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Background Checks: The New Dating Trend

How Background Checks Protect the Individual

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How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

Businesses have a vested interest in protecting themselves and their employees, which is a major reason why 69 percent of all employers in the United States now require a background check as a pre-requisite for employment. An increase in negligent-hiring lawsuits has prompted the increase in the use of background checks by employers, who are legally responsible if an employee harms himself or someone else due to past issues which would have been revealed through a background check. By thoroughly reviewing the histories of all employees, employers are not only protecting themselves, but also others who work for them.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

U.S. Youth Soccer Has 3 Million Players, 0 Background Checks, and a Court Date

A former U.S. Youth Soccer player from the Bay Area of California has sued the national organization and two other local soccer organizations, the California Youth Soccer Association and the West Valley Youth Soccer League, on the ground that they failed ...

Published:  Thu, 19 Apr 2018 22:36:00 GMT



Ducey gun safety bill clears committee without universal background checks

PHOENIX -- A Senate panel voted 4-3 Thursday to allow judges to force some people to surrender their weapons -- but only after a multi-step process that supporters say will protect due process rights. But foes of SB 1519 say it has a glaring loophole: It ...

Published:  Thu, 19 Apr 2018 19:22:00 GMT



National Wrestling Media Association president Jason Bryant favors USA Wrestling's mandated background checks and training

USA Wrestling's decision earlier this week to mandate journalists go through background checks and online training aimed at preventing sexual abuse saw plenty of pushback from the media, with large media organizations like the Associated Press Sports ...

Published:  Thu, 19 Apr 2018 11:37:00 GMT



Orange County may reinstate waiting periods, universal background checks for firearm purchases

Orange County Mayor Teresa Jacobs says the County Commission will vote next month to reinstate a three-day waiting period and establish universal background checks for firearm purchases, the Orlando Sentinel reports. Jacob's announcement comes less than ...

Published:  Thu, 19 Apr 2018 09:35:00 GMT



Inslee, Nevada Democrats call for expanded background checks

LAS VEGAS (AP) - Democrats urging more action to prevent gun violence will hold a press conference Thursday at the University of Nevada, Las Vegas to call for expanded background checks and a ban on bump stocks, which allow semi-automatic weapons to fire ...

Published:  Thu, 19 Apr 2018 12:49:00 GMT



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