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How Background Checks Protect the Individual

In today's digital world - where information often is at the tip of our fingers in an instant - conducting a background check on an individual has never been easier.

The curious can Google a person's name and find out just about anything there is to know about that person that is part of a public domain. If a more detailed history is desired, there are a number of third-party agencies which will conduct a thorough background check for an agreed-upon fee.

There are three common types of background checks that are conducted:

As of January 2013, employers must revise their Summary of Rights forms to comply with the Fair Credit Reporting Act, or FCRA. The act is a federal law which stipulates the guidelines by which employers and other agencies can obtain information about an individual's credit history, personal character, reputation or other consumer-reported data. Employers who fail to comply with the new provisions risk being fined by the Federal Trade Commission, which oversees the administration of FCRA. These rules are designed to protect the individual, who may be subject to a background check which results in false or misleading information which in turn can prevent hiring.

FCRA does not apply to individuals who are conducting a background check on another individual for personal reasons, such as looking into the criminal history of a romantic partner prior to dating. However, any report which reveals damaging information should be verified through a second source. As with other public records, there is always a chance of mistaken identity or other incorrect information being included in a background check.

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Background Checks In The News

It's Going to Take More Than Background Checks and AR-15 Bans to Stop Mass Shootings

The first is prevention. In this realm, Americans most often hear about the need for universal background checks and red-flag laws. Although the vast majority of mass shooters have left a record that ...

Published:  Fri, 16 Nov 2018 15:15:00 GMT

Study: 1 in 4 California Gun Owners Obtained Firearms Without a Background Check

An estimated 4.2 million California adults own guns, 14 percent of the population. California laws dating back decades make it a crime to buy or sell a gun without requiring the purchaser to ...

Published:  Sun, 18 Nov 2018 12:00:00 GMT

NHS carrying out 3,000 background checks on foreign medics after fraudster was allowed to work as a psychiatrist for 22 years

Zholia Alemi was only caught after trying to fake an OAP's will to steal £1.3million Zholia Alemi, 56, falsely claimed she had a degree from New Zealand's University of Auckland to land the job. Zholi...

Published:  Sun, 18 Nov 2018 16:58:00 GMT

Sisolak, Ford can't implement background checks

Steve Sisolak and Aaron Ford are promising to use their new offices to implement Nevada's stalled background check initiative. They haven't said, however, how they are going to do it. There's a reason ...

Published:  Tue, 13 Nov 2018 21:20:00 GMT

Angi Homeservices execs talk background checks, new HQ and employee poaching

After posting a record quarter, Angi Homerservices executives say that the combined Home Advisor and Angie's List finally feels like one company. The company (Nasdaq: ANGI) reported $303.1 million in ...

Published:  Mon, 12 Nov 2018 03:45:00 GMT

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