March 23, 2018

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Background Checks: The New Dating Trend

How Background Checks Protect the Individual

How Employers Use Background Checks

The Importance of Background Checks


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How Background Checks Protect the Individual

In todayís digital world Ė where information often is at the tip of our fingers in an instant Ė conducting a background check on an individual has never been easier.

The curious can Google a personís name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

  • Full Background Check. This is a comprehensive and thorough check, which includes such information as date of birth, marriages/divorces and claims of bankruptcy. It also will contain a criminal conviction history.
  • Criminal Background Check. Less thorough than a full background check, the only information provided in this kind of check is a criminal/conviction history. A number of third-party agencies conduct these checks at prices ranging from $15 to $40. Only criminal convictions will appear in these records. Arrests that did not result in a conviction are not part of public information records.
  • Credit Report Check. Credit checks are the second most popular kind of background check conducted today, especially by employers. Credit checks cannot be conducted without the individualís consent, so any employer or private agency which wishes to conduct such a check on an individualís credit history must first obtain that personís written authorization.

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individualís credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

Businesses have a vested interest in protecting themselves and their employees, which is a major reason why 69 percent of all employers in the United States now require a background check as a pre-requisite for employment. An increase in negligent-hiring lawsuits has prompted the increase in the use of background checks by employers, who are legally responsible if an employee harms himself or someone else due to past issues which would have been revealed through a background check. By thoroughly reviewing the histories of all employees, employers are not only protecting themselves, but also others who work for them.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

What Does The Omnibus Spending Bill Mean for Gun Control Background Checks and CDC Studies

The $1.3 trillion omnibus spending bill unveiled Wednesday would incentivize increased background checks and stipulates the Center for Disease Control and Prevention can research gun violence-something it hasn't done for more than two decades. A ...

Published:  Thu, 22 Mar 2018 07:54:00 GMT

Budget bill includes $1.57B for border wall, background checks

The White House says President Trump supports the $1.3 trillion spending bill unveiled by congressional leaders. Lawmakers have until midnight tomorrow to pass the bill and avoid a government shutdown. Julianna Goldman reports. NowThis News 1:22

Published:  Thu, 22 Mar 2018 04:38:34 GMT

Background check measure on guns included in spending bill

A measure strengthening the federal background check system for gun purchases will be included in the $1.3 trillion government spending bill being negotiated by congressional leaders, aides said Wednesday. The "Fix NICS" measure would provide funding for ...

Published:  Wed, 21 Mar 2018 12:27:00 GMT

Congress unveils $1.3 trillion spending package, includes background check bill

(CNN)Congress unveiled a massive bipartisan $1.3 trillion spending package Wednesday evening that will keep the government funded until the end of September and has President Donald Trump's support. But questions remain whether the proposal will pass ...

Published:  Wed, 21 Mar 2018 10:11:23 GMT

Spending bill to strengthen background checks for gun purchases

Congressional leaders have agreed to strengthen background checks for gun purchases as part of a must-pass government funding package, according to a senior GOP source. The bipartisan Fix NICS (National Instant Criminal Background System) Act, which would ...

Published:  Wed, 21 Mar 2018 10:17:00 GMT

After mass shootings, Congress likely to approve Cornyn's background check bill in budget deal

WASHINGTON - Texas Sen. John Cornyn's gun background check bill, filed in response to the Texas church massacre in November, will be included in the government spending bill that Congress will consider later this week. This would be the first gun measure ...

Published:  Wed, 21 Mar 2018 17:29:00 GMT

National background check system gets help in Congress's budget plan

A measure to beef up enforcement of the nation's background check system for potential gun buyers will be included in the government funding bill due for a congressional vote this week. The provision, crafted by Senate Majority Whip John Cornyn, R-Texas ...

Published:  Wed, 21 Mar 2018 14:58:00 GMT

FBI database would get more info for gun background checks from feds, states under spending bill

WASHINGTON - Federal agencies and state governments would get incentives to report information better to the FBI that would disqualify people from buying guns, under a broad spending bill released Wednesday. Sen. John Cornyn, R-Texas, proposed the ...

Published:  Wed, 21 Mar 2018 18:56:57 GMT

The Latest: Bill has modest gun background check provision

WASHINGTON - The Latest on negotiations in Congress over a $1.3 trillion government spending bill (all times local): 12:34 p.m. Republicans said a gun background check provision will be tucked into the $1.3 trillion government spending bill as ...

Published:  Wed, 21 Mar 2018 09:50:00 GMT

HomeAdvisor Sued Over Background Check Claims

SAN FRANCISCO, CA - San Francisco District Attorney George Gascon announced the filing of a civil lawsuit against a home services company for allegedly falsely advertising about background checks in its radio and TV ads. HomeAdvisor Inc. and its parent ...

Published:  Wed, 21 Mar 2018 09:20:00 GMT

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