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Instant Checkmate vs Been Verified

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INSTANT CHECKMATE

While there are a lot of services offering background checks today, some are more thorough than others. Instant Checkmate definitely ranks up there with the best when it comes to checking for information.

One thing that stood out to us about the search process of Instant Checkmate: it has a box you can check if you're searching for your own information. When we checked that box, it asked us questions while the search was running, to help make sure it was coming up with the right records (for example, had we ever lived in a certain city, were we over the age of 30, and even if an individual was a relative). We did find the "Have you ever committed a crime?" question to be a little ominous!

Instant Checkmate found the right records for us, after a search process that took a couple of minutes to complete. We were then asked to answer another set of questions; in total, it took nearly 10 minutes to get to the place where we could order the report generated. There was a big red bar across the page warning us that there were more than 10 criminal records for people associated with our name in our state; given that we have a clear criminal background, that felt a little shady and meant to push us to buy their report.

Digging a little deeper, we found that there are two background check services operated by the same owners: Truthfinder and Instant Checkmate. Both services have solid ratings with the Better Business Bureau, so this is primarily for your own information as you consider which background check service will ultimately get your business.

Pricing was also slightly different between the two, so keep an eye out for the best deal. Pro tip: wait around awhile on the site. You may get a pop-up offering you a full-access, 5-day trial membership for $1.

The BBB has given this service both an A+ rating and accreditation, which is unusual within the industry. We found a higher number of positive reviews for Instant Checkmate than most other background check services on the market; the only thing keeping them from a first-place ranking is their higher prices, compared with their competition.

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BEEN VERIFIED

When it comes to background checks, Been Verified goes deep. After a process lasting about two minutes, they found the record we were searching for, including correct phone numbers and email addresses.

Once our report was processed, we got a pop-up offering a discount of 15% off their published prices. Even with that discount, their prices are a little higher than some of the services in our review, but not by much.

One perk is that Been Verified offers mobile public data access: in other words, you can meet someone and process a search for them right then and there (although that may be a little creepy). We also like their Dos and Don'ts page that illustrates the ways you can use their service. Finding lost loves, verifying potential roommates, and checking out online buyers/sellers all get the OK; looking up a babysitter, stalking a crush, and contacting people against their wishes are on the no-go list.

Been Verified has a "B" rating with the Better Business Bureau, the primary reason being given as "business has failed to resolve underlying cause(s) of a pattern of complaints". The majority of these complaints aren't about the service itself, but more about customer service. Specifically, customers said that there were hidden fees for searching extra counties, and that when they tried to cancel they were given an extra free month - and then their subscription was continued without their permission.

This provider is one of the few services we found that offered a 100% satisfaction guarantee or your money back - it just may take some very insistent phone calls and personal follow-up to make sure that your account is actually cancelled and your refund is processed.

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Best Background Checks

To help you find the Best Background Checks, TopConsumerReviews.com provides you with an in-depth comparison of Instant Checkmate and Been Verified.

Warning: You may not use these services or the information they provide to make decisions about consumer credit, employment, insurance, tenant screening, or any other purpose that would require FCRA compliance.

What is the best background check service? Is your new girlfriend as trustworthy as she seems? Does your neighbor have a criminal record? These are just a few of the types of questions that motivate people to want to run a background check.

Background checks have been a regular part of life for many years, letting people to get a better idea of those individuals they interact with. Colleges and universities search social media profiles and work history before awarding scholarships or even granting admission to applicants. Families looking to adopt or be foster parents are checked to make sure there is no history of abuse or neglect.

Much of this information is also available to you through services offering background checks. Maiden names and aliases, cities of residence, even criminal and legal history are just a few of the types of information people can find when using these services.

You should be aware that, no matter which service you use, the results rendered are only as accurate as the public records databases which they use. The accuracy of this information is one of the factors that differentates the background check providers.

As you decide which background check service best meets your needs, keep in mind the following criteria:

  • Price. What will it cost to access a single report? Is there a free or low-cost trial available? How much does it cost to access unlimited reports for one month?
  • Depth of Information. What kinds of records will you be able to see? Is it information that you could easily find yourself, or will you get access to details that are hard for the average person to find? Does the service also examine social media accounts, or just basic public records?
  • Reputation. Have other customers been able to find what they need while using the service? Does the business have a solid rating with the BBB?

TopConsumerReviews.com has reviewed and ranked the best background check services available today. We hope these reviews help you find what - and who - you're searching for!



The Popularity of Background Checks

Daters are doing it. Neighbors are doing it. Even someone you know may be doing it.

So what is the "it" we're referring to here? Background checks.

With the top three online dating websites making background checks a requirement for using their service, the popularity of conducting such searches continues to grow. Even the government is considering tighter background checks for the purchase of firearms as part of a broader package on gun safety.

Not even social media is exempt from the long-reaching arm of the background check. While a person can make their social media accounts private, and be cautious of what they post about themselves, what they cannot control is what other people post about them. Embarrassing photos from last summer's pool party - where you were holding a beer in each hand as you belly-flopped into the pool - easily can surface on someone else's website or social media account. So even if you think you're being discreet, there is always the chance that someone else is not.

We already know that conducting background checks is becoming popular. But what kind of information frequently is sought out during a background check?

  • Basic Background Check. These kinds of background checks are comprehensive and thorough, revealing such information as a person's date of birth, any marriages/divorces and even if they've ever claimed bankruptcy. It also can include a criminal history, which details any criminal convictions.
  • Criminal Background Check. Sometimes you're not interested in learning about every place someone has lived in their lifetime - or whether they've been married four times in 15 years. Sometimes, the only information that is being sought is a criminal conviction history, which can be obtained through a criminal background check. These checks can be conducted through a number of third-party agencies, which charge from $15 to $40 for their services. Any criminal convictions, including jail time served, will be included in the report.

It's important to understand that sometimes background checks contain inaccurate and misleading information. This can be incredibly frustrating for someone who may be confused with another person of a similar name who has committed a crime. Just as ordering an annual credit report to check for errors is a good idea; it is advisable to occasionally conduct a background check on yourself for the same purposes.

 



Background Checks In The News

Man killed 5 in Illinois after gun background check missed felony conviction, police say

The man who gunned down five co-workers and wounded a sixth at a suburban Chicago manufacturing warehouse before shooting and wounding five police officers brought his gun to a meeting in which he was ...

Published:  Sat, 16 Feb 2019 21:50:00 GMT



Background check failed to detect Aurora shooter's record

The Pentagon remains undecided about how to fund the border wall Acting U.S. Defense Secretary Patrick Shanahan said Saturday he has yet to choose which military projects may have funding ...

Published:  Sun, 17 Feb 2019 05:38:00 GMT



The Latest: CEO: Gunman passed background check when hired

AURORA, Ill. (AP) - The Latest on the mass shooting at a warehouse in Aurora, Illinois (all times local): 5 p.m. The chief executive of the company that owns the warehouse where an employee gunned dow...

Published:  Sat, 16 Feb 2019 16:10:00 GMT



Nevada governor signs gun background check law

CARSON CITY, Nev. (AP) - Nevada's governor on Friday signed into law a bill expanding background checks to private gun sales and transfers, taking advantage of a Democrat-controlled Legislature to app...

Published:  Sat, 16 Feb 2019 15:34:00 GMT



Aurora Gunman Passed Background Check When Hired

The chief executive of the company that owns the warehouse where an employee gunned down five co-workers says a background check on him when he joined Henry Pratt Co.15 years ago did not turn up a 199...

Published:  Sat, 16 Feb 2019 16:07:00 GMT



Both sides play politics in fight over Nevada background check law

CARSON CITY - The push to implement the stalled background check was all but a done deal coming into the 2019 session of the Nevada Legislature. But that didn't stop Republican lawmakers and the Natio...

Published:  Sat, 16 Feb 2019 09:57:00 GMT



Governor signs bill expanding background checks to private gun sales

CARSON CITY (FOX5) -- Gov. Steve Sisolak signed a bill into law requiring background checks on private gun sales and transfers. It closes a loophole that allows gun buyers to avoid background checks b...

Published:  Fri, 15 Feb 2019 22:45:00 GMT




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