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      April 18, 2019

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How Background Checks Protect the Individual

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Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

Littleton gun shop owner: Sol Pais legally bought gun, passed background check

LITTLETON, Colo. - A Littleton gun shop confirmed Wednesday in a Facebook post that it sold a shotgun to Sol Pais. Colorado Gun Broker, located at 8966 West Bowles Avenue in Littleton - less than two ...

Published:  Wed, 17 Apr 2019 12:56:00 GMT



Is This Photograph of Notre Dame Burning with the Eiffel Tower Directly in the Background Real

The Daily Debunker brings you the top stories on Snopes.com. The website meaww.com, for instance, claimed that the image was "geographically impossible," writing that "This particular angle of the ...

Published:  Wed, 17 Apr 2019 12:55:00 GMT



Lyft beefs up background checks amid scrutiny on safety of ride-hailing services

The ride-hailing service Lyft is adding security measures this week, not long after a student at the University of South Carolina was killed after getting into a car she thought was the ride she had ...

Published:  Wed, 17 Apr 2019 04:18:00 GMT



Remove Photo Background for Free with Remove.bg

You do not have to be a graphic expert to /faq/9067-detour-an-image-crop an item on a photo. With an online tool, a few clicks are enough to complete the operation in a few seconds. And for free! The ...

Published:  Wed, 17 Apr 2019 06:50:00 GMT



Stakes Are High When Choosing Background-Screening Providers

Members may download one copy of our sample forms and templates for your personal use within your organization. Please note that all such forms and policies should be reviewed by your legal counsel ...

Published:  Tue, 16 Apr 2019 00:09:00 GMT



Enhanced Background Checks Act of 2019, Restricts Gun Rights & Freedom: Take Action

The goal should be to reduce crime. Burdening law-abiding citizens doesn't stop armed criminals. We need crime-control, not more "ėgun-control'! JPFO Gun Confiscation Clock Move forward with this bill. ...

Published:  Wed, 17 Apr 2019 07:08:00 GMT



Lyft drivers will undergo continuous criminal background checks

Lyft has announced an update to its safety policies aimed at keeping riders safe. In a statement published on Monday, the company revealed that it will conduct continuous criminal background checks on ...

Published:  Mon, 15 Apr 2019 16:30:00 GMT



Trump administration seeks to expand criminal background checks for federal job seekers

The Trump administration has proposed a rule that would require federal job applicants to divulge whether they've been through criminal diversion programs meant to avoid conviction. The U.S. Office of ...

Published:  Tue, 16 Apr 2019 05:12:00 GMT



Victorine believes career in education gives her background to serve on board

Dolly Victorine's life has revolved around education. After earning degrees in education at Oregon State University and doing her student-teaching in Philomath, Victorine has worked as a teacher at ...

Published:  Wed, 17 Apr 2019 06:00:00 GMT



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