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      October 19, 2020

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Instant Checkmate vs People Finders

Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Instant Checkmate and People Finders.

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What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check.

Background checks have been a regular part of life for many years, letting people to get a better idea of those individuals they interact with. Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

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2020

Background Check Reviews

4.5 stars
Instant Checkmate

INSTANT CHECKMATE

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Cost:

$34.78/month for unlimited reports

$27.82/month for 3 months of unlimited reports

Pop-up offer of 5-day trial membership with unlimited reports for $1

While there are a lot of services offering background checks today, some are more thorough than others. Instant Checkmate definitely ranks up there with the best when it comes to checking for information.

One thing that stood out to us about the search process of Instant Checkmate: it has a box you can check if you're searching for your own information. When we checked that box, it asked us questions while the search was running, to help make sure it was coming up with the right records (for example, had we ever lived in a certain city, were we over the age of 30, and even if an individual was a relative). We did find the "Have you ever committed a crime?" question to be a little ominous!

Instant Checkmate found the right records for us, after a search process that took a couple of minutes to complete. We were then asked to answer another set of questions; in total, it took nearly 10 minutes to get to the place where we could order the report generated. There was a big red bar across the page warning us that there were more than 10 criminal records for people associated with our name in our state; given that we have a clear criminal background, that felt a little shady and meant to push us to buy their report.

Digging a little deeper, we found that there are two background check services operated by the same owners: Truthfinder and Instant Checkmate. Both services have solid ratings with the Better Business Bureau, so this is primarily for your own information as you consider which background check service will ultimately get your business.

Pricing was also slightly different between the two, so keep an eye out for the best deal. Pro tip: wait around awhile on the site. You may get a pop-up offering you a full-access, 5-day trial membership for $1.

The BBB has given this service both an A+ rating and accreditation, which is unusual within the industry. We found a higher number of positive reviews for Instant Checkmate than most other background check services on the market; the only thing keeping them from a first-place ranking is their higher prices, compared with their competition.

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4 stars
People Finders

PEOPLE FINDERS

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Cost:

$29.95 for one report

$12.95/month for 3 months of unlimited reports

$19.95 for 1 month of unlimited reports

Pop-up offer for a $2.95 5-day trial and one report for $1

Since 1998, PeopleFinders has helped everyday people find out more about others in their lives. As part of the Confi-Check, Inc. family of brands, which includes MyRelatives and AreTheyReallySingle, PeopleFinders enjoys an A+ rating with the Better Business Bureau.

Like most background check services, you'll start by entering the name, city and state (if known) of the person you're searching for. After just a few seconds, you'll be shown any records that look like a good match. Ours was found very quickly, and the initial information we were shown was accurate.

From there, you'll need to get your report, which will include a scan for records involving Location, Property, and Criminal History at county, state, and national levels.

You'll then need to decide if you'd like to pay for a single report ($29.95), a one-month unlimited plan ($19.95), or a three-month unlimited plan ($12.95/month x 3 months). When we waited around on the site a little longer, we also got a pop-up offer for a $2.95 5-day trial and a full report for $1. That's a fantastic way to try the site out and make sure it's what you need, but be sure to read the terms carefully so that you can cancel in time if you decide to.

The reports you pull may include the following, particularly if you have the unlimited plan:

  • Arrest/Police/Court Records
  • Reverse Phone Lookups
  • Addresses/Phone Numbers
  • Birth/Death/Marriage/Divorce Records
  • Search Warrants
  • Relatives and Associates

As with most services, the background check information you receive depends on public records databases and other sources; most customers report receiving information that is useful, but some are less than satisfied with the details they get once they pay for a report. Fortunately, PeopleFinders is priced affordably, and given that they have a solid A+ grade with the Better Business Bureau, you shouldn't expect huge problems if you should need to cancel the service.

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Continued from above

Warning: You may not use these services or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.

Much of this information is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!

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