  2. People Finders
  3. Been Verified
  4. US Search
  5. Intelius
  6. Gov Registry
  7. Verispy
  8. Info Tracer
  9. Background Searcher
  10. Background Repoort 360

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
How To Get The Truth Out of Anyone Newsletter

Latest Reviews

Cruise Vacations

Fruit Baskets

Government Grants

Learn to Read Programs

Menopause Relief

Online Fitness

Paid Surveys

Personal Trainers

Pet Meds

Scabies

 

Related Articles

Background Checks: The New Dating Trend

How Background Checks Protect the Individual

The Importance of Background Checks

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

Shanahan: 'No concerns' about FBI background check for nomination

Acting Defense Secretary Patrick Shanahan Patrick Michael Shanahan Overnight Defense: Latest on House defense bill markup | Air Force One, low-yield nukes spark debate | House Dems introduce ...

Published:  Thu, 13 Jun 2019 09:21:00 GMT



Maine rejects plan for background check on private gun sales

AUGUSTA, Maine (AP) - A drive to require background checks for private gun sales has stalled in Maine. The Maine House of Representatives rejected a measure to create the background checks on Thursday ...

Published:  Fri, 14 Jun 2019 17:10:00 GMT



Study: Gun licensing reduces shooting deaths more than background checks

June 13 (UPI) --States currently use three criteria to screen out people who are prohibited from owning a firearm, with a new study suggesting one is more effective than the others at preventing ...

Published:  Thu, 13 Jun 2019 12:27:00 GMT



Editorial: Ballot issue on background checks for guns makes sense

Ohioans have never voted on a statewide ballot issue on guns. It's time they did. So it's good that Ohioans for Gun Safety plans to qualify a ballot issue, perhaps as early as November 2020, to ...

Published:  Fri, 14 Jun 2019 01:30:00 GMT



Goucher College selects Kent Devereaux as new president. Touts his strong liberal arts, business background

Devereaux, 61, has a background in the arts and management. Before his job at NHIA he served as chair of the department of music at Cornish College of the Arts in Seattle and as senior vice president ...

Published:  Thu, 13 Jun 2019 09:04:57 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure