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Instant Checkmate vs Background Report 360

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INSTANT CHECKMATE

While there are a lot of services offering background checks today, some are more thorough than others. Instant Checkmate definitely ranks up there with the best when it comes to checking for information.

One thing that stood out to us about the search process of Instant Checkmate: it has a box you can check if you're searching for your own information. When we checked that box, it asked us questions while the search was running, to help make sure it was coming up with the right records (for example, had we ever lived in a certain city, were we over the age of 30, and even if an individual was a relative). We did find the "Have you ever committed a crime?" question to be a little ominous!

Instant Checkmate found the right records for us, after a search process that took a couple of minutes to complete. We were then asked to answer another set of questions; in total, it took nearly 10 minutes to get to the place where we could order the report generated. There was a big red bar across the page warning us that there were more than 10 criminal records for people associated with our name in our state; given that we have a clear criminal background, that felt a little shady and meant to push us to buy their report.

Digging a little deeper, we found that there are two background check services operated by the same owners: Truthfinder and Instant Checkmate. Both services have solid ratings with the Better Business Bureau, so this is primarily for your own information as you consider which background check service will ultimately get your business.

Pricing was also slightly different between the two, so keep an eye out for the best deal. Pro tip: wait around awhile on the site. You may get a pop-up offering you a full-access, 5-day trial membership for $1.

The BBB has given this service both an A+ rating and accreditation, which is unusual within the industry. We found a higher number of positive reviews for Instant Checkmate than most other background check services on the market; the only thing keeping them from a first-place ranking is their higher prices, compared with their competition.

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BACKGROUND REPORT 360

According to the Background Report 360 website, you can get a full background check in less than a minute in three easy steps. How does their service compare with the competition?

Background Report 360 didn't even come close to returning the amount of information provided by other background check services. When we searched for ourselves, it only came up with one person with the same name - but it wasn't the right person. Other sites found us quickly, along with at least a half-dozen other individuals in the same state with the same name.

Then, on the "View Results" page, there were several links under Criminal Records, Vital Records, and so forth; when we clicked those links, however, we got an error message saying Page Not Found. So, not only did we not get our results, we couldn't even access the wrong ones.

Our ultimate conclusion is that Background Report 360 is no longer doing business. We got the same error message when trying to click the Check Out button, and the copyright date at the bottom of the page was a few ears earlier than the date we visited the site. You'll need to choose another service if you want to run a background check.

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Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Instant Checkmate and Background Report 360.

Warning: You may not use these services or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check.

Background checks have been a regular part of life for many years, letting people to get a better idea of those individuals they interact with. Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

Much of this information is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!



The Popularity of Background Checks

Daters are doing it. Neighbors are doing it. Even someone you know may be doing it.

So what is the "it" we're referring to here? Background checks.

With the top three online dating websites making background checks a requirement for using their service, the popularity of conducting such searches continues to grow. Even the government is considering tighter background checks for the purchase of firearms as part of a broader package on gun safety.

Not even social media is exempt from the long-reaching arm of the background check. While a person can make their social media accounts private, and be cautious of what they post about themselves, what they cannot control is what other people post about them. Embarrassing photos from last summer's pool party - where you were holding a beer in each hand as you belly-flopped into the pool - easily can surface on someone else's website or social media account. So even if you think you're being discreet, there is always the chance that someone else is not.

We already know that conducting background checks is becoming popular. But what kind of information frequently is sought out during a background check?

  • Basic Background Check. These kinds of background checks are comprehensive and thorough, revealing such information as a person's date of birth, any marriages/divorces and even if they've ever claimed bankruptcy. It also can include a criminal history, which details any criminal convictions.
  • Criminal Background Check. Sometimes you're not interested in learning about every place someone has lived in their lifetime - or whether they've been married four times in 15 years. Sometimes, the only information that is being sought is a criminal conviction history, which can be obtained through a criminal background check. These checks can be conducted through a number of third-party agencies, which charge from $15 to $40 for their services. Any criminal convictions, including jail time served, will be included in the report.

It's important to understand that sometimes background checks contain inaccurate and misleading information. This can be incredibly frustrating for someone who may be confused with another person of a similar name who has committed a crime. Just as ordering an annual credit report to check for errors is a good idea; it is advisable to occasionally conduct a background check on yourself for the same purposes.

 



Background Checks In The News

Met police deny looser background checks put people in danger

Ian Huntley, who killed the Soham schoolfriends Holly Wells and Jessica Chapman. Police checks failed to unearth his past, prompting reforms in the vetting system. Photograph: Toby Melville/PA The Met...

Published:  Sun, 19 Aug 2018 07:19:56 GMT



FLAWED SYSTEM: Background checks for prospective Idaho high school coaches unreliable

While there may be an expectation that prospective Idaho high school coaches are held to concise admission standards and procedures regarding their criminal records as well as a foolproof criminal bac...

Published:  Sat, 18 Aug 2018 23:51:00 GMT



Chicago reaches $10.4M settlement with ride-share companies over background checks, will pay for mentoring

Mayor Rahm Emanuel's administration reached a $10.4 million settlement agreement with ride-share companies that didn't perform background checks up to Chicago code and will spend the windfall on a you...

Published:  Thu, 16 Aug 2018 15:29:00 GMT



Background checks give false sense of security at airports

We would be better off reducing our emphasis on someone's past and looking to broader security concepts that operate more fairly. The Sea-Tac airplane theft by Horizon Air employee Richard Russell is ...

Published:  Thu, 16 Aug 2018 05:14:00 GMT



Muni officials to step up background checks on contractors

San Francisco Municipal Transportation Agency officials said Thursday they will beef up background checks on potential contractors following revelations that a hired contractor, Shimmick Construction, ...

Published:  Thu, 16 Aug 2018 22:10:00 GMT



Authorities must prosecute gun buyers who lie during background checks

The man involved in a shootout last month with Kansas City police - a felon and a murder suspect - recently passed a federal background check to buy a gun. That fact should disturb every American conc...

Published:  Thu, 16 Aug 2018 11:48:00 GMT



SCHOOL PATROL: HCDE board members approve changes to background check policy

UPDATE: Hamilton County school board members passed a policy that will require more people to undergo background checks. Background checks will now be required for contract workers and volunteers who ...

Published:  Fri, 17 Aug 2018 03:38:00 GMT



Find Anyone, Anywhere With This Crafty Online Background Check System

Used by thousands of companies, this site is the real deal for finding information most folks think would be buried. Everything from arrest records, credit history, traffic records and more are at you...

Published:  Thu, 16 Aug 2018 05:36:00 GMT



Switch in background check provider leaves school workers waiting for fingerprinting

Tenele Griffon rested his head on an umbrella as he sat on a wooden bench at the end of a line of people in DuBourg Hall at Saint Louis University. He was supposed to start his new job as a bus driver ...

Published:  Fri, 17 Aug 2018 06:01:00 GMT



Felon passed background check to buy gun, then shot 3 Kansas City police officers

KANSAS CITY - A convicted felon suspected of killing a University of Missouri-Kansas City graduate student last month somehow passed a federal background check to buy a firearm before shooting three K...

Published:  Thu, 16 Aug 2018 12:24:00 GMT




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