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How Background Checks Protect the Individual

In today's digital world - where information often is at the tip of our fingers in an instant - conducting a background check on an individual has never been easier.

The curious can Google a person's name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individual's credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

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Top Consumer Reviews Articles

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Background Checks In The News

Parent volunteers and adult learners subject to background checks at CPS schools

Parent volunteers and adult learners face a new barrier to participating in their neighborhood schools as Chicago Public Schools (CPS) implements a new security policy requiring background checks. CPS ...

Published:  Mon, 17 Sep 2018 15:35:00 GMT



Schumer: FBI should reopen Kavanaugh background check - ABC

WASHINGTON (Reuters) - U.S. Senate Democratic leader Chuck Schumer on Monday called the sexual misconduct allegation brought by a woman against Supreme Court nominee Brett Kavanaugh extremely credible ...

Published:  Mon, 17 Sep 2018 08:52:00 GMT



Legal checks on background checks

Jobs in San Diego are plentiful. The local unemployment rate is about 3.5 percent. And yet employers continue to scrutinize applicants, often using investigative agencies to conduct background checks. ...

Published:  Mon, 17 Sep 2018 00:03:00 GMT



EXCLUSIVE: Schools officials bypassed full background checks for more than 100 bus drivers

A retired detective who screens school bus drivers for the city was bypassed by officials who used his signature without his knowledge to approve more than 100 drivers to ferry around children, the Da...

Published:  Tue, 18 Sep 2018 11:00:00 GMT



How to run a free background check

Everyone has skeletons in the closet. Whether it's Facebook photos of underage drinking in college or the complete criminal record of your sister's new boyfriend, the internet is a treasure trove of b...

Published:  Fri, 14 Sep 2018 16:31:00 GMT



Father of Paramus bus crash victim advocates for stricter background checks on drivers

Father of Paramus bus crash victim advocates for stricter background checks on drivers State and federal bills, inspired by the fatal Route 80 accident, would require tougher assessment and reporting ...

Published:  Tue, 18 Sep 2018 15:57:00 GMT



Cupich suggested church should do "˜background checks' on potential U.S. bishops

Outside background checks are a common tool for many employers looking to hire and promote - but not when it comes to the appointment of Catholic bishops in the United States, according to ...

Published:  Fri, 14 Sep 2018 03:30:00 GMT



Counselors, Groups Protest Rule Change Requiring Background Checks For Medicaid Providers

Hundreds of mental health and addiction counselors could lose their jobs because the state is now requiring criminal background checks for people who provide Medicaid services. Some of those counselor...

Published:  Tue, 18 Sep 2018 06:20:00 GMT



Teacher's aide accused of pretending to have Down Syndrome passed background checks

A man accused of pretending to have Down Syndrome so he could be changed and bathed by caregivers previously passed background checks to work at Chandler Unified School District. Paul Menchaca worked ...

Published:  Fri, 14 Sep 2018 20:59:00 GMT



No background checks "˜on the streets'

First, I'd like to say that my heart goes out to the family of the young man who was shot outside Canyon Ridge High School on Tuesday. Now, I'd like to address the ones who want to destroy our Second ...

Published:  Fri, 14 Sep 2018 22:36:00 GMT




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